BCB Bancorp, Inc. (NJ) BCBP

8.75 0.00 0.00% as of 25 Sep
Market cap
$254.6M
P/E
0.0×
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 1.42
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — 2 — — — 1 — — 2
Sell — — — — — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios

Market Cap 254.64
Revenue 172.77
Net Income (17.64)
Free Cash Flow 34.22
Net Debt (29.29)
Current Ratio 1.07
Debt/Equity 0.58
P/E ratio 0.00
P/S ratio 0.88
P/B ratio 0.57
Past 5Y EPS Growth (3.82%)
This Y EPS Growth (865.87%)
Next Y EPS Growth 108.38%
Next 5Y EPS Growth (1.46%)
in millions of $

Dividends

Payout Ratio 0.27
Annual Dividend Rate 0.64
Annual Dividend Yield 6.22%
total individual payouts
2027 Powerpack
2026 0.16
0.08
0.08
2025 0.64
0.16
0.16
0.16
0.16
2024 0.64
0.16
0.16
0.16
0.16
2023 0.64
0.16
0.16
0.16
0.16
2022 0.64
0.16
0.16
0.16
0.16
2021 0.60
0.14
0.14
0.16
0.16
2020 0.56
0.14
0.14
0.14
0.14
2019 0.56
0.14
0.14
0.14
0.14
2018 0.56
0.14
0.14
0.14
0.14
2017 0.56
0.14
0.14
0.14
0.14
2016 0.56
0.14
0.14
0.14
0.14
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 280 318 277 198
Receivables — — — —
Inventory — — — —
Other — — — —
3,577 3,329 2,982 2,811
2023 2024 2025 Q'26
Payables 2,979 2,751 2,674 2,636
ST’ Debt — — — —
Other — — — —
2,979 2,751 2,674 2,636
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 9.32% 7.59% 10.91%
Cash Flow 16.67% (23.75%) (4.23%)
Earnings 0.00% 0.00% 0.00%
Book Value 8.58% 4.07% 1.47%

Revenue

Mar Jun Sep Dec Year
’26 43 40 — — —
’25 46 45 46 44 182
’24 51 46 52 48 197
’23 41 48 50 53 192
’22 27 30 36 40 133
’21 30 31 29 31 121
’20 30 28 35 32 126
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 5 10 — — —
’25 5 10 9 12 36
’24 8 8 44 8 68
’23 16 8 10 1 35
’22 12 8 13 8 41
’21 14 7 12 13 46
’20 6 (3) 4 133 139
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 5 9 — — —
’25 5 10 8 12 35
’24 8 8 43 7 67
’23 16 4 10 1 31
’22 12 8 13 8 40
’21 14 8 12 13 47
’20 6 (3) 10 134 146
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.26 (0.85) — — —
’25 (0.51) 0.18 0.22 (0.73) (0.84)
’24 0.32 0.14 0.36 0.16 0.99
’23 0.46 0.50 0.39 0.35 1.70
’22 0.56 0.58 0.76 0.69 2.58
’21 0.40 0.45 0.47 0.61 1.92
’20 0.12 0.14 0.47 0.41 1.14
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
9.75 12.05 10.12 10.34 7.73 11.00 15.22 9.40 9.19 7.41

