Fidelity D&D Bancorp Inc. FDBC

55.74 1.03 1.88% as of 25 Sep
Market cap
$317.8M
P/E
10.6×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.68
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 3 2 — 1 1 — — 1 — — 1
Sell — — — — — — — — — — — —
Insider Ownership 22.66%

Capital & Financial Ratios

Market Cap 317.78
Revenue 144.84
Net Income 30.60
Free Cash Flow 28.01
Net Debt (202.20)
Current Ratio 0.85
Debt/Equity 0.02
P/E ratio 10.56
P/S ratio 2.26
P/B ratio 1.29
Past 5Y EPS Growth 3.53%
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio 0.29
Annual Dividend Rate 1.44
Annual Dividend Yield 3.15%
total individual payouts
2026 1.29
0.43
0.43
0.43
2025 1.63
0.40
0.40
0.40
0.43
2024 1.54
0.38
0.38
0.38
0.40
2023 1.46
0.36
0.36
0.36
0.38
2022 1.35
0.33
0.33
0.33
0.36
2021 1.23
0.30
0.30
0.30
0.33
2020 1.14
0.28
0.28
0.28
0.30
2019 1.06
0.26
0.26
0.26
0.28
2018 0.98
0.24
0.24
0.24
0.26
2017 0.86
0.21
0.21
0.21
0.24
2016 0.83
0.18
0.19
0.19
0.26
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 112 83 148 208
Receivables — — — —
Inventory — — — —
Other — — — —
1,789 1,874 2,049 2,286
2023 2024 2025 Q'26
Payables 2,158 2,341 2,467 2,559
ST’ Debt — — — —
Other — — — —
2,296 2,363 2,491 2,701
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 15.39% 16.95% 13.78%
Cash Flow 10.42% 169.86% (5.01%)
Earnings 14.78% 16.69% (2.07%)
Book Value 12.08% 7.46% 13.60%

Revenue

Mar Jun Sep Dec Year
’26 36 37 — — —
’25 33 35 36 36 140
’24 30 31 32 33 126
’23 27 28 28 23 105
’22 23 23 24 25 95
’21 20 19 22 23 84
’20 12 15 18 19 64
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 8 21 — — —
’25 12 13 8 10 42
’24 5 9 9 6 30
’23 7 8 6 8 30
’22 18 10 12 9 49
’21 26 16 (27) (7) 7
’20 5 (7) 11 (8) 0
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 4 18 — — —
’25 13 7 2 4 26
’24 4 7 8 6 25
’23 6 6 4 7 24
’22 19 6 12 7 45
’21 26 15 (28) (5) 7
’20 5 (8) 10 (8) 0
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.28 1.33 — — —
’25 1.03 1.20 1.27 1.37 4.86
’24 0.88 0.86 0.86 1.01 3.60
’23 1.24 0.94 0.93 0.08 3.19
’22 1.32 1.35 1.36 1.26 5.29
’21 1.13 1.13 0.85 1.37 4.48
’20 0.69 0.05 0.99 1.03 2.82
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
20.67 24.07 44.10 53.25 30.50 43.69 34.20 35.51 41.10 37.00

