XChange TEC.INC. Sponsored ADR XHG

2.35 0.16 7.31% as of 25 Sep
Market cap
$102.1M
P/E
0.0×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios

Market Cap 102.05
Revenue 194.00
Net Income (195.10)
Free Cash Flow (5.36)
Net Debt 3.97
Current Ratio 0.04
Debt/Equity (0.04)
P/E ratio 0.00
P/S ratio 0.00
P/B ratio 0.00
Past 5Y EPS Growth 86.14%
This Y EPS Growth (239.30%)
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2018 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 0 1 2 1
Receivables — 5 3 3
Inventory — — — —
Other 1 3 1 0
12 10 6 5
2023 2024 2025 Q'26
Payables 0 5 4 4
ST’ Debt 6 5 5 5
Other 23 23 23 23
100 191 133 136
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — (21.54%) (31.67%)
Cash Flow — 0.00% 0.00%
Earnings — 0.00% 0.00%
Book Value — 0.00% 0.00%

Revenue

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 51
’24 29 — — — 41
’22 57 — 43 — 92
’21 94 — 65 — 161
’20 89 — 87 — 178
’19 — — 47 — 173
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (1) — — — —
’25 (1) — (2) — (2)
’24 0 — (1) — (1)
’23 (4) — (5) — (5)
’22 (4) — (6) — (6)
’21 (12) — (17) — (17)
’20 — — 8 — 8
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (1) — — — —
’25 (1) — (2) — (2)
’24 0 — (1) — (1)
’23 (4) — (5) — (5)
’22 (4) — (6) — (6)
’21 (12) — (17) — (17)
’20 — — (7) — (7)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — (5.02)
’24 — — — — (369.20)
’23 (134.39) — — — (16.72k)
’22 (13.25k) — 19.66k — 24.00k
’21 (20.85k) — (15.03k) — (144.00k)
’20 (1.45) — (3.41) — (408.00k)
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — 784,000.00 200,000.00 21,440.00 9,616.00 416.00 12.80 0.81

Analyst estimates 2026–2028

Powerpack
Low Price
— — — 1,635,040.00 1,228,000.00 318,400.00 61,920.00 64,960.00 1,200.00 61.60
High Price
— — 1,222,000,000 775 248 40 28 19 19 30
Employees
— 0 0 0 1 4 3 0 2 2
Revenue/Emp
— 77 173 173 178 161 92 — 41 51
Revenue
— 0.00% (5.77%) (5.77%) 0.38% 8.35% (9.00%) — 4.67% 2.19%
Gross Margin
— (36) (70) (70) (226) (88) 115 (4) (87) (105)
EBT
— (46.97%) (40.39%) (40.39%) (126.96%) (54.93%) 125.70% 0.00% (212.45%) (204.88%)
EBT Margin
— 0 0 (70) (226) (88) 115 (4) (87) (105)
Net Income
— — — 30 39 12 4 — 0 0
Depreciation
— 0.51 71,921.25 863,055.00 296,521.67 268,028.33 21,326.28 0.00 469.62 2.45
Revenue/Sh
— (0.03) (405.88) (624,000.00) (408,000.00) (144,000.00) 24,000.00 (16,724.00) (369.20) (5.02)
Earnings/Sh
— (0.04) (7,456.83) (61,690.00) 13,463.33 (28,361.67) (1,294.19) (467.01) (15.92) (0.08)
Cash Flow/Sh
— 0.00 0.00 (239,465.00) (24,343.33) 0.00 0.00 0.00 0.00 0.00
Capex/Sh
— (0.04) (7,456.83) (301,155.00) (10,880.00) (28,361.67) (1,294.19) (467.01) (15.92) (0.08)
Free CF/Sh
— (0.82) (130,365.83) (1,564,390.00) (489,583.33) (642,755.00) (18,728.37) (7,537.61) (906.41) (5.90)
Book Value/Sh
— 150 0 0 0 0 0 0 0 21
Shares
— 0.00 0.00 0.00 0.00 0.00 0.00 — 0.00 0.00
PE Ratio
— 0.00 0.00 0.00 0.00 0.43 0.91 — 0.03 0.00
PS Ratio
— 0.00 0.00 0.00 0.00 0.00 0.00 — 0.00 0.00
PB Ratio
— 0.00 0.00 0.00 0.00 0.92 1.17 — 0.19 0.16
EV/Sales
— 0.00 0.00 0.00 (10,983,893.87) (6.69) (5.64) — (3.31) (6.86)
EV/FCF
— (6) (18) (12) 8 (17) (6) (5) (1) (2)
Op' Cash Flow
— (42) (103) (48) (15) (1) — — — —
Capex
— (6) (18) (60) (7) (17) (6) (5) (1) (2)
FCF
— — (154) (154) (259) (337) (84) (88) (181) (128)
Working Cap'
— 212 240 105 211 167 15 6 5 5
Total Debt
— 157 205 69 206 164 15 6 3 3
Net Debt
— (122) (313) (313) (294) (386) (81) (88) (79) (124)
Sh' Equity
— (20.79%) 0.00% (89.53%) (119.80%) (96.07%) 320.04% (77.66%) (52.43%) (173.34%)
ROA
— 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
ROIC
— 26.09% 31.25% 35.43% 73.86% 26.00% (49.45%) 11.59% 38.59% 103.60%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Sep 2025 · latest quarter Mar 2023

