Home BancShares, Inc. HOMB

29.19 0.23 0.79% as of 25 Sep
Market cap
$5.8B
P/E
12.1×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 2.70
Total sells 2.18
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — 1 — — — — —
Sell — — — 1 2 — 1 — 1 — 2 —
Insider Ownership 6.82%

Capital & Financial Ratios

Market Cap 5,790.00
Revenue 1,493.28
Net Income 479.37
Free Cash Flow 439.59
Net Debt (328.12)
Current Ratio 0.92
Debt/Equity 0.16
P/E ratio 12.06
P/S ratio 3.93
P/B ratio 1.29
Past 5Y EPS Growth 3.10%
This Y EPS Growth 7.12%
Next Y EPS Growth 3.42%
Next 5Y EPS Growth 4.70%
in millions of $

Dividends

Payout Ratio 0.32
Annual Dividend Rate 0.72
Annual Dividend Yield 3.22%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.86
0.21
0.21
0.23
2025 0.81
0.20
0.20
0.20
0.21
2024 0.75
0.18
0.18
0.20
0.20
2023 0.72
0.18
0.18
0.18
0.18
2022 0.66
0.17
0.17
0.17
0.17
2021 0.56
0.14
0.14
0.14
0.14
2020 0.53
0.13
0.13
0.13
0.14
2019 0.51
0.12
0.13
0.13
0.13
2018 0.46
0.11
0.11
0.12
0.12
2017 0.40
0.09
0.09
0.11
0.11
2016 0.34
0.08
0.09
0.09
0.09
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 1,005 914 670 1,058
Receivables — — — —
Inventory — — — —
Other — — — —
15,261 15,523 16,168 17,965
2023 2024 2025 Q'26
Payables 16,788 17,146 17,480 19,113
ST’ Debt — — — —
Other — — — —
17,124 17,490 17,805 19,436
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 12.80% 13.40% 11.95%
Cash Flow 6.89% 6.48% (1.13%)
Earnings 13.15% 17.26% 15.92%
Book Value 13.61% 10.52% 6.81%

Revenue

Mar Jun Sep Dec Year
’26 354 390 — — —
’25 358 370 375 374 1,477
’24 359 370 376 364 1,468
’23 319 339 338 349 1,345
’22 176 262 286 330 1,053
’21 208 186 186 183 763
’20 195 197 197 199 788
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 151 97 — — —
’25 117 78 115 89 399
’24 148 109 129 75 461
’23 118 47 99 115 380
’22 89 13 167 144 413
’21 121 91 89 88 389
’20 112 19 69 92 292
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 141 95 — — —
’25 113 79 115 89 396
’24 146 112 118 72 448
’23 116 48 94 114 371
’22 87 9 169 139 404
’21 118 88 87 86 379
’20 108 17 65 90 280
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.60 0.59 — — —
’25 0.58 0.60 0.63 0.60 2.41
’24 0.50 0.51 0.50 0.51 2.01
’23 0.51 0.52 0.49 0.43 1.94
’22 0.40 0.08 0.53 0.57 1.57
’21 0.55 0.48 0.46 0.45 1.94
’20 0.00 0.38 0.42 0.50 1.30
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.2
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
16.94 20.82 15.35 16.11 9.71 19.11 19.83 19.61 22.38 24.22

