eHealth, Inc.

EHTH Financial Insurance Brokers

eHealth, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $554.0 million, up 4.06% from fiscal 2024.

Revenue
−44.8%
EPS
−20.4%
Free cash flow
+83.8%
Total debt
+65.9%

Quarter to June 2026, against a year earlier

0.51 0.02 +4.08%
Market cap
$15.8M
P/E
0.0×
Fwd P/E
−0.4×
Dividend yield
—
F-score
2/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Bought, $m 0.30
Sold, $m 0.11
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — 1 1 — — — — — — — —
Sell — — — — — — — — 1 — 1 —
Insider Ownership 11.01%

Capital & Financial Ratios $m

Size
Market Cap 15.76
Revenue ttm 501.69
Net income ttm 27.18
Free cash flow ttm (41.48)
Net debt Q 42.30
Valuation
P/E 0.00
Forward P/E (0.38) (negative: loss-making)
Price / sales 0.03
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.03
Financial health
Current ratio Q 3.60
Debt / equity Q 0.21
Interest coverage Q (6.77)
Growth
Revenue growth Q −44.78% (below 0%: shrinking)
Operating income growth Q −19.15% (below 0%: shrinking)
EPS, this year −64.35% (below 0%: weak)
EPS, next year A +13.18%
Revenue, next year A −23.77% (below 0%: weak)
EPS, past 5 yrs —
EPS, next 5 yrs A +57.52% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 0.07%
10-year low 10-year high
P/B against its own 10 years 0.07%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 119 42 77 72
Receivables 4 17 8 2
Inventory — — — —
Other — — — —
123 59 85 74
2023 2024 2025 Q'26
Payables 7 23 28 3
ST’ Debt — — — —
Other — — — —
68 84 86 21

Compound Annual Growth %

10y 5y 3y
Sales 11.32% (1.01%) 10.98%
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value 22.71% (6.72%) (3.14%)

Earnings Trends EPS, adjusted, against the consensus

EPS $

Mar Jun Sep Dec Year
’26 (0.58) (1.18) — — —
’25 (0.33) (0.98) (1.46) 2.06 (0.34)
’24 (0.96) (1.33) (1.83) 2.51 (1.19)
’23 (1.01) (1.18) (1.68) 1.46 (2.37)
’22 (1.46) (1.65) (1.72) 0.41 (4.36)
’21 (0.03) (0.86) (2.24) (1.45) (4.59)
’20 0.13 (0.13) (0.55) 2.20 1.68
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 88 34 — — —
’25 113 61 54 326 554
’24 93 66 58 315 532
’23 74 67 65 248 453
’22 105 50 53 196 405
’21 134 97 64 244 538
’20 106 89 94 293 583
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 36 (5) — — —
’25 77 (41) (25) (36) (25)
’24 71 (32) (29) (28) (18)
’23 61 (9) (25) (33) (7)
’22 47 (26) (30) (19) (27)
’21 43 (32) (71) (102) (163)
’20 9 (21) 1 (97) (108)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 33 (8) — — —
’25 74 (47) (29) (38) (41)
’24 68 (35) (33) (31) (31)
’23 59 (12) (29) (35) (17)
’22 43 (30) (34) (21) (42)
’21 38 (37) (77) (107) (183)
’20 3 (28) (5) (102) (132)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 193 191 251 506 583 538 405 453 532 554 502 +12.4% 422 434 475 (5.0%)
Gross margin, % 99.55 99.69 99.51 99.46 99.30 99.63 99.59 99.61 100.00 100.00 100.00 +0.4 pt
EBT 4 (8) 3 83 54 (125) (106) (31) 19 59 42 +34.9%
EBT margin, % 2.05 (4.34) 1.32 16.50 9.26 (23.21) (26.25) (6.76) 3.63 10.60 8.43 +8.5 pt
Net income 0 25 0 67 45 (104) (89) (28) 10 40 27 +72.0%
Per share, $
Per share, $ Revenue 10.58 10.30 13.03 21.94 22.39 20.10 14.82 16.16 18.15 18.17 15.79 +6.2%
Earnings 0.02 1.37 0.01 2.90 1.75 (4.59) (4.36) (2.37) (1.19) (0.34) (1.09) n/m
Cash flow 0.22 (0.84) (0.17) (3.10) (4.14) (6.07) (0.98) (0.24) (0.63) (0.83) (0.96) n/m
Capex (0.20) (0.27) (0.56) (0.73) (0.91) (0.78) (0.57) (0.38) (0.44) (0.50) (0.35) +10.5%
Free cash flow 0.02 (1.11) (0.73) (3.83) (5.06) (6.85) (1.55) (0.62) (1.06) (1.33) (1.31) n/m
Book value 4.25 15.49 15.71 22.85 32.18 27.99 23.79 21.63 20.06 19.41 17.02 +18.4%
Shares, m 18 19 19 23 26 27 27 28 29 30 31 +5.9%
Valuation, ×
Valuation, × P/E 864.75 12.01 0.00 34.56 41.29 0.00 0.00 0.00 0.00 0.00 0.00 95.3
P/S 1.00 1.60 2.95 4.38 3.15 1.27 0.33 0.53 0.52 0.25 0.03 1.6
P/B 2.48 1.06 2.45 4.21 2.19 0.91 0.20 0.39 0.47 0.24 0.03 1.5
EV/Sales 0.68 1.39 2.92 4.40 3.15 1.19 0.14 0.43 0.70 0.44 — 1.5
EV/FCF (31.62) (10.55) (39.51) (24.00) (13.49) (3.40) (1.22) (8.88) (10.37) (5.44) — (14.8)
Cash, $m
Cash, $m Operating cash flow 4 (16) (3) (71) (108) (163) (27) (7) (18) (25) (30) n/m
Capex (4) (5) (11) (17) (24) (21) (16) (11) (13) (15) (11) +17.0%
Free cash flow 0 (21) (14) (88) (132) (183) (42) (17) (31) (41) (41) n/m
Balance, $m
Balance, $m Working capital 48 18 (21) (37) (26) 24 99 54 (25) (1) 54 n/m
Net debt (62) (40) (8) 7 (6) (49) (82) (51) 26 36 42 n/m
Shareholders’ equity 78 287 303 527 838 750 651 606 588 592 541 +25.3%
Returns, %
Returns, % ROA 0.27 10.87 0.06 11.33 5.10 (11.23) (10.56) (5.98) (3.08) (0.86) (2.35) (1.1) pt
ROIC 11.15 (2.40) 0.54 9.52 4.01 (11.21) (11.27) (3.27) 2.40 6.62 5.83 (4.5) pt
ROE 0.39 13.96 0.08 16.11 6.66 (15.49) (17.05) (10.58) (5.85) (1.76) (4.79) (2.2) pt
People
People Employees 944 1,079 1,079 1,500 1,960 2,379 1,515 1,903 1,773 1,665 — +6.5%
Revenue/emp, $m 0.20 0.18 0.23 0.34 0.30 0.23 0.27 0.24 0.30 0.33 — +5.5%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 25 Oct 2026

