Avidbank Holdings Inc. (AVBH) vs Bay Commercial Bank (BCML)
- Avidbank Holdings Inc. AVBH 30.93 +0.49%
- Bay Commercial Bank BCML 31.15 +0.61%
Avidbank Holdings Inc. and Bay Commercial Bank are both Banks Regional companies. Avidbank Holdings Inc. and Bay Commercial Bank are of similar size ($338.1M and $337.8M). Avidbank Holdings Inc. has negative trailing earnings, so its P/E is not meaningful; Bay Commercial Bank trades at 26.0×. Bay Commercial Bank grew revenue faster over the last twelve months: 2.01% against −32.7%. Bay Commercial Bank has the higher net margin (9.20% vs −14.1%) and the higher return on invested capital (6.59% vs −7.91%). Across the 17 metrics below, Bay Commercial Bank leads on 12 and Avidbank Holdings Inc. on 5.
Valuation
Profitability
| Metric | AVBH | BCML | Banks Regional median |
|---|---|---|---|
| Gross margin | 46.29% | 72.76% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (14.12%) | 9.20% | 18.66% |
| Free cash flow margin | 52.44% | 18.66% | 21.11% |
| Return on equity | (5.64%) | 3.93% | 10.65% |
| Return on assets | (0.56%) | 0.50% | 1.13% |
| Return on invested capital | (7.91%) | 6.59% | 8.35% |
Growth
Health
Dividend
Size
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