Western New England Bancorp WNEB
- Market cap
- $278.0M
- P/E
- 16.6×
Follow WNEB
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7.35 | 9.00 | 8.51 | 8.50 | 4.45 | 6.30 | 7.13 | 5.58 | 6.00 | 7.63 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 9.75 | 11.10 | 11.25 | 10.20 | 9.68 | 9.98 | 10.25 | 10.20 | 10.08 | 13.95 |
High Price
|
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| 310 | 317 | 320 | 340 | 358 | 355 | 337 | 348 | 335 | 334 |
Employees
|
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| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
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| 55 | 83 | 88 | 92 | 92 | 92 | 99 | 112 | 123 | 131 |
Revenue
|
|||
| 79.32% | 82.26% | 78.49% | 73.71% | 79.98% | 92.78% | 93.25% | 70.35% | 59.25% | 63.00% |
Gross Margin
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| 7 | 22 | 21 | 17 | 14 | 32 | 35 | 20 | 15 | 20 |
EBT
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| 13.57% | 26.35% | 23.93% | 18.73% | 15.37% | 34.33% | 34.89% | 17.48% | 12.19% | 15.09% |
EBT Margin
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| 5 | 12 | 16 | 13 | 11 | 24 | 26 | 15 | 12 | 15 |
Net Income
|
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| 5 | 6 | 5 | 6 | 6 | 7 | 6 | 5 | 5 | 5 |
Depreciation
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| 2.77 | 2.76 | 3.05 | 3.51 | 3.68 | 3.98 | 4.54 | 5.20 | 5.87 | 6.49 |
Revenue/Sh
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| 0.25 | 0.41 | 0.57 | 0.51 | 0.45 | 1.02 | 1.18 | 0.70 | 0.56 | 0.76 |
Earnings/Sh
|
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| 0.05 | 0.63 | 0.85 | 0.59 | 1.00 | 1.24 | 1.68 | 0.69 | 0.58 | 0.90 |
Cash Flow/Sh
|
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| (0.07) | (0.07) | (0.11) | (0.05) | (0.14) | (0.15) | (0.05) | (0.13) | (0.05) | (0.05) |
Capex/Sh
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| (0.03) | 0.56 | 0.74 | 0.54 | 0.86 | 1.09 | 1.63 | 0.55 | 0.53 | 0.85 |
Free CF/Sh
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| 12.10 | 8.28 | 8.21 | 8.86 | 9.05 | 9.63 | 10.43 | 11.02 | 11.29 | 12.26 |
Book Value/Sh
|
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| 20 | 30 | 29 | 26 | 25 | 23 | 22 | 22 | 21 | 20 |
Shares
|
|||
| 38.45 | 26.07 | 17.31 | 18.88 | 15.66 | 8.50 | 7.92 | 12.79 | 16.43 | 16.61 |
PE Ratio
|
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| 3.38 | 3.96 | 3.29 | 2.75 | 1.87 | 2.20 | 2.08 | 1.72 | 1.57 | 1.94 |
PS Ratio
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| 0.77 | 1.32 | 1.22 | 1.09 | 0.76 | 0.91 | 0.90 | 0.81 | 0.82 | 1.03 |
PB Ratio
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| 4.38 | 5.63 | 5.34 | 4.72 | 1.55 | 1.32 | 1.98 | 2.72 | 1.98 | 2.34 |
EV/Sales
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| (444.83) | 27.91 | 22.01 | 30.66 | 6.63 | 4.82 | 5.52 | 25.59 | 22.05 | 17.93 |
EV/FCF
|
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| 1 | 19 | 25 | 15 | 25 | 29 | 37 | 15 | 12 | 18 |
Op' Cash Flow
|
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| (1) | (2) | (3) | (1) | (4) | (3) | (1) | (3) | (1) | (1) |
Capex
|
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| (1) | 17 | 21 | 14 | 22 | 25 | 36 | 12 | 11 | 17 |
FCF
|
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| (58) | 2 | 62 | 79 | (41) | (301) | (261) | (115) | (142) | (162) |
Working Cap'
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| 125 | 165 | 208 | 206 | 58 | 22 | 21 | 140 | 118 | 93 |
Total Debt
|
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| 55 | 138 | 181 | 181 | (30) | (81) | (9) | 112 | 51 | 52 |
Net Debt
|
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| 238 | 247 | 237 | 232 | 227 | 224 | 228 | 237 | 236 | 248 |
Sh' Equity
|
