Glacier Bancorp, Inc. GBCI

44.75 0.40 0.90% as of 25 Sep
Market cap
$5.8B
P/E
18.3×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.48
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 1 4 — — 1 — — — — — 1 —
Sell — — — — — — — — — — — —
Insider Ownership 0.44%

Capital & Financial Ratios

Market Cap 5,770.00
Revenue 1,580.30
Net Income 311.69
Free Cash Flow 414.29
Net Debt (815.23)
Current Ratio 0.84
Debt/Equity 0.06
P/E ratio 18.34
P/S ratio 3.69
P/B ratio 1.35
Past 5Y EPS Growth (6.76%)
This Y EPS Growth 52.93%
Next Y EPS Growth 17.96%
Next 5Y EPS Growth 25.67%
in millions of $

Dividends

Payout Ratio 0.53
Annual Dividend Rate 1.32
Annual Dividend Yield 3.61%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.32
0.33
0.33
0.35
2025 1.32
0.33
0.33
0.33
0.33
2024 1.32
0.33
0.33
0.33
0.33
2023 1.32
0.33
0.33
0.33
0.33
2022 1.32
0.10
0.33
0.33
0.33
0.33
2021 1.27
0.15
0.31
0.32
0.32
0.32
2020 1.18
0.20
0.29
0.29
0.30
0.30
2019 1.11
0.30
0.26
0.27
0.29
0.29
2018 1.01
0.23
0.26
0.26
0.26
2017 0.84
0.30
0.21
0.21
0.21
0.30
0.21
2016 0.80
0.30
0.20
0.20
0.20
0.20
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 1,354 848 1,235 1,057
Receivables — — — —
Inventory — — — —
Other — — — —
17,470 18,037 22,067 22,326
2023 2024 2025 Q'26
Payables 19,929 20,547 24,591 24,654
ST’ Debt — — — —
Other — — — —
21,542 22,358 26,708 26,636
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 13.13% 12.43% 14.78%
Cash Flow 7.79% 14.58% (7.34%)
Earnings 7.49% (2.15%) (7.62%)
Book Value 14.62% 12.80% 14.01%

Revenue

Mar Jun Sep Dec Year
’26 400 406 — — —
’25 323 341 360 413 1,437
’24 309 306 324 329 1,268
’23 260 276 295 304 1,136
’22 224 228 245 254 950
’21 202 195 202 227 826
’20 176 197 211 216 800
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 88 121 — — —
’25 52 86 112 123 374
’24 (57) 63 150 102 258
’23 98 121 130 151 501
’22 78 138 134 120 471
’21 148 142 127 155 572
’20 26 111 (23) 76 190
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 76 116 — — —
’25 49 82 105 117 353
’24 (61) 49 141 95 224
’23 90 109 114 138 451
’22 74 129 130 114 447
’21 146 145 122 149 563
’20 25 107 (27) 72 178
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.63 0.75 — — —
’25 0.48 0.45 0.57 0.49 1.99
’24 0.29 0.39 0.45 0.54 1.68
’23 0.55 0.50 0.47 0.49 2.01
’22 0.61 0.69 0.72 0.72 2.74
’21 0.85 0.81 0.79 0.46 2.86
’20 0.46 0.66 0.81 0.86 2.81
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.5
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
21.90 31.38 35.77 37.58 26.66 44.55 44.43 26.77 34.35 36.76

