Blue Ridge Bankshares, Inc. BRBS

3.85 (0.03) (0.77%) as of 25 Sep
Market cap
$342.9M
P/E
36.5×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 29.78%

Capital & Financial Ratios

Market Cap 342.89
Revenue 136.56
Net Income 9.39
Free Cash Flow 22.40
Net Debt 100.64
Current Ratio 1.02
Debt/Equity 0.60
P/E ratio 36.53
P/S ratio 2.49
P/B ratio 1.24
Past 5Y EPS Growth 4.02%
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio 0.27
Annual Dividend Rate 0.49
Annual Dividend Yield 4.90%
total individual payouts
2023 0.25
0.12
0.12
2022 0.49
0.12
0.12
0.12
0.12
2021 0.40
0.06
0.10
0.12
0.12
2020 0.19
0.06
0.06
0.06
2019 0.43
0.06
0.14
0.10
0.06
0.06
2018 0.38
0.05
0.06
0.06
0.14
0.06
2017 0.24
0.08
0.05
0.04
0.04
0.04
2016 0.23
0.08
0.05
0.03
0.03
0.03
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 126 177 118 64
Receivables — — — —
Inventory — — — —
Other — — — —
2,582 2,309 1,990 1,906
2023 2024 2025 Q'26
Payables 2,566 2,179 1,911 1,862
ST’ Debt — — — —
Other — — — —
2,566 2,179 1,911 1,862
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 6.43% (3.91%)
Cash Flow — 0.00% (47.46%)
Earnings — (9.56%) (14.83%)
Book Value — 24.50% 9.17%

Revenue

Mar Jun Sep Dec Year
’26 32 31 — — —
’25 38 38 40 34 151
’24 50 41 42 41 174
’23 48 52 50 47 197
’22 50 36 41 42 170
’21 38 70 37 45 191
’20 — 27 32 32 110
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 15 2 — — —
’25 (4) 11 6 0 14
’24 (8) (5) 24 (18) (6)
’23 10 12 1 20 44
’22 95 15 13 (29) 94
’21 36 (28) 6 46 59
’20 — 1 (117) 9 (108)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 15 2 — — —
’25 (4) 11 6 0 13
’24 (2) (10) 42 1 31
’23 10 13 1 20 44
’22 95 17 13 (29) 96
’21 36 (29) 6 46 59
’20 — 1 (119) 9 (111)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.01 (0.01) — — —
’25 0.00 0.01 0.06 0.04 0.11
’24 (0.15) (0.47) 0.01 (0.03) (0.31)
’23 0.21 (0.46) (2.18) (0.30) (2.73)
’22 0.95 0.06 0.15 0.33 1.47
’21 0.28 1.54 0.36 0.68 2.94
’20 — 0.73 0.59 0.65 2.07
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
7.11 9.02 11.17 11.00 8.94 11.75 11.71 2.05 2.33 2.92

