Ameris Bancorp ABCB
- Market cap
- $5.5B
- P/E
- 14.8×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 24.96 | 41.05 | 29.97 | 31.27 | 17.12 | 36.60 | 38.22 | 28.33 | 44.00 | 48.27 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 47.70 | 51.30 | 59.05 | 44.90 | 43.79 | 59.85 | 55.62 | 53.84 | 74.56 | 78.99 |
High Price
|
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| 1,298 | 1,460 | 1,804 | 2,722 | 2,671 | 2,865 | 2,847 | 2,765 | 2,691 | 2,673 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 |
Revenue/Emp
|
|||
| 345 | 399 | 532 | 835 | 1,173 | 1,069 | 1,178 | 1,523 | 1,672 | 1,666 |
Revenue
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| 94.29% | 91.42% | 86.85% | 84.27% | 92.43% | 95.53% | 92.12% | 70.76% | 68.35% | 72.53% |
Gross Margin
|
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| 105 | 124 | 151 | 212 | 340 | 496 | 453 | 357 | 476 | 534 |
EBT
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| 30.52% | 31.16% | 28.49% | 25.35% | 29.01% | 46.42% | 38.45% | 23.43% | 28.47% | 32.05% |
EBT Margin
|
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| 72 | 74 | 121 | 161 | 262 | 377 | 347 | 269 | 359 | 412 |
Net Income
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| 4 | 7 | 11 | 43 | 57 | 50 | 54 | 46 | 47 | 38 |
Depreciation
|
|||
| 10.04 | 10.83 | 12.33 | 14.27 | 16.94 | 15.39 | 17.03 | 22.08 | 24.29 | 24.33 |
Revenue/Sh
|
|||
| 2.10 | 2.00 | 2.81 | 2.76 | 3.78 | 5.40 | 5.01 | 3.90 | 5.21 | 6.02 |
Earnings/Sh
|
|||
| (2.03) | (1.70) | (2.52) | (16.08) | 11.53 | 0.13 | 15.36 | 8.25 | 2.24 | 5.70 |
Cash Flow/Sh
|
|||
| (0.31) | (0.10) | (0.22) | (0.10) | (0.25) | (0.34) | (0.20) | (0.20) | (0.19) | (0.30) |
Capex/Sh
|
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| (2.34) | (1.80) | (2.74) | (16.18) | 11.28 | (0.21) | 15.16 | 8.05 | 2.05 | 5.40 |
Free CF/Sh
|
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| 18.82 | 21.84 | 33.76 | 42.24 | 38.22 | 42.72 | 46.21 | 49.68 | 54.52 | 59.55 |
Book Value/Sh
|
|||
| 34 | 37 | 43 | 58 | 69 | 69 | 69 | 69 | 69 | 68 |
Shares
|
|||
| 20.81 | 24.28 | 11.60 | 14.93 | 10.07 | 9.15 | 9.24 | 13.37 | 12.01 | 12.34 |
PE Ratio
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| 4.35 | 4.48 | 2.57 | 2.98 | 2.25 | 3.23 | 2.72 | 2.36 | 2.58 | 3.05 |
PS Ratio
|
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| 2.32 | 2.22 | 0.94 | 1.01 | 1.00 | 1.16 | 1.00 | 1.05 | 1.15 | 1.25 |
PB Ratio
|
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| 5.45 | 4.50 | 1.72 | 4.06 | 0.91 | 0.23 | 3.47 | 2.02 | 2.10 | 2.81 |
EV/Sales
|
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| (23.36) | (27.05) | (7.76) | (3.58) | 1.37 | (17.49) | 3.90 | 5.53 | 24.89 | 12.67 |
EV/FCF
|
|||
| (70) | (63) | (109) | (940) | 798 | 9 | 1,062 | 569 | 154 | 390 |
Op' Cash Flow
|
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| (11) | (4) | (9) | (6) | (17) | (23) | (14) | (14) | (13) | (20) |
Capex
|
|||
| (80) | (66) | (118) | (946) | 781 | (14) | 1,049 | 555 | 141 | 370 |
FCF
|
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| (84) | (108) | (385) | 1,011 | 597 | 1,355 | 1,697 | 702 | 428 | 501 |
Working Cap'
|
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| 577 | 336 | 241 | 1,526 | 550 | 866 | 2,004 | 640 | 424 | 692 |
Total Debt
|
|||
| 378 | 5 | (449) | 904 | (1,568) | (3,198) | 886 | (527) | (796) | (397) |
Net Debt
|
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| 646 | 804 | 1,456 | 2,470 | 2,647 | 2,966 | 3,197 | 3,427 | 3,752 | 4,076 |
Sh' Equity
|
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| 1.16% | 1.00% | 1.25% | 1.09% | 1.35% | 1.70% | 1.42% | 1.07% | 1.39% | 1.53% |
ROA
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| 6.42% | 9.59% | 9.40% | 3.92% | 19.71% | 0.00% | 6.94% | 7.69% | 10.06% | 9.07% |
ROIC
|
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| 12.42% | 10.14% | 10.71% | 8.22% | 10.24% | 13.43% | 11.24% | 8.12% | 9.99% | 10.53% |
ROE
|
|||
Ameris Bancorp peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ASB Associated Banc-Corp | $5.5B | 10.2× | Compare |
| AUB Atlantic Union Bankshares Corporation | $5.5B | 11.6× | Compare |
| GGAL Grupo Financiero Galicia S.A. | $5.3B | 19.6× | Compare |
| GBCI Glacier Bancorp, Inc. | $5.8B | 18.3× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| HOMB Home BancShares, Inc. | $5.8B | 12.1× | Compare |
| FLG Flagstar Bank, National Association | $5.1B | 414× | Compare |
| HWC Hancock Whitney Corporation | $5.9B | 14.4× | Compare |
| OZK Bank OZK | $5.1B | 7.7× | Compare |
Ameris Bancorp (ABCB) key facts
- Ameris Bancorp (ABCB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
- Ameris Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, roughly unchanged from fiscal 2024.
