First National Corp. FXNC
- Market cap
- $267.9M
- P/E
- 12.2×
Follow FXNC
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 8.65 | 12.85 | 17.61 | 16.74 | 11.54 | 16.50 | 13.45 | 13.13 | 14.50 | 18.26 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 13.13 | 18.05 | 23.50 | 31.00 | 21.40 | 23.87 | 23.96 | 21.75 | 26.00 | 26.97 |
High Price
|
|||
| 153 | 160 | 160 | 154 | 150 | 210 | 215 | 224 | 303 | 308 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 34 | 36 | 40 | 41 | 41 | 47 | 62 | 70 | 93 | 117 |
Revenue
|
|||
| 94.12% | 93.36% | 91.28% | 88.21% | 91.77% | 95.13% | 93.84% | 79.42% | 74.25% | 77.47% |
Gross Margin
|
|||
| 8 | 10 | 12 | 12 | 11 | 13 | 21 | 12 | 8 | 22 |
EBT
|
|||
| 24.49% | 28.31% | 30.83% | 28.45% | 26.53% | 27.35% | 33.46% | 16.98% | 8.68% | 18.83% |
EBT Margin
|
|||
| 6 | 6 | 10 | 10 | 9 | 10 | 17 | 10 | 7 | 18 |
Net Income
|
|||
| 3 | 3 | 2 | 2 | 2 | 2 | 1 | 2 | 2 | 5 |
Depreciation
|
|||
| 6.85 | 7.27 | 8.13 | 8.35 | 8.43 | 8.53 | 9.92 | 11.09 | 13.33 | 12.95 |
Revenue/Sh
|
|||
| 1.20 | 1.30 | 2.05 | 1.92 | 1.82 | 1.87 | 2.69 | 1.54 | 1.00 | 1.97 |
Earnings/Sh
|
|||
| 1.83 | 1.33 | 2.78 | 2.39 | 3.09 | 1.42 | 4.28 | 2.62 | (3.19) | 2.79 |
Cash Flow/Sh
|
|||
| (0.21) | (0.22) | (0.31) | (0.21) | (0.18) | (0.14) | (0.19) | (0.29) | (0.47) | (0.28) |
Capex/Sh
|
|||
| 1.62 | 1.11 | 2.47 | 2.18 | 2.92 | 1.27 | 4.09 | 2.33 | (3.66) | 2.52 |
Free CF/Sh
|
|||
| 10.59 | 11.77 | 13.46 | 15.55 | 17.41 | 21.09 | 17.33 | 18.56 | 23.94 | 20.70 |
Book Value/Sh
|
|||
| 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 7 | 9 |
Shares
|
|||
| 10.80 | 13.73 | 9.51 | 11.09 | 9.34 | 11.92 | 6.42 | 14.02 | 19.84 | 12.81 |
PE Ratio
|
|||
| 1.88 | 2.47 | 2.39 | 2.56 | 2.01 | 2.70 | 1.73 | 1.93 | 1.73 | 1.95 |
PS Ratio
|
|||
| 1.21 | 1.53 | 1.44 | 1.38 | 0.97 | 1.09 | 0.99 | 1.16 | 0.96 | 1.22 |
PB Ratio
|
|||
| 1.08 | 1.76 | 2.03 | 1.80 | (0.62) | (0.61) | 0.89 | 0.89 | 0.30 | 0.72 |
EV/Sales
|
|||
| 4.55 | 11.47 | 6.68 | 6.91 | (1.80) | (4.11) | 2.15 | 4.22 | (1.08) | 3.70 |
EV/FCF
|
|||
| 9 | 7 | 14 | 12 | 15 | 8 | 27 | 16 | (22) | 25 |
Op' Cash Flow
|
|||
| (1) | (1) | (2) | (1) | (1) | (1) | (1) | (2) | (3) | (2) |
Capex
|
|||
| 8 | 5 | 12 | 11 | 14 | 7 | 26 | 15 | (25) | 23 |
FCF
|
|||
| (126) | (108) | (103) | (91) | (94) | (254) | (262) | (239) | (194) | (232) |
Working Cap'
|
|||
| 14 | 14 | 14 | 14 | 19 | 19 | 14 | 14 | 30 | 18 |
Total Debt
|
|||
| (27) | (26) | (14) | (32) | (108) | (157) | (53) | (73) | (132) | (143) |
Net Debt
|
|||
| 52 | 58 | 67 | 77 | 85 | 117 | 108 | 116 | 167 | 186 |
Sh' Equity
|
|||
| 0.84% | 0.89% | 1.36% | 1.23% | 1.01% | 0.89% | 1.22% | 0.69% | 0.41% | 0.87% |
ROA
|
|||
| 20.43% | 19.63% | 14.84% | 16.13% | 0.00% | 0.00% | 23.27% | 17.01% | 29.60% | 35.13% |
ROIC
|
|||
| 12.04% | 11.69% | 16.24% | 13.28% | 10.93% | 10.26% | 14.90% | 8.57% | 4.93% | 10.04% |
ROE
|
|||
First National Corp. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| NKSH National Bankshares, Inc. | $269.0M | 13.3× | Compare |
| HWBK Hawthorn Bancshares, Inc. | $264.4M | 10.0× | Compare |
