Saturday 17 October 2026 Export BRBS’s income statement to Excel — free account

Blue Ridge Bankshares, Inc.

Blue Ridge Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $150.6 million, down 13.4% from fiscal 2024. In the quarter to June 2026, revenue fell 19.4%, EPS fell 199.3%, free cash flow fell 84.9% and total debt fell 5.85%, each against the same quarter a year earlier.

3.99 0.04 +1.01%

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Market cap: $349.1M
P/E: 37.9×
Fwd P/E: —
Dividend yield: 0.00%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 29.69%

Capital & Financial Ratios $m

Market Cap 349.07

Revenue 136.56

Net Income 9.39

Free Cash Flow 22.40

Net Debt 100.64

Current Ratio 1.02

Debt/Equity 0.60

P/E ratio 37.86

Fwd P/E —

P/S ratio 2.59

P/B ratio 1.28

Past 5Y EPS Growth (44.42%)

This Y EPS Growth —

Next Y EPS Growth —

Next Y revenue growth —

Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 90.60%

10-year low 10-year high

P/S against its own 10 years 99.00%

10-year low 10-year high

P/B against its own 10 years 98.03%

10-year low 10-year high

Dividends

Payout Ratio 0.00

Annual Dividend Rate 0.00

Annual Dividend Yield 0.00%

	total	individual payouts
2023	0.25	0.12 0.12
2022	0.49	0.12 0.12 0.12 0.12
2021	0.40	0.06 0.10 0.12 0.12
2020	0.19	0.06 0.06 0.06
2019	0.43	0.06 0.14 0.10 0.06 0.06
2018	0.38	0.05 0.06 0.06 0.14 0.06
2017	0.24	0.08 0.05 0.04 0.04 0.04
2016	0.23	0.08 0.05 0.03 0.03 0.03

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	126	177	118	64
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	2,582	2,309	1,990	1,906

	2023	2024	2025	Q'26
Payables	2,566	2,179	1,911	1,862
ST’ Debt	—	—	—	—
Other	—	—	—	—
	2,566	2,179	1,911	1,862

Compound Annual Growth %

	10y	5y	3y
Sales	—	6.43%	(3.91%)
Cash Flow	—	0.00%	(47.46%)
Earnings	—	(9.56%)	(14.83%)
Book Value	—	24.50%	9.17%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	32	31	—	—	—
’25	38	38	40	34	151
’24	50	41	42	41	174
’23	48	52	50	47	197
’22	50	36	41	42	170
’21	38	70	37	45	191
’20	—	27	32	32	110

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	15	2	—	—	—
’25	(4)	11	6	0	14
’24	(8)	(5)	24	(18)	(6)
’23	10	12	1	20	44
’22	95	15	13	(29)	94
’21	36	(28)	6	46	59
’20	—	1	(117)	9	(108)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	15	2	—	—	—
’25	(4)	11	6	0	13
’24	(2)	(10)	42	1	31
’23	10	13	1	20	44
’22	95	17	13	(29)	96
’21	36	(29)	6	46	59
’20	—	1	(119)	9	(111)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.01	(0.01)	—	—	—
’25	0.00	0.01	0.06	0.04	0.11
’24	(0.15)	(0.47)	0.01	(0.03)	(0.31)
’23	0.21	(0.46)	(2.18)	(0.30)	(2.73)
’22	0.95	0.06	0.15	0.33	1.47
’21	0.28	1.54	0.36	0.68	2.94
’20	—	0.73	0.59	0.65	2.07

