John Marshall Bancorp, Inc. JMSB
- Market cap
- $323.9M
- P/E
- 13.3×
Follow JMSB
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | 15.20 | 14.47 | 13.91 | 9.05 | 14.00 | 19.50 | 14.38 | 15.00 | 13.81 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| — | 22.10 | 19.25 | 17.50 | 18.35 | 20.00 | 29.91 | 28.76 | 26.52 | 21.58 |
High Price
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| — | — | — | — | — | — | 141 | 135 | 133 | 140 |
Employees
|
|||
| — | — | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 |
Revenue/Emp
|
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| — | — | 45 | 50 | 58 | 76 | 86 | 86 | 112 | 115 |
Revenue
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|||
| — | — | 0.00% | 0.00% | 0.00% | 89.17% | 84.09% | 41.41% | 47.43% | 54.31% |
Gross Margin
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| — | — | 15 | 20 | 23 | 32 | 40 | 8 | 22 | 27 |
EBT
|
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| — | — | 34.14% | 40.29% | 39.57% | 42.54% | 46.72% | 9.30% | 19.46% | 23.74% |
EBT Margin
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| — | — | 12 | 16 | 18 | 25 | 32 | 5 | 17 | 21 |
Net Income
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| — | — | — | — | — | 3 | 2 | 2 | 1 | 1 |
Depreciation
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| — | — | 3.52 | 3.85 | 4.33 | 5.58 | 6.16 | 6.10 | 7.93 | 8.13 |
Revenue/Sh
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| — | — | 0.89 | 1.17 | 1.35 | 1.87 | 2.27 | 0.36 | 1.20 | 1.49 |
Earnings/Sh
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| — | — | 1.12 | 1.42 | 1.81 | 2.38 | 2.38 | 1.28 | 1.22 | 1.59 |
Cash Flow/Sh
|
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| — | — | 0.00 | 0.00 | 0.00 | (0.02) | (0.01) | (0.04) | (0.03) | (0.04) |
Capex/Sh
|
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| — | — | 1.12 | 1.42 | 1.81 | 2.36 | 2.37 | 1.24 | 1.18 | 1.56 |
Free CF/Sh
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| — | — | 11.11 | 12.47 | 13.82 | 15.35 | 15.27 | 16.33 | 17.40 | 18.72 |
Book Value/Sh
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| — | — | 13 | 13 | 13 | 14 | 14 | 14 | 14 | 14 |
Shares
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| — | — | 10.62 | 10.62 | 10.62 | 10.62 | 12.12 | 55.11 | 16.60 | 13.33 |
PE Ratio
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| — | — | 0.00 | 0.00 | 0.00 | 3.56 | 4.45 | 3.34 | 2.53 | 2.46 |
PS Ratio
|
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| — | — | 0.00 | 0.00 | 0.00 | 1.30 | 1.79 | 1.25 | 1.15 | 1.07 |
PB Ratio
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| — | — | 0.00 | 0.00 | 0.00 | 2.73 | 4.32 | 2.60 | 2.16 | 2.03 |
EV/Sales
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| — | — | 0.00 | 0.00 | 0.00 | 6.47 | 11.22 | 12.75 | 14.48 | 10.62 |
EV/FCF
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| — | — | 14 | 18 | 24 | 32 | 33 | 18 | 17 | 23 |
Op' Cash Flow
|
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| — | — | (1) | 0 | (1) | 0 | 0 | (1) | 0 | (1) |
Capex
|
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| — | — | 14 | 18 | 24 | 32 | 33 | 17 | 17 | 22 |
FCF
|
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| — | — | — | — | — | (125) | (232) | (20) | 87 | 117 |
Working Cap'
|
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| — | — | 109 | 106 | 52 | 43 | 50 | 35 | 81 | 81 |
Total Debt
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| — | — | 109 | 106 | 52 | (63) | (11) | (64) | (42) | (49) |
Net Debt
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| — | — | 142 | 162 | 186 | 208 | 213 | 230 | 247 | 266 |
Sh' Equity
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| — | — | 0.00% | 1.07% | 1.06% | 1.26% | 1.41% | 0.22% | 0.76% | 0.93% |
ROA
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| — | — | 0.00% | 0.00% | 0.00% | 13.87% | 12.44% | 3.01% | 6.67% | 7.90% |
ROIC
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| — | — | 0.00% | 10.43% | 10.61% | 12.91% | 15.10% | 2.32% | 7.16% | 8.26% |
ROE
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John Marshall Bancorp, Inc. peers in Banks Regional
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|---|---|---|---|
| NEWT NewtekOne, Inc. | $326.4M | 5.0× | Compare |
| FVCB Fvcbankcorp, Inc. | $320.8M | 12.5× | Compare |
| FDBC Fidelity D&D Bancorp Inc. | $317.8M | 10.6× | Compare |
| COSO CoastalSouth Bancshares, Inc. | $317.6M | 11.5× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CBNA Chain Bridge Bancorp, Inc. | $311.3M | 11.8× | Compare |
| FCCO First Community Corporation | $306.9M | 12.1× | Compare |
| BCML Bay Commercial Bank | $341.8M | 25.7× | Compare |
| AVBH Avidbank Holdings Inc. | $342.4M | 0.0× | Compare |
John Marshall Bancorp, Inc. (JMSB) key facts
- John Marshall Bancorp, Inc. (JMSB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- John Marshall Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $115.3 million, up 2.60% from fiscal 2024.