| LCNB LCNB Corporation | $262.4M | 10.9× | Compare |
| GBFH GBank Financial Holdings Inc. | $274.2M | 14.8× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FBLA FB Bancorp, Inc. | $259.3M | 0.0× | Compare |
| WNEB Western New England Bancorp | $278.0M | 16.6× | Compare |
| FUNC First United Corporation | $279.5M | 11.2× | Compare |
| FNRN First Northern Community Bancorp | $280.0M | 12.5× | Compare |
First National Corp. (FXNC) key facts
- First National Corp. (FXNC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- First National Corp.’s revenue for fiscal 2025 (year ended December 2025) was $116.5 million, up 25.7% from fiscal 2024.
- As of September 25, 2026, FXNC traded at $29.38, a market capitalization of $267.9 million.
- First National Corp. pays an annual dividend of $0.60 per share, a yield of 3.11%, with a payout ratio of 22.0%.
- Return on equity was 10.0% and debt-to-equity 0.09.
First National Corp. (FXNC) Latest News
25 Sep
First National Corp. (FXNC), a Strasburg-based finance stock, offers income potential: a $0.17 quarterly dividend ($0.68 annualized, 2.3% yield) above Banks - Northeast's 2.17% and the S&P 500's 1.43%. The dividend rose 7.1% year over year, with four increases over five years (about 7.70% average annual growth). Payout ratio is 29%. FXNC has gained about 17.39% this year. For 2026, earnings are expected to grow to $2.44 per share, about 15.1% higher, per Zacks Consensus. The stock carries a Zacks Rank of 3 (Hold). Caution remains that high-yielding names can face headwinds in rising interest-rate environments. Overall, the setup favors a dividend-focused profile with moderate upside potential rather than a transformative trajectory. Moderate earnings growth and steady dividend increases provide a modest positive signal, without a transformative catalyst.
14 Sep
First National Financial Corporation appoints Hassan Pirnia as Chief Executive Officer. New CEO appointment may shift strategy and affect short-term market sentiment.
4 Sep
First National Corp. (FXNC) receives a rating upgrade to Buy. Buy rating upgrade may lift short-term investor interest and share performance for First National Corp.
20 Jul
FIRST NAT CP (FXNC) earnings surprise streak faces uncertainty over continuation. Earnings streak questions can moderately sway near-term investor views on FXNC performance.
5 Jun
First National Corp. (FXNC) receives a Buy rating upgrade, pointing to improved investor outlook and potential stock gains. Analyst Buy upgrade typically lifts near-term sentiment and share price without altering company fundamentals.
6 May
First National Bank Alaska announced unaudited financial results for the first quarter of 2026. Unaudited Q1 results affect key financial performance metrics and short-term market sentiment for FXNC.
3 May
Analysts are updating estimates for First National Corporation (NASDAQ:FXNC) following its first-quarter results. Analyst revisions after Q1 results may moderately influence FXNC's financial outlook and market sentiment.
