First National Corp. (FXNC) vs LCNB Corporation (LCNB)
- First National Corp. FXNC 29.56 +0.48%
- LCNB Corporation LCNB 18.88 +0.48%
First National Corp. and LCNB Corporation are both Banks Regional companies. First National Corp. and LCNB Corporation are of similar size ($267.9M and $266.0M). LCNB Corporation trades at the lower P/E: 10.9× against 12.3×. First National Corp. grew revenue faster over the last twelve months: 7.66% against −2.20%. LCNB Corporation has the higher net margin (19.7% vs 18.4%) and the lower return on invested capital (5.26% vs 37.4%). Both pay a dividend; LCNB Corporation yields more (4.66% vs 2.30%). Across the 19 metrics below, LCNB Corporation leads on 11 and First National Corp. on 8.
Valuation
Profitability
| Metric | FXNC | LCNB | Banks Regional median |
|---|---|---|---|
| Gross margin | 79.28% | 77.34% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.43% | 19.67% | 18.66% |
| Free cash flow margin | 23.75% | 29.16% | 21.11% |
| Return on equity | 11.81% | 9.01% | 10.65% |
| Return on assets | 1.05% | 1.08% | 1.13% |
| Return on invested capital | 37.41% | 5.26% | 8.35% |
Growth
Health
Dividend
Size
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