Analyst estimates 2026–2028

Powerpack
Low Price
28.62 29.69 25.38 20.37 21.04 29.76 26.20 25.80 32.91 31.27
High Price
1,503 1,744 1,815 1,920 2,018 1,992 2,774 2,819 2,552 2,543
Employees
0 0 0 0 0 0 0 0 1 1
Revenue/Emp
524 620 788 818 788 763 1,053 1,345 1,468 1,477
Revenue
94.16% 89.62% 84.22% 81.07% 88.14% 93.16% 88.69% 74.12% 69.29% 73.84%
Gross Margin
283 271 396 386 278 417 395 512 522 612
EBT
53.98% 43.73% 50.18% 47.17% 35.25% 54.64% 37.48% 38.06% 35.57% 41.41%
EBT Margin
177 135 300 290 214 319 305 393 402 475
Net Income
26 30 33 35 41 48 52 47 44 42
Depreciation
3.73 4.11 4.54 4.87 4.76 4.64 5.41 6.64 7.34 7.48
Revenue/Sh
1.26 0.90 1.73 1.73 1.30 1.94 1.57 1.94 2.01 2.41
Earnings/Sh
1.25 0.93 1.75 1.47 1.76 2.37 2.12 1.87 2.30 2.02
Cash Flow/Sh
(0.02) (0.03) (0.05) (0.09) (0.07) (0.06) (0.05) (0.04) (0.06) (0.02)
Capex/Sh
1.23 0.89 1.70 1.39 1.69 2.30 2.08 1.83 2.24 2.00
Free CF/Sh
9.45 14.62 13.53 14.97 15.76 16.81 18.11 18.71 19.81 21.76
Book Value/Sh
140 151 174 168 165 165 195 203 200 197
Shares
21.75 25.27 9.45 11.36 14.95 12.55 14.22 12.99 14.01 11.53
PE Ratio
7.38 5.60 3.60 4.04 4.09 5.25 4.15 3.82 3.85 3.71
PS Ratio
2.91 1.57 1.21 1.31 1.24 1.45 1.24 1.35 1.43 1.28
PB Ratio
9.57 7.22 5.10 4.65 3.46 1.48 4.50 4.36 3.94 3.79
EV/Sales
29.04 33.18 13.58 16.34 9.74 2.97 11.72 15.81 12.90 14.13
EV/FCF
176 140 304 247 292 389 413 380 461 399
Op' Cash Flow
(3) (5) (8) (15) (12) (10) (9) (9) (12) (3)
Capex
173 135 296 233 280 379 404 371 448 396
FCF
442 348 559 (226) (723) (1,219) (3,319) (1,864) (1,967) (1,638)
Working Cap'
1,366 1,667 1,841 991 770 771 1,090 1,741 1,040 780
Total Debt
1,148 1,007 1,183 500 (493) (2,879) 366 736 126 109
Net Debt
1,327 2,204 2,350 2,512 2,606 2,766 3,526 3,791 3,961 4,297
Sh' Equity
1.86% 1.11% 2.02% 1.91% 1.36% 1.85% 1.49% 1.73% 1.78% 2.10%
ROA
7.14% 5.28% 7.00% 8.00% 8.24% 0.00% 7.13% 7.07% 7.99% 8.69%
ROIC
14.02% 7.65% 13.19% 11.91% 8.38% 11.88% 9.70% 10.74% 10.38% 11.51%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Home BancShares, Inc. (HOMB) key facts

  • Home BancShares, Inc. (HOMB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • Home BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 0.61% from fiscal 2024.
  • Net income was $475.4 million, or $2.41 per share (basic), a net margin of 32.2%.
  • As of September 25, 2026, HOMB traded at $29.19, a market capitalization of $5.8 billion.
  • At that price the stock trades at 12.1× trailing-twelve-month earnings and 3.9× sales.
  • Home BancShares, Inc. pays an annual dividend of $0.72 per share, a yield of 3.22%, with a payout ratio of 32.1%.
  • Return on equity was 11.5% and debt-to-equity 0.16.

Source: company filings (standardised) and stockrow calculations.

Home BancShares, Inc. (HOMB) Latest News

News by impact score

Fine-tune

26 Sep

3

Zacks upgrades Home BancShares (HOMB) to Rank #2 on rising earnings estimates and a brighter outlook for core operations. The stock trades about $29.19 after a 0.8% gain; 30-day returns are down, year-to-date up roughly 4.6%, signaling tempered momentum. A fair value of $32.29 implies ~11% upside and supports an undervalued thesis, assuming capital and reserves sustain earnings. Asset quality remains solid, aided by a loan-loss reserve of 1.86%, helping net interest margin amid uncertainty. Risks include reliance on acquisitions and concentration in select regions and sectors that could pressure asset quality if conditions worsen. The stock trades at 12.2x earnings, above the industry and its own fair multiple, leaving less room for negative surprises. Mixed signals call for weighing 4 rewards against 1 warning sign. The upgrade and earnings optimism could nudge sentiment and upside modestly, but valuation headwinds and concentration risks limit gains.

