XChange TEC.INC. Sponsored ADR (XHG) vs Zhibao Technology Inc. (ZBAO)

XChange TEC.INC. Sponsored ADR and Zhibao Technology Inc. are both Insurance Brokers companies. XChange TEC.INC. Sponsored ADR is the larger, with a market value of $102.1M against $40.3M — 2.5× the size. Across the 5 metrics below, Zhibao Technology Inc. leads on 3 and XChange TEC.INC. Sponsored ADR on 2.

Valuation

Metric XHG ZBAO Insurance Brokers median
P/E n/m — 25.35
P/S 0.00 — 2.10
P/B n/m n/m 2.81
Price to free cash flow n/m n/m 18.44
EV/EBITDA n/m n/m 12.36
EV/Sales 0.16 n/m 3.00
Earnings yield (12,104.26%) — 2.64%
Free cash flow yield (4,937.83%) 0.00% 2.30%

Profitability

Metric XHG ZBAO Insurance Brokers median
Gross margin 0.00% — 42.95%
Operating margin 0.00% — 15.37%
Net margin 37.67% — 8.77%
Free cash flow margin 0.00% 0.00% 3.89%
Return on equity 0.00% 0.00% 0.00%
Return on assets 0.00% 0.00% 2.23%
Return on invested capital 0.00% 0.00% 5.27%

Growth

Metric XHG ZBAO Insurance Brokers median
Revenue growth (TTM) (38.89%) — 7.09%
EPS growth (last fiscal year) 98.64% (550.00%) —
Revenue growth, 5-year CAGR (21.54%) — 9.30%
Net income growth, 5-year CAGR 0.00% — 0.00%

Health

Metric XHG ZBAO Insurance Brokers median
Debt to equity (0.04) 0.74 0.19
Current ratio 0.04 0.86 1.55
Net debt to EBITDA (0.03) (0.17) 0.89

Dividend

Metric XHG ZBAO Insurance Brokers median
Dividend yield — — 1.36%
Payout ratio 0.00 — 0.00

Size

Metric XHG ZBAO Insurance Brokers median
Market cap 102.05m 40.25m 1.44b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack