Zhibao Technology Inc.

ZBAO Financial Insurance Brokers

Zhibao Technology Inc.’s revenue for fiscal 2025 (year ended June 2025) was $38.7 million, up 53.0% from fiscal 2024. Revenue growth for three consecutive years.

0.60 0.35 −36.84%
Market cap
$8.5M
P/E
—
Fwd P/E
—
Dividend yield
—
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership —

Capital & Financial Ratios $m

Market Cap 8.51
Revenue —
Net Income (6.83)
Free Cash Flow 4.97
Net Debt 0.09
Current Ratio 0.86
Debt/Equity 0.74
P/E ratio —
Fwd P/E —
P/S ratio —
P/B ratio 0.00
Past 5Y EPS Growth —
This Y EPS Growth —
Next Y EPS Growth —
Next Y revenue growth 66.06% (at or above 10%: strong)
Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities $m

2023 2024 2025 Q'25
Cash 2 6 2 5
Receivables 12 20 17 18
Inventory — — — —
Other 1 — — —
16 27 20 28
2023 2024 2025 Q'25
Payables 4 7 8 15
ST’ Debt 4 4 3 5
Other 2 — 0 3
13 19 20 32

Compound Annual Growth %

10y 5y 3y
Sales — — 25.42%
Cash Flow — — —
Earnings — — 0.00%
Book Value — — (7.38%)

Revenue $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 39
’24 — — — — 25
’23 — — — — 20
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — (3)
’24 — — — — (1)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — (2) —
’25 — (3) — 10 (3)
’24 — (1) — — (1)
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — (0.27)
’24 — — — — 0.06
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to June

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — — — — — — — — 77.50 39.05

Analyst estimates 2026–2028

Powerpack
High — — — — — — — — 285.00 107.00
People
People Employees — — — — — — — 148 164 137
Revenue/emp, $m — — — — — — 0.00 0.13 0.15 0.28
Income, $m
Income, $m Revenue — — — — — — 20 20 25 39
Gross margin, % — — — — — — 41.25 41.25 40.70 41.01
EBT — — — — — — (6) (6) 3 (9)
EBT margin, % — — — — — — (29.95) (29.95) 10.22 (23.34)
Net income — — — — — — 0 (6) 2 (9)
Depreciation — — — — — — — 0 0 0
Per share, $
Per share, $ Revenue — — — — — — 0.00 0.73 0.83 1.21
Earnings — — — — — — — (0.22) 0.06 (0.27)
Cash flow — — — — — — — (0.01) (0.02) (0.09)
Capex — — — — — — — (0.01) 0.00 0.00
Free cash flow — — — — — — — (0.01) (0.02) (0.09)
Book value — — — — — — 0.00 0.16 0.29 0.11
Shares, m — — — — — — — 27 30 32
Valuation, ×
Valuation, × P/E — — — — — — — — — —
P/S — — — — — — — — — —
P/B — — — — — — 0.00 0.00 0.00 0.00
EV/Sales — — — — — — 0.00 0.00 0.00 0.00
EV/FCF — — — — — — 0.00 0.00 0.00 0.19
Cash, $m
Cash, $m Operating cash flow — — — — — — — 0 (1) (3)
Capex — — — — — — — 0 0 —
Free cash flow — — — — — — — 0 (1) (3)
Balance, $m
Balance, $m Working capital — — — — — — 3 3 8 0
Total debt — — — — — — — 4 4 3
Net debt — — — — — — (2) 2 (2) 1
Shareholders’ equity — — — — — — 4 4 9 3
Returns, %
Returns, % ROA — — — — — — 0.00 (33.66) 7.86 (32.94)
ROIC — — — — — — (167.92) (63.50) 12.72 (99.37)
ROE — — — — — — 0.00 81.25 27.75 (141.32)
Negative figures in brackets.

All 10 years →

Fiscal years to Jun 2025

Charts ten years each

Zhibao Technology Inc. vs peers in Insurance Brokers (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CRD.B Crawford & Company $581.0M 24.4× 11.9× −1.37% (below 0%: shrinking) +75.00% (above 0%: growing) −51.68% (below 0%: shrinking) 28.78% 7.68% Compare
XHG XChange TEC.INC. Sponsored ADR $78.8M — (loss-making) — (loss-making) −69.19% (below 0%: shrinking) n/m −324.48% (below 0%: shrinking) 0.00% 0.00% Compare
AIFU AIFU Inc. - Sponsored ADR $67.1M 0.0× 11.0× −15.11% (below 0%: shrinking) n/m −96.62% (below 0%: shrinking) 36.32% 2.74% Compare
SLQT SelectQuote, Inc. $60.9M — (loss-making) — (loss-making) −6.79% (below 0%: shrinking) n/m +80.58% (above 0%: growing) 32.15% 1.07% Compare
EHTH eHealth, Inc. $19.4M — (loss-making) — (loss-making) −44.78% (below 0%: shrinking) n/m +83.77% (above 0%: growing) 100.00% (81.80%) Compare
HUIZ Huize Holding Limited Sponsored ADR $12.3M 57.7× — (loss-making) +42.24% (above 0%: growing) n/m −115.73% (below 0%: shrinking) 27.47% 3.61% Compare
ZBAO Zhibao Technology Inc. $8.5M — — — — −1,040.72% (below 0%: shrinking) — —
GOCOQ GoHealth, Inc. $8.5M — (loss-making) — (loss-making) −94.61% (below 0%: shrinking) n/m +145.21% (above 0%: growing) 30.18% (292.04%) Compare
TIRXF Tian Ruixiang Holdings Ltd. $5.7M — (loss-making) — (loss-making) −55.71% (below 0%: shrinking) +79.08% (above 0%: growing) −456.76% (below 0%: shrinking) 0.00% 0.00% Compare
Median of peers $40.1M 24.4× — −29.94% — −74.15% 29.48% 0.54%

All 22 Insurance Brokers stocks →

Zhibao Technology Inc. (ZBAO) key facts

  • Concern: Zhibao Technology Inc. reported a net loss of $8.7 million, or a loss of $0.27 per share, for fiscal 2025.
  • Strength: Zhibao Technology Inc.’s revenue for fiscal 2025 (year ended June 2025) was $38.7 million, up 53.0% from fiscal 2024.
  • Zhibao Technology Inc. (ZBAO) is an Insurance Brokers company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, ZBAO traded at $0.60, a market capitalization of $8.5 million.
  • Return on equity was −141.3% and debt-to-equity 0.74.
  • Its Piotroski F-score is 4 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Zhibao Technology Inc. (ZBAO) Latest News

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stockrow.com/ZBAO · Data as of Jun 30, 2025 · For information only; not investment advice. · © 2026 stockrow.com