Analyst estimates 2026–2028

Powerpack
Low Price
10.67 13.33 18.00 15.33 14.67 19.22 18.50 13.00 3.69 4.79
High Price
— — — — 386 556 535 534 434 302
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
13 22 27 40 110 191 170 197 174 151
Revenue
0.00% 0.00% 0.00% 0.00% 90.98% 94.19% 89.93% 61.52% 53.04% 60.88%
Gross Margin
1 5 6 6 23 68 22 (59) (17) 14
EBT
9.67% 24.14% 20.87% 13.89% 20.55% 35.88% 13.08% (29.81%) (9.49%) 9.15%
EBT Margin
1 3 5 5 18 53 17 (52) (15) 11
Net Income
— — — — 3 2 3 30 2 1
Depreciation
3.84 5.43 6.57 6.46 12.92 10.68 9.02 10.42 3.54 1.72
Revenue/Sh
0.21 0.81 1.09 0.74 2.07 2.94 1.47 (2.73) (0.31) 0.11
Earnings/Sh
(0.63) 11.06 (1.25) (0.71) (12.69) 3.32 4.99 2.33 (0.13) 0.16
Cash Flow/Sh
0.00 0.00 0.00 0.00 (0.27) (0.04) 0.09 0.00 0.75 0.00
Capex/Sh
(0.63) 11.06 (1.25) (0.71) (12.96) 3.28 5.09 2.33 0.62 0.15
Free CF/Sh
10.18 8.72 9.36 14.79 12.68 15.53 13.23 9.82 6.67 3.69
Book Value/Sh
3 4 4 6 9 18 19 19 49 88
Shares
6.50 6.50 6.50 6.50 6.50 6.26 8.22 0.00 0.00 35.67
PE Ratio
0.00 0.00 0.00 0.00 0.00 1.68 1.36 0.30 0.91 2.49
PS Ratio
0.00 0.00 0.00 0.00 0.94 1.15 0.93 0.32 0.48 1.16
PB Ratio
0.00 0.00 0.00 0.00 0.00 1.12 2.97 1.26 0.99 2.81
EV/Sales
0.00 0.00 0.00 0.00 0.00 3.65 5.27 5.65 5.62 31.34
EV/FCF
(2) 46 (5) (4) (108) 59 94 44 (6) 14
Op' Cash Flow
(2) (3) (2) (2) (2) (1) 2 0 37 0
Capex
(2) 46 (5) (4) (111) 59 96 44 31 13
FCF
— — — — 55 (227) 26 16 130 78
Working Cap'
43 46 83 141 421 68 352 315 190 165
Total Debt
43 46 83 141 302 (106) 273 189 13 47
Net Debt
34 36 39 92 108 277 249 186 328 324
Sh' Equity
0.16% 0.80% 0.95% 0.61% 1.44% 2.52% 0.60% (1.66%) (0.53%) 0.41%
ROA
0.00% 0.00% 0.00% 0.00% 3.81% 29.38% 2.66% (9.80%) (3.03%) 2.32%
ROIC
1.97% 9.57% 12.16% 6.99% 17.68% 27.24% 6.59% (23.82%) (5.99%) 3.29%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Blue Ridge Bankshares, Inc. peers in Banks Regional

All 325 Banks Regional stocks →

Blue Ridge Bankshares, Inc. (BRBS) key facts

  • Blue Ridge Bankshares, Inc. (BRBS) is a Banks Regional company in the Financial sector, listed on NYSE American.
  • Blue Ridge Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $150.6 million, down 13.4% from fiscal 2024.
  • As of September 25, 2026, BRBS traded at $3.85, a market capitalization of $342.9 million.
  • Blue Ridge Bankshares, Inc. pays an annual dividend of $0.49 per share, a yield of 4.90%, with a payout ratio of 26.9%.
  • Return on equity was 3.29% and debt-to-equity 0.60.

Source: company filings (standardised) and stockrow calculations.

Blue Ridge Bankshares, Inc. (BRBS) Latest News

News by impact score

Fine-tune

18 Aug

5

HomeTrust will acquire Blue Ridge Bankshares in an all-stock deal. All-stock acquisition by HomeTrust ends Blue Ridge Bankshares' independent operations.

17 Aug

5

HomeTrust Bancshares acquires Blue Ridge Bankshares to expand into attractive Virginia markets. Acquisition ends Blue Ridge Bankshares independent operations and fundamentally changes its market trajectory.

5

NC lender acquires Blue Ridge Bank for $448M. The $448M acquisition ends BRBS independence and alters its market position.

10 Aug

3

Blue Ridge Bankshares, Inc. announced revised second quarter 2026 results. Revised quarterly results may shift investor views on financial performance.

3 Aug

3

Blue Ridge Bankshares stock rose after Q2 earnings despite a net loss. Q2 earnings drive noticeable but not transformative shifts in company valuation and sentiment.

28 Jul

3

Blue Ridge Bankshares, Inc. released its second quarter 2026 financial results. Quarterly results supply performance metrics that shape near-term investor views and valuation.

28 Apr

3

Blue Ridge Bankshares (BRBS) stock rose after Q1 earnings release despite higher expenses. Q1 earnings prompted stock gains amid rising expenses, indicating moderate influence on financial performance and investor sentiment.

23 Apr

4

Blue Ridge Bankshares, Inc. (BRBS) announced its first quarter 2026 financial results. Q1 2026 earnings release directly impacts financial performance metrics and investor sentiment for BRBS.

12 Mar

3

Blue Ridge Bankshares, Inc. announces an executive transition. Executive transitions can moderately affect leadership stability, strategic direction, and investor sentiment.

