Renasant Corporation (RNST) vs WSFS Financial Corporation (WSFS)

Renasant Corporation and WSFS Financial Corporation are both Banks Regional companies. Renasant Corporation and WSFS Financial Corporation are of similar size ($3.9B and $3.6B). Renasant Corporation trades at the lower P/E: 11.9× against 12.8×. Renasant Corporation grew revenue faster over the last twelve months: 28.4% against −0.75%. WSFS Financial Corporation has the higher net margin (23.3% vs 19.9%) and the higher return on invested capital (59.6% vs 6.92%). Both pay a dividend; Renasant Corporation yields more (2.36% vs 0.97%). Across the 19 metrics below, Renasant Corporation leads on 11 and WSFS Financial Corporation on 8.

Valuation

Metric RNST WSFS Banks Regional median
P/E 11.88 12.78 11.98
P/S 2.32 2.88 2.34
P/B 0.94 1.46 1.19
Price to free cash flow 8.33 16.28 10.63
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.42% 7.83% 8.23%
Free cash flow yield 12.00% 6.14% 9.08%

Profitability

Metric RNST WSFS Banks Regional median
Gross margin 69.57% 80.14% 69.55%
Operating margin 0.00% 0.00% 0.00%
Net margin 19.94% 23.34% 18.66%
Free cash flow margin 27.27% 17.71% 21.11%
Return on equity 8.21% 11.90% 10.65%
Return on assets 1.17% 1.48% 1.13%
Return on invested capital 6.92% 59.61% 8.35%

Growth

Metric RNST WSFS Banks Regional median
Revenue growth (TTM) 28.39% (0.75%) 6.98%
EPS growth (last fiscal year) (36.70%) 15.42% 18.88%
Revenue growth, 5-year CAGR 14.50% 13.70% 12.38%
Net income growth, 5-year CAGR 16.73% 20.15% 9.71%

Health

Metric RNST WSFS Banks Regional median
Debt to equity 0.21 0.11 0.22
Current ratio 0.91 0.84 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric RNST WSFS Banks Regional median
Dividend yield 2.36% 0.97% 2.57%
Payout ratio 0.28 0.12 0.30

Size

Metric RNST WSFS Banks Regional median
Market cap 3.64b 3.90b 913.33m

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