Home BancShares, Inc. HOMB
- Market cap
- $5.8B
- P/E
- 12.1×
Follow HOMB
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 16.94 | 20.82 | 15.35 | 16.11 | 9.71 | 19.11 | 19.83 | 19.61 | 22.38 | 24.22 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 28.62 | 29.69 | 25.38 | 20.37 | 21.04 | 29.76 | 26.20 | 25.80 | 32.91 | 31.27 |
High Price
|
|||
| 1,503 | 1,744 | 1,815 | 1,920 | 2,018 | 1,992 | 2,774 | 2,819 | 2,552 | 2,543 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
Revenue/Emp
|
|||
| 524 | 620 | 788 | 818 | 788 | 763 | 1,053 | 1,345 | 1,468 | 1,477 |
Revenue
|
|||
| 94.16% | 89.62% | 84.22% | 81.07% | 88.14% | 93.16% | 88.69% | 74.12% | 69.29% | 73.84% |
Gross Margin
|
|||
| 283 | 271 | 396 | 386 | 278 | 417 | 395 | 512 | 522 | 612 |
EBT
|
|||
| 53.98% | 43.73% | 50.18% | 47.17% | 35.25% | 54.64% | 37.48% | 38.06% | 35.57% | 41.41% |
EBT Margin
|
|||
| 177 | 135 | 300 | 290 | 214 | 319 | 305 | 393 | 402 | 475 |
Net Income
|
|||
| 26 | 30 | 33 | 35 | 41 | 48 | 52 | 47 | 44 | 42 |
Depreciation
|
|||
| 3.73 | 4.11 | 4.54 | 4.87 | 4.76 | 4.64 | 5.41 | 6.64 | 7.34 | 7.48 |
Revenue/Sh
|
|||
| 1.26 | 0.90 | 1.73 | 1.73 | 1.30 | 1.94 | 1.57 | 1.94 | 2.01 | 2.41 |
Earnings/Sh
|
|||
| 1.25 | 0.93 | 1.75 | 1.47 | 1.76 | 2.37 | 2.12 | 1.87 | 2.30 | 2.02 |
Cash Flow/Sh
|
|||
| (0.02) | (0.03) | (0.05) | (0.09) | (0.07) | (0.06) | (0.05) | (0.04) | (0.06) | (0.02) |
Capex/Sh
|
|||
| 1.23 | 0.89 | 1.70 | 1.39 | 1.69 | 2.30 | 2.08 | 1.83 | 2.24 | 2.00 |
Free CF/Sh
|
|||
| 9.45 | 14.62 | 13.53 | 14.97 | 15.76 | 16.81 | 18.11 | 18.71 | 19.81 | 21.76 |
Book Value/Sh
|
|||
| 140 | 151 | 174 | 168 | 165 | 165 | 195 | 203 | 200 | 197 |
Shares
|
|||
| 21.75 | 25.27 | 9.45 | 11.36 | 14.95 | 12.55 | 14.22 | 12.99 | 14.01 | 11.53 |
PE Ratio
|
|||
| 7.38 | 5.60 | 3.60 | 4.04 | 4.09 | 5.25 | 4.15 | 3.82 | 3.85 | 3.71 |
PS Ratio
|
|||
| 2.91 | 1.57 | 1.21 | 1.31 | 1.24 | 1.45 | 1.24 | 1.35 | 1.43 | 1.28 |
PB Ratio
|
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| 9.57 | 7.22 | 5.10 | 4.65 | 3.46 | 1.48 | 4.50 | 4.36 | 3.94 | 3.79 |
EV/Sales
|
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| 29.04 | 33.18 | 13.58 | 16.34 | 9.74 | 2.97 | 11.72 | 15.81 | 12.90 | 14.13 |
EV/FCF
|
|||
| 176 | 140 | 304 | 247 | 292 | 389 | 413 | 380 | 461 | 399 |
Op' Cash Flow
|
|||
| (3) | (5) | (8) | (15) | (12) | (10) | (9) | (9) | (12) | (3) |
Capex
|
|||
| 173 | 135 | 296 | 233 | 280 | 379 | 404 | 371 | 448 | 396 |
FCF
|
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| 442 | 348 | 559 | (226) | (723) | (1,219) | (3,319) | (1,864) | (1,967) | (1,638) |
Working Cap'
|
|||
| 1,366 | 1,667 | 1,841 | 991 | 770 | 771 | 1,090 | 1,741 | 1,040 | 780 |
Total Debt
|
|||
| 1,148 | 1,007 | 1,183 | 500 | (493) | (2,879) | 366 | 736 | 126 | 109 |
Net Debt
|
|||
| 1,327 | 2,204 | 2,350 | 2,512 | 2,606 | 2,766 | 3,526 | 3,791 | 3,961 | 4,297 |
Sh' Equity
|
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| 1.86% | 1.11% | 2.02% | 1.91% | 1.36% | 1.85% | 1.49% | 1.73% | 1.78% | 2.10% |
ROA
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| 7.14% | 5.28% | 7.00% | 8.00% | 8.24% | 0.00% | 7.13% | 7.07% | 7.99% | 8.69% |
ROIC
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| 14.02% | 7.65% | 13.19% | 11.91% | 8.38% | 11.88% | 9.70% | 10.74% | 10.38% | 11.51% |