XChange TEC.INC. Sponsored ADR peers in Insurance Brokers

All 22 Insurance Brokers stocks →

XChange TEC.INC. Sponsored ADR (XHG) key facts

  • XChange TEC.INC. Sponsored ADR (XHG) is an Insurance Brokers company in the Financial sector, listed on Nasdaq.
  • XChange TEC.INC. Sponsored ADR’s revenue for fiscal 2025 (year ended September 2025) was $51.3 million, up 24.9% from fiscal 2024.
  • As of September 25, 2026, XHG traded at $2.35, a market capitalization of $102.1 million.
  • Return on equity was 103.6% and debt-to-equity -0.04.

Source: company filings (standardised) and stockrow calculations.

XChange TEC.INC. Sponsored ADR (XHG) Latest News

News by impact score

Fine-tune

13 Aug

4

XChange TEC.INC. intends to acquire First Cycle, INC. to accelerate AI-powered insurance transformation. Acquisition announcement represents major strategic move in AI insurance space for XChange TEC.INC.

6 Sep

3

XChange TEC.INC. reported a loss of CN¥660 per share for the first half of 2025, an improvement compared to a CN¥1,350 loss per share in the same period of 2024. This indicates a reduction in losses year-over-year, suggesting potential operational improvements. The reduction in losses indicates some operational improvement, which may positively influence market sentiment and financial performance.

15 May

3

XChange TEC.INC. Sponsored ADR (XHG) has received a delisting determination from NASDAQ due to non-compliance with listing standards. The company plans to appeal this decision, which could impact its trading status and investor confidence. The delisting determination and subsequent appeal may moderately influence market sentiment and operational aspects.

6 May

3

XChange TEC.INC. has announced a plan to implement a change in the American Depositary Shares (ADS) ratio for its Sponsored ADR (XHG). This adjustment aims to enhance the liquidity and trading efficiency of the shares in the market. The company believes that the new ratio will better align with investor interests and improve overall market performance. The ADS ratio change may moderately influence market sentiment and trading dynamics but is not expected to fundamentally alter the company's trajectory.

4 Apr

4

XChange TEC.INC. has announced the acquisition of a Hong Kong-based insurance brokerage firm, aiming to enhance its market presence in the region. This strategic move is expected to bolster the company's operations and expand its service offerings, aligning with its growth objectives. The acquisition is a significant strategic move that could enhance market presence and influence future performance.

15 Nov

3

XChange TEC.INC received a notice from Nasdaq stating it is not in compliance with the minimum Market Value of Listed Securities requirement, with a 180-day compliance period to regain compliance. The notice could moderately influence the company's financial performance and competitive positioning.

12 Nov

4

XChange TEC.INC received a notice from Nasdaq stating it is not in compliance with the minimum bid price requirement, leading to a potential suspension of trading of its ADSs. The potential suspension of trading due to non-compliance with Nasdaq rules could significantly impact XChange TEC.INC's future performance and market sentiment.

4 Nov

4

XChange TEC.INC plans to change the ratio of its ADSs from 1:600,000 to 1:12,000,000, equivalent to a one-for-twenty reverse split. The significant change in ADS ratio is expected to have a major impact on the company's future market performance.

