| Nov 25 | Feb 26 | May 26 | Aug 26 | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Buy | — | — | — | — | — | — | — | — | — | — | — | — |
| Sell | — | — | — | — | 3 | — | — | — | 1 | 1 | — | 1 |
| total | individual payouts | |
|---|---|---|
| 2028 | ‡‡‡‡ |
|
| 2027 | ‡‡‡‡‡ |
|
| 2026 | 0.77 |
—
—
—
|
| 2025 | 0.66 |
—
—
—
—
|
| 2024 | 0.60 |
—
—
—
—
|
| 2023 | 0.75 |
—
—
—
—
—
|
| 2022 | 0.56 |
—
—
—
—
|
| 2021 | 0.51 |
—
—
—
—
|
| 2020 | 0.48 |
—
—
—
—
|
| 2019 | 0.47 |
—
—
—
—
|
| 2018 | 0.42 |
—
—
—
—
|
| 2017 | 0.30 |
—
—
—
—
|
| 2016 | 0.25 |
—
—
—
—
|
| 2023 | 2024 | 2025 | Q'26 | |
|---|---|---|---|---|
| Cash | 1,092.90 | 1,154.82 | 1,699.15 | 2,570.64 |
| Receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Other | — | — | — | — |
| 13,791.35 | 14,285.41 | 14,923.04 | 15,972.50 |
| 2023 | 2024 | 2025 | Q'26 | |
|---|---|---|---|---|
| Payables | 16,474.09 | 17,029.81 | 17,642.49 | 19,003.63 |
| ST’ Debt | — | — | — | — |
| Other | — | — | — | — |
| 16,520.77 | 17,067.98 | 17,662.13 | 19,019.86 |
| 10y | 5y | 3y | |
| Sales | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Cash Flow | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Earnings | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Book Value | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 339.32 | 346.80 | — | — |
—
|
| ’25 | 331.78 | 341.20 | 344.89 | 341.72 |
1,359.59
|
| ’24 | 337.48 | 356.84 | 363.54 | 346.65 |
1,404.50
|
| ’23 | 289.51 | 308.64 | 323.81 | 344.44 |
1,266.39
|
| ’22 | 204.71 | 232.05 | 249.22 | 277.97 |
963.95
|
| ’21 | 169.10 | 161.92 | 152.06 | 158.76 |
641.85
|
| ’20 | 174.70 | 190.26 | 172.54 | 177.93 |
715.43
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 86.37 | (12.71) | — | — |
—
|
| ’25 | 8.75 | 37.18 | 121.52 | 52.55 |
220.00
|
| ’24 | 112.87 | 44.84 | 3.15 | 59.04 |
219.90
|
| ’23 | 30.19 | 92.37 | 165.25 | (50.80) |
237.00
|
| ’22 | 58.19 | 180.98 | 167.73 | 73.95 |
480.85
|
| ’21 | 69.65 | 19.43 | 200.44 | (163.87) |
125.65
|
| ’20 | 62.42 | 18.00 | (31.57) | (33.71) |
15.14
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 85.68 | (14.64) | — | — |
—
|
| ’25 | 6.32 | 35.21 | 120.29 | 51.80 |
213.61
|
| ’24 | 108.63 | 42.12 | (0.49) | (214.26) |
(63.99)
|
| ’23 | 29.34 | 91.41 | 164.11 | (367.61) |
(82.75)
|
| ’22 | 56.54 | 179.08 | 164.51 | 73.11 |
473.24
|
| ’21 | 68.81 | 17.69 | 198.72 | (165.72) |
119.50
|
| ’20 | 59.93 | 17.71 | (32.20) | (37.39) |
8.05
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 1.64 | 1.63 | — | — |
—
|
| ’25 | 1.12 | 1.27 | 1.37 | 1.34 |
5.09
|
| ’24 | 1.09 | 1.16 | 1.08 | 1.09 |
4.41
|
| ’23 | 1.01 | 1.12 | 1.22 | 1.05 |
4.40
|
| ’22 | 0.06 | 0.94 | 1.16 | 1.37 |
3.49
|
| ’21 | 1.36 | 2.01 | 1.14 | 1.18 |
5.69
|
| ’20 | 0.21 | (0.14) | 1.01 | 1.20 |
2.27
|
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 37.03 | 29.59 | 40.20 | 42.44 | — | — | — |
Low Price
|
| ‡‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 56.30 | 51.77 | 62.75 | 59.67 | — | — | — |
High Price
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 2,160 | 2,229 | 2,309 | 2,335 | — | — | — |
Employees
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 0.45 | 0.57 | 0.61 | 0.58 | — | — | — |
Revenue/Emp
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 963.95 | 1,266.39 | 1,404.50 | 1,359.59 | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
Revenue
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 95.75% | 80.15% | 74.50% | 78.41% | — | — | — |
Gross Margin
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 300.61 | 365.27 | 347.26 | 380.61 | — | — | — |
EBT
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 31.19% | 28.84% | 24.72% | 27.99% | ‡‡‡ | ‡‡‡ | ‡‡‡ |
EBT Margin
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 222.65 | 269.03 | 263.50 | 287.25 | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
Net Income
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 32.17 | 21.23 | 15.50 | 13.62 | — | — | — |
Depreciation
