Login
Create Account

Powerpack

Unlock full stockrow access for only $7.9/month and boost yourself as an investor.

Watchlist

Keep track of companies that you follow and research.

10 Years of Data

Full access to our data with predictions and indicators that we calculate daily.

Screener

Full access to our screener with tons of custom values and customizable email notifications.

XLS Exports

Excel export of financials and screeners you define and save.

F.N.B. Corporation FNB

Financial — Banks Regional
Dividend Champion (5y)
Growth Flags show if company had growth for consecutive years

We limit data available in the Overview Report for users who do not have Powerpack

Get access to target analyst prices, predictions, compound annual growth rates and more than four years of historical data.
Register an account and get your Powerpack now or Login

Insider Decisions

Total sells
1.37
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — 2 — — — — — 1 — 1 —
Insider Ownership
2.61%

Capital & Financial Ratios

Market Cap
6,370.00
Revenue
2,709.00
Net Income
604.00
Free Cash Flow
622.00
Net Debt
(373.00)
Current Ratio
0.92
Debt/Equity
0.29
P/E ratio
10.67
P/S ratio
2.36
P/B ratio
0.93
Past 5Y EPS Growth
1.72%
This Y EPS Growth
6.11%
Next Y EPS Growth
10.85%
Next 5Y EPS Growth
9.21%
in millions of $

Dividends

Payout Ratio
0.31
Annual Dividend Rate
0.48
Annual Dividend Yield
3.78%
total individual payouts
2028 ‡‡‡‡
2027 ‡‡‡‡‡
2026 0.51
—
—
—
2025 0.48
—
—
—
—
2024 0.48
—
—
—
—
2023 0.48
—
—
—
—
2022 0.48
—
—
—
—
2021 0.48
—
—
—
—
2020 0.48
—
—
—
—
2019 0.48
—
—
—
—
2018 0.48
—
—
—
—
2017 0.48
—
—
—
—
2016 0.48
—
—
—
—
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 1,576.00 2,419.00 2,498.00 2,375.00
Receivables — — — —
Inventory — — — —
Other — — — —
33,981.00 36,153.00 37,351.00 37,987.00
2023 2024 2025 Q'26
Payables 34,711.00 37,107.00 38,759.00 38,679.00
ST’ Debt — — — —
Other — — — —
37,217.00 38,363.00 40,776.00 41,360.00
in millions of $

Compound Annual Growth

10y 5y 3y
Sales ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Cash Flow ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Earnings ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Book Value ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡

Revenue

Mar Jun Sep Dec Year
’26 660.00 675.00 — —
—
’25 647.00 674.00 694.00 680.00
2,695.00
’24 631.00 645.00 672.00 620.00
2,568.00
’23 523.00 565.00 594.00 545.00
2,227.00
’22 332.00 362.00 426.00 488.00
1,608.00
’21 334.00 333.00 344.00 324.00
1,335.00
’20 375.00 358.00 353.00 338.00
1,424.00
in millions of $

Operating Cash Flow

Mar Jun Sep Dec Year
’26 151.00 258.00 — —
—
’25 64.00 123.00 167.00 128.00
482.00
’24 245.00 85.00 (14.00) 326.00
642.00
’23 19.00 130.00 294.00 (20.00)
423.00
’22 358.00 334.00 349.00 177.00
1,218.00
’21 215.00 85.00 84.00 146.00
530.00
’20 (205.00) 47.00 77.00 194.00
113.00
in millions of $

Free Cash Flow

Mar Jun Sep Dec Year
’26 133.00 241.00 — —
—
’25 43.00 85.00 149.00 99.00
376.00
’24 216.00 55.00 (46.00) 278.00
503.00
’23 (14.00) 103.00 283.00 (37.00)
335.00
’22 331.00 311.00 321.00 160.00
1,123.00
’21 207.00 61.00 73.00 131.00
472.00
’20 (213.00) 35.00 64.00 186.00
72.00
in millions of $

EPS

Mar Jun Sep Dec Year
’26 0.38 0.42 — —
—
’25 0.32 0.36 0.41 0.47
1.56
’24 0.32 0.34 0.30 0.30
1.27
’23 0.40 0.39 0.40 0.13
1.31
’22 0.15 0.30 0.38 0.38
1.22
’21 0.28 0.31 0.34 0.30
1.23
’20 0.14 0.25 0.25 0.22
0.85

