Atlantic Union Bankshares Corporation AUB

38.78 0.26 0.67% as of 25 Sep
Market cap
$5.5B
P/E
11.6×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.03
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — 1 — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.50%

Capital & Financial Ratios

Market Cap 5,500.00
Revenue 2,217.62
Net Income 487.28
Free Cash Flow 525.82
Net Debt (214.62)
Current Ratio 0.93
Debt/Equity 0.15
P/E ratio 11.58
P/S ratio 2.48
P/B ratio 1.07
Past 5Y EPS Growth (1.43%)
This Y EPS Growth 9.39%
Next Y EPS Growth 7.26%
Next 5Y EPS Growth 10.70%
in millions of $

Dividends

Payout Ratio 0.43
Annual Dividend Rate 1.28
Annual Dividend Yield 3.76%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.49
0.37
0.37
0.37
2025 1.39
0.34
0.34
0.34
0.37
2024 1.30
0.32
0.32
0.32
0.34
2023 1.22
0.30
0.30
0.30
0.32
2022 1.16
0.28
0.28
0.30
0.30
2021 1.09
0.25
0.28
0.28
0.28
2020 1.00
0.25
0.25
0.25
0.25
2019 0.96
0.23
0.23
0.25
0.25
2018 0.88
0.21
0.21
0.23
0.23
2017 0.81
0.20
0.20
0.20
0.21
2016 0.77
0.19
0.19
0.19
0.20
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 378 354 966 990
Receivables — — — —
Inventory — — — —
Other — — — —
15,888 18,655 28,486 29,388
2023 2024 2025 Q'26
Payables 16,818 20,398 30,472 30,468
ST’ Debt — — — —
Other — — — —
17,739 20,514 31,197 31,574
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 19.57% 21.06% 37.86%
Cash Flow 35.04% 57.35% 74.69%
Earnings 14.59% 11.41% 5.56%
Book Value 17.53% 13.07% 28.26%

Revenue

Mar Jun Sep Dec Year
’26 527 577 — — —
’25 335 592 555 559 2,041
’24 288 345 359 354 1,346
’23 227 254 274 289 1,045
’22 169 187 197 227 779
’21 179 179 176 184 718
’20 200 199 192 194 785
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 127 150 — — —
’25 62 1,904 157 114 2,237
’24 57 86 68 98 308
’23 63 73 89 53 278
’22 111 88 128 93 420
’21 84 53 103 98 338
’20 50 72 54 56 232
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 120 146 — — —
’25 61 1,910 149 111 2,231
’24 55 85 67 102 308
’23 61 76 136 57 329
’22 111 90 130 101 430
’21 83 56 100 110 349
’20 48 65 47 46 206
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.84 1.11 — — —
’25 0.52 0.12 0.63 0.77 2.03
’24 0.62 0.25 0.82 0.60 2.24
’23 0.44 0.70 0.68 0.72 2.53
’22 0.54 0.79 0.74 0.90 2.97
’21 0.67 1.05 0.94 0.59 3.26
’20 0.09 0.39 0.74 0.72 1.93
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.7
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
20.57 29.50 26.48 27.80 18.55 31.75 30.26 23.32 30.43 22.85

Analyst estimates 2026–2028

Powerpack
Low Price
36.69 39.37 42.74 40.20 37.88 42.45 42.67 41.04 44.54 39.29
High Price
1,416 1,419 1,609 1,989 1,879 1,876 1,877 1,804 2,125 3,064
Employees
0 0 0 0 0 0 0 1 1 1
Revenue/Emp
354 391 633 832 785 718 779 1,045 1,346 2,041
Revenue
91.58% 87.22% 83.87% 80.60% 87.50% 94.28% 90.22% 67.15% 60.71% 67.34%
Gross Margin
102 105 179 231 186 319 280 240 260 337
EBT
28.80% 26.81% 28.34% 27.79% 23.73% 44.39% 35.94% 22.95% 19.30% 16.51%
EBT Margin
77 73 146 194 158 264 235 202 209 274
Net Income
25 24 20 32 35 48 49 46 14 (43)
Depreciation
8.08 8.96 9.61 10.38 9.95 9.28 10.39 13.94 15.63 15.85
Revenue/Sh
1.77 1.67 2.22 2.41 1.93 3.26 2.97 2.53 2.29 2.03
Earnings/Sh
2.14 2.52 3.29 2.43 2.94 4.36 5.60 3.71 3.58 17.37
Cash Flow/Sh
(0.14) (0.21) 0.12 (0.05) (0.32) 0.15 0.14 0.69 0.00 (0.05)
Capex/Sh
2.00 2.31 3.41 2.38 2.62 4.51 5.74 4.39 3.58 17.32
Free CF/Sh
22.86 23.94 29.22 31.34 34.35 35.01 31.66 34.10 36.48 38.88
Book Value/Sh
44 44 66 80 79 77 75 75 86 129
Shares
20.08 21.58 12.72 15.65 16.98 11.47 11.86 14.35 16.47 17.22
PE Ratio
4.40 4.02 2.94 3.62 3.31 4.02 3.39 2.61 2.42 2.23
PS Ratio
1.55 1.51 0.97 1.20 0.96 1.07 1.11 1.07 1.04 0.91
PB Ratio
5.06 4.60 3.58 4.39 3.30 3.44 3.48 2.63 2.47 2.13
EV/Sales
20.46 17.82 10.08 19.12 12.57 7.08 6.29 8.33 10.79 1.95
EV/FCF
94 110 217 195 232 338 420 278 308 2,237
Op' Cash Flow
(6) (9) 8 (4) (26) 11 11 51 0 (7)
Capex
88 101 225 191 206 349 430 329 308 2,231
FCF
(471) (483) (1,122) (681) (1,623) (2,810) (2,588) (1,851) (1,858) (2,711)
Working Cap'
413 425 668 1,077 490 389 390 391 418 772
Total Debt
234 226 407 641 (3) (414) 70 13 64 (195)
Net Debt
1,001 1,046 1,925 2,513 2,708 2,710 2,373 2,556 3,143 5,006
Sh' Equity
0.96% 0.82% 1.27% 1.24% 0.82% 1.27% 1.10% 0.91% 0.86% 0.84%
ROA
5.15% 5.42% 5.87% 5.13% 4.30% 8.68% 7.16% 5.91% 5.84% 6.42%
ROIC
7.76% 7.12% 9.85% 8.72% 5.84% 9.30% 8.76% 7.71% 6.92% 6.43%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Atlantic Union Bankshares Corporation peers in Banks Regional

