Login
Create Account

Powerpack

Unlock full stockrow access for only $7.9/month and boost yourself as an investor.

Watchlist

Keep track of companies that you follow and research.

10 Years of Data

Full access to our data with predictions and indicators that we calculate daily.

Screener

Full access to our screener with tons of custom values and customizable email notifications.

XLS Exports

Excel export of financials and screeners you define and save.

Eastern Bankshares, Inc. EBC

Financial — Banks Regional
Dividend Champion (5y) Cash Flow Champion (5y) Insider Buys (last 12m)
Growth Flags show if company had growth for consecutive years ,
Insider Buys alert about insiders buying in the last 12 month

We limit data available in the Overview Report for users who do not have Powerpack

Get access to target analyst prices, predictions, compound annual growth rates and more than four years of historical data.
Register an account and get your Powerpack now or Login

Insider Decisions

Total buys
1.39
Total sells
9.40
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 2 — — — — 1 — — — — — —
Sell — 1 2 1 1 — — — 1 1 5 4
Insider Ownership
3.42%

Capital & Financial Ratios

Market Cap
4,920.00
Revenue
1,497.12
Net Income
376.13
Free Cash Flow
385.40
Net Debt
108.25
Current Ratio
0.90
Debt/Equity
0.09
P/E ratio
12.27
P/S ratio
3.15
P/B ratio
1.10
Past 5Y EPS Growth
0.41%
This Y EPS Growth
20.02%
Next Y EPS Growth
13.81%
Next 5Y EPS Growth
18.26%
in millions of $

Dividends

Payout Ratio
0.33
Annual Dividend Rate
0.44
Annual Dividend Yield
3.27%
total individual payouts
2027 ‡‡‡‡‡
2026 0.58
—
—
—
2025 0.51
—
—
—
—
2024 0.45
—
—
—
—
2023 0.41
—
—
—
—
2022 0.40
—
—
—
—
2021 0.30
—
—
—
—
2020 ‡‡‡‡
2019 ‡‡‡‡‡
2018 ‡‡‡‡‡
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 693.08 1,006.88 316.87 256.16
Receivables — — — —
Inventory — — — —
Other — — — —
14,493.57 18,556.65 23,092.86 23,254.86
2023 2024 2025 Q'26
Payables 17,596.22 21,319.34 25,470.75 25,919.31
ST’ Debt — — — —
Other — — — —
17,596.22 21,319.34 25,470.75 25,919.31
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — ‡‡‡‡‡ ‡‡‡‡‡
Cash Flow — ‡‡‡‡‡ ‡‡‡‡‡
Earnings — ‡‡‡‡‡ ‡‡‡‡‡
Book Value — ‡‡‡‡‡ ‡‡‡‡‡

Revenue

Mar Jun Sep Dec Year
’26 383.10 407.50 — —
—
’25 29.59 322.19 324.27 382.25
1,058.30
’24 230.30 232.72 299.55 308.11
1,070.68
’23 (120.97) 227.97 221.33 230.39
558.71
’22 177.90 182.75 177.35 143.93
681.93
’21 156.35 151.41 146.68 78.16
532.60
’20 139.53 149.59 148.22 154.36
591.70
in millions of $

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (9.47) 154.60 — —
—
’25 47.32 123.88 157.14 104.08
432.42
’24 32.57 54.28 108.27 88.72
283.84
’23 100.52 72.43 35.99 52.76
261.69
’22 68.38 97.44 60.69 3.44
229.94
’21 64.91 (5.27) 67.46 47.39
174.49
’20 (31.55) 33.55 12.31 55.54
69.85
in millions of $

Free Cash Flow

Mar Jun Sep Dec Year
’26 (12.53) 149.77 — —
—
’25 45.52 119.31 148.36 99.80
412.99
’24 30.08 50.26 106.54 98.54
285.41
’23 99.30 71.45 33.89 48.91
253.55
’22 73.49 99.67 64.28 1.19
238.63
’21 64.93 (6.36) 65.48 66.70
190.74
’20 (32.58) 32.44 11.07 53.78
64.71
in millions of $

EPS

Mar Jun Sep Dec Year
’26 0.29 0.48 — —
—
’25 (1.08) 0.50 0.53 0.46
0.43
’24 0.24 0.16 (0.03) 0.30
0.66
’23 (1.20) 0.30 0.36 1.95
1.43
’22 0.30 0.31 0.33 0.26
1.21
’21 0.28 0.20 0.22 0.20
0.90
’20 0.04 0.14 0.15 (0.26)
0.13