Analyst estimates 2026–2028

Powerpack
Low Price
25.17 44.99 75.00 70.00 70.97 69.45 58.00 60.85 61.21 50.00
High Price
167 175 181 189 265 319 320 313 320 324
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
36 39 45 49 64 84 95 105 126 140
Revenue
93.36% 91.83% 89.06% 84.73% 91.72% 95.66% 93.29% 69.79% 64.17% 66.40%
Gross Margin
10 10 13 14 15 28 35 20 24 33
EBT
29.47% 25.16% 29.50% 28.11% 23.82% 33.44% 37.21% 19.25% 18.94% 23.61%
EBT Margin
8 9 11 12 13 24 30 18 21 28
Net Income
3 3 3 3 5 5 5 6 6 5
Depreciation
9.65 10.62 11.87 13.09 13.99 15.74 16.88 18.54 21.98 24.36
Revenue/Sh
2.09 2.35 2.93 3.06 2.84 4.51 5.32 3.21 3.63 4.89
Earnings/Sh
4.31 3.74 3.64 6.82 0.06 1.35 8.76 5.23 5.16 7.35
Cash Flow/Sh
(0.19) (0.10) (0.56) (0.75) (0.06) 0.01 (0.78) (1.08) (0.77) (2.83)
Capex/Sh
4.12 3.64 3.08 6.07 0.01 1.36 7.97 4.15 4.39 4.52
Free CF/Sh
21.91 23.54 24.93 28.26 36.34 39.78 28.87 33.38 35.58 41.44
Book Value/Sh
4 4 4 4 5 5 6 6 6 6
Shares
11.50 18.99 21.90 20.33 23.15 13.05 8.70 18.25 13.44 8.90
PE Ratio
2.49 4.21 5.41 4.75 4.60 3.75 2.74 3.17 2.22 1.79
PS Ratio
1.10 1.90 2.57 2.20 1.77 1.48 1.60 1.76 1.37 1.05
PB Ratio
2.05 4.35 5.74 4.75 3.60 2.73 2.52 2.19 1.62 0.78
EV/Sales
4.80 12.70 22.12 10.22 7,968.96 31.67 5.34 9.76 8.09 4.21
EV/FCF
16 14 14 26 0 7 49 30 30 42
Op' Cash Flow
(1) 0 (2) (3) 0 0 (4) (6) (4) (16)
Capex
15 14 12 23 0 7 45 24 25 26
FCF
(93) (105) (111) (117) (310) (632) (611) (507) (488) (442)
Working Cap'
4 21 32 15 5 12 9 9 7 7
Total Debt
(26) 5 15 0 (64) (85) (20) (103) (76) (141)
Net Debt
81 87 94 107 167 212 163 189 204 239
Sh' Equity
1.01% 1.05% 1.19% 1.16% 0.96% 1.17% 1.25% 0.75% 0.82% 1.06%
ROA
11.93% 6.69% 7.59% 8.42% 10.80% 15.30% 15.55% 14.70% 11.67% 21.23%
ROIC
9.80% 10.38% 12.17% 11.55% 9.53% 12.69% 16.02% 10.33% 10.57% 12.74%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Fidelity D&D Bancorp Inc. peers in Banks Regional

All 325 Banks Regional stocks →

Fidelity D&D Bancorp Inc. (FDBC) key facts

  • Fidelity D&D Bancorp Inc. (FDBC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Fidelity D&D Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $140.4 million, up 11.4% from fiscal 2024.
  • Net income was $28.2 million, or $4.89 per share (basic), a net margin of 20.1%.
  • As of September 25, 2026, FDBC traded at $55.74, a market capitalization of $317.8 million.
  • At that price the stock trades at 10.6× trailing-twelve-month earnings and 2.3× sales.
  • Fidelity D&D Bancorp Inc. pays an annual dividend of $1.44 per share, a yield of 3.15%, with a payout ratio of 29.4%.
  • Return on equity was 12.7% and debt-to-equity 0.02.

Source: company filings (standardised) and stockrow calculations.

Fidelity D&D Bancorp Inc. (FDBC) Latest News

News by impact score

Fine-tune

22 Jul

3

Fidelity D&D Bancorp Inc. (FDBC) released its financial results for the second quarter of 2026. Quarterly earnings releases provide performance indicators that can move stock price and sentiment in the short term.

22 Apr

3

Fidelity D&D Bancorp, Inc. reported first quarter 2026 financial results. Quarterly earnings reports affect financial performance and investor sentiment but are routine disclosures.

11 Feb

3

Fidelity D&D Bancorp Inc. (FDBC) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders through consistent dividend payments. The article emphasizes the bank's robust balance sheet and strategic growth initiatives, positioning it favorably in the competitive landscape. Investors are encouraged to consider FDBC for its potential to deliver reliable income amidst market fluctuations. Fidelity D&D Bancorp's strong dividend performance and financial stability may moderately influence investor sentiment and market positioning.

5 Feb

3

Peter A. Gray has been appointed as Executive Vice President, Chief Lending Officer, and Market President for the Lehigh Valley at Fidelity Bank. Gray brings over 25 years of banking experience, having previously held leadership roles at various financial institutions. His expertise is expected to enhance Fidelity Bank's lending operations and market presence in the Lehigh Valley region. The appointment of a seasoned executive may positively influence Fidelity Bank's competitive positioning and operational effectiveness.

