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Screener Weekly Summary Pricing

First Northern Community Bancorp FNRN

Financial  —  Banks Regional
17.17 0.09 0.53% as of 25 Sep
Market cap
$280.0M
P/E
12.5×
Revenue Champion (3y) Insider Buys (last 12m)
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Overview Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions

Total buys 0.10
Total sells 0.56
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — 4 — — — — — 2 —
Sell — — — — — — — 4 — — 4 —
Insider Ownership 7.82%

Capital & Financial Ratios

Market Cap 280.03
Revenue 90.61
Net Income 22.63
Free Cash Flow 6.33
Net Debt (124.30)
Current Ratio 0.75
Debt/Equity 0.00
P/E ratio 12.49
P/S ratio 3.05
P/B ratio 1.27
Past 5Y EPS Growth —
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 169 136 156 124
Receivables — — — —
Inventory — — — —
Other — — — —
1,275 1,235 1,269 1,282
2023 2024 2025 Q'26
Payables 1,692 1,700 1,679 1,692
ST’ Debt — — — —
Other — — — —
1,713 1,715 1,699 1,709
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 8.52% 9.30% 12.06%
Cash Flow (6.53%) (11.34%) (31.84%)
Earnings 11.98% 11.68% 9.98%
Book Value 9.46% 7.07% 19.25%

Revenue

Mar Jun Sep Dec Year
’26 23 23 — — —
’25 21 22 22 23 88
’24 20 21 22 22 85
’23 20 21 20 21 82
’22 14 15 17 18 63
’21 13 14 14 14 55
’20 13 13 15 15 57
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 4 3 — — —
’25 3 3 (7) 8 7
’24 3 3 8 6 20
’23 5 8 12 2 27
’22 2 4 7 9 22
’21 1 13 5 6 25
’20 (6) 19 0 (2) 13
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 4 3 — — —
’25 3 2 (7) 7 5
’24 3 2 8 6 19
’23 5 8 11 2 26
’22 2 4 7 8 21
’21 1 13 4 6 24
’20 (6) 19 0 (2) 12
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.36 0.29 — — —
’25 0.22 0.33 0.36 0.34 1.21
’24 0.25 0.26 0.33 0.34 1.12
’23 0.33 0.27 0.28 0.39 1.22
’22 0.18 0.21 0.27 0.27 0.90
’21 0.18 0.19 0.26 0.18 0.78
’20 0.16 0.16 0.20 0.19 0.67
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
5.76 7.23 8.09 8.31 5.92 7.45 5.96 5.71 7.07 8.73