Target Price Range

High
‡‡‡‡
‡‡‡‡
Average
‡‡‡‡‡
‡‡‡‡
Low
‡‡‡‡‡
‡‡‡‡

Recommendation Rating

1.5
1
Buy
2
3
Hold
4
5
Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — ‡‡‡‡‡ ‡‡‡‡‡ 16.64 9.93 12.22 13.51 — — —
Low Price
— — — — ‡‡‡‡‡ ‡‡‡‡‡ 22.35 18.10 19.40 20.19 — — —
High Price
— — — — ‡‡‡‡ ‡‡‡‡‡ 2,146 1,744 1,998 2,450 — — —
Employees
— — ‡‡‡ ‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.32 0.32 0.54 0.43 — — —
Revenue/Emp
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 681.93 558.71 1,070.68 1,058.30 ‡‡‡‡‡ ‡‡‡‡‡ —
Revenue
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ 94.56% 55.96% 68.32% 68.28% — — —
Gross Margin
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 238.23 (126.00) 155.77 99.51 ‡‡‡‡‡ — —
EBT
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 34.93% (22.55%) 14.55% 9.40% ‡‡‡ ‡‡‡ —
EBT Margin
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 186.51 (62.69) 119.56 88.22 ‡‡‡‡‡ ‡‡‡‡‡ —
Net Income
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 40.25 29.92 42.85 56.26 — — —
Depreciation
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.12 3.44 5.91 5.21 ‡‡‡‡‡ ‡‡‡‡‡ —
Revenue/Sh
— — ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡ 1.21 1.43 0.66 0.43 ‡‡‡‡‡ ‡‡‡‡‡ —
Earnings/Sh
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.39 1.61 1.57 2.13 — — —
Cash Flow/Sh
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.05 (0.05) 0.01 (0.10) ‡‡‡ ‡‡‡ —
Capex/Sh
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.44 1.56 1.58 2.03 — — —
Free CF/Sh
— — ‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 14.93 18.33 19.94 21.36 ‡‡‡‡‡ — —
Book Value/Sh
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 165.51 162.29 181.13 203.17 ‡‡‡‡‡ ‡‡‡‡‡ —
Shares
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 14.33 9.90 25.75 46.08 ‡‡‡‡ ‡‡‡‡ —
PE Ratio
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.17 4.08 2.92 3.54 ‡‡‡ ‡‡‡ —
PS Ratio
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.15 0.77 0.87 0.86 ‡‡‡ ‡‡‡ —
PB Ratio
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.99 4.05 2.61 4.05 ‡‡‡‡ ‡‡‡‡ —
EV/Sales
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 17.12 8.92 9.78 10.37 — — —
EV/FCF
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 229.94 261.69 283.84 432.42 ‡‡‡ ‡‡‡ —
Op' Cash Flow
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 8.69 (8.14) 1.58 (19.43) — — —
Capex
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 238.63 253.55 285.41 412.99 — — —
FCF
— — — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (5,379.99) (3,102.65) (2,762.69) (2,377.89) — — —
Working Cap'
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,409.08 17.74 17.59 199.62 — — —
Total Debt
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,239.58 (675.34) (989.29) (117.25) — — —
Net Debt
— — ‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2,471.79 2,974.86 3,611.97 4,340.55 — — —
Sh' Equity
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.87% 1.06% 0.51% 0.31% ‡‡‡‡‡ — —
ROA
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.01% (3.42%) 3.71% 1.47% — — —
ROIC
— — ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 6.80% 8.53% 3.63% 2.22% ‡‡‡‡‡ — —
ROE
predictions in italic, sparklines do not include predictions

Analyst Commentary (Summary)

Eastern Bankshares (EBC), a resilient regional bank serving Massachusetts and Rhode Island, has bounced back strong after a rocky merger with Rockland Trust in 2022 and 2023’s net loss amid rising rates and banking jitters. The 2024 turnaround was explosive: revenue surged 92% to $1.07 billion, flipping to a $120 million profit with improved margins, ROE at 3.6%, and robust free cash flow per share at $1.58. Trading at a cheap 0.87x book value, analyst targets point to 2-16% upside (average 8%), but the post-merger efficiencies—like revenue per employee jumping 67%—suggest even more potential for everyday investors.

Insiders are betting big too: execs including the CEO, CFO, and Chair scooped up over $3 million in shares in 2025, signaling confidence in asset quality and rate cuts ahead, despite some director selling. Valuation metrics like a compressing PS ratio and undervalued EV/FCF scream bargain compared to historical norms and peers.

Looking forward, analysts forecast revenue climbing to $1.3 billion by 2027, with EPS rocketing from $0.34 in 2025 to $2.17 and ROE hitting 10.4%—potentially dropping PE to 11.5x and pushing shares past $20. If merger synergies and economic healing hold, EBC could be a Northeast banking steal, but watch for credit risks and Q1 2026 earnings.