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| 0.28% | 0.59% | 0.78% | 0.62% | 0.49% | 0.97% | 1.02% | 0.59% | 0.45% | 0.57% |
ROA
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| 2.44% | 3.62% | 3.15% | 2.60% | 4.49% | 13.91% | 9.90% | 3.51% | 3.25% | 4.12% |
ROIC
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| 2.56% | 5.07% | 6.78% | 5.69% | 4.89% | 10.53% | 11.46% | 6.47% | 4.93% | 6.32% |
ROE
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Western New England Bancorp peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FUNC First United Corporation | $279.5M | 11.2× | Compare |
| FNRN First Northern Community Bancorp | $280.0M | 12.5× | Compare |
| FRAF Franklin Financial Services Corp. | $280.1M | 11.4× | Compare |
| ATLO Ames National Corporation | $281.8M | 12.3× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| GBFH GBank Financial Holdings Inc. | $274.2M | 14.8× | Compare |
| ISBA Isabella Bank Corporation | $285.3M | 14.1× | Compare |
| OVLY Oak Valley Bancorp (CA) | $285.8M | 12.0× | Compare |
| NKSH National Bankshares, Inc. | $269.0M | 13.3× | Compare |
Western New England Bancorp (WNEB) key facts
- Western New England Bancorp (WNEB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Western New England Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $131.1 million, up 6.84% from fiscal 2024.
- Net income was $15.3 million, or $0.76 per share (basic), a net margin of 11.6%.
- As of September 25, 2026, WNEB traded at $13.97, a market capitalization of $278.0 million.
- At that price the stock trades at 16.6× trailing-twelve-month earnings and 2.1× sales.
- Western New England Bancorp pays an annual dividend of $0.28 per share, a yield of 3.51%, with a payout ratio of 24.5%.
- Return on equity was 6.32% and debt-to-equity 0.18.
Western New England Bancorp (WNEB) Latest News
28 Jul
Western New England Bancorp missed Q2 earnings estimates. Q2 earnings miss may pressure WNEB stock price and near-term investor sentiment.
28 Apr
Western New England Bancorp (WNEB) reported Q1 earnings and revenues that beat analyst estimates. Beating Q1 earnings and revenue estimates positively influences financial performance and investor sentiment but remains limited to one quarter.
Western New England Bancorp reported financial results for the three months ended March 31, 2026, and declared a quarterly cash dividend. Quarterly earnings release and dividend declaration directly affect financial performance metrics and investor sentiment.
30 Jan
Western New England Bancorp (WNEB) has been identified as a strong buy stock for January 30th, indicating positive market sentiment and potential for growth. Analysts suggest that the bank's financial health and strategic positioning make it an attractive investment opportunity at this time. The identification of WNEB as a strong buy suggests significant investor interest and potential for future performance improvement.
Western New England Bancorp (WNEB) has been identified as one of the best momentum stocks to buy for January 30th, highlighting its strong performance and potential for continued growth in the market. Investors are encouraged to consider WNEB as part of their portfolio due to its favorable momentum indicators and overall financial health. WNEB's recognition as a momentum stock suggests a moderately noticeable influence on its market performance.
27 Jan
Western New England Bancorp (WNEB) reported Q4 earnings and revenues that exceeded analysts' estimates, indicating strong financial performance. The bank's results reflect effective management and growth strategies, contributing positively to investor sentiment and market outlook. Earnings exceeding estimates can significantly influence investor confidence and market performance.