- Net income was $412.2 million, or $6.02 per share (basic), a net margin of 24.8%.
- As of September 25, 2026, ABCB traded at $82.29, a market capitalization of $5.5 billion.
- At that price the stock trades at 14.8× trailing-twelve-month earnings and 3.2× sales.
- Ameris Bancorp pays an annual dividend of $0.60 per share, a yield of 1.29%, with a payout ratio of 14.0%.
- Return on equity was 10.5% and debt-to-equity 0.34.
Ameris Bancorp (ABCB) Latest News
4 Aug
Ameris Bancorp faces Q2 margin pressures and deposit competition that constrain net interest income and lending growth, leading to tempered expansion expectations despite stable asset quality. Margin pressures and deposit competition directly affect Ameris Bancorp profitability and loan growth trajectory.
1 Aug
Ameris Bancorp held its Q2 earnings call featuring five notable analyst questions on company performance and outlook. Analyst questions from the earnings call highlight performance details and strategy points that can shift investor sentiment.
26 Jul
Ameris Bancorp reported mixed Q2 results, raising questions over whether its premium valuation holds. Mixed quarterly results can affect near-term sentiment and valuation views but lack transformative elements.
24 Jul
Ameris Bancorp reported strong loan growth and profitability in Q2 2026 earnings call highlights. Strong loan growth and profitability in earnings signal major positive shifts in financial trajectory and investor sentiment.
Ameris Bancorp Q2 2026 earnings call covered financial results, operational updates and outlook for the bank. Quarterly earnings details typically affect near-term stock sentiment but rarely alter long-term bank trajectory alone.
23 Jul
Ameris Bancorp reported Q2 earnings with key financial metrics compared against analyst estimates. Q2 earnings metrics versus estimates can moderately influence stock valuation and short-term market sentiment.
Ameris Bancorp beat sales expectations for Q2 CY2026. Quarterly sales beat can shift near-term investor views on the bank.
Ameris Bancorp (ABCB) announced its second quarter 2026 financial results. Quarterly earnings releases supply updated financial metrics that can shift near-term investor sentiment and stock valuation.
21 Jul
Ameris Bancorp earnings release expected soon with focus on revenue, EPS, loan growth, credit metrics and net interest margin performance. Earnings preview can move short-term sentiment and valuation for ABCB but does not alter long-term fundamentals.
23 Jun
Ameris Bank expands into Nashville market. Nashville market entry marks a major geographic expansion strategy for Ameris Bancorp.
14 May
Ameris Bancorp (ABCB) emerges as a new buy stock due to strong fundamentals, growth potential, and attractive valuation metrics. Buy recommendation highlights operational strengths likely to moderately enhance investor sentiment and stock performance.
25 Apr
Ameris Bancorp (ABCB) Q1 2026 earnings call highlights strong loan and deposit growth driving robust financial performance. Strong loan and deposit growth directly bolsters core banking metrics, significantly enhancing ABCB's financial trajectory and market sentiment.
Ameris Bancorp Q1 deep dive highlights deposit growth, margin discipline, and organic expansion as ongoing priorities amid strong performance. Q1 deposit growth and margin discipline positively affect financial performance but remain balanced by market factors.
24 Apr
Ameris Bancorp released Q1 2026 earnings call summary highlighting financial performance, loan growth, deposit trends, net interest margin, credit quality, and forward guidance amid economic conditions. Earnings call details on quarterly results, strategic updates, and outlook significantly shape investor expectations and stock trajectory.