30 Apr
First National Corporation reported first quarter 2026 earnings. Quarterly earnings reports significantly impact financial performance metrics and investor sentiment for the company.
First National Corp. (FXNC) reported Q1 earnings that surpassed analyst estimates. Q1 earnings beat signals moderately stronger financial performance amid typical quarterly fluctuations.
16 Apr
Advisors managing $10 billion in assets at First National Corp. (FXNC) have left the $10B bank to form their own independent registered investment advisor, Prairie View. Loss of $10B advisor team undermines FXNC's wealth management revenue, client retention, and competitive position in the RIA space.
12 Mar
First National Financial Corporation announces the planned retirement of President and CEO Jason Ellis. CEO retirement constitutes a major leadership transition likely to impact strategic direction and investor confidence.
12 Feb
First National Corp. (FXNC) has announced a Strategic Branch Optimization Plan aimed at enhancing operational efficiency and customer service. The plan includes the consolidation of certain branches and the investment in digital banking solutions to better meet customer needs. This strategic move is expected to streamline operations and improve overall performance in a competitive banking landscape. The branch optimization plan is a significant strategic move that could enhance operational efficiency and customer engagement.
9 Feb
First National Corp. (FXNC) has been recognized as the second-top bank in the nation by Forbes, highlighting its strong performance and reputation in the banking sector. This ranking reflects the bank's commitment to excellence and customer service, positioning it favorably among its competitors. The recognition is expected to enhance its brand image and attract more customers, potentially leading to increased market share and profitability. Being ranked as the second-top bank by Forbes is likely to significantly enhance First National's market position and investor sentiment.
First National Corp. (FXNC) is highlighted as a top dividend stock, attracting attention from investors seeking reliable income sources. The company has demonstrated consistent dividend payments, making it an appealing option for those focused on yield. Analysts suggest that FXNC's strong financial performance and commitment to returning value to shareholders position it favorably in the current market. Investors are encouraged to consider FXNC for their portfolios, especially in light of its robust dividend history and potential for future growth. The company's strong dividend performance and financial stability indicate significant potential for future market impact.
3 Feb
First National Bank Alaska reported its unaudited results for the fourth quarter of 2025, highlighting key financial metrics and performance indicators. The report reflects the bank's operational efficiency and market positioning during the quarter, providing insights into its profitability and growth strategies. Stakeholders are encouraged to review the detailed figures to assess the bank's financial health and future outlook. The reported results indicate moderate financial performance that may influence investor sentiment and operational strategies.
29 Jan
First National Corporation (FXNC) reported record earnings for the fourth quarter and the entire year of 2025, showcasing significant growth in revenue and profitability. The company attributed this success to strategic initiatives and strong market demand, positioning itself favorably for future opportunities. Management expressed optimism about sustaining this momentum moving forward. Record earnings and strategic initiatives indicate a significant positive shift in the company's performance and outlook.
6 Jan
Mariner has initiated the new year by acquiring two firms, which collectively manage $1.8 billion in assets. This strategic move is expected to enhance Mariner's market position and expand its service offerings, reflecting a proactive approach to growth in the financial sector. The acquisitions are likely to significantly impact First National Corp.'s market positioning and growth trajectory.
Mariner has initiated the new year with significant growth plans, announcing dual acquisitions totaling $1.8 billion. These strategic moves are expected to enhance Mariner's market position and expand its operational capabilities, signaling a robust start for the company in 2023. The acquisitions are likely to significantly impact Mariner's future performance and market positioning.
29 Dec
First National Corporation (NASDAQ:FXNC) has gained popularity among individual investors, who now own 44% of the company's shares, while institutional investors hold 31%. This distribution indicates a strong interest from retail investors in the company's stock. The significant ownership by individual investors may influence market sentiment and trading dynamics but is not expected to fundamentally alter the company's trajectory.
18 Dec
First National Corp. (FXNC) is being highlighted as a potential buy due to its strong financial performance, strategic growth initiatives, and favorable market conditions. The company has shown resilience in its operations, with increasing revenues and a solid balance sheet. Analysts suggest that FXNC's focus on expanding its service offerings and enhancing customer experience positions it well for future growth. Additionally, the current market environment presents opportunities for the company to capitalize on emerging trends, making it an attractive investment option for potential buyers. Strategic growth initiatives and favorable market conditions are likely to significantly impact First National Corp.'s future performance.