28 Jan

4

Fidelity D&D Bancorp, Inc. reported its financial results for 2025, highlighting significant growth in net income and total assets. The bank experienced an increase in loans and deposits, reflecting strong customer demand and effective management strategies. Additionally, the company announced plans for future investments to enhance its service offerings and expand its market presence. Overall, the results indicate a positive trajectory for the bank amidst a competitive financial landscape. The reported financial growth and strategic investment plans are likely to significantly impact the company's future performance and market positioning.

13 Jan

3

Fidelity D&D Bancorp Inc. (FDBC) is highlighted as one of three dividend stocks offering yields up to 4% for investors seeking income-generating opportunities. The article emphasizes the importance of dividend stocks in a diversified portfolio, particularly in the current economic climate where interest rates are fluctuating. FDBC's strong financial performance and commitment to returning value to shareholders through dividends make it an attractive option for income-focused investors. FDBC's dividend yield and financial performance may influence investor sentiment and provide moderate support for its stock price.

2 Jan

3

Fidelity D&D Bancorp Inc. has appointed James Clemente, CPA, MT, and Rocco A. DelVecchio to its Board of Directors. Clemente brings extensive experience in accounting and finance, while DelVecchio has a strong background in banking and community service. Their appointments are expected to enhance the board's expertise and support the bank's strategic initiatives. The addition of experienced board members may moderately influence the company's strategic direction and operational effectiveness.

17 Dec

4

Fidelity D&D Bancorp Inc. (FDBC) is highlighted as an undervalued asset in the U.S. market for December 2025, with analysts suggesting that its strong fundamentals and growth potential make it a compelling investment opportunity. The bank's focus on community engagement and strategic expansion positions it favorably against competitors, potentially leading to increased market share and profitability. Investors are encouraged to consider FDBC as a long-term holding due to its promising outlook. FDBC's strategic expansion and strong fundamentals are likely to significantly influence its market performance and investor sentiment.

15 Dec

3

Fidelity D&D Bancorp Inc. (FDBC) is highlighted among three dividend stocks offering yields up to 4%, appealing to investors seeking steady income. The article emphasizes the importance of dividend stocks in providing reliable cash flow, particularly in uncertain market conditions. FDBC's strong financial performance and commitment to returning value to shareholders through dividends are noted as key factors for consideration by income-focused investors. FDBC's inclusion as a dividend stock may moderately influence investor sentiment and financial performance.

11 Dec

3

Fidelity D&D Bancorp Inc. (FDBC) shareholders have experienced a 20% loss over the past five years, reflecting a decline in the stock's value. Despite this downturn, the company has maintained a steady dividend payout, which may provide some reassurance to investors. The overall performance of FDBC has been influenced by various market conditions and operational challenges, leading to concerns about its future growth potential. The 20% loss over five years indicates a moderately noticeable influence on investor sentiment and financial performance.

14 Nov

3

Fidelity D&D Bancorp Inc. (FDBC) is highlighted as one of the top dividend stocks to consider for investment. The company has demonstrated consistent dividend payments, making it an attractive option for income-focused investors. Its strong financial performance and commitment to returning value to shareholders through dividends are emphasized, positioning FDBC favorably in the current market environment. Fidelity D&D Bancorp's consistent dividend payments indicate a stable financial performance, but broader market factors may limit the overall impact on its trajectory.

3 Nov

3

Charles Hangen has been appointed as Senior Vice President and Chief Risk Officer at Fidelity Bank, a subsidiary of Fidelity D&D Bancorp Inc. Hangen brings over 25 years of experience in risk management and compliance, having previously held senior roles at various financial institutions. His expertise is expected to enhance the bank's risk management framework and support its strategic objectives. The appointment of a seasoned risk management professional may moderately influence the bank's operational effectiveness and risk profile.

28 Oct

3

Fidelity D&D Bancorp Inc. (NASDAQ:FDBC) has announced an increase in its quarterly dividend to $0.43 per share, reflecting the company's commitment to returning value to shareholders. This decision underscores the bank's strong financial position and growth strategy. The dividend increase indicates financial stability and may positively influence investor sentiment, but its overall impact on long-term performance is expected to be limited.