23 Apr
Ameris Bancorp (ABCB) Q1 earnings key metrics compared to estimates. Q1 earnings metrics versus estimates significantly affect financial performance and investor sentiment.
Ameris Bancorp (ABCB) topped Q1 earnings and revenue estimates. Beating Q1 earnings and revenue estimates boosts investor sentiment and signals strong financial health for future performance.
Ameris Bancorp (NYSE:ABCB) beat Q1 CY2026 sales expectations. Beating sales expectations indicates strong financial performance, likely driving positive investor sentiment and stock price gains.
Ameris Bancorp announced first quarter 2026 financial results. Quarterly financial results significantly impact Ameris Bancorp's performance metrics, investor sentiment, and stock trajectory.
16 Apr
Ameris Bancorp (ABCB) earnings are expected to grow ahead of next week's release, with analysts forecasting year-over-year EPS increase to $1.38 from $1.14, driven by revenue growth and positive market outlook. Pre-earnings growth expectations can moderately influence investor sentiment and short-term stock performance around the release.
13 Apr
Analysts rework Ameris Bancorp's earnings estimates and price targets, shifting the bank's investment narrative amid changing expectations. Analyst revisions to earnings and targets moderately influence ABCB's financial projections and investor sentiment.
8 Apr
Ameris Bancorp (ABCB) has delivered consistent earnings surprises, raising questions on sustaining the streak amid upcoming results. Earnings surprise streaks moderately influence financial performance and investor sentiment for ABCB.
1 Mar
Analysts raise price targets for Ameris Bancorp (ABCB) amid new share buybacks, shifting the investment narrative positively as the bank's outlook improves. New analyst price target increases and share buyback authorization represent major strategic actions boosting ABCB's valuation and market sentiment.
24 Feb
Ameris Bank announces executive leadership changes. Executive leadership changes may moderately affect strategic direction and operational stability.
18 Feb
Ameris Bank launches a new business invoice management and payment solution to streamline invoicing and payments for clients. New invoice management solution represents a significant product launch enhancing commercial banking capabilities and revenue potential.
12 Feb
Ameris Bancorp (ABCB) reported strong organic growth and positive deposit trends in Q4, shaping a favorable outlook for 2026. The bank's strategic initiatives have led to increased customer engagement and a robust financial position, positioning it well for future expansion. Management highlighted key areas of focus, including enhancing digital banking services and optimizing branch operations to meet evolving customer needs. Significant growth and strategic initiatives are likely to alter the company's trajectory and investor sentiment positively.
Ameris Bancorp's Q4 earnings call featured five key analyst questions addressing the bank's financial performance, strategic initiatives, and market outlook. Analysts sought insights on loan growth, credit quality, and the impact of economic conditions on the bank's operations. Management provided updates on recent acquisitions and their integration, as well as expectations for future profitability and risk management strategies. Overall, the call highlighted the bank's focus on navigating challenges while pursuing growth opportunities. The earnings call revealed insights into strategic initiatives and market conditions that could moderately influence the bank's financial performance.
4 Feb
Ameris Bancorp (ABCB) faces challenges that suggest selling its stock. Key reasons include declining profitability, increased competition in the banking sector, and concerns over rising interest rates impacting loan demand. Investors are advised to consider alternative investments, with a specific recommendation for a more stable financial institution that shows better growth potential. Declining profitability and increased competition may moderately influence ABCB's financial performance and market positioning.
3 Feb
Ameris Bancorp (ABCB) is highlighted as a strong momentum stock, suggesting potential for growth and investment. Analysts point to its robust financial performance and strategic initiatives that may enhance its market position. The company is positioned well within the banking sector, benefiting from favorable economic conditions and effective management strategies. Investors are encouraged to consider the stock for potential gains as it shows promising trends. Strong financial performance and strategic initiatives indicate significant potential for future growth and market impact.
30 Jan
Ameris Bancorp (ABCB) reported record earnings for Q4 2025, highlighting strong financial performance and strategic growth initiatives. The company emphasized its commitment to expanding its market presence and enhancing customer services, which contributed to the impressive results. Key metrics showed significant improvements in profitability and operational efficiency, positioning Ameris for continued success in the competitive banking landscape. Record earnings and strategic growth initiatives are likely to significantly impact future performance and investor sentiment.
Ameris Bancorp's recent mixed results for 2025 and ongoing buyback initiatives have raised questions about the company's future performance. While the buybacks may support stock prices, the mixed financial results could signal challenges ahead, prompting investors to reassess their outlook on the bank's growth potential and market position. Mixed financial results indicate potential challenges that could moderately influence investor sentiment and performance.