AIFU Inc. - Sponsored ADR AIFU

12.02 2.92 32.09% as of 25 Sep
Market cap
$53.3M
P/E
0.0×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios

Market Cap 53.33
Revenue 450.48
Net Income (44.38)
Free Cash Flow (2.32)
Net Debt (75.67)
Current Ratio 3.72
Debt/Equity 0.04
P/E ratio 0.04
P/S ratio 0.00
P/B ratio 0.01
Past 5Y EPS Growth 18.59%
This Y EPS Growth (34.23%)
Next Y EPS Growth 12.59%
Next 5Y EPS Growth 7.68%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate 0.60
Annual Dividend Yield 7.99%
total individual payouts
2024 Powerpack
2023 Powerpack
2022 0.15
0.15
2021 0.85
0.25
0.15
0.15
0.15
0.15
2020 1.05
0.30
0.25
0.25
0.25
2019 1.15
0.25
0.30
0.30
0.30
2018 1.15
0.20
0.20
0.25
0.25
0.25
2017 0.32
0.12
0.20
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2022 2023 2024 2025
Cash 141 212 116 6
Receivables 91 55 124 51
Inventory — — — —
Other 101 68 40 30
333 335 279 86
2022 2023 2024 2025
Payables 53 35 16 12
ST’ Debt 5 23 18 8
Other 11 36 18 13
138 144 112 73
in millions of $

Compound Annual Growth

10y 5y 3y
Sales (15.65%) (30.78%) (41.78%)
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value (18.64%) (25.80%) (35.50%)

Revenue

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 80
’24 — — — — 248
’23 121 156 87 87 450
’22 108 105 88 102 403
’21 167 107 106 133 513
’20 102 125 120 154 501
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 — — — — —
’25 — 0 — — (2)
’24 — 5 — — 20
’23 (3) 7 2 8 14
’22 (14) 8 3 22 20
’21 12 (6) 3 11 20
’20 19 6 20 17 62
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 — — — — —
’25 — 0 — — (1)
’24 — 5 — — 19
’23 (3) 7 2 7 13
’22 (14) 8 3 12 9
’21 12 (6) 3 6 15
’20 19 6 20 15 59
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — (644.20)
’24 — — — — 464.00
’23 64.00 80.00 176.00 (28.00) 296.00
’22 (44.00) 36.00 36.00 76.00 108.00
’21 156.00 76.00 40.00 12.00 292.00
’20 48.00 104.00 84.00 56.00 308.00
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
2,476.00 2,716.00 8,440.00 7,756.00 4,716.00 2,628.00 1,724.00 2,076.00 396.00 30.00