Analyst estimates 2026–2028

Powerpack
Low Price
13.50 17.05 16.10 14.96 14.02 16.15 20.71 18.43 14.04 12.26
High Price
353 314 365 365 302 292 301 312 316 329
Employees
0 0 0 0 0 0 0 1 1 1
Revenue/Emp
77 85 113 129 126 121 133 192 197 182
Revenue
78.97% 81.56% 75.75% 68.24% 73.78% 87.48% 86.85% 56.20% 48.22% 55.97%
Gross Margin
13 20 24 30 29 48 63 41 26 (18)
EBT
17.12% 23.76% 21.44% 23.53% 23.37% 39.79% 47.44% 21.54% 13.34% (10.08%)
EBT Margin
8 10 17 21 21 34 46 29 19 (13)
Net Income
1 1 0 0 0 2 1 (1) 0 1
Depreciation
6.89 6.86 7.26 7.88 7.32 7.11 7.84 11.41 11.58 10.56
Revenue/Sh
0.63 0.76 1.02 1.20 1.14 1.94 2.64 1.71 0.99 (0.84)
Earnings/Sh
0.64 1.70 2.57 1.48 8.10 2.69 2.41 2.08 3.98 2.09
Cash Flow/Sh
(0.44) 0.31 (0.03) (0.01) 0.40 0.05 (0.03) (0.26) (0.07) (0.06)
Capex/Sh
0.21 2.01 2.54 1.48 8.50 2.74 2.38 1.82 3.91 2.03
Free CF/Sh
11.66 14.23 12.86 14.63 14.48 16.06 17.16 18.62 19.05 17.71
Book Value/Sh
11 12 16 16 17 17 17 17 17 17
Shares
20.76 18.19 10.37 11.40 9.71 7.99 6.78 7.69 12.08 0.00
PE Ratio
1.90 2.13 1.44 1.75 1.51 2.17 2.28 1.15 1.02 0.76
PS Ratio
1.27 1.11 0.90 1.05 0.85 1.07 1.12 0.77 0.67 0.50
PB Ratio
3.10 2.88 2.21 (0.33) 1.24 (0.33) 3.71 2.35 1.94 0.77
EV/Sales
103.94 9.84 6.29 (1.77) 1.07 (0.86) 12.22 14.68 5.74 4.00
EV/FCF
7 21 40 24 139 46 41 35 68 36
Op' Cash Flow
(5) 4 0 0 7 1 (1) (4) (1) (1)
Capex
2 25 40 24 146 47 40 31 67 35
FCF
149 207 303 377 255 166 478 598 579 309
Working Cap'
159 189 282 283 228 109 420 510 498 278
Total Debt
93 64 86 (268) (34) (303) 190 230 180 1
Net Debt
131 176 200 239 249 274 291 314 324 304
Sh' Equity
0.42% 0.51% 0.68% 0.71% 0.68% 1.14% 1.38% 0.78% 0.45% (0.42%)
ROA
3.70% 5.46% 5.81% 0.00% 8.54% 0.00% 8.20% 4.76% 3.26% (3.75%)
ROIC
6.09% 6.72% 9.20% 9.97% 8.93% 14.12% 17.38% 10.29% 5.71% (5.00%)
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

BCB Bancorp, Inc. (NJ) (BCBP) key facts

  • BCB Bancorp, Inc. (NJ) (BCBP) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • BCB Bancorp, Inc. (NJ)’s revenue for fiscal 2025 (year ended December 2025) was $181.5 million, down 7.84% from fiscal 2024.
  • As of September 25, 2026, BCBP traded at $8.75, a market capitalization of $254.6 million.
  • BCB Bancorp, Inc. (NJ) pays an annual dividend of $0.64 per share, a yield of 6.22%, with a payout ratio of 26.6%.
  • Return on equity was −5.00% and debt-to-equity 0.58.

Source: company filings (standardised) and stockrow calculations.

BCB Bancorp, Inc. (NJ) (BCBP) Latest News

News by impact score

Fine-tune

25 Sep

4

BCB Bancorp announced definitive agreements to sell portfolios of problem loans totaling about $205.3 million as of June 30, 2026, including approximately $180.7 million in commercial and multifamily real estate loans, $14.8 million in commercial and industrial loans, and $9.8 million in construction loans. Five of six transactions have closed; the final is expected to close by end of Q3 2026. The sales carry an estimated pre-tax loss of $43.3 million to be recorded in Q3 2026. CEO Thomas M. O'Brien says the moves de-risk the balance sheet and position the company for a stronger, more sustainable future. Hilltop Securities acted as financial advisor and Arnold & Porter as legal counsel. The release contains standard forward-looking statements and risk factors. De-risking the balance sheet by selling about $205 million in problem loans and recognizing a $43.3 million pre-tax loss signals a meaningful shift that could affect future performance.

20 Sep

3

BCB Bancorp reported a loss and raised equity, prompting a reduction in the stock's fair value. Loss and equity raise lower fair value estimates with moderate effects on future performance and sentiment.