3 Feb

4

Blue Ridge Bankshares, Inc. (BRBS) experienced a stock price increase following the release of its Q4 earnings report, which highlighted successful cost-cutting measures and the exit from a consent order. These developments are seen as positive indicators for the company's financial health and operational efficiency. The exit from a consent order and effective cost management are significant strategic moves that could enhance the company's future performance and investor sentiment.

29 Jan

3

Blue Ridge Bankshares, Inc. reported its financial results for the fourth quarter and full year of 2025, highlighting key metrics such as revenue growth and net income. The bank demonstrated resilience in its operations, with a focus on strategic initiatives that contributed to its overall performance. Management expressed optimism about future growth prospects and ongoing efforts to enhance shareholder value. The reported financial results indicate a moderately noticeable influence on the company's performance and market sentiment.

21 Jan

3

Blue Ridge Bankshares, Inc. (BRBS) is highlighted as one of three promising penny stocks with market capitalizations up to $400 million. The article outlines the potential for growth in BRBS, emphasizing its strategic initiatives and market positioning that could attract investor interest. The focus is on the company's financial health and operational strategies that may lead to increased market performance. BRBS's strategic initiatives and market positioning may moderately influence its financial performance and competitive standing.

5 Jan

3

Blue Ridge Bankshares, Inc. (BRBS) and ASRV are compared in terms of their investment potential, focusing on financial performance, growth prospects, and market positioning. Key metrics such as earnings growth, dividend yields, and market trends are analyzed to determine which bank stock may be a better fit for investors. The analysis highlights the strengths and weaknesses of both companies, providing insights into their future trajectories and potential risks. Moderate influence on financial performance and competitive positioning is expected based on the analysis of both companies.

23 Dec

4

Blue Ridge Bankshares, Inc. (BRBS) has experienced a significant stock price increase of 33.7% over the past six months, reflecting positive market sentiment and potential growth prospects. Investors are encouraged to consider strategies for capitalizing on this upward trend, including evaluating the company's financial health and market position. Analysts suggest that the stock's performance may continue to improve, driven by favorable economic conditions and strategic initiatives. The substantial stock price increase indicates significant investor interest and potential for future growth.

27 Nov

3

Blue Ridge Bankshares, Inc. (BRBS) has seen an 8.6% increase in its stock price over the past three months, reflecting positive market sentiment and potential growth opportunities. Analysts suggest that investors consider the stock for its strong performance and favorable market conditions. The bank's strategic initiatives and financial health may further enhance its attractiveness to investors. The stock's recent performance indicates a moderately noticeable influence on market sentiment and investor interest.

14 Nov

3

Blue Ridge Bankshares, Inc. has exited a consent order related to its previous errors involving fintech partnerships. The bank faced regulatory scrutiny due to compliance issues but has now resolved these matters, allowing it to move forward without the constraints of the order. Exiting the consent order may improve operational flexibility and market perception, but the overall impact on long-term performance is expected to be limited.

13 Nov

4

Blue Ridge Bankshares, Inc. has announced the termination of a consent order previously imposed by the Office of the Comptroller of the Currency (OCC). The order, which was related to certain regulatory compliance issues, has been lifted following the bank's efforts to address the concerns raised by the OCC. This development is expected to enhance the bank's operational flexibility and improve its overall regulatory standing. The termination of the consent order is likely to significantly improve the bank's operational capabilities and regulatory compliance, positively impacting its future performance.

27 Oct

4

Blue Ridge Bankshares, Inc. (BRBS) reported solid Q3 earnings, showcasing strong capital strength that positively influenced its stock performance. The financial results indicate robust growth and stability, attracting investor interest and boosting market confidence in the company's future prospects. Strong Q3 earnings and capital strength are likely to significantly impact investor sentiment and the company's future performance.

3

Blue Ridge Bankshares, Inc. has announced a special cash dividend of $0.10 per share, payable on December 15, 2023, to shareholders of record as of December 1, 2023. This decision reflects the company's strong financial position and commitment to returning value to its shareholders. The dividend is part of Blue Ridge's ongoing strategy to enhance shareholder returns and signals confidence in its future performance. The special cash dividend indicates a solid financial position but does not fundamentally alter the company's long-term trajectory.

24 Oct

3

Blue Ridge Bankshares, Inc. (BRBS) is facing worsening losses, raising concerns about its premium valuation and recovery narratives. The company's financial performance has deteriorated, leading to skepticism regarding its ability to rebound in the current market environment. Investors are increasingly cautious as the challenges mount, impacting overall sentiment towards the stock. Worsening losses and valuation concerns are expected to moderately influence investor sentiment and financial performance.

