Avidbank Holdings Inc.
AVBH Financial Banks Regional
In the quarter to June 2026, revenue grew 15.6%, EPS fell 6.49%, free cash flow grew 148.7% and total debt was flat, each against the same quarter a year earlier.
Follow AVBH
Avidbank Holdings Inc. (AVBH) Piotroski F-score
Avidbank Holdings Inc.'s Piotroski F-score for fiscal 2025 cannot be worked out: needs three fiscal years.
Piotroski F-score, annual
Embed this chart
Annual newest first
| Period | Piotroski F-score | Change (points) |
|---|---|---|
| FY2017 | 5 | (1.00) |
| FY2016 | 6 | — |
How fiscal 2025’s score is made up
| Test | This year | Year before | Result | Points |
|---|---|---|---|---|
| Positive return on assets | (0.80%) | — | Fail | 0 |
| Positive operating cash flow | 39.03m | 22.69m | Pass | 1 |
| Rising return on assets | (0.80%) | — | n/a | — |
| Cash flow above net income | 58.59m | 1.68m | Pass | 1 |
| Falling long-term leverage | 0.01 | — | n/a | — |
| Rising current ratio | 1.03 | 0.95 | Pass | 1 |
| No new shares issued | 8,702,000 | 7,426,000 | Fail | 0 |
| Rising gross margin | 34.61% | 54.72% | Fail | 0 |
| Rising asset turnover | 0.04 | — | n/a | — |
| Piotroski F-score | n/a — needs three fiscal years | — | ||
How the Piotroski F-score works
One point for each of nine tests, this fiscal year against the one before: positive return on assets, positive operating cash flow, rising return on assets, cash flow above net income, falling long-term leverage, a rising current ratio, no new shares issued, a rising gross margin and rising asset turnover. The ratios are the ones on this site, so each can be checked.
Joseph Piotroski (2000) called 8–9 high and 0–1 low; reading it in three bands is the common convention:
| 7–9 | Strong — most fundamentals improved |
|---|---|
| 4–6 | Mixed |
| 0–3 | Weak — most fundamentals deteriorated |
Where this differs from the paper: return on assets is on average rather than beginning-of-year assets, and weighted basic shares stand in for shares issued. The score is shown only when all nine tests can be worked out, which takes three fiscal years; banks and insurers, which report no current assets or gross profit, have none.
Piotroski F-score against peers
| Company | Piotroski F-score |
|---|---|
| TSBK Timberland Bancorp, Inc. compare | 9 |
| CFFI C&F Financial Corporation compare | 8 |
| BCML Bay Commercial Bank compare | 8 |
| JMSB John Marshall Bancorp, Inc. compare | 8 |
| FDBC Fidelity D&D Bancorp Inc. compare | 8 |
| BRBS Blue Ridge Bankshares, Inc. compare | 6 |
| FSBW FS Bancorp, Inc. compare | 6 |
| CBNA Chain Bridge Bancorp, Inc. compare | 3 |
| AVBH Avidbank Holdings Inc. | — |
What Piotroski F-score is
The Piotroski F-Score tells an investor how many signs of improving profitability, funding and efficiency a company shows against a year earlier.
One point for each of nine tests against a year earlier: positive return on assets, positive operating cash flow, rising return on assets, cash flow above net income, falling long-term leverage, rising current ratio, no new shares issued, rising gross margin, and rising asset turnover