Analyst estimates 2026–2028

Powerpack
Low Price
4,140.00 9,992.00 15,300.00 14,220.00 10,912.00 7,520.00 3,516.00 3,816.00 2,664.00 464.00
High Price
4,579 3,344 3,863 4,746 4,926 5,785 5,238 4,664 4,707 594
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
677 628 505 532 501 513 403 450 248 80
Revenue
23.19% 25.17% 32.42% 32.99% 32.26% 35.34% 35.45% 32.92% 38.48% 49.28%
Gross Margin
21 78 97 81 56 58 28 49 57 (325)
EBT
3.14% 12.35% 19.22% 15.14% 11.09% 11.34% 7.06% 10.94% 22.85% (408.44%)
EBT Margin
24 69 90 28 42 41 12 41 42 (325)
Net Income
5 7 4 2 3 3 3 5 4 1
Depreciation
4,665.96 4,080.43 3,259.35 3,897.03 3,732.23 3,824.96 3,002.95 3,354.31 1,859.03 157.07
Revenue/Sh
156.00 452.00 572.00 200.00 308.00 292.00 108.00 296.00 468.00 (644.20)
Earnings/Sh
87.20 151.82 491.85 187.52 459.42 147.56 148.71 106.75 146.81 (4.59)
Cash Flow/Sh
(71.31) (20.70) (21.18) (20.66) (17.04) (34.80) (79.83) (10.43) (5.48) 2.92
Capex/Sh
15.89 131.12 470.66 166.86 442.38 112.76 68.88 96.31 141.33 (1.67)
Free CF/Sh
3,378.99 3,980.56 2,579.05 2,149.85 2,232.24 2,292.28 1,869.10 2,451.47 2,703.47 132.96
Book Value/Sh
0 0 0 0 0 0 0 0 0 1
Shares
22.56 20.59 21.71 53.00 16.49 10.25 27.65 8.77 1.51 0.18
PE Ratio
0.75 2.18 2.71 2.67 1.29 0.76 0.96 0.76 0.13 0.02
PS Ratio
1.04 2.23 2.29 4.83 2.16 1.27 1.54 1.04 0.19 0.02
PB Ratio
0.10 1.46 2.04 2.18 0.82 0.33 0.62 0.34 (0.09) (0.15)
EV/Sales
6.24 45.48 19.49 55.97 7.39 17.73 (473.53) (32.73) (15.87) 29.57
EV/FCF
13 23 76 26 62 20 20 14 20 (2)
Op' Cash Flow
(10) (3) (3) (3) (2) (5) (11) (1) (1) 1
Capex
2 20 73 23 59 15 9 13 19 (1)
FCF
425 533 314 249 212 213 195 190 168 13
Working Cap'
— — — 11 13 14 5 23 18 8
Total Debt
(442) (452) (349) (258) (238) (224) (136) (189) (97) 2
Net Debt
490 613 399 294 300 308 251 329 360 67
Sh' Equity
3.68% 10.32% 13.75% 5.14% 8.51% 8.03% 3.04% 7.76% 10.94% (82.67%)
ROA
2.64% 16.25% 77.24% 119.01% 46.79% 35.22% 13.31% 12.25% (14.17%) (5.01%)
ROIC
4.43% 12.52% 17.52% 7.83% 13.86% 12.97% 5.20% 13.62% 18.08% (152.14%)
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Dec 2023

AIFU Inc. - Sponsored ADR peers in Insurance Brokers

All 22 Insurance Brokers stocks →

AIFU Inc. - Sponsored ADR (AIFU) key facts

  • AIFU Inc. - Sponsored ADR (AIFU) is an Insurance Brokers company in the Financial sector, listed on Nasdaq.
  • AIFU Inc. - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $79.6 million, down 67.9% from fiscal 2024.
  • As of September 25, 2026, AIFU traded at $12.02, a market capitalization of $53.3 million.
  • AIFU Inc. - Sponsored ADR pays an annual dividend of $0.60 per share, a yield of 7.99%.
  • Return on equity was −152.1% and debt-to-equity 0.04.

Source: company filings (standardised) and stockrow calculations.

AIFU Inc. - Sponsored ADR (AIFU) Latest News

News by impact score

Fine-tune

24 Sep

4

Private placement of 45,000,000 Class A ordinary shares at $3 each and a warrant for up to 90,000,000 additional Class A shares, raising approximately $135 million in gross proceeds. 50% of the warrant is exercisable at 200% of the share price and 50% at 250%. Post-transaction, AIFU would have about 61,175,748 ordinary shares outstanding (50,925,748 Class A and 10,250,000 Class B). If warrants are not exercised, the largest investor would own roughly 56.12% of total shares but only about 3.19% of voting power due to class structure. Closing expected by end-October 2026, subject to customary conditions. Proceeds will be used for execution of business plans, working capital, and general corporate purposes. The Class A shares are being sold in a private placement under Section 4(a)(2) and are not registered in the US, with no sale allowed in jurisdictions where prohibited. Private placement creates a large economic stake by a single investor with minimal voting power, diluting existing shareholders and altering governance dynamics.