Analyst estimates 2026–2028

Powerpack
Low Price
37.87 41.23 47.67 46.51 47.05 67.35 60.69 50.03 60.67 52.81
High Price
2,291 2,354 2,723 3,046 3,032 3,559 3,552 3,358 3,595 4,188
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
451 487 588 677 800 826 950 1,136 1,268 1,437
Revenue
93.44% 93.87% 93.96% 93.68% 96.59% 97.75% 95.66% 71.30% 65.68% 71.70%
Gross Margin
161 181 222 259 328 349 370 268 226 290
EBT
35.62% 37.15% 37.80% 38.29% 41.01% 42.31% 38.96% 23.56% 17.84% 20.20%
EBT Margin
121 116 182 211 266 285 303 223 190 239
Net Income
47 37 41 51 1 75 86 68 73 79
Depreciation
5.92 6.28 7.03 7.67 8.43 8.32 8.58 10.24 11.21 12.00
Revenue/Sh
1.59 1.50 2.18 2.39 2.81 2.87 2.74 2.01 1.68 2.00
Earnings/Sh
2.53 3.29 3.36 2.57 2.00 5.76 4.25 4.52 2.28 3.13
Cash Flow/Sh
(0.11) (0.13) (0.22) (0.19) (0.12) (0.09) (0.21) (0.44) (0.30) (0.18)
Capex/Sh
2.42 3.15 3.13 2.38 1.87 5.67 4.04 4.07 1.98 2.95
Free CF/Sh
14.64 15.46 18.13 22.22 24.31 32.00 25.67 27.24 28.49 35.19
Book Value/Sh
76 78 84 88 95 99 111 111 113 120
Shares
22.87 26.00 18.17 19.32 16.43 19.48 17.92 20.84 30.07 22.14
PE Ratio
6.14 6.21 5.64 6.00 5.46 6.82 5.72 4.09 4.48 3.67
PS Ratio
2.48 2.52 2.19 2.07 1.89 1.77 1.91 1.54 1.76 1.25
PB Ratio
6.65 6.80 6.29 5.81 4.88 6.50 7.41 5.50 5.39 3.28
EV/Sales
16.25 13.54 14.11 18.72 21.96 9.54 15.75 13.83 30.47 13.37
EV/FCF
193 255 281 227 190 572 471 501 258 374
Op' Cash Flow
(8) (10) (19) (16) (12) (9) (23) (49) (34) (22)
Capex
185 245 262 210 178 563 447 451 224 353
FCF
(2,023) (1,214) (1,447) (1,506) (3,966) (8,526) (5,994) (4,072) (4,322) (4,641)
Working Cap'
382 488 589 207 173 177 2,010 2,955 1,995 679
Total Debt
230 288 385 (124) (460) (261) 1,608 1,600 1,147 (556)
Net Debt
1,117 1,199 1,516 1,961 2,307 3,178 2,843 3,020 3,224 4,214
Sh' Equity
1.31% 1.21% 1.67% 1.63% 1.66% 1.28% 1.15% 0.82% 0.68% 0.80%
ROA
7.60% 7.69% 7.41% 8.82% 11.10% 7.49% 5.20% 3.62% 3.24% 4.96%
ROIC
11.04% 10.05% 13.40% 12.11% 12.48% 10.38% 10.07% 7.60% 6.09% 6.43%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Glacier Bancorp, Inc. (GBCI) key facts

  • Glacier Bancorp, Inc. (GBCI) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • Glacier Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 13.3% from fiscal 2024.
  • Net income was $239.0 million, or $2.00 per share (basic), a net margin of 16.6%.
  • As of September 25, 2026, GBCI traded at $44.75, a market capitalization of $5.8 billion.
  • At that price the stock trades at 18.3× trailing-twelve-month earnings and 3.7× sales.
  • Glacier Bancorp, Inc. pays an annual dividend of $1.32 per share, a yield of 3.61%, with a payout ratio of 53.0%.
  • Return on equity was 6.43% and debt-to-equity 0.06.

Source: company filings (standardised) and stockrow calculations.

Glacier Bancorp, Inc. (GBCI) Latest News

News by impact score

Fine-tune

22 Sep

3

Glacier Bancorp, Inc. (NYSE: GBCI) announced its Board increased the quarterly dividend to $0.35 per share. It has paid 166 consecutive quarterly dividends and raised the payout 50 times. The $0.35 dividend is payable on October 15, 2026 to shareholders of record on October 6, 2026. Glacier Bancorp is the parent of Glacier Bank and divisions across multiple states, including Altabank, Bank of the San Juans, Citizens Community Bank, Collegiate Peaks Bank, First Bank of Montana, First Bank of Wyoming, First Community Bank Utah, First Security Bank, First Security Bank of Missoula, First State Bank, Glacier Bank, Guaranty Bank & Trust, Heritage Bank of Nevada, Mountain West Bank, The Foothills Bank, Valley Bank, Western Security Bank, and Wheatland Bank. Long streak of dividend raises and a new quarterly payout strengthen income appeal but do not indicate a fundamental strategic shift.

4 Aug

3

Glacier Bancorp Q2 results driven by net interest margin expansion and broad-based loan growth. Net interest margin gains and loan expansion point to improved core banking metrics.

