Saturday 17 October 2026 Export AVBH’s income statement to Excel — free account

Avidbank Holdings Inc.

In the quarter to June 2026, revenue grew 15.6%, EPS fell 6.49%, free cash flow grew 148.7% and total debt was flat, each against the same quarter a year earlier.

30.93 0.15 +0.49%

Follow AVBH

Alert me

Market cap: $337.8M
P/E: 0.0×
Fwd P/E: 9.1×
Dividend yield: —
F-score: n/a
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 6.15

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	13	7	—	—	—	—	1	1	—

Insider Ownership 21.10%

Capital & Financial Ratios $m

Market Cap 337.83

Revenue 99.98

Net Income (14.12)

Free Cash Flow 52.43

Net Debt (137.91)

Current Ratio 1.03

Debt/Equity 0.07

P/E ratio 0.00

Fwd P/E 9.13

P/S ratio 3.28

P/B ratio 1.11

Past 5Y EPS Growth —

This Y EPS Growth 20.43%

Next Y EPS Growth 14.59%

Next Y revenue growth 29.68%

Next 5Y EPS Growth 16.52%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 59.01%

10-year low 10-year high

P/B against its own 10 years 24.77%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	—	83	155	160
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	—	1,985	2,329	2,407

	2023	2024	2025	Q'26
Payables	—	1,891	2,186	2,322
ST’ Debt	—	—	—	—
Other	—	—	—	—
	—	2,096	2,267	2,342

Compound Annual Growth %

	10y	5y	3y
Sales	—	36.67%	44.75%
Cash Flow	—	59.14%	99.01%
Earnings	—	0.00%	0.00%
Book Value	—	40.38%	64.16%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	41	43	—	—	—
’25	36	37	—	40	89
’24	10	37	38	—	148
’17	8	9	9	9	35

Fiscal quarters ending in the months shown.

value withheld pending a data check

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	8	16	—	—	—
’25	4	6	12	16	39
’24	—	10	6	—	23
’17	—	—	—	11	11

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	8	16	—	—	—
’25	4	6	12	16	39
’24	—	10	6	—	23
’17	—	—	—	5	5

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.84	0.71	—	—	—
’25	0.71	0.75	(4.12)	0.65	(2.25)
’24	0.36	0.46	0.77	—	2.76
’17	0.33	0.30	0.29	0.17	1.08

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	13.65	17.85	20.85	20.76	13.20	17.49	19.30	10.70	18.16	19.75	Analyst estimates 2026–2028 Powerpack
	High	19.35	23.95	26.40	25.25	25.00	25.32	27.00	22.80	22.49	27.99
People
People	Employees	68	84	—	—	—	—	—	—	—	151
	Revenue/emp, $m	0.43	0.42	—	—	—	—	—	—	0.00	0.59
Income, $m
Income, $m	Revenue	29	35	—	—	—	—	—	—	148	89
	Gross margin, %	93.25	91.99	—	—	—	—	—	—	54.72	34.61
	EBT	11	11	—	—	—	—	—	—	30	(27)
	EBT margin, %	36.90	30.74	—	—	—	—	—	—	20.08	(30.18)
	Net income	7	6	—	—	—	—	—	—	21	(20)
	Depreciation	2	1	—	—	—	—	—	—	2	1
Per share, $
Per share, $	Revenue	6.93	6.86	—	—	—	—	—	—	19.99	10.27
	Earnings	1.61	1.10	—	—	—	—	—	—	2.83	(2.25)
	Cash flow	1.16	2.14	—	—	—	—	—	—	3.06	4.49
	Capex	(0.02)	(1.12)	—	—	—	—	—	—	0.00	(0.01)
	Free cash flow	1.14	1.03	—	—	—	—	—	—	3.05	4.47
	Book value	14.94	17.35	—	—	—	—	—	—	25.10	32.29
	Shares, m	4	5	—	—	—	—	—	—	7	9
Valuation, ×
Valuation, ×	P/E	11.25	21.06	—	—	—	—	—	—	12.04	0.00
	P/S	2.60	3.47	—	—	—	—	—	—	1.70	2.59
	P/B	1.20	1.37	—	—	—	—	—	—	0.87	0.82
	EV/Sales	2.30	4.35	—	—	—	—	—	—	1.06	1.10
	EV/FCF	0.00	7.72	—	—	—	—	—	—	3.94	2.53
Cash, $m
Cash, $m	Operating cash flow	5	11	—	—	—	—	—	—	23	39
	Capex	0	(6)	—	—	—	—	—	—	0	0
	Free cash flow	5	5	—	—	—	—	—	—	23	39
Balance, $m
Balance, $m	Working capital	(30)	35	—	—	—	—	—	—	(112)	62
	Total debt	12	42	—	—	—	—	—	—	22	22
	Net debt	(9)	8	—	—	—	—	—	—	(61)	(133)
	Shareholders’ equity	64	89	—	—	—	—	—	—	186	281
Returns, %
Returns, %	ROA	1.16	0.79	—	—	—	—	—	—	1.36	(0.80)
	ROIC	12.38	6.94	—	—	—	—	—	—	14.82	(11.36)
	ROE	12.19	7.41	—	—	—	—	—	—	15.26	(8.37)