22 Oct

3

Blue Ridge Bankshares, Inc. reported its financial results for the third quarter of 2025, highlighting key metrics such as net income, total assets, and loan growth. The bank experienced a year-over-year increase in earnings, driven by strong performance in its lending operations and improved asset quality. Management expressed optimism about future growth prospects and strategic initiatives aimed at enhancing shareholder value. The reported financial results indicate moderate growth and positive trends, which may influence investor sentiment and operational performance.

27 Sep

3

Blue Ridge Bankshares, Inc. (BRBS) has announced a share repurchase program authorizing the buyback of up to $15 million of its issued and outstanding common stock. This initiative reflects the company's commitment to enhancing shareholder value and demonstrates confidence in its financial position. The share repurchase program is expected to moderately influence investor sentiment and financial performance.

26 Aug

3

Blue Ridge Bankshares, Inc. has approved a $15 million share repurchase program, aimed at enhancing shareholder value. The program allows the bank to buy back its own shares from the market, which can potentially increase earnings per share and improve stock performance. This decision reflects the company's confidence in its financial position and future growth prospects. The share repurchase program is expected to moderately influence financial performance and market sentiment.

25 Aug

3

Blue Ridge Bankshares, Inc. has announced a share repurchase program, allowing the company to buy back up to 1 million shares of its common stock. This initiative aims to enhance shareholder value and reflects the company's confidence in its financial position. The program will be executed over the next 12 months, subject to market conditions and other factors. The share repurchase program is expected to moderately influence investor sentiment and financial performance.

23 Jul

3 earnings

Blue Ridge Bankshares, Inc. reported a net income of $1.3 million for Q2 2025, marking a return to profitability after previous losses. The company improved its net interest margin to 3.15% and reduced noninterest expenses by $1.0 million. Significant progress was made in regulatory remediation, and the sale of Monarch Mortgage was completed. The company also redeemed $15.0 million of its subordinated notes and partially redeemed $10.0 million of another set of notes. Total assets decreased to $2.56 billion, and total deposits fell to $2.01 billion. The bank's capital ratios exceeded regulatory requirements, and nonperforming loans slightly decreased. The company aims to achieve an annualized noninterest expense to assets ratio of less than 3% by Q4 2025. The return to profitability and progress in regulatory remediation are positive but balanced by asset and deposit declines.

22 Jul

4

Zacks Investment Research has initiated coverage of Blue Ridge Bankshares, Inc. (BRBS) with an 'Outperform' recommendation, indicating a positive outlook for the company's future performance in the market. An 'Outperform' rating suggests significant potential for growth and positive investor sentiment.

24 Apr

3

Blue Ridge Bankshares, Inc. reported its financial results for the first quarter of 2025, highlighting key metrics such as net income, total assets, and loan growth. The bank experienced a year-over-year increase in earnings, driven by improved interest income and a reduction in non-performing loans. Management expressed optimism about future growth prospects and ongoing strategic initiatives aimed at enhancing operational efficiency and customer service. The results reflect the bank's resilience in a competitive market environment. The financial results indicate moderate growth and operational improvements, which may positively influence market sentiment and performance.

19 Mar

3

Blue Ridge Bankshares, Inc. has announced its decision to exit the mortgage banking division as part of a strategic shift. The company aims to streamline operations and focus on its core banking services. This move is expected to enhance overall efficiency and improve financial performance moving forward. Exiting the mortgage banking division may moderately influence financial performance and operational focus.

30 Jan

3

Blue Ridge Bankshares, Inc. reported its financial results for the fourth quarter and full year of 2024, highlighting key metrics such as revenue growth and net income. The bank's performance reflects strategic initiatives and market conditions that have influenced its operations. Management provided insights into future expectations and ongoing challenges in the banking sector, emphasizing their commitment to enhancing shareholder value. The financial results indicate moderate growth and strategic initiatives that may influence the company's competitive positioning.

29 Oct

4

Blue Ridge Bankshares, Inc. reported net income of $0.9 million for the third quarter of 2024, showing improvement in various metrics. The company is focusing on regulatory remediation, operational efficiency, and growth initiatives. The article discusses significant improvements in financial metrics and strategic initiatives that are expected to have a major impact on the company's future performance.

stockrow.com/BRBS · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com