Zhibao Technology Inc.

ZBAO Financial Insurance Brokers

Zhibao Technology Inc.’s revenue for fiscal 2025 (year ended June 2025) was $38.7 million, up 53.0% from fiscal 2024.

0.23 0.00 0.00%
Market cap
$2.0M
P/E
—
Fwd P/E
—
Dividend yield
—
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership —

Capital & Financial Ratios $m

Size
Market Cap 2.02
Revenue ttm —
Net income ttm (6.83)
Free cash flow ttm 4.97
Net debt Q 0.09
Valuation
P/E —
Forward P/E —
Price / sales —
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.00
Financial health
Current ratio Q 0.86
Debt / equity Q 0.74
Interest coverage Q —
Growth
Revenue growth Q —
Operating income growth Q —
EPS, this year —
EPS, next year A —
Revenue, next year A +66.06% (at or above 10%: strong)
EPS, past 5 yrs —
EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'25
Cash 2 6 2 5
Receivables 12 20 17 18
Inventory — — — —
Other 1 — — —
16 27 20 28
2023 2024 2025 Q'25
Payables 4 7 8 15
ST’ Debt 4 4 3 5
Other 2 — 0 3
13 19 20 32

Compound Annual Growth %

10y 5y 3y
Sales — — 25.42%
Cash Flow — — —
Earnings — — 0.00%
Book Value — — (7.38%)

EPS $

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — (13.50)
’24 — — — — 3.00
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 39
’24 — — — — 25
’23 — — — — 20
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — (3)
’24 — — — — (1)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — (2) —
’25 — (3) — 10 (3)
’24 — (1) — — (1)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to June

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Dec ’25 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue — — — — — — 20 20 25 39 — +25.4% 64 86 — +49.5%
Gross margin, % — — — — — — 41.25 41.25 40.70 41.01 — (0.2) pt
EBT — — — — — — (6) (6) 3 (9) — +15.4%
EBT margin, % — — — — — — (29.95) (29.95) 10.22 (23.34) — +6.6 pt
Net income — — — — — — 0 (6) 2 (9) (7) n/m
Per share, $
Per share, $ Revenue — — — — — — 0.00 36.68 41.61 60.43 — n/m
Earnings — — — — — — — (11.13) 3.00 (13.50) — +10.2%
Cash flow — — — — — — — (0.29) (0.86) (4.51) 0.00 +294.3%
Capex — — — — — — — (0.46) (0.13) 0.00 0.00 n/m
Free cash flow — — — — — — — (0.75) (1.00) (4.51) 0.00 +145.3%
Book value — — — — — — 0.00 8.12 14.50 5.39 0.00 n/m
Shares, m — — — — — — — 1 1 1 — +9.4%
Valuation, ×
Valuation, × P/E — — — — — — — — — — — —
P/S — — — — — — — — — — — —
P/B — — — — — — 0.00 0.00 0.00 0.00 0.00 0.0
EV/Sales — — — — — — 0.00 0.00 0.00 0.00 — 0.0
EV/FCF — — — — — — 0.00 0.00 0.00 0.19 — 0.0
Cash, $m
Cash, $m Operating cash flow — — — — — — — 0 (1) (3) 5 +331.5%
Capex — — — — — — — 0 0 — 0 (66.8%)
Free cash flow — — — — — — — 0 (1) (3) 5 +168.4%
Balance, $m
Balance, $m Working capital — — — — — — 3 3 8 0 (4) (73.2%)
Net debt — — — — — — (2) 2 (2) 1 0 n/m
Shareholders’ equity — — — — — — 4 4 9 3 7 (7.4%)
Returns, %
Returns, % ROA — — — — — — 0.00 (33.66) 7.86 (32.94) 0.00 (32.9) pt
ROIC — — — — — — (167.92) (63.50) 12.72 (99.37) 0.00 +68.6 pt
ROE — — — — — — 0.00 81.25 27.75 (141.32) 0.00 (141.3) pt
People
People Employees — — — — — — — 148 164 137 — (3.8%)
Revenue/emp, $m — — — — — — 0.00 0.13 0.15 0.28 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Jun 2025 · fundamentals updated 2 Nov 2026

Zhibao Technology Inc. vs peers in Insurance Brokers (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CRD.B Crawford & Company $557.3M 20.6× 13.4× −0.87% (below 0%: shrinking) +24.84% (above 0%: growing) −102.26% (below 0%: shrinking) 29.90% 8.18% Compare
CRD.A Crawford & Company $543.8M 21.3× — −0.87% (below 0%: shrinking) +24.84% (above 0%: growing) −102.26% (below 0%: shrinking) 29.90% 8.18% Compare
TREE LendingTree, Inc. $543.8M 5.2× 7.9× +11.63% (above 0%: growing) n/m +16.84% (above 0%: growing) 96.60% (20.45%) Compare
AIFU AIFU Inc. - Sponsored ADR $436.5M 0.0× 11.0× −15.11% (below 0%: shrinking) n/m −96.62% (below 0%: shrinking) 36.32% 2.74% Compare
XHG XChange TEC.INC. Sponsored ADR $150.5M 0.0× — (loss-making) −69.19% (below 0%: shrinking) n/m −324.48% (below 0%: shrinking) 0.00% 0.00% Compare
SLQT SelectQuote, Inc. $69.9M 4.6× — (loss-making) −14.84% (below 0%: shrinking) n/m +18.67% (above 0%: growing) 22.50% (10.21%) Compare
HUIZ Huize Holding Limited Sponsored ADR $19.5M 77.7× 112× +42.24% (above 0%: growing) n/m −115.73% (below 0%: shrinking) 27.47% 3.61% Compare
EHTH eHealth, Inc. $16.7M — (loss-making) — (loss-making) −60.49% (below 0%: shrinking) n/m +54.52% (above 0%: growing) 100.00% (217.76%) Compare
ZBAO Zhibao Technology Inc. $2.0M — — — — −1,040.72% (below 0%: shrinking) — —
Median of peers $293.5M 5.2× 12.2× −7.86% — −99.44% 29.90% 1.37%

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Zhibao Technology Inc. (ZBAO) Latest News

13 Jan

stockrow.com/ZBAO · Data as of Nov 2, 2026 · For information only; not investment advice. · © 2026 stockrow.com