Western New England Bancorp (WNEB) reported its Q4 earnings, highlighting key financial metrics that reflect the company's performance. The results indicate trends in revenue, net income, and other significant indicators that may influence future operations and market perception. Analysts are assessing these figures to gauge the bank's stability and growth potential in a competitive landscape. The earnings report shows moderate changes in financial performance that could influence market sentiment and operational strategies.
Western New England Bancorp reported its Q4 earnings, highlighting key financial metrics and performance indicators. The results showed a notable increase in net income compared to the previous quarter, driven by growth in loans and deposits. The bank's management expressed optimism about future growth prospects and strategic initiatives aimed at enhancing operational efficiency. Overall, the earnings report reflects a positive trajectory for the institution amidst a competitive banking landscape. The earnings report indicates moderate growth and positive management outlook, which may influence financial performance but is balanced by market conditions.
Western New England Bancorp, Inc. reported its financial results for the three months and year ended December 31, 2025, highlighting key performance metrics and trends. The company also declared a quarterly cash dividend, reflecting its commitment to returning value to shareholders amidst its financial performance. The financial results and dividend declaration indicate moderate influence on the company's market performance and investor sentiment.
2 Jan
Western New England Bancorp (WNEB) is highlighted as a promising investment opportunity in January 2026, showcasing its strong financial performance and growth potential. Analysts emphasize the bank's strategic initiatives and market positioning, suggesting it could outperform competitors in the regional banking sector. The article outlines key financial metrics and growth strategies that position WNEB as an attractive option for investors seeking undervalued stocks in the current market landscape. WNEB's strategic initiatives and strong financial performance are likely to significantly impact its future market position and investor sentiment.
12 Dec
Western New England Bancorp (WNEB) has delivered an impressive 126% return to its investors over the past five years, reflecting strong financial performance and effective management strategies. The bank's growth trajectory has been supported by a solid business model and favorable market conditions, contributing to its robust stock performance. Investors are likely to view this return positively, indicating confidence in the company's future prospects. A 126% return over five years suggests significant growth and positive investor sentiment, likely impacting future performance.
30 Oct
Western New England Bancorp (WNEB) has shown improvement in its profit margins, reinforcing positive investor sentiment despite experiencing slower growth. The company's financial performance indicates a potential for future stability and profitability, which may attract investor interest even as growth rates lag behind expectations. Profit margin improvement suggests a moderately noticeable influence on financial performance and market sentiment.
28 Oct
Western New England Bancorp (WNEB) reported its Q3 earnings, highlighting key metrics that were compared against estimates. The results showed variations in performance indicators, which may influence investor sentiment and market positioning. Analysts are assessing the implications of these earnings on the bank's future trajectory. Earnings results may moderately influence financial performance and market sentiment.
Western New England Bancorp (WNEB) reported third-quarter earnings that fell short of analysts' expectations, leading to concerns about its financial performance. The company's results highlighted challenges in revenue generation and cost management, which may impact its future growth prospects. Investors reacted negatively to the news, reflecting a cautious sentiment towards the bank's operational efficiency and market positioning. Earnings falling short of estimates may moderately influence investor sentiment and financial performance.
Western New England Bancorp reported its Q3 earnings, showcasing a notable increase in net income compared to the previous year. The bank's performance was driven by growth in loans and deposits, alongside improved net interest margins. Additionally, the company highlighted its commitment to expanding its services and enhancing customer experience. Overall, the results reflect a positive trajectory for the bank amidst a competitive financial landscape. The earnings report indicates moderate growth and operational improvements that may influence financial performance.
Western New England Bancorp, Inc. reported its financial results for the three and nine months ended September 30, 2025, highlighting key performance metrics and trends. The company also declared a quarterly cash dividend, reflecting its commitment to returning value to shareholders amidst its operational performance. The financial results and dividend declaration indicate a moderate influence on the company's performance and market sentiment.
5 Sep
Western New England Bancorp, Inc. (NASDAQ:WNEB) has garnered significant attention from institutional investors, who collectively own 58% of the company's shares. This strong institutional backing indicates a positive sentiment towards WNEB's future prospects and stability in the market. Institutional ownership suggests confidence in the company's performance, but the overall impact on its trajectory is expected to be limited.