Target Price Range

High
‡‡‡‡‡
‡‡‡‡
Average
‡‡‡‡‡
‡‡‡‡
Low
‡‡‡‡‡
‡‡‡‡

Recommendation Rating

1.7
1
Buy
2
3
Hold
4
5
Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ 10.48 10.09 12.49 10.88 — — —
Low Price
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 14.71 14.68 17.70 17.93 — — —
High Price
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4,190 4,228 4,280 4,282 — — —
Employees
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.38 0.53 0.60 0.63 — — —
Revenue/Emp
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,608.00 2,227.00 2,568.00 2,695.00 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Revenue
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 89.74% 70.54% 62.15% 65.49% — — —
Gross Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 553.00 584.00 555.00 669.00 — — —
EBT
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 34.39% 26.22% 21.61% 24.82% ‡‡‡ ‡‡‡ ‡‡‡
EBT Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 439.00 485.00 465.00 565.00 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Net Income
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 73.00 78.00 67.00 77.00 — — —
Depreciation
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.59 6.17 7.10 7.47 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Revenue/Sh
‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ 1.23 1.32 1.27 1.57 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡
Earnings/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.48 1.17 1.78 1.34 — — —
Cash Flow/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (0.27) (0.24) (0.38) (0.29) ‡‡‡ ‡‡‡ ‡‡‡
Capex/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.21 0.93 1.39 1.04 — — —
Free CF/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 16.15 16.77 17.44 18.73 — — —
Book Value/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 349.98 360.74 361.44 360.84 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Shares
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 10.59 10.53 11.73 10.96 ‡‡‡‡ ‡‡‡‡ ‡‡‡‡
PE Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2.83 2.25 2.08 2.29 ‡‡‡ ‡‡‡ ‡‡‡
PS Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.82 0.84 0.85 0.91 ‡‡‡ ‡‡‡ ‡‡‡
PB Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.34 3.36 3.12 2.84 ‡‡‡‡ ‡‡‡‡ ‡‡‡‡
EV/Sales
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.79 22.34 15.93 20.34 — — —
EV/FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,218.00 423.00 642.00 482.00 ‡‡‡ ‡‡‡ ‡‡‡
Op' Cash Flow
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (95.00) (88.00) (139.00) (106.00) — — —
Capex
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,123.00 335.00 503.00 376.00 — — —
FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (4,491.00) (3,236.00) (2,210.00) (3,425.00) — — —
Working Cap'
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2,493.00 1,971.00 3,012.00 1,901.00 — — —
Total Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 819.00 395.00 593.00 (597.00) — — —
Net Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5,653.00 6,050.00 6,302.00 6,759.00 — — —
Sh' Equity
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.04% 1.06% 0.97% 1.14% — — —
ROA
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.34% 5.66% 5.03% 6.79% — — —
ROIC
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 8.14% 8.30% 7.50% 8.65% — — —
ROE
predictions in italic, sparklines do not include predictions

Analyst Commentary (Summary)

F.N.B. Corporation (FNB), the Pittsburgh-based regional powerhouse with over 170 years of history, has demonstrated remarkable resilience through COVID shocks, rate hikes, and deposit battles, fueled by savvy acquisitions like the 2021 BBVA branches in Alabama and Texas and the 2022 Howard Bancorp deal. Revenue has exploded 192% from $880 million in 2016 to $2.57 billion in 2024, with revenue per employee surging 160% to $600,000, showcasing operational efficiency and accretive growth in a consolidating industry. Despite margin pressures trimming net interest margins and a slight 2024 earnings dip, ROE holds steady near 8%, and free cash flow supports robust dividends amid disciplined investments.

FNB’s fortress-like balance sheet—shareholders’ equity up 145% to $6.3 billion, debt slashed 39%, and a net cash position—positions it strongly against regional banking turbulence like SVB’s fall, with sticky community deposits and Southeast expansion buffering risks. Trading at an enticing 11.7x trailing PE, 2.1x PS, and 0.85x PB (well below historical norms), the stock appears undervalued for its steady compounding, even as modest insider sells signal caution.