30 Jul

3

Glacier Bancorp Q2 earnings call drew analyst questions on financial metrics, credit quality, deposit trends and growth outlook. Post-earnings analyst questions offer moderate investor insight without shifting company fundamentals or long-term trajectory.

24 Jul

4

Glacier Bancorp Inc (GBCI) reported strong growth in net income during its Q2 2026 earnings call. Strong net income growth in quarterly results directly lifts investor sentiment and share price trajectory.

3 transcript

Glacier Bancorp reported Q2 earnings with details on net interest income, loan growth, deposit trends, credit quality metrics and management commentary on regional economic conditions and capital deployment plans. Quarterly earnings updates supply fresh performance data that can move near-term sentiment and valuation multiples but rarely alter long-term strategy or competitive position.

3

Glacier Bancorp reported Q2 2026 results in its earnings call, covering financial performance, loan growth, deposit trends, net interest margin, credit quality and forward outlook. Quarterly earnings and guidance typically move short-term sentiment and valuation for regional banks without altering long-term strategy.

23 Jul

3

Glacier Bancorp reported Q2 earnings with key metrics compared against Wall Street estimates. Q2 earnings metric comparisons can shift near-term investor sentiment and stock movement.

3

Glacier Bancorp, Inc. reported financial results for the quarter and period ended June 30, 2026. Quarterly earnings release supplies updated financial metrics that can shift near-term valuation and sentiment.

16 Jul

3

Glacier Bancorp (GBCI) earnings are projected to grow, raising the question of whether investors should buy the stock. Projected earnings growth may moderately shift investor views on GBCI valuation and near-term performance.

29 Apr

3

Glacier Bancorp (GBCI) reports stronger margins boosting the bull case, but rising charge-offs introduce credit risks that could shift investor outlook. Stronger margins offer financial upside, but escalating charge-offs signal credit deterioration with moderate effects on performance.

27 Apr

4

Glacier Bancorp reported Q1 results featuring net income growth, expanded net interest margin, robust loan and deposit increases, controlled expenses, EPS beat, and upbeat full-year guidance amid favorable banking conditions. Q1 earnings beats, growth metrics, and positive guidance signal strong financial momentum likely to boost investor sentiment and stock trajectory.

25 Apr

4

Glacier Bancorp Inc (GBCI) reported strong net income growth in Q1 2026 earnings call, highlighting robust financial performance amid positive operational metrics. Strong net income growth indicates significant positive momentum in financials, poised to enhance market performance and investor sentiment.

3

Glacier Bancorp (GBCI) Q1 revenue missed estimates, offset by net interest margin expansion and robust regional loan growth. Q1 revenue miss balanced by margin gains and loan growth points to moderate financial influence.

24 Apr

4 transcript

Glacier Bancorp (GBCI) released Q1 2026 earnings call transcript detailing quarterly financial results, operational updates, and forward guidance. Q1 2026 earnings transcript reveals key financial metrics, strategic initiatives, and outlook that can significantly sway investor sentiment and stock trajectory.

4

Glacier Bancorp, Inc. (GBCI) released Q1 2026 earnings call summary highlighting financial results, operational updates, and future outlook. Quarterly earnings summaries directly reveal financial health and guidance, significantly influencing stock performance and investor confidence.

23 Apr

4

Glacier Bancorp (GBCI) reported Q1 earnings, with key metrics indicating financial performance details. Q1 earnings reports deliver vital financial data that significantly sways investor sentiment and stock trajectory.

4

Glacier Bancorp (GBCI) Q1 earnings surpassed analyst estimates. Q1 earnings beat signals strong financial performance likely to enhance investor sentiment and stock trajectory.

4

Glacier Bancorp, Inc. announced financial results for the quarter and period ended March 31, 2026. Quarterly earnings announcements reveal key financial metrics that significantly influence stock performance and investor outlook.

3

Glacier Bancorp (NYSE:GBCI) missed Q1 CY2026 revenue estimates. Revenue miss signals moderately noticeable pressure on financial performance and market sentiment.

3

Analyst optimism for Glacier Bancorp (GBCI) grows ahead of earnings release, prompting valuation review highlighting potential upside amid favorable metrics. Rising analyst optimism ahead of earnings could moderately influence GBCI's market sentiment and short-term financial performance expectations.