All 325 Banks Regional stocks →

Atlantic Union Bankshares Corporation (AUB) key facts

  • Atlantic Union Bankshares Corporation (AUB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • Atlantic Union Bankshares Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 51.6% from fiscal 2024.
  • Net income was $273.7 million, or $2.03 per share (basic), a net margin of 12.8%.
  • As of September 25, 2026, AUB traded at $38.78, a market capitalization of $5.5 billion.
  • At that price the stock trades at 11.6× trailing-twelve-month earnings and 2.5× sales.
  • Atlantic Union Bankshares Corporation pays an annual dividend of $1.28 per share, a yield of 3.76%, with a payout ratio of 43.3%.
  • Return on equity was 6.43% and debt-to-equity 0.15.

Source: company filings (standardised) and stockrow calculations.

Atlantic Union Bankshares Corporation (AUB) Latest News

News by impact score

Fine-tune

23 Sep

3

Atlantic Union Bankshares Corporation (AUB) is identified as an attractive pick after Zacks upgraded it to Rank #2 (Buy), tied to an improving earnings outlook reflected in rising EPS estimates. The ranking system emphasizes changes in the Zacks Consensus Estimate as a key driver of near-term price moves, with institutional trading reinforcing the effect. For Atlantic Union, the company is projected to earn $3.76 per share in 2026, flat year over year, while the consensus estimate has risen 0.9% over the past three months. The piece notes that being in the top 20% of Zacks-covered stocks suggests potential near-term upside. Rising earnings estimates combined with a Zacks upgrade imply near-term upside for AUB.

25 Aug

4

AUB Group Ltd reported double-digit profit growth during its FY 2026 earnings call. Double-digit profit growth points to strong results capable of materially lifting valuation and sentiment.

22 Jul

3 transcript

Atlantic Union Bankshares Corporation held its Q2 2026 earnings call detailing quarterly financial results and outlook. Quarterly earnings figures typically influence near-term stock valuation and investor sentiment for Atlantic Union Bankshares Corporation.

21 Jul

3

Atlantic Union Bankshares (AUB) stock may be 31% undervalued based on profitability analysis. Valuation claim of 31% undervaluation may lift near-term investor interest and share price.

3 transcript

Atlantic Union Bankshares Q2 earnings call highlights financial results, operational updates and forward guidance for the bank. Q2 earnings details can shift near-term investor views on performance but rarely alter long-term strategy.

3

Atlantic Union Bankshares Corporation reported Q2 earnings with focus on key financial metrics. Q2 earnings and metrics disclosure can moderately shift near-term investor sentiment and stock valuation.

3

Atlantic Union Bankshares Corporation (AUB) beat Q2 earnings and revenue estimates. One-quarter earnings beat offers moderate short-term positive signal for AUB stock.

3

Atlantic Union Bankshares exceeded second-quarter forecasts as both revenue and profit rose. Quarterly earnings beat signals improved results that can lift near-term stock sentiment.

3

Atlantic Union Bankshares Corporation reported its second quarter financial results. Quarterly earnings directly shape near-term investor views and AUB share movement.

14 Jul

3

Analysts estimate Atlantic Union Bankshares Corporation (AUB) will report a decline in earnings. Earnings decline estimates can sway AUB stock prices and market perceptions.

5 May

4

Atlantic Union Bankshares Corporation (AUB) announces a $250 million share repurchase program to buy back its common stock, signaling confidence in future prospects and aiming to enhance shareholder value. $250 million share repurchase program represents a major capital return strategy that boosts EPS and supports stock price amid favorable market conditions.

