stockrowGreen Dot Corporation (GDOT) vs Navient Holdings, Inc. (NAVI)
- Green Dot Corporation GDOT 12.21 −1.85%
- Navient Holdings, Inc. NAVI 8.51 −3.51%
Green Dot Corporation and Navient Holdings, Inc. are both Credit Services companies. Navient Holdings, Inc. is the larger, with a market value of $827.2M against $708.9M — 1.2× the size. Green Dot Corporation grew revenue faster over the last twelve months: 17.7% against −21.4%. Green Dot Corporation has the higher net margin (−1.14% vs −1.67%) and the higher return on invested capital (0.00% vs −0.11%). Across the 18 metrics below, Green Dot Corporation leads on 9 and Navient Holdings, Inc. on 9.
Valuation
Profitability
| Metric | GDOT | NAVI | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 20.06% | 76.61% |
| Operating margin | 0.34% | 0.00% | 0.34% |
| Net margin | (1.14%) | (1.67%) | 8.35% |
| Free cash flow margin | 3.66% | 11.37% | 8.73% |
| Return on equity | (2.79%) | (2.02%) | 9.05% |
| Return on assets | (0.44%) | (0.10%) | 1.94% |
| Return on invested capital | 0.00% | (0.11%) | 4.56% |
Growth
Health
Dividend
Size
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