- Net income was $21.2 million, or $1.49 per share (basic), a net margin of 18.3%.
- As of September 25, 2026, JMSB traded at $23.09, a market capitalization of $323.9 million.
- At that price the stock trades at 13.3× trailing-twelve-month earnings and 2.7× sales.
- Return on equity was 8.26% and debt-to-equity 0.44.
John Marshall Bancorp, Inc. (JMSB) Latest News
9 Sep
John Marshall Bancorp agrees to $253 million all-stock merger with Eagle Financial. $253m all-stock merger with Eagle Financial fundamentally redefines John Marshall Bancorp's structure and long-term prospects.
John Marshall Bancorp combines with another Virginia bank in a $253 million deal. The $253M bank combination constitutes a major strategic move that will significantly alter JMSB trajectory and investor sentiment.
8 Sep
John Marshall Bancorp, Inc. and Eagle Financial Services, Inc. announce a strategic merger uniting two leading Virginia community banks. Merger combines two banks into larger entity that redefines JMSB market position and long-term prospects.
John Marshall Bancorp, Inc. signs merger deal with Eagle Financial Services. Merger agreement with Eagle Financial Services represents major strategic expansion for John Marshall Bancorp.
22 Jul
John Marshall Bancorp achieves 1.20% return on average assets and 10.34% return on average equity driven by strong loan growth and sustained net interest margin expansion. Reported loan growth and profitability metrics indicate improved performance likely to lift near-term investor sentiment and valuation.
29 Apr
John Marshall Bancorp, Inc. (JMSB) reported 27% net income growth driven by continued net interest margin expansion, with core deposits and loans increasing and asset quality remaining strong. 27% net income surge from margin growth and balance sheet expansion indicates significant positive momentum for future performance and investor confidence.
28 Jan
John Marshall Bancorp, Inc. reported a 42% annualized increase in earnings per share, driven by strong loan demand, growth in net interest margin, and improved efficiency. The company's financial performance reflects positive trends in its operations, indicating a robust outlook. Strong loan demand and net interest margin growth are likely to significantly impact future financial performance and investor sentiment.
John Marshall Bancorp, Inc. has announced the initiation of a quarterly cash dividend of $0.05 per share, payable on December 15, 2023, to shareholders of record as of December 1, 2023. This decision reflects the company's commitment to returning value to its shareholders and indicates a positive outlook on its financial health. The initiation of a cash dividend suggests a moderately positive influence on investor sentiment and financial performance.
Insiders at John Marshall Bancorp, Inc. have purchased a total of US$688.3k worth of stock, indicating confidence in the company's future performance. This move suggests that those with inside knowledge believe the stock is undervalued or that positive developments are on the horizon. Insider buying can signal confidence in the company's prospects, potentially influencing market sentiment and stock performance.
27 Jan
John Marshall Bank has expanded its Government Contracting (GovCon) team by hiring Pat Dempsey, who brings over 25 years of experience in the industry. Dempsey's expertise is expected to enhance the bank's capabilities in serving government contractors and strengthen its position in the market. His previous roles include significant positions at various financial institutions, where he focused on government contracting clients. This strategic hire aligns with the bank's commitment to growing its GovCon sector. The hiring of Pat Dempsey is expected to moderately influence the bank's competitive positioning in the GovCon market.
1 Jan
John Marshall Bancorp, Inc. (JMSB) is highlighted as one of three undiscovered gem stocks in the US market. The article emphasizes its strong fundamentals, growth potential, and favorable market conditions that could lead to significant appreciation in stock value. Investors are encouraged to consider JMSB as a promising opportunity amidst a landscape of overlooked stocks. JMSB's potential for growth and strong fundamentals may moderately influence its market performance.