eHealth, Inc. vs peers in Insurance Brokers (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CRD.A Crawford & Company $572.6M 25.4× — −1.37% (below 0%: shrinking) +75.00% (above 0%: growing) −51.68% (below 0%: shrinking) 28.78% 7.68% Compare
CRD.B Crawford & Company $572.6M 24.6× 13.4× −1.37% (below 0%: shrinking) +75.00% (above 0%: growing) −51.68% (below 0%: shrinking) 28.78% 7.68% Compare
AIFU AIFU Inc. - Sponsored ADR $499.1M 0.0× 11.0× −15.11% (below 0%: shrinking) n/m −96.62% (below 0%: shrinking) 36.32% 2.74% Compare
TREE LendingTree, Inc. $392.3M 2.1× 7.9× +25.31% (above 0%: growing) +6.15% (above 0%: growing) +3.14% (above 0%: growing) 96.40% 6.95% Compare
XHG XChange TEC.INC. Sponsored ADR $189.7M 0.0× — (loss-making) −69.19% (below 0%: shrinking) n/m −324.48% (below 0%: shrinking) 0.00% 0.00% Compare
SLQT SelectQuote, Inc. $64.0M — (loss-making) — (loss-making) −6.79% (below 0%: shrinking) n/m +80.58% (above 0%: growing) 32.15% 1.07% Compare
HUIZ Huize Holding Limited Sponsored ADR $19.4M 75.0× 112× +42.24% (above 0%: growing) n/m −115.73% (below 0%: shrinking) 27.47% 3.61% Compare
EHTH eHealth, Inc. $15.8M — (loss-making) — (loss-making) −44.78% (below 0%: shrinking) n/m +83.77% (above 0%: growing) 100.00% (81.80%)
ZBAO Zhibao Technology Inc. $2.3M — — — — −1,040.72% (below 0%: shrinking) — — Compare
Median of peers $291.0M 13.3× 12.2× −1.37% +75.00% −74.15% 28.78% 3.61%

All 23 Insurance Brokers stocks →

Pay and ownership Proxy statement filed 28 April 2026

Ownership

Directors and executive officers, together 6.40% of the votes
Echelon Health SPV, LP 12.30% of the votes
Blackrock, Inc.50 Hudson YardsNew York, NY 5.20% of the votes
Nantahala Capital Management, LLC130 Main St. 4.90% of the votes
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

eHealth, Inc. (EHTH) Latest News

11 Aug

Impact 3 · · The Motley Fool transcript

9 Jun

7 May

Impact 4 · · The Motley Fool transcript
Impact 3 · · Moby

6 May

Impact 4 · · MarketBeat
Impact 4 · · PR Newswire

25 Feb

Impact 4 · · Associated Press Finance

19 Feb

Impact 4 · · PR NewswireSimply Wall St.Healthcare DiveMotley FoolMobyMotley FoolMarketBeat
stockrow.com/EHTH · Data as of Oct 25, 2026 · For information only; not investment advice. · © 2026 stockrow.com