23 Oct

4

Fidelity D&D Bancorp Inc. (FDBC) has reported a significant increase in profit margins, which challenges the prevailing cautious narratives surrounding the company. This improvement in profitability suggests a potential shift in the company's financial health and market perception, indicating resilience amid broader economic uncertainties. The profit margin increase signals a significant positive shift in financial performance that could alter investor sentiment and the company's trajectory.

4

Fidelity D&D Bancorp Inc. (FDBC) has announced an increase in its quarterly dividend by 7.5%, marking the eleventh consecutive year of dividend raises. This increase reflects the company's commitment to returning value to shareholders and indicates strong financial performance. The consistent dividend increase demonstrates significant financial stability and a positive outlook for future performance.

22 Oct

3

Fidelity D&D Bancorp, Inc. reported its financial results for the third quarter of 2025, highlighting key metrics such as net income, earnings per share, and asset growth. The bank experienced a year-over-year increase in total assets and deposits, reflecting strong customer engagement and market positioning. Additionally, the company announced strategic initiatives aimed at enhancing operational efficiency and expanding its service offerings. Management expressed optimism about future growth prospects amid a competitive banking landscape. The reported financial results indicate moderate growth and strategic initiatives that may influence future performance.

8 Oct

3

Fidelity D&D Bancorp Inc. (FDBC) is highlighted as an undervalued small-cap stock with recent insider buying activity. This suggests confidence from executives in the company's future performance. The article explores the potential for growth and investment opportunities in FDBC, emphasizing its financial stability and market position. Insider buying indicates confidence, which may moderately influence market sentiment and investor interest.

3

Fidelity D&D Bancorp Inc. (FDBC) is highlighted among three dividend stocks offering yields up to 3.6%, making it an attractive option for income-focused investors. The article emphasizes the importance of dividend stocks in a diversified portfolio, particularly in the current economic climate. FDBC's consistent dividend payments and solid financial performance position it favorably for investors seeking reliable income streams. FDBC's inclusion as a dividend stock may moderately influence investor sentiment and financial performance.

26 Sep

4

Fidelity D&D Bancorp Inc. (FDBC) is highlighted as a promising investment opportunity in the U.S. market, particularly in September 2025. The article emphasizes the bank's strong fundamentals, strategic growth initiatives, and potential for significant returns as it navigates the evolving financial landscape. Analysts suggest that FDBC's focus on community banking and personalized services positions it well against larger competitors, making it an attractive option for investors seeking undervalued stocks. FDBC's strategic growth initiatives and strong fundamentals are likely to significantly impact its future performance and market positioning.

9 Sep

3

Fidelity D&D Bancorp Inc. (FDBC) is highlighted as an undervalued small-cap stock with notable insider activity in September 2025. The article explores the implications of this insider buying, suggesting potential confidence in the company's future performance. Analysts are encouraged to consider the stock's valuation metrics and market positioning as indicators of growth potential. The focus on insider transactions serves as a signal for investors looking for opportunities in the small-cap sector. Insider activity indicates potential confidence in the company's future, which may moderately influence market sentiment and performance.

3

Fidelity D&D Bancorp Inc. (FDBC) is highlighted as one of three dividend stocks to consider, offering a yield of up to 7.5%. The article emphasizes the attractiveness of FDBC's dividend yield in the current market environment, suggesting it may appeal to income-focused investors. Alongside FDBC, other dividend stocks are also mentioned, but the focus remains on the potential benefits of investing in FDBC for those seeking reliable income streams. FDBC's dividend yield may attract income-focused investors, influencing market sentiment and financial performance moderately.

25 Aug

4

Fidelity D&D Bancorp Inc. (FDBC) is highlighted as a potential undervalued investment opportunity in the U.S. market as of August 2025. The article emphasizes the bank's strong fundamentals, including solid financial performance and growth prospects, positioning it as an attractive option for investors seeking undiscovered gems. Analysts suggest that FDBC's strategic initiatives and community-focused approach could lead to significant long-term value creation. FDBC's strong fundamentals and strategic initiatives are likely to significantly impact its future performance and investor sentiment.