26 Jul
Western New England Bancorp (NASDAQ:WNEB) will pay a dividend of $0.07 per share on August 20, resulting in a 2.5% yield, below the industry average. The company has a 10-year history of stable dividends and a payout ratio of 47%, indicating earnings can cover distributions. EPS is forecasted to grow by 21.7%, potentially lowering the payout ratio to 41%. Over the past decade, dividends have grown at an annual rate of 8.8%, and EPS has increased by 7.4% annually. The company is viewed as a solid dividend opportunity with potential for future growth. The dividend announcement and growth forecasts indicate a moderately noticeable influence on financial performance.
25 Jul
Earnings estimates for Western New England Bancorp (WNEB) have shown solid improvement, leading to a positive outlook for the stock. The Zacks Rank system indicates a Zacks Rank #2 (Buy) for the company, reflecting strong analyst optimism. The current-quarter earnings estimate is $0.17 per share, representing an 88.9% year-over-year increase, while the full-year estimate is $0.67 per share, a 19.6% increase from the previous year. With no negative revisions and a 24.3% stock price increase over the past four weeks, further upside potential exists, making it a candidate for investment. Significant upward revisions in earnings estimates indicate strong analyst confidence and potential for continued stock price growth.
Western New England Bancorp (WNEB) has a strong Momentum Style Score of A and a Zacks Rank of #2 (Buy), indicating potential for future growth. The stock has outperformed its industry, with a 2.2% increase over the past week and a 24.26% rise over the past month. Over the last quarter, shares increased by 23.05%, and by 33.92% in the past year, compared to the S&P 500's 16.43% and 18.63% gains. WNEB's average 20-day trading volume is 205,024 shares, and earnings estimates have recently been revised upward, boosting the consensus estimate from $0.60 to $0.67. These factors suggest WNEB is a solid momentum pick for investors. WNEB's strong performance metrics and positive earnings revisions indicate significant potential for future growth.
22 Jul
Western New England Bancorp (WNEB) reported its Q2 earnings, highlighting key metrics that were compared against market estimates. The results showed variations in performance indicators, which may influence investor sentiment and future projections for the bank. Analysts are assessing the implications of these earnings on WNEB's operational strategies and market positioning. Earnings results indicate moderate influence on financial performance and market sentiment.
Western New England Bancorp (WNEB) reported quarterly earnings of $0.23 per share, exceeding the Zacks Consensus Estimate of $0.14 and up from $0.17 a year ago, marking a 64.29% earnings surprise. The bank's revenues reached $21.05 million, surpassing estimates by 10.46% and increasing from $18.3 million year-over-year. The company has outperformed consensus EPS estimates two out of the last four quarters and revenue estimates three times. Currently, WNEB holds a Zacks Rank #3 (Hold), indicating expected performance in line with the market. The upcoming earnings outlook shows a consensus EPS estimate of $0.16 for the next quarter and $0.60 for the fiscal year. The Banks - Foreign industry ranks in the top 6% of Zacks industries, suggesting a favorable environment for WNEB. Earnings and revenue surpassing estimates indicate moderately noticeable influence on financial performance.
Western New England Bancorp (WNEB) reported second-quarter earnings of $4.6 million, equating to 23 cents per share, exceeding Wall Street's expectations of 14 cents per share. The bank's revenue for the period was $33 million, with net revenue after interest expenses at $21.1 million, also surpassing forecasts. Earnings exceeding expectations may positively influence investor sentiment and financial performance.
Western New England Bancorp reported a net income of $4.6 million for Q2 2025, a significant increase from both the previous quarter and the same period last year. The company declared a quarterly cash dividend of $0.07 per share and highlighted strong loan and deposit growth, with core deposits increasing by 5.2% since year-end. The net interest margin improved to 2.80%, and the company repurchased 497,318 shares of common stock. The balance sheet remains strong, with total assets at $2.7 billion and a well-capitalized position. The company continues to focus on loan growth, share repurchases, and delivering long-term value to shareholders. The reported financial results and strategic initiatives indicate moderate influence on the company's financial performance and market positioning.