Analyst estimates 2026–2028

Powerpack
Low Price
7.31 10.02 10.81 9.36 9.36 9.21 8.95 8.41 9.52 12.85
High Price
185 191 201 214 214 190 192 203 187 204
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
43 48 53 56 57 55 63 82 85 88
Revenue
97.32% 97.76% 97.60% 96.69% 97.38% 98.34% 98.11% 90.75% 83.12% 83.22%
Gross Margin
13 17 17 20 17 19 22 30 28 27
EBT
29.91% 35.45% 32.74% 36.29% 29.40% 35.29% 34.49% 36.17% 32.88% 31.00%
EBT Margin
8 9 13 15 12 14 16 22 20 21
Net Income
4 4 3 2 3 5 5 4 3 1
Depreciation
2.55 2.83 3.09 3.28 3.30 3.23 3.78 4.90 5.08 5.43
Revenue/Sh
0.46 0.49 0.69 0.81 0.67 0.78 0.90 1.22 1.12 1.21
Earnings/Sh
0.57 0.95 0.92 0.97 0.73 1.48 1.31 1.63 1.17 0.42
Cash Flow/Sh
(0.05) 0.10 (0.06) (0.02) (0.05) (0.05) (0.02) (0.07) (0.02) (0.10)
Capex/Sh
0.52 1.04 0.86 0.94 0.68 1.43 1.29 1.56 1.15 0.32
Free CF/Sh
5.44 5.88 6.58 7.76 8.78 8.85 7.52 9.52 10.58 13.01
Book Value/Sh
17 17 17 17 17 17 17 17 17 16
Shares
15.61 19.81 12.17 10.74 11.28 9.95 7.10 6.05 7.68 10.04
PE Ratio
2.84 3.56 2.82 2.75 2.39 2.49 1.76 1.57 1.78 2.34
PS Ratio
1.33 1.71 1.33 1.16 0.90 0.91 0.89 0.81 0.86 0.98
PB Ratio
(1.23) 0.34 0.48 0.50 (2.64) (3.95) (1.47) (0.43) 0.24 0.64
EV/Sales
(6.06) 0.92 1.73 1.74 (12.78) (8.88) (4.32) (1.36) 1.08 10.87
EV/FCF
10 16 16 17 13 25 22 27 20 7
Op' Cash Flow
(1) 2 (1) 0 (1) (1) 0 (1) 0 (2)
Capex
9 18 15 16 12 24 21 26 19 5
FCF
(196) (193) (216) (223) (286) (495) (509) (438) (481) (430)
Working Cap'
— — — — 5 — — — — —
Total Debt
(176) (155) (124) (126) (286) (359) (208) (169) (136) (156)
Net Debt
92 100 112 133 151 151 125 159 176 212
Sh' Equity
0.73% 0.73% 1.02% 1.16% 0.83% 0.80% 0.84% 1.15% 1.06% 1.11%
ROA
0.00% 0.00% 0.00% 189.59% 0.00% 0.00% 0.00% 0.00% 42.64% 30.43%
ROIC
9.04% 9.10% 11.81% 12.00% 8.58% 9.41% 11.51% 15.16% 11.94% 10.88%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

First Northern Community Bancorp peers in Banks Regional

Company Market cap P/E Compare
FRAF Franklin Financial Services Corp. $280.1M 11.4× Compare
FUNC First United Corporation $279.5M 11.2× Compare
ATLO Ames National Corporation $281.8M 12.3× Compare
WNEB Western New England Bancorp $278.0M 16.6× Compare
Company Market cap P/E Compare
ISBA Isabella Bank Corporation $285.3M 14.1× Compare
OVLY Oak Valley Bancorp (CA) $285.8M 12.0× Compare
GBFH GBank Financial Holdings Inc. $274.2M 14.8× Compare
NKSH National Bankshares, Inc. $269.0M 13.3× Compare

All 325 Banks Regional stocks →

First Northern Community Bancorp (FNRN) key facts

  • First Northern Community Bancorp (FNRN) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • First Northern Community Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $88.4 million, up 4.41% from fiscal 2024.
  • As of September 25, 2026, FNRN traded at $17.17, a market capitalization of $280.0 million.
  • Return on equity was 10.9% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

First Northern Community Bancorp (FNRN) Latest News

News by impact score

Fine-tune

29 Jul

3

First Northern Community Bancorp reported second quarter 2026 net income of $4.7 million. Quarterly net income disclosure influences near-term stock valuation and investor views on performance.

29 Apr

3

First Northern Community Bancorp (FNRN) reported $5.9 million net income for first quarter 2026. Q1 2026 net income of $5.9 million affects financial performance and market sentiment but remains routine quarterly reporting.

25 Apr

3

First Northern Community Bancorp (NASDAQ:FNRN) merits close watching due to strong fundamentals, attractive valuation, and growth potential. Positive analyst endorsement signals moderate boost to investor sentiment and market positioning.

23 Apr

4

First Northern Community Bancorp (FNRN) named an undiscovered gem in the US market for April 2026, spotlighting its undervalued potential amid overlooked banking opportunities. Spotlighting FNRN as an undiscovered gem drives significant investor attention and potential stock re-rating.

22 Apr

4

First Northern Community Bancorp (FNRN) announces approval for listing its shares on The Nasdaq Capital Market. Nasdaq listing approval boosts stock liquidity, visibility, and investor appeal, significantly enhancing future market performance.

stockrow.com/FNRN · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com