stockrowGreen Dot Corporation (GDOT) vs OppFi Inc. (OPFI)
- Green Dot Corporation GDOT 12.21 −1.85%
- OppFi Inc. OPFI 6.22 −0.80%
Green Dot Corporation and OppFi Inc. are both Credit Services companies. Green Dot Corporation is the larger, with a market value of $708.9M against $534.3M — 1.3× the size. Green Dot Corporation has negative trailing earnings, so its P/E is not meaningful; OppFi Inc. trades at 2.7×. Green Dot Corporation grew revenue faster over the last twelve months: 17.7% against −6.55%. OppFi Inc. has the higher net margin (26.9% vs −1.14%) and the higher return on invested capital (12.2% vs 0.00%). Across the 19 metrics below, OppFi Inc. leads on 11 and Green Dot Corporation on 8.
Valuation
Profitability
| Metric | GDOT | OPFI | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 86.06% | 76.61% |
| Operating margin | 0.34% | 0.00% | 0.34% |
| Net margin | (1.14%) | 26.88% | 8.35% |
| Free cash flow margin | 3.66% | 104.18% | 8.73% |
| Return on equity | (2.79%) | 26.25% | 9.05% |
| Return on assets | (0.44%) | 12.10% | 1.94% |
| Return on invested capital | 0.00% | 12.24% | 4.56% |
Growth
Health
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Size
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