Read full commentary →

Eastern Bankshares, Inc. (EBC) Latest News

News by impact score

Fine-tune

1 Aug

3 , 1:07 PM
Eastern Bank’s Q2 earnings call featured five revealing analyst questions on the company's performance and outlook. Analyst questions from the earnings call can highlight issues that moderately influence short-term investor sentiment and stock performance.

27 Jul

3 , 10:13 AM
Eastern Bankshares posted Q2 gains in commercial lending, deposit inflows, and asset quality metrics. Q2 operational strengths in lending and deposits point to steady but not transformative near-term performance.

24 Jul

3 , 5:00 PM
Eastern Bankshares Inc (EBC) reported strong net income growth during its Q2 2026 earnings call. Strong quarterly net income growth can moderately influence investor sentiment and near-term stock performance.

3 transcript www.marketbeat.com, 11:03 AM
Eastern Bankshares Q2 earnings call highlighted net interest income of $150.4 million, loan growth to $13.4 billion, stable credit quality with low nonperforming loans, and maintained dividend of $0.10 per share amid focus on efficiency and deposit retention. Q2 earnings and guidance provide moderate insight into near-term financials but lack transformative developments.

3 transcript app.moby.co, 8:30 AM
Eastern Bankshares, Inc. held its Q2 2026 earnings call covering financial results and outlook. Earnings call details can moderately shift near-term investor sentiment and stock performance.

23 Jul

3 , 6:20 PM
Eastern Bankshares, Inc. (EBC) reported Q2 earnings and revenues that surpassed analyst estimates. Q2 earnings and revenue beats signal stronger financial performance likely to lift near-term investor sentiment.

21 Jul

3 , 11:34 PM
Eastern Bankshares (EBC) prepares to report Q2 results with investors focused on revenue, EPS, net interest margin, loan growth and credit quality metrics. Q2 earnings preview sets near-term expectations that may move stock price and sentiment around the release.

11 Jun

3 , 2:00 PM
Eastern Bankshares, Inc. (EBC) will join the S&P SmallCap 600 Index. Index addition draws passive fund inflows and lifts visibility but leaves operations unchanged.

10 Jun

3 StockStory, 12:57 PM
Eastern Bank (EBC) Q1 earnings prompt analysis of whether to buy, sell or hold the stock. Q1 earnings and related buy/sell/hold advice can moderately affect near-term investor sentiment and trading.

31 May

4 www.fool.com, 2:33 PM
Eastern Bankshares eyes $38 million Hope Bancorp acquisition as part of broader bank consolidation strategy that could reshape regional banking footprints and competitive dynamics. Potential $38 million Hope Bancorp deal signals major M&A move that could materially expand EBC scale and market position amid sector consolidation.

29 Apr

4 Simply Wall St., 1:06 PM
Eastern Bankshares, Inc. (EBC) reports earnings rebound, dividend increase, and share buybacks, positioning strong benefits for shareholders amid improved financial health. Earnings rebound combined with dividend hike and buybacks signals robust capital return strategy enhancing investor confidence and stock trajectory.

27 Apr

4 www.marketbeat.com, 10:39 AM
Eastern Bankshares, Inc. (EBC) released Q1 earnings call highlights covering financial results, strategic updates, and outlook. Q1 earnings call highlights disclose financial performance, guidance, and strategies significantly impacting EBC's trajectory and investor sentiment.

25 Apr

4 GuruFocus.com, 3:03 AM
Eastern Bankshares Inc (EBC) reported strong operating income growth in Q1 2026 earnings call highlights. Strong operating income growth signals significant positive impact on EBC's financial performance and investor sentiment.

3 StockStory, 8:45 AM
Eastern Bankshares (EBC) Q1 results driven by wealth management growth amid intensifying deposit competition. Wealth management expansion and deposit competition directly influence Q1 financial performance with moderate long-term implications.

24 Apr

3 app.moby.co, 8:30 AM
Eastern Bankshares, Inc. released Q1 2026 earnings call summary detailing financial results and outlook. Quarterly earnings summary influences financial performance and market sentiment moderately.

23 Apr

4 Zacks, 7:00 PM
Eastern Bankshares (EBC) Q1 earnings feature key metrics compared against estimates. Q1 earnings metrics versus estimates signal significant potential shifts in financial performance and investor sentiment.

3 Zacks, 5:55 PM
Eastern Bankshares, Inc. (EBC) reported Q1 earnings and revenues below analyst estimates. Q1 earnings miss affects financial performance and market sentiment but lacks long-term transformative impact.

3 StockStory, 4:32 PM
Eastern Bank (NASDAQ:EBC) misses Q1 CY2026 sales expectations. Missing Q1 CY2026 sales expectations indicates weaker revenue performance, moderately affecting financial results and investor sentiment.