24 Sep

4

XChange TEC.INC entered into a $25.0 million equity facility with VG Master Fund SPC for the sale of ADSs. The agreement has the potential to significantly impact XChange TEC.INC's future financial performance and market positioning.

23 Aug

3

XChange TEC.INC reported CN¥3.37 loss per share in the first half of 2024, an improvement from CN¥9.38 loss in 1H 2023. The financial results show a moderately noticeable influence on the company's performance.

11 Jul

4

XChange TEC.INC received positive decision from Nasdaq Hearings Panel to transfer listing to The Nasdaq Capital Market. The decision to transfer listing to The Nasdaq Capital Market could significantly impact the company's future performance and market trajectory.

1 May

4

FLJ Group Limited received a determination letter from Nasdaq denying continued listing due to non-compliance with listing requirements. The denial of continued listing on Nasdaq is a significant event that could fundamentally alter the company's trajectory and investor sentiment.

9 Apr

3

FLJ Group Limited received a Nasdaq minimum bid price deficiency notice due to not meeting the $1 per share requirement for continued listing. The notice may moderately influence the company's financial performance and market sentiment, but the impact is expected to be somewhat limited.

21 Feb

4

FLJ Group Limited received a NASDAQ deficiency notice for not meeting listing requirements related to total assets, total revenue, and market value of publicly held shares. The potential delisting from NASDAQ and the need to regain compliance with listing standards could have a significant impact on FLJ Group Limited's future and market performance.

16 Feb

3

FLJ Group Limited filed its annual report for fiscal year 2023 with the SEC. The filing may moderately influence the company's financial performance and competitive positioning.

9 Feb

3

FLJ Group Limited extends maturity date of Alpha Mind Promissory Note to June 30, 2024. Extension of promissory note maturity date may moderately impact FLJ Group Limited's financial performance.

28 Dec

4

FLJ Group Limited completes acquisition of Alpha Mind Technology Limited and terminates Lianlian acquisition. The completion of the acquisition and termination of another deal are significant strategic moves that could impact FLJ Group Limited's future trajectory.

22 Dec

3

FLJ Group Limited appoints Ms. Yanan Zhou and Ms. Yue Hu as directors. The appointment of new directors may moderately influence the company's operations and competitive positioning.

1 Dec

4

FLJ Group Limited plans to change ADS ratio from 1:15,000 to 1:600,000, effective December 7, 2023. The change in ADS ratio is a significant move that could impact the company's market performance and investor sentiment.

22 Nov

4

FLJ Group Limited acquired Alpha Mind Technology Limited for US$180 million. The acquisition of Alpha Mind is a significant move that could alter FLJ's trajectory and market sentiment.

31 Oct

4

FLJ Group Limited sold its long-term apartment rental business to focus on the online lifestyle services sector. The sale of a major business segment and acquisition of Lianlian Holdings Inc. are significant strategic moves that could fundamentally alter FLJ's trajectory and market sentiment.

27 Oct

4

FLJ Group Limited adjusts ADS ratio from 1:150 to 1:15,000 effective November 2, 2023. The significant change in ADS ratio is a major strategic move that could impact the company's future performance and investor sentiment.

29 Sep

4

FLJ Group Limited acquired 95% of Lianlian Holdings Inc. for RMB1.8 billion. The acquisition of Lianlian Holdings Inc. is a significant strategic move that could alter FLJ Group Limited's trajectory and market sentiment.

18 Sep

3

FLJ Group Limited approved changes to authorized share capital at 2023 annual general meeting. Changes in authorized share capital may impact financial performance and competitive positioning.

10 Aug

3

FLJ Group Limited to hold annual general meeting on September 18, 2023. The annual general meeting may moderately influence the company's financial performance and operational structure.

5 Aug

3

FLJ Group reported CN¥199.7m revenue and CN¥43.3m net loss in 1H 2023, with CN¥0.23 loss per share. The financial results show a moderately noticeable influence on FLJ Group's future performance.

30 Jun

3

FLJ Group Limited announced changes in director and independent registered public accounting firm. Appointment of new director and accounting firm may moderately influence company's operations and financial performance.

28 Jun

3

FLJ Group Limited received a notification from Nasdaq regarding minimum bid price deficiency. The notification may moderately influence FLJ's financial performance and market sentiment.

stockrow.com/XHG · Data as of Mar 31, 2023 · For information only; not investment advice. · © 2026 stockrow.com