11 Jun

4

AIFU signs MOU to acquire industrial AI company, launching strategic transformation. MOU to acquire AI company launches strategic transformation with potential to significantly alter company trajectory.

10 Apr

4

AIFU Inc.'s market capitalization has plummeted to US$160 million, resulting in substantial losses for insiders. Market cap drop to $160m with insider losses signals severe erosion of investor confidence, significantly threatening future performance and trajectory.

7 Jul

3

AIFU Inc. announced a definitive share purchase agreement for a non-brokered private placement, issuing 10,000,000 Class A ordinary shares at $3.156 per share, expected to generate approximately $31.6 million in gross proceeds. The transaction includes warrants for an additional 20,000,000 shares, with 50% exercisable at 200% of the purchase price and the remainder at 250%. Upon closing, AIFU will have 15,870,271 ordinary shares outstanding. The proceeds will support business plans and general corporate purposes. The share issuance is set to close by the end of July 2025, subject to customary conditions. The private placement is expected to provide significant funding for business operations, potentially impacting financial performance.

22 May

3

AIFU Inc. focuses on distributing insurance products in China, with a market cap of approximately $345.30 million. The company reported a 62.2% earnings increase over the past year, significantly outpacing the insurance industry's growth of 5.3%. AIFU trades at a 50.8% discount to its estimated fair value and maintains strong financial health, with more cash than debt. Recent leadership changes include the appointment of Ms. Mingxiu Luan as CEO. The company operates in two segments: Agency and Claims Adjusting, generating substantial revenue. AIFU's strong earnings growth and financial health may moderately influence its market performance.

31 Dec

4

AIX Inc. has finalized a major share exchange with BGM Group. The share exchange with BGM Group is a significant strategic move that could alter AIX Inc.'s trajectory and investor sentiment.

27 Dec

4

AIX Inc. completes strategic share exchange with BGM to drive growth in AI insurance and healthcare. The strategic share exchange with BGM is expected to have a significant impact on AIX's future growth and market performance.

29 Nov

4

AIX Inc. (NASDAQ:AIFU) is reshaping AI insurance and the healthcare industry, with a promising future ahead. The article describes significant potential impact on AIX Inc.'s future and market performance through reshaping AI insurance and healthcare industry.

4

AIX Inc. and BGM Group have formed a strategic deal to expand AI in healthcare, pharma, and insurance industries. The strategic deal with BGM Group is expected to significantly impact AIX Inc.'s future and market performance.

22 Nov

3

AIX Inc. (AIFU) announces changes to the Board of Directors and Management Team. The changes in the leadership team may have a moderately noticeable influence on the company's operations and competitive positioning.

8 Nov

4

Three US penny stocks with financial strength and growth potential highlighted, including 1stdibs.Com, AIX Inc., and Kandi Technologies Group. The article discusses significant financial details and strategic moves of the companies that could alter their trajectory and investor sentiment.

31 Oct

4

Fanhua Inc. announced a change of name to AIX Inc. and the results of its extraordinary general meeting, including the adoption of resolutions for the change of name, variation of share capital, and amendment of memorandum and articles of association. The change of name and variation of share capital are significant strategic moves that could impact the company's trajectory and investor sentiment.

18 Oct

3

Fanhua Inc. announced a change of ticker symbol from 'FANH' to 'AIFU' and proposed a change of English and Chinese names. The new ticker symbol will be effective on October 23, 2024. The change of ticker symbol and company names may moderately influence the company's market performance and competitive positioning.

9 Oct

4

Fanhua Inc. announces changes to the Board of Directors and Management Team, including the appointment of a new Chairperson and the resignation of three directors. Significant impact likely on future and performance due to major changes in the leadership team.

1 Oct

4

Fanhua Inc. announces changes to the Board of Directors and Management Team, with new appointments and resignations. Major strategic moves and significant changes in leadership roles are expected to significantly impact the company's trajectory.

