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Friday 6 November 2026 Export BRBS’s income statement to Excel — free account

Blue Ridge Bankshares, Inc.

BRBS Financial Banks Regional

Blue Ridge Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $150.6 million, down 13.4% from fiscal 2024.

Revenue
−19.4%
EPS
−183.3%
Free cash flow
−29.1%
Total debt
−5.85%

Quarter to September 2026, against a year earlier

3.98 0.01 −0.25%
Market cap
$357.9M
P/E
0.0×
Fwd P/E
—
Dividend yield
0.00%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 28.75%

Capital & Financial Ratios $m

Size
Market Cap 357.85
Revenue ttm 136.56
Net income ttm (0.38)
Free cash flow ttm 21.47
Net debt Q (60.50)
Valuation
P/E 0.00
Forward P/E —
Price / sales 2.59
Forward P/S Powerpack
Price / FCF 17.20
Price / book 1.32
Financial health
Current ratio Q 0.00
Debt / equity Q 0.00
Interest coverage Q —
Growth
Revenue growth Q −19.39% (below 0%: shrinking)
Operating income growth Q −157.63% (below 0%: shrinking)
EPS, this year —
EPS, next year A —
Revenue, next year A —
EPS, past 5 yrs −44.42% (below 0%: weak)
EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 98.51%
10-year low 10-year high
P/B against its own 10 years 99.15%
10-year low 10-year high

Dividends

Yield
0.00%
Annual rate
0.00
Payout ratio
0.00%
Growth, 2016–23
+0.60%/yr
  1. 0.23 ’16
  2. 0.24 ’17 +2
  3. 0.38 ’18 +58
  4. 0.43 ’19 +13
  5. 0.19 ’20 −56
  6. 0.40 ’21 +112
  7. 0.49 ’22 +21
  8. 0.25 ’23 −50
paid change on the year, %

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 126 177 118 60
Receivables — — — —
Inventory — — — —
Other — — — —
2,582 2,309 1,990 —
2023 2024 2025 Q'26
Payables 2,566 2,179 1,911 1,814
ST’ Debt — — — —
Other — — — —
2,566 2,179 1,911 1,814

Compound Annual Growth %

10y 5y 3y
Sales — 6.43% (3.91%)
Cash Flow — 0.00% (47.46%)
Earnings — (9.56%) (14.83%)
Book Value — 24.50% 9.17%

EPS $

Mar Jun Sep Dec Year
’26 0.01 (0.01) (0.05) — —
’25 0.00 0.01 0.06 0.04 0.11
’24 (0.15) (0.47) 0.01 (0.03) (0.31)
’23 0.21 (0.46) (2.18) (0.30) (2.73)
’22 0.95 0.06 0.15 0.33 0.92
’21 0.28 1.54 0.36 0.68 2.94
’20 — 0.73 0.59 0.65 2.07
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 32 31 — — —
’25 38 38 40 34 151
’24 50 41 42 41 174
’23 48 52 50 47 197
’22 50 36 41 42 170
’21 38 70 37 45 191
’20 — 27 32 32 110
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 15 2 5 — —
’25 (4) 11 6 0 14
’24 (8) (5) 24 (18) (6)
’23 10 12 1 20 44
’22 95 15 13 (29) 94
’21 36 (28) 6 46 59
’20 — 1 (117) 9 (108)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 15 2 5 — —
’25 (4) 11 6 0 13
’24 (2) (10) 42 1 31
’23 10 13 1 20 44
’22 95 17 13 (29) 96
’21 36 (29) 6 46 59
’20 — 1 (119) 9 (111)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 13 22 27 40 110 191 170 197 174 151 137 +31.5% — — — —
Gross margin, % 0.00 0.00 0.00 0.00 90.98 94.19 89.93 61.52 53.04 60.88 61.60 +60.9 pt
EBT 1 5 6 6 23 68 22 (59) (17) 14 1 +30.6%
EBT margin, % 9.67 24.14 20.87 13.89 20.55 35.88 13.08 (29.81) (9.49) 9.15 0.00 (0.5) pt
Net income 1 3 5 5 18 53 17 (52) (15) 11 0 +35.6%
Per share, $
Per share, $ Revenue 3.84 5.43 6.57 6.46 12.92 10.68 9.02 10.42 3.54 1.72 0.00 (8.6%)
Earnings 0.21 0.81 1.09 0.74 2.07 2.94 0.92 (2.73) (0.31) 0.11 0.00 (6.9%)
Cash flow (0.63) 11.06 (1.25) (0.71) (12.69) 3.32 4.99 2.33 (0.13) 0.16 0.24 n/m
Capex 0.00 0.00 0.00 0.00 (0.27) (0.04) 0.09 0.00 0.75 0.00 0.00 n/m
Free cash flow (0.63) 11.06 (1.25) (0.71) (12.96) 3.28 5.09 2.33 0.62 0.15 0.24 n/m
Book value 10.18 8.72 9.36 14.79 12.68 15.53 13.23 9.82 6.67 3.69 3.02 (10.7%)
Shares, m 3 4 4 6 9 18 19 19 49 88 88 +43.8%
Valuation, ×
Valuation, × P/E 6.50 6.50 6.50 6.50 6.50 6.26 8.22 0.00 0.00 35.67 0.00 8.3
P/S 0.00 0.00 0.00 0.00 0.00 1.68 1.36 0.30 0.91 2.49 2.59 0.7
P/B 0.00 0.00 0.00 0.00 0.94 1.15 0.93 0.32 0.48 1.16 1.32 0.5
EV/Sales 0.00 0.00 0.00 0.00 0.00 1.12 2.97 1.26 0.99 2.81 — 0.9
EV/FCF 0.00 0.00 0.00 0.00 0.00 3.65 5.27 5.65 5.62 31.34 — 5.2
Cash, $m
Cash, $m Operating cash flow (2) 46 (5) (4) (108) 59 94 44 (6) 14 21 n/m
Capex (2) (3) (2) (2) (2) (1) 2 0 37 0 (1) (26.6%)
Free cash flow (2) 46 (5) (4) (111) 59 96 44 31 13 21 n/m
Balance, $m
Balance, $m Working capital — — — — 55 (227) 26 16 130 78 (1,814) +7.4%
Net debt 43 46 83 141 302 (106) 273 189 13 47 (60) +1.0%
Shareholders’ equity 34 36 39 92 108 277 249 186 328 324 268 +28.5%
Returns, %
Returns, % ROA 0.16 0.80 0.95 0.61 1.44 2.52 0.60 (1.66) (0.53) 0.41 (0.02) +0.3 pt
ROIC 0.00 0.00 0.00 0.00 3.81 29.38 2.66 (9.80) (3.03) 2.32 0.16 +2.3 pt
ROE 1.97 9.57 12.16 6.99 17.68 27.24 6.59 (23.82) (5.99) 3.29 (0.12) +1.3 pt
People
People Employees — — — — 386 556 535 534 434 302 — (4.8%)
Revenue/emp, $m 0.00 0.00 0.00 0.00 0.29 0.34 0.32 0.37 0.40 0.50 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 5 Nov 2026