11 Aug

3

Fidelity D&D Bancorp Inc. (FDBC) is highlighted as a solid dividend stock, alongside two other companies, for potential inclusion in investment portfolios. The article emphasizes the importance of dividend stocks in providing steady income and suggests that FDBC's financial stability and consistent dividend payments make it an attractive option for investors seeking reliable returns. Fidelity D&D Bancorp's strong dividend performance may positively influence investor sentiment and financial stability.

10 Aug

3

Fidelity D&D Bancorp, Inc. (NASDAQ:FDBC) is set to distribute a dividend, attracting interest from investors. The company has a history of consistent dividend payments, which may appeal to income-focused investors. Analysts suggest that the upcoming dividend could enhance shareholder value and reflect the company's financial health. Investors are encouraged to consider the potential benefits of this dividend in relation to their investment strategies. The upcoming dividend may positively influence investor sentiment and financial performance, but its overall effect is expected to be limited.

26 Jul

3

Fidelity D&D Bancorp Inc. reported earnings for the second quarter of 2025, with earnings per share (EPS) reaching $1.20, an increase from $0.86 in the same quarter of 2024. This growth reflects the company's improved financial performance year-over-year. The increase in EPS indicates a moderately noticeable improvement in financial performance, which may positively influence market sentiment.

23 Jul

3 earnings

Fidelity D&D Bancorp Inc. reported a 40% increase in net income for Q2 2025, reaching $6.9 million, driven by a $2.8 million rise in net interest income and a $0.8 million increase in non-interest income. For the first half of 2025, net income rose 29% to $12.9 million, supported by a $4.9 million increase in net interest income. The company's asset quality improved, with non-performing assets decreasing to 0.13% of total assets. Shareholders' equity grew by 7%, and the company remains well-capitalized with a Tier 1 capital ratio of 9.16%. The results reflect strong financial performance and strategic growth, with a focus on disciplined loan portfolio expansion and enhanced yields. The financial results show moderate growth and improved asset quality, which may positively influence Fidelity D&D Bancorp's market performance but are balanced by typical operational factors.

16 Jul

3

Fidelity D&D Bancorp, Inc. announced its third-quarter 2025 dividend, reflecting the company's ongoing commitment to returning value to shareholders. The dividend amount and payment date were specified, indicating a stable financial position and consistent performance in the current economic climate. The dividend announcement indicates stable financial performance but does not signal a major shift in the company's trajectory.

3 Jul

3

Fidelity D & D Bancorp Inc. is highlighted as a dividend stock amidst a market that has risen 2.2% over the past week and 13% over the last year, with earnings expected to grow by 15% annually. The company has a market cap of $274.88 million and offers a stable dividend yield of 3.38% with a low payout ratio of 41.2%. Despite trading significantly below its estimated fair value, its commitment to consistent dividends is noted, although future coverage remains uncertain due to insufficient data. The stable dividend yield and low payout ratio suggest moderate influence on financial performance, but uncertainties about future coverage limit the overall impact.

30 Jun

4

Fidelity D&D Bancorp Inc. is highlighted as a promising small-cap stock amid a rally in the US market, with a market cap of $265.36 million and revenue of $81.32 million. The bank's strong financial health is underscored by its reliance on customer deposits for 98% of funding, a net interest margin of 2.7%, and earnings growth of 33.9% over the past year, surpassing industry averages. The article emphasizes the importance of identifying small-cap stocks with strong fundamentals as investors seek opportunities in a favorable market environment. Fidelity D&D Bancorp's significant earnings growth and robust financial health indicate a strong potential for future performance.

15 May

3

Fidelity D & D Bancorp, Inc. (NASDAQ:FDBC) is approaching its ex-dividend date on May 20, with a dividend payment of US$0.40 per share scheduled for June 10. Over the past year, the company paid a total of US$1.60 per share, resulting in a trailing yield of 3.8% based on the current share price of US$41.93. The payout ratio is a modest 41%, indicating a sustainable dividend. Earnings per share have grown by an average of 4.2% over the last five years, and dividends have increased by approximately 9.1% annually over the past decade. The company reinvests more than half of its profits, suggesting positive future prospects for shareholders. The steady growth in earnings and dividends indicates a moderately noticeable influence on the company's future performance.

stockrow.com/FDBC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com