Saturday 17 October 2026
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WSFS Financial Corporation
WSFS Financial Banks Regional
WSFS Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, down 3.20% from fiscal 2024. In the quarter to June 2026, revenue grew 1.64%, EPS grew 28.4%, free cash flow fell 141.6% and total debt rose 1.17%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years.
76.42
0.17
+0.22%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | 26.40 | 42.45 | 33.75 | 37.19 | 17.84 | 40.64 | 37.03 | 29.59 | 40.20 | 42.44 |
Analyst estimates 2026–2028 Powerpack |
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| High | 47.64 | 52.50 | 57.70 | 46.05 | 45.48 | 56.08 | 56.30 | 51.77 | 62.75 | 59.67 | |||||
| People | |||||||||||||||
| People | Employees | 1,116 | 1,159 | 1,177 | 1,782 | 1,838 | 1,839 | 2,160 | 2,229 | 2,309 | 2,335 | ||||
| Revenue/emp, $m | 0.29 | 0.33 | 0.39 | 0.40 | 0.39 | 0.35 | 0.45 | 0.57 | 0.61 | 0.58 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | 322 | 379 | 456 | 709 | 715 | 642 | 964 | 1,266 | 1,405 | 1,360 | ||||
| Gross margin, % | 92.90 | 91.18 | 89.79 | 89.26 | 93.23 | 96.46 | 95.75 | 80.15 | 74.50 | 78.41 | |||||
| EBT | 97 | 108 | 171 | 194 | 145 | 358 | 301 | 365 | 347 | 381 | |||||
| EBT margin, % | 30.21 | 28.60 | 37.50 | 27.41 | 20.26 | 55.73 | 31.19 | 28.84 | 24.72 | 27.99 | |||||
| Net income | 64 | 50 | 135 | 148 | 113 | 272 | 223 | 269 | 263 | 287 | |||||
| Depreciation | 30 | 31 | 27 | 4 | (22) | 0 | 32 | 21 | 15 | 14 | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | 10.62 | 12.07 | 14.43 | 14.39 | 14.16 | 13.50 | 15.19 | 20.72 | 23.59 | 24.16 | ||||
| Earnings | 2.06 | 1.84 | 4.19 | 3.00 | 2.27 | 5.69 | 3.49 | 4.40 | 4.41 | 5.09 | |||||
| Cash flow | 2.65 | 4.14 | 4.29 | 1.82 | 0.30 | 2.64 | 7.58 | 3.88 | 3.69 | 3.91 | |||||
| Capex | (0.33) | (0.25) | (0.17) | (0.29) | (0.14) | (0.13) | (0.12) | (5.23) | (4.77) | (0.11) | |||||
| Free cash flow | 2.32 | 3.90 | 4.13 | 1.54 | 0.16 | 2.51 | 7.46 | (1.35) | (1.07) | 3.80 | |||||
| Book value | 22.70 | 23.05 | 26.00 | 37.52 | 35.43 | 40.75 | 34.70 | 40.42 | 43.32 | 48.48 | |||||
| Shares, m | 30 | 31 | 32 | 49 | 51 | 48 | 63 | 61 | 60 | 56 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | 22.49 | 30.85 | 9.07 | 15.12 | 19.68 | 8.81 | 12.75 | 10.36 | 12.02 | 10.83 | ||||
| P/S | 4.38 | 3.98 | 2.63 | 3.06 | 3.17 | 3.71 | 2.96 | 2.20 | 2.25 | 2.29 | |||||
| P/B | 2.05 | 2.08 | 1.46 | 1.17 | 1.27 | 1.23 | 1.30 | 1.13 | 1.23 | 1.14 | |||||
| EV/Sales | 5.36 | 4.47 | 2.45 | 2.67 | 1.33 | 1.70 | 2.85 | 2.04 | 1.70 | 1.26 | |||||
| EV/FCF | 24.53 | 13.85 | 8.58 | 24.97 | 118.33 | 9.11 | 5.80 | (31.26) | (37.39) | 8.02 | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | 80 | 130 | 136 | 90 | 15 | 126 | 481 | 237 | 220 | 220 | ||||
| Capex | (10) | (8) | (5) | (14) | (7) | (6) | (8) | (320) | (284) | (6) | |||||
| Free cash flow | 70 | 122 | 130 | 76 | 8 | 119 | 473 | (83) | (64) | 214 | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | 469 | 274 | (268) | (667) | (1,166) | (3,761) | (3,494) | (2,729) | (2,783) | (2,739) | ||||
| Total debt | 1,137 | 910 | 542 | 294 | 341 | 239 | 727 | 895 | 384 | 303 | |||||
| Net debt | 316 | 186 | (79) | (277) | (1,314) | (1,293) | (110) | (198) | (771) | (1,396) | |||||
| Shareholders’ equity | 687 | 724 | 821 | 1,849 | 1,789 | 1,937 | 2,202 | 2,470 | 2,579 | 2,728 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | 1.04 | 0.73 | 1.89 | 1.53 | 0.86 | 1.80 | 1.25 | 1.33 | 1.27 | 1.36 | ||||
| ROIC | 6.05 | 7.45 | 14.39 | 8.37 | 19.12 | 34.87 | 9.65 | 10.04 | 12.08 | 17.89 | |||||
| ROE | 10.11 | 7.12 | 17.44 | 11.15 | 6.31 | 14.57 | 10.75 | 11.52 | 10.44 | 10.83 | |||||
Negative figures in brackets.