ROE
|
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Home BancShares, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| GBCI Glacier Bancorp, Inc. | $5.8B | 18.3× | Compare |
| HWC Hancock Whitney Corporation | $5.9B | 14.4× | Compare |
| AUB Atlantic Union Bankshares Corporation | $5.5B | 11.6× | Compare |
| ABCB Ameris Bancorp | $5.5B | 14.8× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ASB Associated Banc-Corp | $5.5B | 10.2× | Compare |
| FNB F.N.B. Corporation | $6.2B | 10.5× | Compare |
| UBSI United Bankshares, Inc. | $6.3B | 12.7× | Compare |
| GGAL Grupo Financiero Galicia S.A. | $5.3B | 19.6× | Compare |
Home BancShares, Inc. (HOMB) key facts
- Home BancShares, Inc. (HOMB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
- Home BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 0.61% from fiscal 2024.
- Net income was $475.4 million, or $2.41 per share (basic), a net margin of 32.2%.
- As of September 25, 2026, HOMB traded at $29.19, a market capitalization of $5.8 billion.
- At that price the stock trades at 12.1× trailing-twelve-month earnings and 3.9× sales.
- Home BancShares, Inc. pays an annual dividend of $0.72 per share, a yield of 3.22%, with a payout ratio of 32.1%.
- Return on equity was 11.5% and debt-to-equity 0.16.
Home BancShares, Inc. (HOMB) Latest News
26 Sep
Zacks upgrades Home BancShares (HOMB) to Rank #2 on rising earnings estimates and a brighter outlook for core operations. The stock trades about $29.19 after a 0.8% gain; 30-day returns are down, year-to-date up roughly 4.6%, signaling tempered momentum. A fair value of $32.29 implies ~11% upside and supports an undervalued thesis, assuming capital and reserves sustain earnings. Asset quality remains solid, aided by a loan-loss reserve of 1.86%, helping net interest margin amid uncertainty. Risks include reliance on acquisitions and concentration in select regions and sectors that could pressure asset quality if conditions worsen. The stock trades at 12.2x earnings, above the industry and its own fair multiple, leaving less room for negative surprises. Mixed signals call for weighing 4 rewards against 1 warning sign. The upgrade and earnings optimism could nudge sentiment and upside modestly, but valuation headwinds and concentration risks limit gains.
Home BancShares, Inc. (HOMB) was upgraded to Zacks Rank #2 (Buy) as earnings forecasts rise and a strong dividend profile supports an above-industry yield with a 34% payout. The bank has increased its dividend four times in five years, and dividends now stand at $0.23 per share, complemented by ongoing share repurchases. Analysts expect about $1.3 billion in revenue and $545.6 million in earnings by 2029, implying roughly 5.3% yearly revenue growth and a $66.2 million earnings uplift from today’s $479.4 million. The upgrade signals near-term earnings catalysts but does not erase risk from loan concentration in Sun Belt markets and segments, where credit deterioration could quickly hit results. Valuation range spans roughly $32.29 to $49, reflecting divergent views on fair value amid concentrated lending risk. Note: analysis is general and not financial advice, with caveats on credit costs. Near-term upside from the upgrade and dividend strength, offset by persistent loan concentration risk.
