First National Corp. (FXNC) vs LCNB Corporation (LCNB)
First National Corp. and LCNB Corporation are both Banks Regional companies. First National Corp. and LCNB Corporation are of similar size ($267.9M and $262.4M). LCNB Corporation trades at the lower P/E: 10.9× against 12.2×. First National Corp. grew revenue faster over the last twelve months: 7.66% against −2.20%. LCNB Corporation has the higher net margin (19.7% vs 18.4%) and the lower return on invested capital (5.26% vs 37.4%). Both pay a dividend; LCNB Corporation yields more (6.35% vs 3.11%). Across the 20 metrics below, LCNB Corporation leads on 11 and First National Corp. on 9.
Valuation
Profitability
| Metric | FXNC | LCNB | Banks Regional median |
|---|---|---|---|
| Gross margin | 79.28% | 77.34% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.43% | 19.67% | 18.66% |
| Free cash flow margin | 23.75% | 29.16% | 21.18% |
| Return on equity | 11.81% | 9.01% | 10.64% |
| Return on assets | 1.05% | 1.08% | 1.13% |
| Return on invested capital | 37.41% | 5.26% | 8.33% |
Growth
Health
Dividend
Size
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