Ameris Bancorp

ABCB Financial Banks Regional

Ameris Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.7 billion, roughly unchanged from fiscal 2024.

Revenue
+1.71%
EPS
+12.3%
Free cash flow
+31.9%
Total debt
+125.9%

Quarter to September 2026, against a year earlier

81.90 2.24 −2.66%
Market cap
$5.5B
P/E
14.3×
Fwd P/E
14.2×
Dividend yield
0.98%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Ameris Bancorp (ABCB) Free cash flow margin

Alert me on Free cash flow margin

Ameris Bancorp's free cash flow margin over the twelve months to 30 September 2026 was 0.00%, down 22.2 percentage points from fiscal 2025 (22.2%). Over the past ten years it has ranged from −113.4% (fiscal 2019) to 89.0% (fiscal 2022); the current reading is higher than 73% of that period. That is below the Banks Regional industry median of 18.0% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 22.2% 13.77
FY2024 8.43% (28.03)
FY2023 36.5% (52.56)
FY2022 89.0% 90.36
FY2021 −1.34% (67.92)
FY2020 66.6% 179.96
FY2019 −113.4% (91.15)
FY2018 −22.2% (5.60)
FY2017 −16.6% 6.70
FY2016 −23.3% (9.72)

Against its own ten years

Low −113.4% High 89.0%
Ten-year median −1.34%
Current reading's percentile 73

Free cash flow margin against peers

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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