25 Sep
Home BancShares, Inc. (HOMB) was upgraded to Zacks Rank #2 (Buy) after an improving earnings outlook, signaling rising earnings estimates and potential near-term price momentum. The upgrade hinges on changing EPS forecasts—the consensus for both current year and next year, tracked by Zacks, has seen revisions higher. For fiscal 2026, HOMB is expected to earn $2.51 per share with no year-over-year change, and estimates have risen about 1.3% over the past three months. Zacks ranks stock within its top 20% for estimate revisions, a position historically linked to upside as investors react to improving fundamentals. The report highlights that earnings estimate revisions are a primary driver of stock prices and can translate into buying pressure for HOMB in the near term. Positive earnings estimate revisions and a Zacks Rank upgrade to Buy create near-term price pressure and moderate upside potential.
Home BancShares (HOMB) offers a 3.18% dividend yield, paying $0.23 per share and an annualized $0.92, up 14.3% year over year. The payout ratio is 34%. Over five years, the company has raised its dividend four times with an average annual increase of 9.28%. The 2026 consensus earnings estimate is $2.51 per share, up about 6.8%, implying earnings growth supports the dividend. With a Zacks Rank of #2 Buy, the stock is presented as an attractive income play within finance, though the piece warns high-yield stocks can struggle in rising-rate environments. Future dividend growth will depend on earnings growth and payout policy. The article characterizes HOMB as a compelling investment opportunity beyond just the dividend. Strong dividend growth and a Buy rating could support near-term investor demand, but no fundamental strategic shift is indicated.
17 Jul
Home BancShares (HOMB) shares rose 7.2% after posting record adjusted quarterly results and receiving an early boost from the MCB deal, with questions raised on whether the bull case has changed. Record quarterly earnings and completed MCB deal deliver short-term performance lift without fundamentally altering long-term company trajectory.
16 Jul
Home BancShares Inc posted record net income for Q2 2026 alongside ongoing strategic growth initiatives. Record net income directly strengthens financial trajectory and investor outlook.
Home BancShares Q2 earnings call highlighted financial results, operational metrics, and management outlook for the company. Q2 earnings updates and guidance directly inform near-term performance expectations and investor sentiment.
Home BancShares, Inc. held its Q2 2026 earnings call covering financial results, performance metrics and outlook. Quarterly earnings releases affect stock valuations through disclosed financial performance and guidance.
15 Jul
Home BancShares reports record revenue and strong second quarter results driven by successful Mountain Commerce Bancorp acquisition. Acquisition completion plus record revenue establish major growth catalyst and positive shift in HOMB competitive standing.
Home BancShares (NYSE:HOMB) exceeded Q2 CY2026 expectations. Quarterly earnings beat provides positive signal for near-term investor sentiment and share performance.
14 Jul
Home BancShares (HOMB) is scheduled to report earnings tomorrow. Upcoming earnings releases often drive immediate stock price moves and shift investor expectations for HOMB.
18 Apr
Home BancShares (HOMB) matched Q1 2026 earnings expectations but missed revenue targets, prompting a valuation analysis amid mixed results. Q1 2026 earnings match offset by revenue miss moderately influences HOMB's financial performance and short-term market sentiment.
17 Apr
Home BancShares Inc (HOMB) reported record profitability in Q1 2026 earnings call, highlighting strategic initiatives amid strong financial performance. Record Q1 2026 profitability and strategic highlights indicate significant positive influence on HOMB's financial trajectory and investor sentiment.
Home BancShares posted a stable Q1 with strong profitability despite headwinds, according to RBC. Stable Q1 profitability despite headwinds moderately influences HOMB's financial performance and investor sentiment.
Home BancShares, Inc. (HOMB) Q1 shows cautious organic growth with emphasis on asset quality amid loan paydowns. Q1 cautious growth and loan paydowns moderately influence financial performance and investor sentiment.