15 Dec
John Marshall Bancorp, Inc. (NASDAQ:JMSB) has delivered a solid 55% return to its investors over the past five years, reflecting the company's strong performance and growth potential. This positive return highlights the effectiveness of its strategic initiatives and market positioning, contributing to investor confidence. The 55% return indicates a moderately noticeable influence on investor sentiment and financial performance, but it is not expected to fundamentally alter the company's trajectory.
17 Nov
John Marshall Bancorp, Inc. (JMSB) is highlighted as a potential investment opportunity in the US market, with analysts identifying it as an undervalued asset. The company is noted for its strong fundamentals and growth potential, making it an attractive option for investors seeking undiscovered gems. Market trends and economic indicators suggest a favorable environment for JMSB's expansion and profitability, positioning it well for future success. JMSB's identification as an undervalued asset indicates significant growth potential that could alter its market trajectory.
31 Oct
John Marshall Bancorp, Inc. (JMSB) has reported an expansion in its profit margins, which has strengthened bullish narratives among investors. This positive financial performance is expected to enhance investor confidence and may lead to increased interest in the company's stock. Analysts view this development as a sign of the company's robust operational efficiency and potential for future growth. Profit margin expansion is a significant indicator of financial health and can positively influence investor sentiment and market performance.
29 Oct
John Marshall Bancorp, Inc. reported a 28% increase in net income, driven by strong momentum in margin, core deposits, and loan demand. The company's asset quality remains pristine, indicating robust financial health and operational efficiency. The significant increase in net income and strong demand for loans suggest a positive shift in the company's financial trajectory and market position.
25 Sep
John Marshall Bancorp, Inc. (JMSB) is highlighted as one of the undervalued stocks in the U.S. market, showcasing potential for growth due to its strong fundamentals and strategic positioning. The company has demonstrated resilience in its financial performance, making it an attractive option for investors seeking hidden gems. Analysts suggest that JMSB's focus on community banking and its commitment to customer service could lead to increased market share and profitability in the coming years. JMSB's strong fundamentals and strategic positioning may moderately influence its financial performance and market sentiment.
15 Sep
John Marshall Bancorp, Inc. has appointed Charles Kapur as Senior Vice President and Director of Deposit Services. Kapur will be responsible for developing and executing the bank's growth strategy, focusing on enhancing deposit services. His extensive experience in the banking sector is expected to contribute to the bank's objectives and overall performance. Kapur's appointment may moderately influence the bank's growth and competitive positioning in the deposit services sector.
22 Aug
John Marshall Bancorp, Inc. (JMSB) is highlighted as a promising investment opportunity in the US market for August 2025, showcasing its strong financial performance, strategic growth initiatives, and potential for significant returns. Analysts emphasize the company's robust balance sheet and innovative banking solutions, positioning it favorably against competitors. The article suggests that JMSB's focus on expanding its market presence and enhancing customer experience could lead to increased shareholder value, making it an attractive option for investors seeking undiscovered gems in the financial sector. JMSB's strategic growth initiatives and strong financial performance are likely to significantly impact its future market trajectory.
19 Aug
John Marshall Bancorp, Inc. has announced an extension of its stock repurchase program, allowing the company to buy back shares from the market. This decision reflects the company's commitment to enhancing shareholder value and optimizing its capital structure. The extended program is expected to provide additional flexibility in managing the company's capital resources. The extension of the stock repurchase program may positively influence investor sentiment and financial performance, but its overall impact is expected to be limited.
25 Jul
John Marshall Bancorp (NASDAQ:JMSB) reported second quarter 2025 results with revenue of $14.9 million, a 15% increase from the previous year, and net income of $5.10 million, up 31%. The profit margin rose to 34%, driven by higher revenue, and EPS increased to $0.36. Both revenue and EPS exceeded analyst expectations by 5.9%. Future revenue is forecasted to grow 13% annually over the next two years, outpacing the 7.4% growth forecast for the US banking industry. However, shares are down 2.0% from the previous week, and there is one warning sign for potential investors. Significant revenue and earnings growth, along with positive future forecasts, indicate a likely impact on performance and investor sentiment.