3 Jun
Western New England Bancorp, Inc. announced the completion of its 2024 Repurchase Plan on May 30, 2025, having repurchased 1.0 million shares at an average price of $8.79. The plan, authorized on May 21, 2024, represented approximately 4.6% of the company's outstanding shares. Following this, a new repurchase plan was authorized on April 22, 2025, allowing for the repurchase of an additional 1.0 million shares, or about 4.8% of outstanding shares. CEO James C. Hagan emphasized the importance of share repurchases for capital management and shareholder returns. The completion of the repurchase plan and the initiation of a new one may moderately influence investor sentiment and financial performance.
2 Jun
Western New England Bancorp's share price has increased by 39% over the last five years, which is below the market average. However, the stock has seen a 39% rise in the past year. The company's earnings per share (EPS) grew at a compound rate of 3.2% annually, slower than the share price growth of 7%. The total shareholder return (TSR) over five years is 63%, largely due to dividends. Recent performance shows a one-year TSR of 43%, indicating improvement. Despite this, there is one warning sign in the investment analysis. The article highlights a moderate improvement in shareholder returns and company performance, suggesting a noticeable influence on future market sentiment.
22 Apr
Western New England Bancorp (WNEB) reported Q1 2025 revenue of $18.29 million, a 1.5% increase year-over-year, but EPS fell to $0.11 from $0.14. Revenue missed the Zacks Consensus Estimate of $18.53 million by 1.25%, and EPS also fell short by 8.33%. Key metrics included an efficiency ratio of 83%, matching estimates, a net interest margin of 2.5%, and average interest-earning assets of $2.53 billion, exceeding estimates. Total non-interest income was $2.76 million, below the estimate of $2.93 million. WNEB shares have returned -8.5% over the past month, with a Zacks Rank #3 (Hold), suggesting performance in line with the broader market. Earnings performance and key metrics indicate moderate influence on financial health and market sentiment.
Western New England Bancorp (WNEB) reported quarterly earnings of $0.11 per share, missing the Zacks Consensus Estimate of $0.12, and down from $0.14 a year ago, resulting in an earnings surprise of -8.33%. The bank's revenues for the quarter were $18.29 million, also below the consensus estimate by 1.25%, but up from $18.02 million year-over-year. The company has surpassed consensus EPS estimates twice in the last four quarters and topped revenue estimates three times. WNEB shares have declined 7.2% year-to-date, outperforming the S&P 500's 12.3% decline. The current consensus EPS estimate for the next quarter is $0.14, with $19.15 million in revenues expected. The Zacks Rank for WNEB is #3 (Hold), indicating expected performance in line with the market. Earnings and revenue misses may moderately influence investor sentiment and financial performance.
Western New England Bancorp reported a net income of $2.3 million for Q1 2025, down from $3.0 million in Q1 2024, and declared a quarterly cash dividend of $0.07 per share. The company announced a new share repurchase plan to buy back up to 1.0 million shares, following the completion of its 2024 plan. The net interest margin increased to 2.49%, with core deposits rising by 4.5%. The company remains well-capitalized, with strong liquidity and asset quality. The provision for credit losses increased due to macroeconomic factors, while non-interest income and expenses saw minor fluctuations. The new share repurchase plan and changes in net income and interest margins may moderately influence Western New England Bancorp's financial performance and market perception.
Western New England Bancorp, with a market cap of $175.52 million, declared a quarterly dividend of $0.07 per share, resulting in a 3.3% yield and a payout ratio of 50.2%. Despite recent net income growth to $3.29 million, the dividend yield remains below top-tier levels. The company has a history of volatile dividends but has increased payments over the past decade and completed a $4.39 million share buyback program. Insights suggest the stock may be undervalued in the market. Recent growth in net income and share buybacks indicate potential for improved financial performance.