Analysts project 5% revenue growth in 2025, rebounding EPS to $1.95 by 2026 (up 36% from 2024), with average price targets implying 11% upside and forward multiples dipping to 10.5x PE—primed for NIM recovery as rates stabilize and loan growth accelerates. For investors seeking reliable 5-10% annualized returns in regional banks, FNB’s adaptation story and double-digit potential make it a compelling watch ahead of Q1 2026 earnings.

Read full commentary →

F.N.B. Corporation (FNB) Latest News

News by impact score

Fine-tune

17 Aug

3 , 8:46 AM
F.N.B. Corporation faces three key risks that undermine its outlook, leading to a direct recommendation of one alternative stock instead. Negative risk assessment for F.N.B. Corporation can shift investor sentiment and pressure near-term share performance.

12 Aug

3 , 4:09 PM
F.N.B. Corporation expands its ultra-wealth platform, potentially reframing long-term strategy. Ultra-wealth platform expansion moderately influences competitive positioning and performance.

3 , 8:44 AM
F.N.B. Corporation expands family wealth services to accelerate fee income growth. Family wealth expansion may moderately boost FNB fee income and performance.

11 Aug

3 , 9:40 AM
F.N.B. Corporation invests in Family Wealth Advisory Services to enhance offerings for ultra-high-net-worth clients and business owners. Strategic investment targets premium client segment and may lift revenue without altering overall trajectory.

24 Jul

3 , 1:31 PM
F.N.B. Corporation beat Q2 earnings expectations on net interest income and fee income while planning a dividend hike. Quarterly earnings beat and planned dividend increase can moderately lift near-term investor sentiment and stock performance without altering long-term trajectory.

17 Jul

4 transcript , 5:00 PM
F.N.B. Corporation posted record revenue in Q2 2026 with strategic growth initiatives driving results amid prevailing market conditions. Record revenue combined with strategic growth directly boosts FNB financial trajectory and investor outlook.

3 , 1:09 PM
F.N.B. Corporation reported soft Q2 results, returning focus to its fair value assessment. Soft Q2 results directly affect near-term earnings perception and valuation outlook for F.N.B. Corporation.

3 www.marketbeat.com, 11:03 AM
F.N.B. Corporation reported Q2 financial results in its earnings call, covering revenue, net income, loan growth, deposit trends, and forward outlook. Quarterly earnings data typically produce moderate short-term effects on valuation and sentiment without altering long-term strategy.

3 app.moby.co, 8:30 AM
F.N.B. Corporation held its Q2 2026 earnings call, covering quarterly financial results, performance metrics, and forward-looking guidance. Earnings call delivers updated financial results and guidance that can shift near-term investor sentiment and valuation.

30 Jun

3 , 2:43 PM
F.N.B. Corporation reported Q1 earnings that are compared against other regional bank stocks. Q1 earnings release and peer comparison can affect short-term investor sentiment toward FNB.

24 Apr

4 Zacks, 11:22 AM
F.N.B. Corporation (FNB) Q1 earnings topped estimates, fueled by higher net interest income while expenses declined year-over-year. Q1 earnings beat boosted by higher NII and lower expenses signals strong financial performance likely to enhance stock trajectory and investor confidence.

23 Apr

3 StockStory, 9:25 AM
F.N.B. Corporation highlights top 5 analyst questions from its Q1 earnings call, covering key performance metrics, growth strategies, and market outlook. Q1 earnings call analyst questions provide insights into financial performance and strategic direction with moderate influence on investor sentiment.

21 Apr

4 transcript www.fool.com, 3:41 PM
F.N.B. Corporation (FNB) Q4 2025 earnings call transcript released, detailing quarterly financial results, management commentary, and forward guidance. Q4 earnings transcript discloses financial performance and strategic outlook, likely driving significant shifts in investor sentiment and stock trajectory.

3 , 5:32 AM
F.N.B. Corp. (FNB) executes efficient capital deployment through share buybacks and dividend payouts, enhancing shareholder returns and signaling financial confidence. Buybacks and payouts boost EPS, support dividends, and reflect strong capital management without fundamentally transforming operations.

20 Apr

4 , 12:19 AM
F.N.B. Corporation (FNB) achieved stronger earnings and announced larger share buybacks, potentially strengthening the investment case. Stronger earnings and bigger buybacks represent major financial improvements that could significantly enhance FNB's investor appeal and stock trajectory.