28 Apr

3

Atlantic Union Bankshares Corporation (AUB) Q1 earnings call highlighted top 5 analyst questions addressing key operational, financial, and strategic concerns. Top analyst questions from Q1 earnings call moderately influence financial performance and investor sentiment without fundamentally altering trajectory.

25 Apr

4

Atlantic Union Bankshares (AUB) reported strong Q1 2026 results and significant progress in Sandy Spring Bancorp integration, prompting questions on whether investors should take action. Strong Q1 2026 earnings combined with advancing Sandy Spring integration represent major strategic milestones boosting AUB's growth trajectory and investor confidence.

22 Apr

4 transcript

Atlantic Union Bankshares Corporation (AUB) released its Q4 2024 earnings call transcript detailing quarterly financial results, executive discussions, and outlook. Q4 earnings transcripts disclose financial performance, guidance, and strategy, significantly influencing stock price and investor expectations.

4

Atlantic Union Bankshares Corporation (AUB) Q1 results show loan growth, deposit mix shifts, and integration efforts driving strategic focus. Loan growth, deposit optimization, and integration progress signal major positive shifts in AUB's operations and competitive stance.

4

Atlantic Union Bankshares Corporation (AUB) reported strong loan growth in its Q1 2026 earnings call highlights. Strong loan growth demonstrates robust financial performance and positive momentum for AUB's future market position.

21 Apr

4

Atlantic Union Bankshares Corporation released Q1 2026 earnings call summary detailing quarterly financial performance, strategic updates, and future outlook. Quarterly earnings disclosures shape AUB's financial trajectory, market valuation, and investor confidence.

4 transcript

Atlantic Union Bankshares Corporation (AUB) released the transcript of its Q1 2026 earnings call. Q1 2026 earnings transcript discloses financial results, management commentary, and guidance directly impacting AUB's valuation and market trajectory.

4

Atlantic Union Bankshares Corporation reported first quarter financial results. Quarterly financial results disclosure significantly affects investor sentiment, stock valuation, and perceptions of operational health.

3

Atlantic Union Bankshares Corporation (AUB) Q1 earnings beat analyst estimates on EPS while revenue slightly missed, with key metrics like net interest margin improving and nonperforming loans stable. Q1 earnings comparison to estimates moderately influences AUB's financial performance and short-term market sentiment.

3

Atlantic Union Bankshares Corporation (AUB) reported Q1 earnings that topped analyst estimates. Q1 earnings beating estimates moderately boosts financial performance outlook and investor sentiment without fundamentally altering long-term trajectory.

3

Atlantic Union Bankshares (NYSE:AUB) reported sales below analyst estimates in Q1 CY2026 earnings. Sales missing analyst estimates in quarterly earnings moderately impacts financial performance and investor sentiment.

20 Apr

4

Atlantic Union Bankshares (AUB) will report earnings tomorrow, with analysts forecasting key metrics like EPS and revenue amid expectations for performance review. Upcoming earnings report carries potential for major stock volatility and shifts in investor sentiment depending on results against expectations.

14 Apr

3

Analysts anticipate earnings growth for Atlantic Union Bankshares Corporation (AUB) in its upcoming release next week, driven by projected year-over-year EPS increase to $0.79 and revenue rise to $167.46 million, amid a Zacks Rank #2 (Buy) and positive Earnings ESP of +1.85%. Expected earnings growth signals moderately positive financial performance outlook, potentially boosting short-term market sentiment without fundamentally altering long-term trajectory.

28 Mar

3

Atlantic Union Bankshares Corporation (AUB) governance amendments shift shareholder voting power, prompting valuation analysis amid potential changes in control and investor influence. Governance amendments altering shareholder voting power may noticeably influence board control and investor sentiment without fundamentally transforming operations.

13 Mar

3

Analysts designate Atlantic Union Bankshares Corporation (AUB) as the top growth stock poised to flourish, while flagging two others as risky investments. Bullish analyst endorsement as premier growth stock likely to moderately enhance investor sentiment and AUB's market positioning.

8 Mar

3

Atlantic Union Bankshares Corporation (AUB) appoints new CFO, drawing investor attention to its valuation amid strategic financial shifts. New CFO appointment influences financial oversight and investor sentiment but lacks transformative details.

26 Feb

4

Atlantic Union Bankshares Corporation (AUB) hires former TD Bank strategist as new CFO, raising questions on whether this reshapes its investment case. Hiring a proven strategist from TD Bank as CFO constitutes a major leadership upgrade with potential to significantly boost strategic direction and market perception.

24 Feb

3

Atlantic Union Bankshares Corporation names Alexander D. Dodd as Chief Financial Officer and updates its transition plan. Naming a new CFO and updating the transition plan may moderately influence financial strategy and investor sentiment.

12 Feb

3

Atlantic Union Bankshares Corporation (AUB) is identified as one of three risky stocks within the Russell 2000 index. Concerns regarding its financial stability and market performance have been raised, suggesting potential vulnerabilities that could affect investor confidence and stock valuation. Concerns about financial stability may moderately influence investor sentiment and market performance.

stockrow.com/AUB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com