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
TSBK Timberland Bancorp, Inc.	$352.9M	11.4×	—	+4.36% (above 0%: growing)	+10.00% (above 0%: growing)	−24.92% (below 0%: shrinking)	73.48%	0.00%	Compare
FSBW FS Bancorp, Inc.	$350.9M	10.1×	9.4×	+3.60% (above 0%: growing)	+6.00% (above 0%: growing)	+778.44% (above 0%: growing)	69.52%	0.00%	Compare
BRBS Blue Ridge Bankshares, Inc.	$349.1M	37.9×	—	−19.39% (below 0%: shrinking)	n/m	−84.87% (below 0%: shrinking)	59.82%	0.00%	Compare
BCML Bay Commercial Bank	$338.1M	26.0×	13.8×	−3.52% (below 0%: shrinking)	n/m	−19.47% (below 0%: shrinking)	74.74%	0.00%	Compare
AVBH Avidbank Holdings Inc.	$337.8M	— (loss-making)	9.1×	+15.59% (above 0%: growing)	−6.49% (below 0%: shrinking)	+148.71% (above 0%: growing)	69.18%	0.00%
FDBC Fidelity D&D Bancorp Inc.	$336.0M	11.0×	22.8×	+5.91% (above 0%: growing)	+11.67% (above 0%: growing)	+157.33% (above 0%: growing)	70.54%	0.00%	Compare
CFFI C&F Financial Corporation	$334.0M	11.4×	—	+10.31% (above 0%: growing)	+10.97% (above 0%: growing)	+549.86% (above 0%: growing)	78.40%	0.00%	Compare
CBNA Chain Bridge Bancorp, Inc.	$324.9M	12.1×	7.7×	+51.95% (above 0%: growing)	+107.14% (above 0%: growing)	+147.51% (above 0%: growing)	96.81%	0.00%	Compare
JMSB John Marshall Bancorp, Inc.	$321.6M	13.2×	11.7×	+10.02% (above 0%: growing)	+38.89% (above 0%: growing)	−31.74% (below 0%: shrinking)	60.20%	0.00%	Compare
Median of peers	$337.0M	11.8×	11.7×	+5.14%	+11.32%	+64.02%	72.01%	0.00%

All 323 Banks Regional stocks →

Avidbank Holdings Inc. (AVBH) key facts

Avidbank Holdings Inc. (AVBH) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, AVBH traded at $30.93, a market capitalization of $337.8 million.
Return on equity was −8.37% and debt-to-equity 0.07.

Source: company filings (standardised) and stockrow calculations.