3

Home BancShares, Inc. (HOMB) was upgraded to Zacks Rank #2 (Buy) as earnings forecasts rise and a strong dividend profile supports an above-industry yield with a 34% payout. The bank has increased its dividend four times in five years, and dividends now stand at $0.23 per share, complemented by ongoing share repurchases. Analysts expect about $1.3 billion in revenue and $545.6 million in earnings by 2029, implying roughly 5.3% yearly revenue growth and a $66.2 million earnings uplift from today’s $479.4 million. The upgrade signals near-term earnings catalysts but does not erase risk from loan concentration in Sun Belt markets and segments, where credit deterioration could quickly hit results. Valuation range spans roughly $32.29 to $49, reflecting divergent views on fair value amid concentrated lending risk. Note: analysis is general and not financial advice, with caveats on credit costs. Near-term upside from the upgrade and dividend strength, offset by persistent loan concentration risk.

25 Sep

3

Home BancShares, Inc. (HOMB) was upgraded to Zacks Rank #2 (Buy) after an improving earnings outlook, signaling rising earnings estimates and potential near-term price momentum. The upgrade hinges on changing EPS forecasts—the consensus for both current year and next year, tracked by Zacks, has seen revisions higher. For fiscal 2026, HOMB is expected to earn $2.51 per share with no year-over-year change, and estimates have risen about 1.3% over the past three months. Zacks ranks stock within its top 20% for estimate revisions, a position historically linked to upside as investors react to improving fundamentals. The report highlights that earnings estimate revisions are a primary driver of stock prices and can translate into buying pressure for HOMB in the near term. Positive earnings estimate revisions and a Zacks Rank upgrade to Buy create near-term price pressure and moderate upside potential.

3

Home BancShares (HOMB) offers a 3.18% dividend yield, paying $0.23 per share and an annualized $0.92, up 14.3% year over year. The payout ratio is 34%. Over five years, the company has raised its dividend four times with an average annual increase of 9.28%. The 2026 consensus earnings estimate is $2.51 per share, up about 6.8%, implying earnings growth supports the dividend. With a Zacks Rank of #2 Buy, the stock is presented as an attractive income play within finance, though the piece warns high-yield stocks can struggle in rising-rate environments. Future dividend growth will depend on earnings growth and payout policy. The article characterizes HOMB as a compelling investment opportunity beyond just the dividend. Strong dividend growth and a Buy rating could support near-term investor demand, but no fundamental strategic shift is indicated.

17 Jul

3

Home BancShares (HOMB) shares rose 7.2% after posting record adjusted quarterly results and receiving an early boost from the MCB deal, with questions raised on whether the bull case has changed. Record quarterly earnings and completed MCB deal deliver short-term performance lift without fundamentally altering long-term company trajectory.

16 Jul

4

Home BancShares Inc posted record net income for Q2 2026 alongside ongoing strategic growth initiatives. Record net income directly strengthens financial trajectory and investor outlook.

3

Home BancShares Q2 earnings call highlighted financial results, operational metrics, and management outlook for the company. Q2 earnings updates and guidance directly inform near-term performance expectations and investor sentiment.

3 transcript

Home BancShares, Inc. held its Q2 2026 earnings call covering financial results, performance metrics and outlook. Quarterly earnings releases affect stock valuations through disclosed financial performance and guidance.

15 Jul

4

Home BancShares reports record revenue and strong second quarter results driven by successful Mountain Commerce Bancorp acquisition. Acquisition completion plus record revenue establish major growth catalyst and positive shift in HOMB competitive standing.

3

Home BancShares (NYSE:HOMB) exceeded Q2 CY2026 expectations. Quarterly earnings beat provides positive signal for near-term investor sentiment and share performance.

14 Jul

4

Home BancShares (HOMB) is scheduled to report earnings tomorrow. Upcoming earnings releases often drive immediate stock price moves and shift investor expectations for HOMB.

18 Apr

3

Home BancShares (HOMB) matched Q1 2026 earnings expectations but missed revenue targets, prompting a valuation analysis amid mixed results. Q1 2026 earnings match offset by revenue miss moderately influences HOMB's financial performance and short-term market sentiment.

17 Apr

4

Home BancShares Inc (HOMB) reported record profitability in Q1 2026 earnings call, highlighting strategic initiatives amid strong financial performance. Record Q1 2026 profitability and strategic highlights indicate significant positive influence on HOMB's financial trajectory and investor sentiment.

3

Home BancShares posted a stable Q1 with strong profitability despite headwinds, according to RBC. Stable Q1 profitability despite headwinds moderately influences HOMB's financial performance and investor sentiment.

3

Home BancShares, Inc. (HOMB) Q1 shows cautious organic growth with emphasis on asset quality amid loan paydowns. Q1 cautious growth and loan paydowns moderately influence financial performance and investor sentiment.