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	7.11	9.02	11.17	11.00	8.94	11.75	11.71	2.05	2.33	2.92	Analyst estimates 2026–2028 Powerpack
	High	10.67	13.33	18.00	15.33	14.67	19.22	18.50	13.00	3.69	4.79
People
People	Employees	—	—	—	—	386	556	535	534	434	302
	Revenue/emp, $m	0.00	0.00	0.00	0.00	0.29	0.34	0.32	0.37	0.40	0.50
Income, $m
Income, $m	Revenue	13	22	27	40	110	191	170	197	174	151
	Gross margin, %	0.00	0.00	0.00	0.00	90.98	94.19	89.93	61.52	53.04	60.88
	EBT	1	5	6	6	23	68	22	(59)	(17)	14
	EBT margin, %	9.67	24.14	20.87	13.89	20.55	35.88	13.08	(29.81)	(9.49)	9.15
	Net income	1	3	5	5	18	53	17	(52)	(15)	11
	Depreciation	—	—	—	—	3	2	3	30	2	1
Per share, $
Per share, $	Revenue	3.84	5.43	6.57	6.46	12.92	10.68	9.02	10.42	3.54	1.72
	Earnings	0.21	0.81	1.09	0.74	2.07	2.94	1.47	(2.73)	(0.31)	0.11
	Cash flow	(0.63)	11.06	(1.25)	(0.71)	(12.69)	3.32	4.99	2.33	(0.13)	0.16
	Capex	0.00	0.00	0.00	0.00	(0.27)	(0.04)	0.09	0.00	0.75	0.00
	Free cash flow	(0.63)	11.06	(1.25)	(0.71)	(12.96)	3.28	5.09	2.33	0.62	0.15
	Book value	10.18	8.72	9.36	14.79	12.68	15.53	13.23	9.82	6.67	3.69
	Shares, m	3	4	4	6	9	18	19	19	49	88
Valuation, ×
Valuation, ×	P/E	6.50	6.50	6.50	6.50	6.50	6.26	8.22	0.00	0.00	35.67
	P/S	0.00	0.00	0.00	0.00	0.00	1.68	1.36	0.30	0.91	2.49
	P/B	0.00	0.00	0.00	0.00	0.94	1.15	0.93	0.32	0.48	1.16
	EV/Sales	0.00	0.00	0.00	0.00	0.00	1.12	2.97	1.26	0.99	2.81
	EV/FCF	0.00	0.00	0.00	0.00	0.00	3.65	5.27	5.65	5.62	31.34
Cash, $m
Cash, $m	Operating cash flow	(2)	46	(5)	(4)	(108)	59	94	44	(6)	14
	Capex	(2)	(3)	(2)	(2)	(2)	(1)	2	0	37	0
	Free cash flow	(2)	46	(5)	(4)	(111)	59	96	44	31	13
Balance, $m
Balance, $m	Working capital	—	—	—	—	55	(227)	26	16	130	78
	Total debt	43	46	83	141	421	68	352	315	190	165
	Net debt	43	46	83	141	302	(106)	273	189	13	47
	Shareholders’ equity	34	36	39	92	108	277	249	186	328	324
Returns, %
Returns, %	ROA	0.16	0.80	0.95	0.61	1.44	2.52	0.60	(1.66)	(0.53)	0.41
	ROIC	0.00	0.00	0.00	0.00	3.81	29.38	2.66	(9.80)	(3.03)	2.32
	ROE	1.97	9.57	12.16	6.99	17.68	27.24	6.59	(23.82)	(5.99)	3.29

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
NWFL Norwood Financial Corp.	$364.8M	11.7×	10.1×	+28.48% (above 0%: growing)	+28.36% (above 0%: growing)	+65.58% (above 0%: growing)	68.32%	0.00%	Compare
WSBF Waterstone Financial, Inc.	$357.2M	11.5×	11.0×	+1.53% (above 0%: growing)	+13.95% (above 0%: growing)	+124.33% (above 0%: growing)	74.78%	0.00%	Compare
TSBK Timberland Bancorp, Inc.	$352.9M	11.4×	—	+4.36% (above 0%: growing)	+10.00% (above 0%: growing)	−24.92% (below 0%: shrinking)	73.48%	0.00%	Compare
FSBW FS Bancorp, Inc.	$350.9M	10.1×	9.4×	+3.60% (above 0%: growing)	+6.00% (above 0%: growing)	+778.44% (above 0%: growing)	69.52%	0.00%	Compare
BRBS Blue Ridge Bankshares, Inc.	$349.1M	37.9×	—	−19.39% (below 0%: shrinking)	n/m	−84.87% (below 0%: shrinking)	59.82%	0.00%
BCML Bay Commercial Bank	$338.1M	26.0×	13.8×	−3.52% (below 0%: shrinking)	n/m	−19.47% (below 0%: shrinking)	74.74%	0.00%	Compare
AVBH Avidbank Holdings Inc.	$337.8M	— (loss-making)	9.1×	+15.59% (above 0%: growing)	−6.49% (below 0%: shrinking)	+148.71% (above 0%: growing)	69.18%	0.00%	Compare
FDBC Fidelity D&D Bancorp Inc.	$336.0M	11.0×	22.8×	+5.91% (above 0%: growing)	+11.67% (above 0%: growing)	+157.33% (above 0%: growing)	70.54%	0.00%	Compare
CFFI C&F Financial Corporation	$334.0M	11.4×	—	+10.31% (above 0%: growing)	+10.97% (above 0%: growing)	+549.86% (above 0%: growing)	78.40%	0.00%	Compare
Median of peers	$344.5M	11.4×	10.6×	+5.14%	+10.97%	+136.52%	72.01%	0.00%

All 323 Banks Regional stocks →

Blue Ridge Bankshares, Inc. (BRBS) key facts

Concern: Blue Ridge Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $150.6 million, down 13.4% from fiscal 2024.
Blue Ridge Bankshares, Inc. (BRBS) is a Banks Regional company in the Financial sector, listed on NYSE American.
As of October 16, 2026, BRBS traded at $3.99, a market capitalization of $349.1 million.
Return on equity was 3.29% and debt-to-equity 0.60.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.