18 Sep

3

BCB Bancorp closed its public offering with full exercise of the underwriter’s over-allotment option, raising aggregate gross proceeds of $98 million. The $98 million capital raise strengthens the bank's balance sheet and supports expanded lending or regulatory compliance.

17 Sep

4

BCB Bancorp shares declined 4.9% after a stock offering and a warning of a third-quarter loss. Stock offering increases share count while third-quarter loss warning signals weaker earnings that pressure valuation and sentiment.

16 Sep

4

BCB Bancorp launches stock offering, identifies portfolio of problem loans, and expects Q3 net loss. Stock offering combined with problem loans and expected net loss signals major capital and credit issues that will likely pressure share price and future performance.

4

BCB Bancorp launches common stock offering and expects net loss for 2026 third quarter. Stock offering dilutes shares while expected net loss signals financial weakness that can shift investor sentiment and company trajectory.

3

BCB Bancorp priced its common stock offering. Common stock offering alters BCB Bancorp capital structure and share dilution.

10 Aug

3 transcript

BCB Bancorp held its Q2 2026 earnings call, covering quarterly financial results, operational metrics and forward outlook for the bank. Quarterly earnings call supplies updated financial metrics that can shift near-term investor perception of BCBP performance.

4 Aug

3 transcript

BCB Bancorp, Inc. (BCBP) held its Q2 2026 earnings call detailing quarterly financial results and company outlook. Quarterly earnings calls deliver financial metrics and guidance that shape near-term stock movement and sentiment.

3 Aug

3 transcript

BCB Bancorp reported Q2 results in earnings call, covering net interest income, loan growth, deposit strategies, credit quality metrics and management outlook on interest rates and expansion plans. Quarterly earnings updates supply financial metrics and guidance that can moderately shift near-term investor sentiment and valuation.

3

BCB Bancorp (BCBP) Q2 earnings are compared to estimates with focus on key metrics including revenue, EPS and balance sheet items. Q2 earnings versus estimates can shift near-term investor sentiment and stock price for BCBP.

3

BCB Bancorp posted a Q2 loss and missed revenue estimates. Q2 loss combined with revenue miss signals weaker results likely pressuring near-term valuation and sentiment.

18 Jun

4

BCB Bancorp suspends cash dividend. Dividend suspension signals financial caution and reduces investor income, pressuring stock valuation and sentiment.

2 Jun

3

BCB Bancorp appoints new CEO. CEO change may shift strategy and operations at BCB Bancorp.

1 Jun

4

BCB Bancorp appoints new CEO. New CEO appointment constitutes major leadership transition with potential to shift company strategy and investor views.

21 Apr

3

BCB Bancorp, Inc. (NJ) (BCBP) surpassed Q1 earnings estimates. Surpassing Q1 earnings estimates positively impacts financial performance and investor sentiment in a moderately noticeable way.

3

BCB Bancorp, Inc. (NJ) (BCBP) earned $4.9 million in first quarter 2026, reported $0.26 EPS, and declared quarterly cash dividend of $0.08 per share. Q1 earnings of $4.9 million with $0.26 EPS and sustained dividend moderately influence financial performance and investor sentiment.

25 Mar

4

BCB Bancorp (BCBP) upgraded to Strong Buy by analysts citing robust financials, deposit growth, solid asset quality, attractive valuation, and expansion potential, forecasting significant stock upside. Analyst upgrade to Strong Buy reflects high confidence in BCBP's undervaluation and growth trajectory, likely enhancing investor sentiment and stock performance.

16 Feb

4

Surging earnings estimates signal upside potential for BCB Bancorp (BCBP) stock. Rising earnings estimates drive significant positive investor sentiment and potential stock price gains.

12 Feb

3

BCB Bancorp, Inc. (NJ) is being evaluated for its potential as a value investment. Analysts are considering its financial performance, market position, and growth prospects. The stock's valuation metrics are being compared to industry peers, and there are discussions about its recent performance trends and future outlook. Investors are advised to weigh the company's fundamentals against market conditions before making investment decisions. The evaluation of BCB Bancorp's financial performance and market position suggests a moderately noticeable influence on its future trajectory.