22 Apr

4

Glacier Bancorp, Inc. (GBCI) reports Q1 results tomorrow, spotlighting the earnings release as a key event for investors. Q1 earnings reports drive significant volatility and shifts in valuation for regional banks like GBCI.

21 Apr

4 transcript

Glacier Bancorp (GBCI) released its Q4 2025 earnings call transcript detailing fourth-quarter financial results, management commentary, and forward-looking guidance. Q4 earnings transcripts provide detailed financial performance data and strategic insights that significantly impact stock price and investor sentiment.

29 Mar

3

Glacier Bancorp (GBCI) valuation assessed after short-term weakness contrasts with longer-term gains. Mixed short-term weakness and longer-term gains moderately influence valuation perceptions and market sentiment.

8 Feb

3

Glacier Bancorp, Inc. (GBCI) has undergone fresh valuation and target revisions, prompting a reassessment of its market position and future prospects. Analysts are evaluating the company's performance metrics and strategic initiatives in light of recent developments. The revisions reflect changing market conditions and investor sentiment, which may influence GBCI's trajectory moving forward. Recent valuation and target revisions indicate a moderately noticeable influence on GBCI's financial performance and market positioning.

2 Feb

4

Glacier Bancorp, Inc. (GBCI) is highlighted as a strong performer within the Russell 2000 index, showcasing impressive fundamentals such as consistent revenue growth and solid asset quality. In contrast, two other companies in the index are facing significant challenges that could hinder their performance. GBCI's robust financial metrics position it favorably against its peers, making it an attractive option for investors seeking stability in a fluctuating market. GBCI's strong fundamentals and favorable positioning in the market suggest a significant impact on its future performance.

29 Jan

3 transcript

Glacier Bancorp, Inc. (GBCI) held its Q4 earnings call, addressing five key analyst questions that revealed insights into the company's financial performance and strategic direction. The discussion highlighted trends in loan growth, asset quality, and operational efficiency, providing a clearer picture of GBCI's positioning in the banking sector. Analysts sought clarification on the impact of economic conditions and regulatory changes on future earnings, as well as the company's plans for expansion and innovation. Overall, the call underscored GBCI's commitment to maintaining a strong balance sheet while navigating market challenges. The insights from the earnings call indicate moderate influences on GBCI's financial performance and strategic direction.

26 Jan

4

Glacier Bancorp, Inc. (GBCI) reported its Q4 results, highlighting successful acquisition integration and margin expansion as key factors shaping its future outlook. The company emphasized its strategic focus on enhancing operational efficiencies and expanding its market presence, which are expected to drive growth. Management expressed confidence in the bank's ability to navigate challenges and capitalize on opportunities in the evolving financial landscape. Successful acquisition integration and margin expansion are likely to significantly impact GBCI's future performance and market positioning.

4

Glacier Bancorp, Inc. (GBCI) reported strong financial results for the fourth quarter of 2025, highlighting a significant increase in net income and improved asset quality. The company attributed its success to strategic growth initiatives and effective cost management. Additionally, GBCI announced plans for further expansion in key markets, aiming to enhance its competitive position. The board of directors declared a quarterly dividend, reflecting confidence in the company's ongoing performance and commitment to shareholder returns. Strong financial results and expansion plans indicate significant potential for future growth and market performance.

23 Jan

4 transcript

Glacier Bancorp, Inc. (GBCI) reported record growth in its Q4 2025 earnings call, highlighting strategic initiatives that contributed to its strong financial performance. The company emphasized its commitment to expanding its market presence and enhancing customer service, which has led to increased revenues and profitability. Management outlined future plans aimed at sustaining this growth trajectory while navigating potential economic challenges. Record growth and strategic initiatives are likely to significantly impact future performance and investor sentiment.

3

Glacier Bancorp, Inc. (GBCI) has experienced mixed share performance recently, raising questions about its pricing attractiveness. Analysts are evaluating the company's financial health and market position amid fluctuating stock values. Investors are considering whether current prices reflect the bank's underlying value and future growth potential, especially in light of broader economic conditions and competitive pressures in the banking sector. Mixed share performance indicates potential influences on financial performance and market sentiment.

stockrow.com/GBCI · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com