Zhibao Technology Inc.
ZBAO Financial Insurance Brokers
Zhibao Technology Inc.’s revenue for fiscal 2025 (year ended June 2025) was $38.7 million, up 53.0% from fiscal 2024. Revenue growth for three consecutive years.
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Zhibao Technology Inc. (ZBAO) Piotroski F-score
Zhibao Technology Inc.'s Piotroski F-score for fiscal 2025 is 4 out of 9: 4 of nine tests of profitability, leverage and efficiency passed, unchanged from fiscal 2024.
Piotroski F-score, annual
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Annual newest first
| Period | Piotroski F-score | Change (points) |
|---|---|---|
| FY2025 | 4 | 0.00 |
| FY2024 | 4 | — |
How fiscal 2025’s score is made up
| Test | This year | Year before | Result | Points |
|---|---|---|---|---|
| Positive return on assets | (32.94%) | 7.86% | Fail | 0 |
| Positive operating cash flow | (2.89m) | (524.20k) | Fail | 0 |
| Rising return on assets | (32.94%) | 7.86% | Fail | 0 |
| Cash flow above net income | 5.77m | (2.35m) | Pass | 1 |
| Falling long-term leverage | 0.00 | 0.00 | Pass | 1 |
| Rising current ratio | 1.00 | 1.40 | Fail | 0 |
| No new shares issued | 31,986,000 | 30,368,000 | Fail | 0 |
| Rising gross margin | 41.01% | 40.70% | Pass | 1 |
| Rising asset turnover | 1.47 | 1.09 | Pass | 1 |
| Piotroski F-score | Mixed | 4 | ||
How the Piotroski F-score works
One point for each of nine tests, this fiscal year against the one before: positive return on assets, positive operating cash flow, rising return on assets, cash flow above net income, falling long-term leverage, a rising current ratio, no new shares issued, a rising gross margin and rising asset turnover. The ratios are the ones on this site, so each can be checked.
Joseph Piotroski (2000) called 8–9 high and 0–1 low; reading it in three bands is the common convention:
| 7–9 | Strong — most fundamentals improved |
|---|---|
| 4–6 | Mixed |
| 0–3 | Weak — most fundamentals deteriorated |
Where this differs from the paper: return on assets is on average rather than beginning-of-year assets, and weighted basic shares stand in for shares issued. The score is shown only when all nine tests can be worked out, which takes three fiscal years; banks and insurers, which report no current assets or gross profit, have none.
Piotroski F-score against peers
| Company | Piotroski F-score |
|---|---|
| HUIZ Huize Holding Limited Sponsored ADR compare | 5 |
| CRD.B Crawford & Company compare | 5 |
| ZBAO Zhibao Technology Inc. | 4 |
| SLQT SelectQuote, Inc. compare | 4 |
| AIFU AIFU Inc. - Sponsored ADR compare | 3 |
| TIRXF Tian Ruixiang Holdings Ltd. compare | 3 |
| GOCOQ GoHealth, Inc. compare | 2 |
| EHTH eHealth, Inc. compare | 2 |
| XHG XChange TEC.INC. Sponsored ADR compare | — |
What Piotroski F-score is
The Piotroski F-Score tells an investor how many signs of improving profitability, funding and efficiency a company shows against a year earlier.
One point for each of nine tests against a year earlier: positive return on assets, positive operating cash flow, rising return on assets, cash flow above net income, falling long-term leverage, rising current ratio, no new shares issued, rising gross margin, and rising asset turnover