5 Feb

3

BCB Bancorp, Inc. (NJ) has announced a reduction in its dividend to $0.08 per share. This decision reflects the company's ongoing efforts to manage its financial resources amid current economic conditions. The adjustment aims to ensure stability and support future growth initiatives. The dividend reduction may moderately influence investor sentiment and financial performance but is part of a broader strategy to maintain stability.

30 Jan

4

BCB Bancorp, Inc. reported its Q4 earnings, showcasing a notable increase in net income compared to the previous year. The bank's total assets and deposits also saw significant growth, reflecting strong operational performance. Management highlighted strategic initiatives aimed at enhancing customer service and expanding market presence. The results indicate a positive trajectory for the company, with expectations for continued growth in the upcoming quarters. The significant increase in net income and growth in assets and deposits suggest a strong operational performance that could positively influence future market positioning.

3

BCB Bancorp, Inc. (NJ) reported a loss for Q4, exceeding revenue estimates despite the negative earnings. The financial results indicate challenges for the company, but the revenue performance suggests some resilience in its operations. The loss in Q4 may affect financial performance, but beating revenue estimates indicates some positive aspects.

3

BCB Bancorp, Inc. reported a net loss of $12.0 million for the fourth quarter of 2025, attributed to increased provisions for loan losses and lower net interest income. The bank's total assets decreased, and non-performing loans rose, raising concerns about its financial health. Management indicated ongoing challenges in the economic environment and its impact on operations. The reported net loss and rising non-performing loans indicate potential challenges that could moderately influence financial performance.

8 Jan

4

BCB Bancorp, Inc. (NJ) (BCBP) has been identified as a strong sell stock for January 8th, indicating potential concerns regarding its future performance and market position. Investors are advised to reconsider their holdings in light of recent developments that may negatively impact the company's trajectory. The identification as a strong sell suggests significant concerns that could impact investor sentiment and the company's future performance.

2 Jan

4

BCB Bancorp, Inc. (NJ) (BCBP) has been identified as a strong sell stock for January 2nd, indicating potential concerns regarding its future performance and market position. Investors are advised to reconsider their holdings in light of recent developments that may negatively impact the company's trajectory. The identification as a strong sell suggests significant concerns that could affect investor sentiment and the company's future performance.

16 Dec

3

Options traders are showing increased activity in BCB Bancorp, Inc. (BCBP) stock, indicating expectations of a significant price movement. The heightened trading volume in options suggests that investors are anticipating volatility, which could be driven by upcoming earnings reports or market events. Analysts are closely monitoring these trends to gauge potential impacts on the stock's performance. Increased options trading activity may indicate anticipated volatility that could moderately influence market sentiment and stock performance.

27 Nov

3

Insiders at BCB Bancorp, Inc. (NJ) have made significant investments in the company, signaling positive sentiment and confidence in its future prospects. This insider buying trend is often viewed as a bullish indicator, suggesting that those with intimate knowledge of the company's operations believe in its potential for growth and stability. Such actions can enhance investor confidence and may lead to increased market interest in BCBP shares. Insider investments typically indicate confidence in the company's future, which may positively influence market sentiment and performance.

21 Nov

3

BCB Bancorp, Inc. (NJ) is highlighted among stocks that may be undervalued, alongside Heritage Financial and another company. Analysts suggest that these stocks are trading below their estimated value, indicating potential for growth and investment opportunities. The article emphasizes the importance of evaluating these stocks for investors seeking value in the current market. The identification of BCB Bancorp as potentially undervalued may influence investor sentiment and interest, but the overall impact on its trajectory is expected to be limited.

3

BCB Bancorp, Inc. (NJ) is highlighted as one of three potentially undervalued stocks in November 2025, suggesting that the market may not fully recognize its growth potential and financial stability. Analysts believe that BCBP's fundamentals indicate a strong investment opportunity, particularly in the context of current market conditions. The article emphasizes the importance of evaluating such stocks for long-term gains. The identification of BCB Bancorp as undervalued suggests a moderately noticeable influence on its market performance.

stockrow.com/BCBP · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com