18 Apr

4 GuruFocus.com, 3:00 AM
F.N.B. Corporation (FNB) reported strong EPS growth and announced strategic initiatives during its Q1 2026 earnings call. Strong EPS growth and strategic initiatives represent major positive developments poised to significantly enhance FNB's financial trajectory and market position.

17 Apr

4 StockStory, 4:00 PM
F.N.B. Corporation's Q1 results feature robust loan growth, expanded digital banking capabilities, and strategic investments that collectively shape a positive outlook for future performance. Loan growth, digital expansion, and strategic investments represent major strategic moves likely to significantly enhance FNB's competitive positioning and investor sentiment.

4 transcript www.fool.com, 11:31 AM
F.N.B. Corporation (FNB) Q1 2026 earnings call transcript released, detailing quarterly financial results, management discussion, and forward-looking statements. Earnings call transcripts disclose financial performance, guidance, and strategic insights that significantly influence stock price and investor outlook.

4 www.marketbeat.com, 10:34 AM
F.N.B. Corporation released highlights from its Q1 earnings call, covering financial results, strategic updates, and forward guidance. Q1 earnings call highlights detail financial performance and outlook, likely driving significant shifts in investor sentiment and stock trajectory.

3 Zacks, 9:56 AM
FNB Q1 earnings met estimates, with revenues and expenses rising year-over-year. Q1 earnings meeting estimates with year-over-year revenue growth signals moderate financial stability amid rising expenses.

3 app.moby.co, 8:30 AM
F.N.B. Corporation reported Q1 2026 earnings with diluted EPS of $0.30, revenue growth of 5%, net interest margin expansion, deposit growth, and positive full-year guidance amid economic challenges. Quarterly earnings results and outlook moderately influence financial performance and investor sentiment without transformative changes.

16 Apr

4 PR Newswire, 4:31 PM
F.N.B. Corporation reported first quarter 2026 earnings. Quarterly earnings reports reveal financial performance metrics that can significantly sway stock prices and future market trajectory.

3 Zacks, 6:00 PM
F.N.B. Corporation (FNB) Q1 earnings compared to analyst estimates, highlighting key metrics. Q1 earnings versus estimates impact financial performance and market sentiment moderately.

3 StockStory, 4:43 PM
F.N.B. Corporation (NYSE:FNB) reported Q1 CY2026 sales below analyst estimates. Sales missing analyst estimates impacts financial performance and investor sentiment moderately.

14 Apr

4 PR Newswire, 4:31 PM
F.N.B. Corporation announced an 8% increase in its quarterly common stock cash dividend and authorized a new $250 million share repurchase program due to continued strong financial performance. Dividend increase and $250 million buyback signal strong financial health, boosting shareholder value and market sentiment.

3 StockStory, 11:49 PM
F.N.B. Corporation (FNB) will report quarterly earnings tomorrow, with analysts forecasting revenue of $336.2 million, up 3.7% year-over-year, EPS of $0.31, and focus on net interest margin, loan growth, and deposit trends amid economic pressures. Upcoming earnings report will influence financial performance metrics and short-term market sentiment for FNB.

4 Apr

4 Simply Wall St., 10:06 AM
F.N.B. Corporation (FNB) expands into municipal bond underwriting, prompting a valuation analysis amid growth potential. Expansion into municipal bond underwriting diversifies FNB's revenue and strengthens competitive positioning.

3 Apr

3 www.bankingdive.com, 3:53 AM
FNB CEO expresses strong confidence in smaller banks' ability to innovate and compete effectively. CEO's public bet on smaller-bank innovation signals strategic focus that could moderately boost FNB's competitive positioning.

2 Apr

4 StockStory, 2:24 PM
Wall Street designates F.N.B. Corporation (FNB) as a favorite stock for decades-long ownership, contrasting two others facing headwinds. Wall Street's long-term endorsement significantly elevates FNB's investor sentiment and trajectory.

30 Mar

4 Zacks, 11:09 AM
F.N.B. Corporation (FNB) expands financing capabilities by entering municipal bond underwriting, enhancing its public finance offerings and revenue diversification. Entering municipal bond underwriting diversifies FNB's revenue streams and bolsters competitive positioning in public finance.
© 2016–2026 stockrow.com Terms and Conditions Indicators Contact Us