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 15.19 | 20.72 | 23.59 | 24.16 | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
Revenue/Sh
|
| ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | 3.49 | 4.40 | 4.41 | 5.09 | ‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡ |
Earnings/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 7.58 | 3.88 | 3.69 | 3.91 | — | — | — |
Cash Flow/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (0.12) | (5.23) | (4.77) | (0.11) | ‡‡‡ | ‡‡‡ | ‡‡‡ |
Capex/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 7.46 | (1.35) | (1.07) | 3.80 | — | — | — |
Free CF/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 34.70 | 40.42 | 43.32 | 48.48 | — | — | — |
Book Value/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 63.45 | 61.11 | 59.55 | 56.28 | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
Shares
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 12.75 | 10.36 | 12.02 | 10.83 | ‡‡‡‡ | ‡‡‡‡ | — |
PE Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 2.96 | 2.20 | 2.25 | 2.29 | ‡‡‡ | ‡‡‡ | ‡‡‡ |
PS Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1.30 | 1.13 | 1.23 | 1.14 | ‡‡‡ | ‡‡‡ | ‡‡‡ |
PB Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 2.86 | 2.07 | 1.72 | 1.28 | ‡‡‡‡ | ‡‡‡ | ‡‡‡‡ |
EV/Sales
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 5.83 | (31.62) | (37.86) | 8.16 | — | — | — |
EV/FCF
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 480.85 | 237.00 | 219.90 | 220.00 | ‡‡‡ | ‡‡‡ | ‡‡‡ |
Op' Cash Flow
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (7.62) | (319.75) | (283.89) | (6.39) | — | — | — |
Capex
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 473.24 | (82.75) | (63.99) | 213.61 | — | — | — |
FCF
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (3,494.06) | (2,729.42) | (2,782.57) | (2,739.09) | — | — | — |
Working Cap'
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 741.89 | 895.08 | 383.61 | 302.68 | — | — | — |
Total Debt
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (95.36) | (197.82) | (771.21) | (1,396.47) | — | — | — |
Net Debt
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 2,201.89 | 2,469.82 | 2,579.38 | 2,728.08 | — | — | — |
Sh' Equity
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1.25% | 1.33% | 1.27% | 1.36% | — | — | — |
ROA
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 9.59% | 10.04% | 12.08% | 17.89% | — | — | — |
ROIC
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 10.75% | 11.52% | 10.44% | 10.83% | — | — | — |
ROE
|
WSFS Financial Corporation has delivered impressive growth, with revenue surging 337% from $322 million in 2016 to $1.40 billion in 2024 at a 16% CAGR, fueled by the transformative 2019 Fidelity Bank acquisition that nearly doubled revenue and scale. Efficiency metrics shine, as revenue per employee more than doubled to $608,000 amid a 107% headcount rise, while shares outstanding contracted from a 2022 peak, supporting buybacks. Trading near historical highs with 0-9% upside to analyst targets, the stock reflects resilience post-2023 regional bank turmoil, with EPS projected to climb 30% to $5.74 by 2026.
Profitability remains robust, with net income up 324% to $263 million, ROE averaging 11% (above sector medians), and a cash-rich balance sheet featuring negative net debt after slashing total debt 70%. Margins have compressed amid rising rates—from 96.5% gross in 2021 to 74.5% in 2024—but analysts forecast stabilization and ROE rebound to 22%. Valuations appear compelling at 11.4x forward PE, 2.3x PS, and 1.2x PB, with FCF per share averaging $3.20 to underpin dividends and repurchases.
Yet risks persist, including rate-sensitive margin erosion (r=-0.85 correlation), liquidity strains from deposit competition, and sector beta amid macro volatility. Insider sells signal caution, but projections of 12-15% revenue CAGR through 2027—tied to lending recovery and potential M&A—position WSFS as a hold-to-buy with statistical edges for 10%+ returns if rates ease.
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