23 Jul
John Marshall Bancorp, Inc. (JMSB) reported a 10% annualized growth in loans, contributing to a 24% annualized increase in earnings per share. The net interest margin and loan commitments also saw significant increases, indicating strong financial performance and growth potential for the company. The substantial loan growth and earnings increase suggest a significant positive shift in the company's financial trajectory.
21 Jul
John Marshall Bancorp, Inc. (JMSB) is highlighted as a promising small-cap stock with a market cap of $271.61 million and significant earnings growth of 479.2% over the past year, outperforming the industry average of 6.2%. The bank's prudent risk management is reflected in its allowance for bad loans at 0.5% of total loans. Despite being dropped from the Russell 2000 Dynamic Index, JMSB is trading at a 17% discount to its estimated fair value. The company has also repurchased shares worth $0.1 million and increased its dividend to $0.30 per share, indicating confidence in its financial health. Significant earnings growth and strategic moves like share repurchase and dividend increase indicate a strong future outlook.
John Marshall Bancorp, Inc. (JMSB) has announced that an investment banking firm has initiated coverage of the company. This development is expected to enhance JMSB's visibility in the market and may attract new investors. The initiation of coverage typically indicates confidence in the company's prospects and could lead to increased trading activity. Initiation of coverage by an investment banking firm may moderately influence market sentiment and investor interest in JMSB.
1 Jul
John Marshall Bank has expanded its support for small businesses in the DC Metro area by adding the SBA Express loan program, which offers quicker access to funds with a maximum loan amount of $500,000. This initiative, part of the Bank's partnership with the US Small Business Administration, aims to facilitate small business growth through an easy application process and enhanced financing options. The Bank also provides a range of other SBA loan products and resources to assist small business owners beyond lending. The introduction of the SBA Express loan program is a significant strategic move that enhances the Bank's competitive position and could positively impact its financial performance.
20 Jun
John Marshall Bancorp, Inc. (JMSB) is highlighted as one of three undervalued stocks in the U.S. market, suggesting potential for significant growth. The article emphasizes the company's strong fundamentals, including a solid balance sheet and consistent earnings performance. Analysts believe JMSB is poised for appreciation as market conditions improve, making it an attractive addition for investors seeking hidden gems in their portfolios. JMSB's strong fundamentals and potential for growth could significantly alter its market trajectory.
5 May
John Marshall Bank has appointed John Ashkar as Senior Vice President and Director of Business Banking. Ashkar will lead the bank's business banking team, bringing extensive experience in the financial sector. His role will focus on enhancing the bank's business banking services and expanding its client base. The appointment of a new director in business banking may moderately influence the bank's operations and client engagement.
26 Apr
John Marshall Bancorp, Inc. (NASDAQ:JMSB) has announced that its upcoming dividend will be larger than the previous year's, signaling a positive outlook for the company's financial health and commitment to returning value to shareholders. A larger dividend indicates strong financial performance and could significantly enhance investor sentiment.
24 Apr
John Marshall Bancorp (NASDAQ:JMSB) reported its First Quarter 2025 results, showing revenue of US$14.4 million, an 8.2% increase from 1Q 2024, and net income of US$4.81 million, up 15% year-over-year. The profit margin improved to 33%, up from 31% in the previous year. Earnings per share (EPS) rose to US$0.34 from US$0.30 in 1Q 2024. The company's shares have increased by 7.5% over the past week, although a warning sign has been identified regarding potential risks. All figures are for the trailing 12-month period. The financial improvements indicate a moderately noticeable influence on the company's performance.
23 Apr
John Marshall Bancorp, Inc. (JMSB) has declared an annual cash dividend of $0.30 per share, a 20% increase from 2024, payable on July 7, 2025, to shareholders of record by June 27, 2025. This decision reflects the company's strong capital, asset quality, and liquidity. The total dividend payments are expected to be around $4.3 million in the third quarter of 2025. CEO Chris Bergstrom highlighted the company's commitment to providing returns to shareholders for the third consecutive year. The dividend increase indicates financial stability and may positively influence investor sentiment.
John Marshall Bancorp, Inc. reported a 14.4% increase in net income to $4.8 million for Q1 2025, driven by a 20% rise in net interest income due to margin expansion. The company also saw an 8.2% growth in non-interest bearing demand deposits and maintained excellent asset quality with no loans past due or non-accrual loans. The balance sheet remains strong with total assets at $2.27 billion and a robust liquidity position. The company declared a 20% increase in its annual cash dividend, reflecting confidence in its financial health and future growth prospects. The reported financial improvements and dividend increase suggest a moderately positive influence on the company's market performance, though not transformative.