BCB Bancorp, Inc. (NJ) (BCBP) vs First National Corp. (FXNC)
BCB Bancorp, Inc. (NJ) and First National Corp. are both Banks Regional companies. BCB Bancorp, Inc. (NJ) and First National Corp. are of similar size ($267.9M and $254.6M). BCB Bancorp, Inc. (NJ) has negative trailing earnings, so its P/E is not meaningful; First National Corp. trades at 12.2×. First National Corp. grew revenue faster over the last twelve months: 7.66% against −9.35%. First National Corp. has the higher net margin (18.4% vs −11.1%) and the higher return on invested capital (37.4% vs −1.95%). Both pay a dividend; BCB Bancorp, Inc. (NJ) yields more (6.22% vs 3.11%). Across the 19 metrics below, First National Corp. leads on 12 and BCB Bancorp, Inc. (NJ) on 7.
Valuation
Profitability
| Metric | BCBP | FXNC | Banks Regional median |
|---|---|---|---|
| Gross margin | 58.13% | 79.28% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (11.05%) | 18.43% | 18.66% |
| Free cash flow margin | 19.81% | 23.75% | 21.18% |
| Return on equity | (6.85%) | 11.81% | 10.64% |
| Return on assets | (0.59%) | 1.05% | 1.13% |
| Return on invested capital | (1.95%) | 37.41% | 8.33% |
Growth
Health
Dividend
Size
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