16 Apr

4

Home BancShares, Inc. (HOMB) released Q1 earnings call highlights detailing financial performance, strategic updates, and outlook. Q1 earnings call highlights reveal financial results and guidance that significantly shape investor sentiment and stock trajectory.

4 transcript

Home BancShares, Inc. (HOMB) released the transcript of its Q1 2026 earnings call. Q1 2026 earnings transcript reveals financial results, guidance, and strategic updates that significantly shape HOMB's trajectory and investor sentiment.

4

Home BancShares, Inc. (HOMB) released Q1 2026 earnings call summary detailing financial results, operational updates, and future outlook. Quarterly earnings summaries directly impact HOMB's stock price, investor confidence, and strategic trajectory.

15 Apr

4

Home BancShares, Inc. (HOMB) reported Q1 earnings, analyzing key metrics for performance insights. Q1 earnings reports drive significant investor reactions and shape short-to-medium term stock trajectory via core financial metrics.

4

Home BancShares, Inc. (HOMB) reported first-quarter earnings of $118.2 million, EPS of $0.60, and ROA of 2.09%, sustaining top-tier performance into 2026. Exceptional Q1 earnings with $118.2 million net income, $0.60 EPS, and 2.09% ROA demonstrate strong financial momentum likely to boost investor confidence and stock performance.

3

Home BancShares (NYSE:HOMB) missed Q1 CY2026 revenue estimates. Missing Q1 CY2026 revenue estimates will moderately affect financial performance and market sentiment.

3

Home BancShares, Inc. (HOMB) evaluates digital growth opportunities while maintaining tight credit standards and a strong focus on risk management. Strategic emphasis on digital expansion amid tight credit and risk controls moderately influences financial performance and competitive positioning.

14 Apr

3

Home BancShares, Inc. (HOMB) Q1 preview outlines key financial metrics, revenue growth, loan portfolio updates, expense ratios, and analyst expectations ahead of earnings release. Q1 earnings preview influences financial performance and market sentiment moderately ahead of official results.

7 Apr

3

Home BancShares, Inc. (HOMB) ranked #2 on S&P Global Market Intelligence’s Top 50 U.S. Public Banks for 2025. High ranking in top U.S. banks boosts HOMB's reputation and investor sentiment with moderate impact on competitive positioning.

1 Apr

4

Home BancShares, Inc. (HOMB) has completed its acquisition of Mountain Commerce Bancorp, Inc., integrating the latter's operations into its portfolio. Acquisition completion expands Home BancShares' asset base, market presence, and strategic positioning in banking.

24 Mar

4

Mountain Commerce Bancorp, Inc. announces receipt of regulatory approvals for its merger with Home BancShares, Inc. (HOMB). Regulatory approvals clear the path for Home BancShares to complete a strategic acquisition, expanding its footprint and potentially boosting earnings.

13 Mar

4

Mountain Commerce Bancorp, Inc. shareholders approved the merger with Home BancShares, Inc. (HOMB), clearing a major hurdle for the $227 million all-stock deal that will add $2.2 billion in assets and expand HOMB's Tennessee footprint. Shareholder approval advances a major acquisition expanding Home BancShares' assets, deposits, and regional presence.

7 Feb

3

Home BancShares, Inc. (HOMB) has successfully passed financial checks and is set to distribute a dividend of US$0.21. This announcement highlights the company's financial stability and commitment to returning value to shareholders. The dividend payment indicates financial health but is a routine action that does not significantly alter the company's trajectory.

2 Feb

4

Home BancShares, Inc. (HOMB) is highlighted as a potentially strong investment choice due to its solid financial performance, strategic growth initiatives, and favorable market conditions. The company has demonstrated resilience and adaptability in a competitive banking landscape, positioning itself well for future opportunities. Analysts suggest that HOMB's focus on expanding its services and enhancing customer experience could lead to sustained growth and increased shareholder value. Strategic growth initiatives and favorable market conditions are likely to significantly impact future performance.

25 Jan

4

Home BancShares, Inc. (HOMB) reported its earnings, announcing a dividend increase and a share buyback program. Investors reacted positively to the news, reflecting confidence in the company's financial health and growth strategy. The earnings report highlighted strong performance metrics, contributing to a favorable outlook for the bank's future. The announcement of a dividend increase and share buyback program indicates significant strategic moves that could enhance investor sentiment and financial performance.

stockrow.com/HOMB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com