Fiscal years to Dec 2025 · latest quarter Jun 2026
Charts ten years each
WSFS Financial Corporation vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| FBP First BanCorp. | $4.2B | 11.4× | 10.8× | +4.63% (above 0%: growing) | +26.00% (above 0%: growing) | −5.21% (below 0%: shrinking) | 81.89% | 0.00% | Compare |
| UCB United Community Banks, Inc. | $4.1B | 11.1× | 11.3× | +0.18% (above 0%: growing) | +50.79% (above 0%: growing) | +43.32% (above 0%: growing) | 72.97% | 0.00% | Compare |
| BMA Macro Bank Inc. | $4.1B | 14.0× | 15.4× | +4.42% (above 0%: growing) | +17.44% (above 0%: growing) | +198.80% (above 0%: growing) | 77.07% | 0.00% | Compare |
| CATY Cathay General Bancorp | $4.0B | 11.6× | 10.6× | +3.12% (above 0%: growing) | +24.32% (above 0%: growing) | +272.48% (above 0%: growing) | 63.72% | 0.00% | Compare |
| TCBI Texas Capital Bancshares, Inc. | $3.9B | 11.7× | 13.4× | +4.34% (above 0%: growing) | +16.35% (above 0%: growing) | +62.74% (above 0%: growing) | 65.14% | 0.00% | Compare |
| WSFS WSFS Financial Corporation | $3.9B | 12.8× | 11.6× | +1.64% (above 0%: growing) | +28.35% (above 0%: growing) | −141.58% (below 0%: shrinking) | 81.45% | 0.00% | |
| CVBF CVB Financial Corporation | $3.8B | 15.1× | 14.9× | +37.86% (above 0%: growing) | −19.44% (below 0%: shrinking) | +641.25% (above 0%: growing) | 81.88% | 0.00% | Compare |
| INDB Independent Bank Corp. | $3.7B | 14.4× | 10.9× | +31.36% (above 0%: growing) | +41.67% (above 0%: growing) | −34.59% (below 0%: shrinking) | 76.37% | 0.00% | Compare |
| RNST Renasant Corporation | $3.6B | 11.9× | 10.9× | −0.15% (below 0%: shrinking) | +9,400.00% (above 0%: growing) | +505.64% (above 0%: growing) | 69.95% | 0.00% | Compare |
| Median of peers | $4.0B | 11.8× | 11.1× | +4.38% | +25.16% | +130.77% | 74.67% | 0.00% |
WSFS Financial Corporation (WSFS) key facts
- Concern: WSFS Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, down 3.20% from fiscal 2024.
- WSFS Financial Corporation (WSFS) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- As of October 16, 2026, WSFS traded at $76.42, a market capitalization of $3.9 billion.
- WSFS Financial Corporation pays an annual dividend of $0.74 per share, a yield of 0.97%, with a payout ratio of 12.4%.
- Return on equity was 10.8% and debt-to-equity 0.11.
- Its Piotroski F-score is 7 out of 9 for fiscal 2025.