Blue Ridge Bankshares, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
AVBH Avidbank Holdings Inc. $375.0M — (loss-making) 10.1× +15.59% (above 0%: growing) −6.49% (below 0%: shrinking) +148.71% (above 0%: growing) 69.18% 0.00% Compare
TSBK Timberland Bancorp, Inc. $371.8M 11.9× — +4.36% (above 0%: growing) +10.00% (above 0%: growing) −24.92% (below 0%: shrinking) 73.48% 0.00% Compare
USCB USCB Financial Holdings, Inc. $366.3M 12.9× 10.0× +9.15% (above 0%: growing) +19.51% (above 0%: growing) +34.55% (above 0%: growing) 64.78% 0.00% Compare
FRST Primis Financial Corp. $363.6M 6.8× 12.8× +19.34% (above 0%: growing) +285.01% (above 0%: growing) +85.35% (above 0%: growing) 71.20% 0.00% Compare
WSBF Waterstone Financial, Inc. $360.6M 11.5× 11.0× +1.53% (above 0%: growing) +13.95% (above 0%: growing) +124.33% (above 0%: growing) 74.78% 0.00% Compare
BRBS Blue Ridge Bankshares, Inc. $357.9M — (loss-making) — −19.39% (below 0%: shrinking) n/m −29.11% (below 0%: shrinking) 59.82% 0.00%
CFFI C&F Financial Corporation $352.3M 11.7× 11.5× +4.17% (above 0%: growing) +16.97% (above 0%: growing) +15.92% (above 0%: growing) 77.02% 0.00% Compare
ISBA Isabella Bank Corporation $345.0M 13.9× 12.2× +9.91% (above 0%: growing) +21.83% (above 0%: growing) +399.09% (above 0%: growing) 74.62% 0.00% Compare
FSBW FS Bancorp, Inc. $344.5M 9.9× 12.0× +3.60% (above 0%: growing) +6.00% (above 0%: growing) +778.44% (above 0%: growing) 69.52% 0.00% Compare
Median of peers $362.1M 11.7× 11.5× +6.76% +15.46% +104.84% 72.34% 0.00%

All 327 Banks Regional stocks →

Pay and ownership Proxy statement filed 30 April 2026

Ownership

Directors and executive officers, together 4.38%
Kenneth R. Lehman 30.06%
Castle Creek Capital Partners VIII, L.P. 18.09%
Wellington Management Group, LLP 7.41%
Azora Capital, L.P. 5.50%
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Blue Ridge Bankshares, Inc. (BRBS) Latest News

26 Oct

Impact 4 · · PR Newswire

18 Aug

Impact 5 · · retailbankerinternational.com

17 Aug

Impact 5 ·
Impact 5 · · bankingdive.com

10 Aug

Impact 3 ·

3 Aug

Impact 3 ·

28 Jul

Impact 3 ·

28 Apr

Impact 3 · · Zacks

23 Apr

Impact 4 · · PR Newswire

12 Mar

Impact 3 · · PR Newswire

3 Feb

Impact 4 · · Zacks

29 Jan

Impact 3 ·

21 Jan

Impact 3 · · Simply Wall St.

5 Jan

Impact 3 · · Zacks

23 Dec

Impact 4 · · Zacks

27 Nov

Impact 3 · · ZacksStockStoryZacksStockStoryZacksStockStoryStockStoryStockStory

14 Nov

Impact 3 · · americanbanker.com

13 Nov

Impact 4 · · PR Newswire

27 Oct

Impact 4 · · ZacksSimply Wall St.GuruFocus.comInsider Monkey
Impact 3 · · PR Newswire

24 Oct

Impact 3 · · Simply Wall St.

22 Oct

Impact 3 · · PR NewswireGuruFocus.comGuruFocus.comGuruFocus.comGuruFocus.comZacksZacks

27 Sep

Impact 3 · · Insider Monkey

26 Aug

Impact 3 ·

25 Aug

Impact 3 · · PR Newswire

23 Jul

Impact 3 · · PR Newswire earnings

22 Jul

Impact 4 ·

24 Apr

Impact 3 ·

19 Mar

Impact 3 ·

30 Jan

Impact 3 · · PR Newswire
stockrow.com/BRBS · Data as of Nov 5, 2026 · For information only; not investment advice. · © 2026 stockrow.com