3 Business Wire, 4:15 PM
Eastern Bankshares, Inc. reported first quarter 2026 financial results. Quarterly earnings reports affect financial performance and investor sentiment but are routine disclosures.

22 Apr

3 Zacks, 9:15 AM
Wall Street analysts issue estimates for Eastern Bankshares (EBC) key metrics ahead of Q1 earnings release, highlighting expectations for revenue, EPS, net interest income, and loan growth. Pre-earnings Wall Street estimates for key financial metrics like EPS and revenue could moderately sway investor sentiment and stock performance.

21 Apr

4 transcript www.fool.com, 3:22 PM
Eastern Bankshares, Inc. (EBC) released Q4 2025 earnings call transcript detailing financial results, performance highlights, and forward guidance. Q4 earnings transcripts reveal key financial metrics, strategic updates, and guidance that significantly influence EBC's trajectory and investor sentiment.

19 Apr

4 , 1:04 PM
Eastern Bankshares (EBC) valuation assessed after recent momentum and Cambridge Trust integration, highlighting growth potential and strategic expansion in regional banking. Cambridge Trust integration constitutes a major strategic acquisition enhancing EBC's scale, market position, and long-term growth prospects.

16 Apr

3 Zacks, 10:00 AM
Eastern Bankshares, Inc. (EBC) earnings expected to grow ahead of next week's release, highlighting key factors to watch. Expected earnings growth influences financial performance expectations and investor sentiment ahead of release.

4 Mar

4 Simply Wall St., 4:10 PM
Eastern Bankshares (EBC) valuation assessed after recent share price volatility and Cambridge Trust merger, evaluating if current price reflects fair value amid expansion. Cambridge Trust merger constitutes a major strategic acquisition enhancing EBC's scale and market position with potential for significant long-term performance shifts.

12 Feb

3 Business Wire, 1:30 PM
Eastern Bankshares, Inc. has provided financing to BostonbeaN Coffee Company to facilitate its transition to employee ownership. This initiative aims to empower employees and enhance the company's long-term sustainability. The financing is part of Eastern Bank's commitment to support local businesses and promote community development. The financing supports a significant transition for BostonbeaN Coffee Company, which may influence Eastern Bank's community engagement and reputation.

10 Feb

3 StockStory, 11:32 PM
Eastern Bankshares, Inc. (EBC) is highlighted among three small-cap stocks facing challenges due to market volatility and economic uncertainty. The company is navigating a competitive landscape while trying to maintain growth and profitability. Investors are advised to monitor EBC's performance closely as it adapts to changing market conditions and potential regulatory impacts. Market volatility and economic uncertainty may moderately influence Eastern Bankshares' financial performance and competitive positioning.

9 Feb

3 StockStory, 11:01 PM
Eastern Bankshares, Inc. (EBC) faces challenges that suggest investors should avoid the stock. Key reasons include concerns over its financial performance, competitive positioning, and market dynamics. Additionally, an alternative stock is recommended for investment, indicating a more favorable outlook compared to EBC. Concerns about financial performance and competitive positioning may moderately influence investor sentiment and market performance.

2 Feb

4 Simply Wall St., 6:09 AM
Eastern Bankshares, Inc. (EBC) confirmed its dividend and completed a share buyback program following its 2025 results. The bank's financial performance indicates stability and growth potential, which may positively influence investor sentiment and market positioning. The confirmation of dividends and completion of buybacks are significant strategic moves that could enhance investor confidence and alter the company's trajectory.

3 Simply Wall St., 8:07 AM
Eastern Bankshares, Inc. (EBC) has demonstrated strong multi-year share price performance, raising questions about whether its current pricing accurately reflects this success. Analysts are evaluating the sustainability of EBC's growth and its competitive positioning in the market. The bank's financial health and strategic initiatives are under scrutiny as investors consider future prospects amidst changing economic conditions. EBC's strong share price performance may influence investor sentiment and financial performance, but broader market factors could balance the overall effect.

29 Jan

3 Business WireBanking DiveMarketBeatSimply Wall St.StockStory, 1:00 PM
Eastern Bankshares, Inc. has provided a $15.5 million construction loan to Causeway Development to support the construction of affordable housing in Massachusetts. This financing aims to facilitate the development of 60 affordable housing units, addressing the growing need for affordable living options in the region. The initiative aligns with Eastern Bank's commitment to community development and affordable housing solutions. The loan for affordable housing development may enhance Eastern Bank's community engagement and financial performance but is not expected to significantly alter its overall trajectory.
© 2016–2026 stockrow.com Terms and Conditions Indicators Contact Us