18 Nov
First National Corp. (NASDAQ: FXNC) has announced an increase in its dividend to $0.17 per share. This decision reflects the company's commitment to returning value to its shareholders and indicates a positive outlook on its financial health. Increasing the dividend suggests a moderately positive influence on investor sentiment and financial performance.
13 Nov
First National Corporation (FXNC) has announced a 9.7% increase in its quarterly cash dividends, reflecting the company's commitment to returning value to shareholders. This increase marks a significant step in enhancing shareholder returns and demonstrates the company's strong financial position. The dividend increase indicates a strong financial performance and could positively influence investor sentiment and market positioning.
6 Nov
Brookfield Business Partners LP (BBU) reported its Q3 2025 earnings, highlighting strategic growth initiatives and operational efficiencies. The company emphasized its focus on expanding its portfolio and enhancing shareholder value through targeted investments and partnerships. Key financial metrics showed positive trends, indicating resilience in a challenging market environment. BBU's leadership discussed future outlooks and strategies aimed at sustaining growth and navigating potential economic uncertainties. The strategic growth initiatives and operational efficiencies discussed could moderately influence First National Corp.'s competitive positioning and market sentiment.
1 Nov
First National Corp. (FXNC) reported a one-off loss of $6.1 million, raising concerns about its growth narrative. This unexpected financial setback has led to skepticism among investors regarding the company's future performance and growth prospects, potentially impacting market sentiment. The $6.1 million loss may moderately influence investor sentiment and financial performance but is not expected to fundamentally alter the company's trajectory.
30 Oct
First National Corporation (FXNC) reported record earnings for the third quarter of 2025, showcasing significant growth in revenue and net income compared to the previous year. The company attributed this success to strong loan demand and effective cost management strategies. Additionally, First National's improved asset quality and increased efficiency contributed to its robust financial performance. The positive results reflect the company's strategic initiatives and position in the market, reinforcing investor confidence. Record earnings and strong growth indicate a significant positive shift in the company's financial trajectory.
First National Corp. (FXNC) reported its Q3 earnings, meeting analysts' estimates. The financial results reflect stable performance amid current market conditions. The company continues to focus on strategic initiatives to enhance growth and shareholder value, maintaining a positive outlook for the upcoming quarters. Earnings results meeting estimates indicate stable performance but do not suggest significant changes in trajectory.
27 Oct
Seacoast Banking (SBCF) reported Q3 earnings and revenues that exceeded analysts' expectations, showcasing strong financial performance. The results reflect effective management strategies and growth initiatives, positioning the bank favorably in the competitive landscape. Investors reacted positively to the news, indicating increased confidence in the company's future prospects. Strong earnings performance may influence market sentiment and competitive positioning but is not expected to fundamentally alter the company's trajectory.
14 Oct
First National Financial Corporation plans to issue $800 million in senior notes to enhance its financial flexibility and support growth initiatives. The offering is expected to be completed in the near future, with proceeds aimed at refinancing existing debt and funding general corporate purposes. Issuing $800 million in senior notes is a significant strategic move that could enhance financial flexibility and support growth initiatives.
8 Oct
First National Corp. (FXNC) has received a no-action letter under the Competition Act regarding its proposed plan of arrangement. This letter indicates that the Canadian Competition Bureau will not challenge the arrangement, allowing the company to proceed without concerns of anti-competitive practices. The no-action letter is a significant step in the regulatory process, facilitating the company's strategic plans. The no-action letter enables First National Corp. to advance its strategic plans without regulatory hurdles, likely impacting its market positioning and investor sentiment significantly.
First National Financial has announced that it received a no-action letter under the Competition Act regarding its proposed plan of arrangement. This letter indicates that the competition authorities have no objections to the arrangement, allowing the company to proceed without concerns of violating competition laws. The no-action letter facilitates the company's strategic plans, potentially influencing its competitive positioning.