stockrow
Friday 6 November 2026
Export XYF’s income statement to Excel — free account
X Financial Sponsored ADR
X Financial Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 35.8% from fiscal 2024.
- Revenue
- −53.9%
- EPS
- −89.2%
- Free cash flow
- +194.9%
- Total debt
- +4.19%
Quarter to June 2026, against a year earlier
5.74
1.04
+22.13%
Follow XYF
Alert me
X Financial Sponsored ADR (XYF) P/E ratio
As of 5 November 2026, X Financial Sponsored ADR (XYF) trades at a P/E ratio of 2.2×. Over the past ten years it has ranged from 0.0× (September 2021) to 359× (September 2018); the current reading is higher than 65% of that period. That is below the Credit Services industry median of 9.0× and below the Financial sector median of 12.2×.
P/E ratio, daily
Embed this chart
Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 1.1× | (41.30%) |
| FY2024 | 1.9× | 72.18% |
| FY2023 | 1.1× | (18.46%) |
| FY2022 | 1.3× | 4.33% |
| FY2021 | 1.3× | — |
| FY2020 | 0.0× | — |
| FY2019 | 2.4× | (88.88%) |
| FY2018 | 21.3× | (94.06%) |
| FY2017 | 359× | 0.00% |
| FY2016 | 359× | — |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 2.2× | 103.04% |
| Mar 2026 | 1.1× | 0.43% |
| Dec 2025 | 1.1× | (53.02%) |
| Sep 2025 | 2.3× | (26.03%) |
| 27 more quarters | Free account |
Against its own ten years
Low 0.0×
High 359×
Ten-year median
1.4×
Current reading's percentile
58
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| TROO TROOPS, Inc. compare | n/m |
| SUIG Sui Group Holdings Limited compare | n/m |
| FOA Finance of America Companies Inc. compare | n/m |
| LX LexinFintech Holdings Ltd. Sponsored ADR compare | 0.7× |
| XYF X Financial Sponsored ADR | 2.2× |
| ANTA Antalpha Platform Holding Company compare | 2.8× |
| HTT High Templar Tech Limited - Sponsored ADR compare | 2.9× |
| MFIN Medallion Financial Corp. compare | 8.6× |
| CPSS Consumer Portfolio Services, Inc. compare | 9.1× |
| Credit Services industry median | 9.0× |
| Financial sector median | 12.2× |
| Market median | 17.9× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)