FB Bancorp, Inc.

FBLA Financial Banks Regional

FB Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $69.9 million, down 18.6% from fiscal 2024.

Revenue
+8.80%
EPS
−100.0%
Free cash flow
+669.0%
Total debt
+67.2%

Quarter to June 2026, against a year earlier

16.86 0.03 +0.18%
Market cap
$268.4M
P/E
0.0×
Fwd P/E
—
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Bought, $m 0.00
Sold, $m 0.02
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — 1 — — 1 — — — — — —
Sell — — — 1 — — 1 — — — — —
Insider Ownership 10.33%

Capital & Financial Ratios $m

Size
Market Cap 268.41
Revenue ttm 71.97
Net income ttm 2.49
Free cash flow ttm 23.82
Net debt Q 65.98
Valuation
P/E 0.00
Forward P/E —
Price / sales 3.48
Forward P/S Powerpack
Price / FCF 6.52
Price / book 0.88
Financial health
Current ratio Q 0.97
Debt / equity Q 0.39
Interest coverage Q —
Growth
Revenue growth Q +8.80% (above 0%: growing)
Operating income growth Q −55.87% (below 0%: shrinking)
EPS, this year —
EPS, next year A —
Revenue, next year A —
EPS, past 5 yrs —
EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 87 99 60 45
Receivables — — — —
Inventory — — — —
Other — — — —
775 855 804 790
2023 2024 2025 Q'26
Payables 769 801 841 811
ST’ Debt — — — —
Other — — — —
770 801 842 811

Compound Annual Growth %

10y 5y 3y
Sales — — —
Cash Flow — — —
Earnings — — —
Book Value — — —

EPS $

Mar Jun Sep Dec Year
’26 0.01 0.00 — — —
’25 0.04 0.05 0.06 (0.08) 0.07
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 18 19 — — —
’25 17 17 23 12 70
’24 20 23 22 21 86
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 13 15 — — —
’25 7 (2) (17) 14 3
’24 (10) (5) 0 16 1
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 13 15 — — —
’25 4 (3) (18) 14 (3)
’24 (12) (1) (1) 16 2
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue — — — — — — — 79 86 70 72 (6.0%) — — — —
Gross margin, % — — — — — — — 87.21 53.66 74.54 74.02 (12.7) pt
EBT — — — — — — — 1 2 5 3 +82.4%
EBT margin, % — — — — — — — 1.83 1.98 6.88 4.15 +5.1 pt
Net income — — — — — — — 1 (6) 4 2 +87.8%
Per share, $
Per share, $ Revenue — — — — — — — 0.00 24.12 3.84 4.85 n/m
Earnings — — — — — — — — (1.74) 0.07 (0.01) n/m
Cash flow — — — — — — — 0.00 0.23 0.15 1.67 n/m
Capex — — — — — — — 0.00 0.40 (0.31) (0.07) n/m
Free cash flow — — — — — — — 0.00 0.63 (0.16) 1.60 n/m
Book value — — — — — — — 0.00 91.60 17.28 19.11 n/m
Shares, m — — — — — — — — 4 18 17 +410.9%
Valuation, ×
Valuation, × P/E — — — — — — — 183.57 183.57 183.57 0.00 183.6
P/S — — — — — — — 0.00 0.00 3.34 3.48 1.1
P/B — — — — — — — 0.00 0.00 0.74 0.88 0.2
EV/Sales — — — — — — — (0.89) (0.39) 3.60 — 0.8
EV/FCF — — — — — — — 7.31 (2.07) 21.48 — 8.9
Cash, $m
Cash, $m Operating cash flow — — — — — — — (7) 1 3 25 n/m
Capex — — — — — — — 4 1 (6) (1) n/m
Free cash flow — — — — — — — (3) 2 (3) 24 (4.6%)
Balance, $m
Balance, $m Working capital — — — — — — — 5 54 (38) (22) n/m
Net debt — — — — — — — 85 (25) 18 66 (54.0%)
Shareholders’ equity — — — — — — — 157 326 314 284 +41.6%
Returns, %
Returns, % ROA — — — — — — — 0.00 (0.53) 0.10 (0.02) +0.1 pt
ROIC — — — — — — — 0.37 0.35 0.91 0.53 +0.5 pt
ROE — — — — — — — 0.00 (2.57) 0.39 (0.09) +0.4 pt
People
People Employees — — — — — — — — 329 323 — (1.8%)
Revenue/emp, $m — — — — — — — 0.00 0.26 0.22 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 26 Oct 2026

FB Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
OVLY Oak Valley Bancorp (CA) $288.3M 12.1× — +4.45% (above 0%: growing) −8.82% (below 0%: shrinking) −20.28% (below 0%: shrinking) 85.32% 0.00% Compare
BCBP BCB Bancorp, Inc. (NJ) $280.8M — (loss-making) — (loss-making) −4.89% (below 0%: shrinking) n/m −44.02% (below 0%: shrinking) 63.77% 0.00% Compare
LCNB LCNB Corporation $278.5M 11.0× 10.6× −0.76% (below 0%: shrinking) +5.29% (above 0%: growing) +43.09% (above 0%: growing) 78.76% 0.00% Compare
FXNC First National Corp. $274.9M 12.6× 11.6× +2.05% (above 0%: growing) +14.29% (above 0%: growing) +60.14% (above 0%: growing) 80.94% 0.00% Compare
WNEB Western New England Bancorp $271.3M 13.7× 13.7× +6.03% (above 0%: growing) +100.00% (above 0%: growing) −9.46% (below 0%: shrinking) 67.88% 0.00% Compare
FBLA FB Bancorp, Inc. $268.4M — (loss-making) — +8.80% (above 0%: growing) n/m +669.02% (above 0%: growing) 74.66% 0.00%
HWBK Hawthorn Bancshares, Inc. $268.4M 10.6× 10.0× +9.30% (above 0%: growing) +20.45% (above 0%: growing) +123.49% (above 0%: growing) 76.36% 0.00% Compare
RMBI Richmond Mutual Bancorporation, Inc. $262.8M 12.5× 16.7× +4.69% (above 0%: growing) −14.81% (below 0%: shrinking) −35.05% (below 0%: shrinking) 58.15% 0.00% Compare
NKSH National Bankshares, Inc. $251.1M 12.4× 11.4× +6.17% (above 0%: growing) +119.44% (above 0%: growing) +118.57% (above 0%: growing) 71.02% 0.00% Compare
Median of peers $273.1M 12.4× 11.5× +4.57% +14.29% +16.82% 73.69% 0.00%

All 327 Banks Regional stocks →

FB Bancorp, Inc. (FBLA) Latest News

stockrow.com/FBLA · Data as of Oct 26, 2026 · For information only; not investment advice. · © 2026 stockrow.com