Green Dot Corporation (GDOT) vs Navient Corporation (NAVI)
Green Dot Corporation and Navient Corporation are both Credit Services companies. Navient Corporation is the larger, with a market value of $872.2M against $728.8M — 1.2× the size. Green Dot Corporation grew revenue faster over the last twelve months: 17.7% against −21.4%. Green Dot Corporation has the higher net margin (−1.14% vs −1.67%) and the higher return on invested capital (0.00% vs −0.11%). Across the 19 metrics below, Green Dot Corporation leads on 10 and Navient Corporation on 9.
Valuation
Profitability
| Metric | GDOT | NAVI | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 20.06% | 77.13% |
| Operating margin | 0.34% | 0.00% | 0.34% |
| Net margin | (1.14%) | (1.67%) | 9.25% |
| Free cash flow margin | 3.66% | 11.37% | 13.03% |
| Return on equity | (2.79%) | (2.02%) | 8.49% |
| Return on assets | (0.44%) | (0.10%) | 2.29% |
| Return on invested capital | 0.00% | (0.11%) | 4.09% |
Growth
Health
Dividend
Size
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