16 Apr
Home BancShares, Inc. (HOMB) released Q1 earnings call highlights detailing financial performance, strategic updates, and outlook. Q1 earnings call highlights reveal financial results and guidance that significantly shape investor sentiment and stock trajectory.
Home BancShares, Inc. (HOMB) released the transcript of its Q1 2026 earnings call. Q1 2026 earnings transcript reveals financial results, guidance, and strategic updates that significantly shape HOMB's trajectory and investor sentiment.
Home BancShares, Inc. (HOMB) released Q1 2026 earnings call summary detailing financial results, operational updates, and future outlook. Quarterly earnings summaries directly impact HOMB's stock price, investor confidence, and strategic trajectory.
15 Apr
Home BancShares, Inc. (HOMB) reported Q1 earnings, analyzing key metrics for performance insights. Q1 earnings reports drive significant investor reactions and shape short-to-medium term stock trajectory via core financial metrics.
Home BancShares, Inc. (HOMB) reported first-quarter earnings of $118.2 million, EPS of $0.60, and ROA of 2.09%, sustaining top-tier performance into 2026. Exceptional Q1 earnings with $118.2 million net income, $0.60 EPS, and 2.09% ROA demonstrate strong financial momentum likely to boost investor confidence and stock performance.
Home BancShares (NYSE:HOMB) missed Q1 CY2026 revenue estimates. Missing Q1 CY2026 revenue estimates will moderately affect financial performance and market sentiment.
Home BancShares, Inc. (HOMB) evaluates digital growth opportunities while maintaining tight credit standards and a strong focus on risk management. Strategic emphasis on digital expansion amid tight credit and risk controls moderately influences financial performance and competitive positioning.
14 Apr
Home BancShares, Inc. (HOMB) Q1 preview outlines key financial metrics, revenue growth, loan portfolio updates, expense ratios, and analyst expectations ahead of earnings release. Q1 earnings preview influences financial performance and market sentiment moderately ahead of official results.
7 Apr
Home BancShares, Inc. (HOMB) ranked #2 on S&P Global Market Intelligence’s Top 50 U.S. Public Banks for 2025. High ranking in top U.S. banks boosts HOMB's reputation and investor sentiment with moderate impact on competitive positioning.
1 Apr
Home BancShares, Inc. (HOMB) has completed its acquisition of Mountain Commerce Bancorp, Inc., integrating the latter's operations into its portfolio. Acquisition completion expands Home BancShares' asset base, market presence, and strategic positioning in banking.
24 Mar
Mountain Commerce Bancorp, Inc. announces receipt of regulatory approvals for its merger with Home BancShares, Inc. (HOMB). Regulatory approvals clear the path for Home BancShares to complete a strategic acquisition, expanding its footprint and potentially boosting earnings.
13 Mar
Mountain Commerce Bancorp, Inc. shareholders approved the merger with Home BancShares, Inc. (HOMB), clearing a major hurdle for the $227 million all-stock deal that will add $2.2 billion in assets and expand HOMB's Tennessee footprint. Shareholder approval advances a major acquisition expanding Home BancShares' assets, deposits, and regional presence.
7 Feb
Home BancShares, Inc. (HOMB) has successfully passed financial checks and is set to distribute a dividend of US$0.21. This announcement highlights the company's financial stability and commitment to returning value to shareholders. The dividend payment indicates financial health but is a routine action that does not significantly alter the company's trajectory.
2 Feb
Home BancShares, Inc. (HOMB) is highlighted as a potentially strong investment choice due to its solid financial performance, strategic growth initiatives, and favorable market conditions. The company has demonstrated resilience and adaptability in a competitive banking landscape, positioning itself well for future opportunities. Analysts suggest that HOMB's focus on expanding its services and enhancing customer experience could lead to sustained growth and increased shareholder value. Strategic growth initiatives and favorable market conditions are likely to significantly impact future performance.
25 Jan
Home BancShares, Inc. (HOMB) reported its earnings, announcing a dividend increase and a share buyback program. Investors reacted positively to the news, reflecting confidence in the company's financial health and growth strategy. The earnings report highlighted strong performance metrics, contributing to a favorable outlook for the bank's future. The announcement of a dividend increase and share buyback program indicates significant strategic moves that could enhance investor sentiment and financial performance.