30 Sep

3

Fanhua Inc. will hold an extraordinary general meeting on October 31, 2024 for shareholders to vote on important matters. The EGM could influence key areas like financial performance and strategic decisions, but the overall impact is expected to be somewhat limited.

18 Sep

4

Fanhua Inc (FANH) faces bearish thesis on dubious reporting of salesforce size, customer concentration, regulatory issues, and questionable earnings quality. The article highlights significant risks and challenges that could fundamentally alter FANH's trajectory and investor sentiment.

3

Fanhua Inc. reports unaudited financial results for the first half of 2024, showing a decrease in total net revenues and net income. The company implemented proactive measures to navigate challenges in the insurance sector. The financial results show a moderate impact on Fanhua Inc.'s future performance, with a decrease in net revenues and net income.

6 Sep

4

Fanhua Inc. forms strategic partnership with Shanghai Biotecan Pharmaceuticals for modern high-end medical and health management services. The strategic partnership with Biotecan is a significant move that could alter Fanhua Inc.'s trajectory and enhance its healthcare offerings.

26 Aug

3

Fanhua Inc. to release unaudited financial results for the first half of 2024 on September 18, 2024, with adjusted EBITDA expected to be in the range of RMB70 million to RMB80 million. The announcement of financial results may moderately influence key areas such as financial performance and market sentiment.

23 Jul

4

Fanhua Inc. announced completion of share option cash exercises by key employees, demonstrating confidence in future growth. Key employees exercising share options at a premium shows strong confidence in company's long-term growth and value.

9 Jul

4

Fanhua Inc. ranks 19th among Best's Review's 'Top 20 Global Brokers - 2024 Edition' with total revenues of $450.5 million in 2023. Fanhua's strategic growth and global expansion efforts are expected to significantly impact its future performance and market positioning.

8 Jul

4

Fanhua Inc. expands its share repurchase program by $20 million and announces management share buyback program, with senior executives committing to purchasing up to $5 million worth of shares over the next 12 months. The expansion of the share repurchase program and management share buyback program signal significant strategic moves that could alter the company's trajectory and investor sentiment.

3

Fanhua Inc. grants share options to key employees as part of long-term strategy. Granting share options to key employees may moderately influence financial performance and employee retention.

3

Fanhua Inc. granted share options to key employees as part of long-term incentive strategy. Granting share options to key employees may moderately influence financial performance and employee retention.

5 Jul

4

Fanhua Inc. expands its share repurchase program by $20 million and announces management share buyback program. Senior executives plan to increase personal shareholdings by up to $5 million over the next 12 months. Expansion of share repurchase program and management share buyback program are significant strategic moves that could impact the company's trajectory and investor sentiment.

3 Jun

4

Fanhua partners with Baidu AI Cloud to develop AI-Powered insurance sales assistant app 'Du Xiaobao'. The partnership with Baidu AI Cloud to develop AI technology for insurance distribution is a significant move that could reshape Fanhua's competitive position and industry operations.

7 May

4

HPH increases its shareholding in Fanhua to 51.1% by acquiring 565,000 American Depositary Shares on Nasdaq. The increased shareholding by HPH is a significant move that could have a major impact on Fanhua's future trajectory and market performance.

30 Apr

3

FANHUA files annual report on Form 20-F and adopts semi-annual financial results reporting schedule. Change in reporting schedule may moderately influence financial performance and strategic focus.

21 Mar

4

Fanhua Inc. reported strong financial results for Q4 2023 and full year 2023, outperforming the industry despite regulatory challenges. Key strategic achievements include agent quality improvement, digital technology empowerment, open platform strategy, and service-oriented ecosystem development. The article highlights significant strategic achievements and strong financial performance that are expected to have a significant impact on Fanhua Inc.'s future trajectory and market performance.

stockrow.com/AIFU · Data as of Dec 31, 2023 · For information only; not investment advice. · © 2026 stockrow.com