F.N.B. Corporation

FNB Financial Banks Regional

F.N.B. Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.7 billion, up 4.95% from fiscal 2024.

Revenue
−0.72%
EPS
+4.88%
Free cash flow
+67.8%
Total debt
−14.1%

Quarter to September 2026, against a year earlier

17.92 0.53 −2.87%
Market cap
$6.3B
P/E
10.5×
Fwd P/E
10.7×
Dividend yield
2.79%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

F.N.B. Corporation (FNB) Free cash flow margin

Alert me on Free cash flow margin

F.N.B. Corporation's free cash flow margin over the twelve months to 30 September 2026 was 26.7%, up 12.8 percentage points from fiscal 2025 (14.0%). Over the past ten years it has ranged from 5.06% (fiscal 2020) to 69.8% (fiscal 2022); the current reading is higher than 27% of that period. That is above the Banks Regional industry median of 18.0% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

Embed this chart

Annual newest first

Period Free cash flow margin Change (points)
FY2025 14.0% (5.64)
FY2024 19.6% 4.55
FY2023 15.0% (54.80)
FY2022 69.8% 34.48
FY2021 35.4% 30.30
FY2020 5.06% (8.76)
FY2019 13.8% (26.01)
FY2018 39.8% 21.81
FY2017 18.0% (8.46)
FY2016 26.5% (3.66)

Against its own ten years

Low 5.06% High 69.8%
Ten-year median 19.6%
Current reading's percentile 27

Free cash flow margin against peers

Company Free cash flow margin
ASB Associated Banc-Corp compare 32.1%
GBCI Glacier Bancorp, Inc. compare 28.1%
FNB F.N.B. Corporation 26.7%
AUB Atlantic Union Bankshares Corporation compare 25.0%
HWC Hancock Whitney Corporation compare 0.00%
OZK Bank OZK compare 0.00%
ABCB Ameris Bancorp compare 0.00%
HOMB Home BancShares, Inc. compare 0.00%
UBSI United Bankshares, Inc. compare 0.00%
Banks Regional industry median 18.0%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

More on FNB