CVB Financial Corporation CVBF

22.53 0.23 1.03% as of 25 Sep
Market cap
$3.9B
P/E
15.5×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 4.18
Total sells 0.92
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 1 — — — — — 4 — 1 1 —
Sell — — — — — — — — — — 1 —
Insider Ownership 0.64%

Capital & Financial Ratios

Market Cap 3,920.00
Revenue 712.82
Net Income 206.89
Free Cash Flow 572.50
Net Debt (566.13)
Current Ratio 0.77
Debt/Equity 0.17
P/E ratio 15.54
P/S ratio 5.28
P/B ratio 1.19
Past 5Y EPS Growth (0.60%)
This Y EPS Growth (1.10%)
Next Y EPS Growth 32.26%
Next 5Y EPS Growth 10.93%
in millions of $

Dividends

Payout Ratio 0.46
Annual Dividend Rate 0.80
Annual Dividend Yield 4.76%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.80
0.20
0.20
0.20
2025 0.80
0.20
0.20
0.20
0.20
2024 1.00
0.20
0.20
0.20
0.20
0.20
2023 0.60
0.20
0.20
0.20
2022 0.77
0.18
0.19
0.20
0.20
2021 0.72
0.18
0.18
0.18
0.18
2020 0.90
0.18
0.18
0.18
0.18
0.18
2019 0.68
0.14
0.18
0.18
0.18
2018 0.56
0.14
0.14
0.14
0.14
2017 0.52
0.12
0.12
0.14
0.14
2016 0.36
0.12
0.12
0.12
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 290 205 389 1,105
Receivables — — — —
Inventory — — — —
Other — — — —
9,157 8,707 9,058 13,056
2023 2024 2025 Q'26
Payables 11,434 11,948 12,072 16,289
ST’ Debt — — — —
Other — — — —
11,729 12,215 12,567 16,859
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 8.20% 6.19% 4.72%
Cash Flow 7.68% 3.65% (6.83%)
Earnings 7.74% 3.32% (3.85%)
Book Value 9.53% 2.71% 5.61%

Revenue

Mar Jun Sep Dec Year
’26 163 219 — — —
’25 159 159 163 167 648
’24 172 173 179 161 685
’23 156 162 171 177 666
’22 125 138 147 155 565
’21 119 118 115 116 468
’20 119 120 120 122 480
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 62 388 — — —
’25 42 53 82 45 221
’24 77 26 71 75 250
’23 70 92 85 49 296
’22 75 53 74 71 274
’21 47 24 66 59 195
’20 76 22 41 47 185
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 61 387 — — —
’25 41 52 81 43 217
’24 77 24 70 73 245
’23 70 90 84 47 291
’22 74 60 73 70 277
’21 47 22 66 56 192
’20 75 21 42 45 183
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.38 0.29 — — —
’25 0.36 0.36 0.38 0.40 1.52
’24 0.35 0.36 0.37 0.36 1.44
’23 0.42 0.40 0.42 0.35 1.59
’22 0.31 0.42 0.46 0.47 1.67
’21 0.47 0.38 0.37 0.35 1.56
’20 0.27 0.31 0.35 0.37 1.30
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.8
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
14.02 19.58 19.21 19.83 14.92 18.72 21.36 10.66 15.71 16.01

Analyst estimates 2026–2028

Powerpack
Low Price
23.23 25.49 25.14 23.18 22.22 25.00 29.25 25.98 24.58 21.71
High Price
— — — — 1,052 1,015 1,072 1,107 1,089 1,079
Employees
0 0 0 0 0 0 1 1 1 1
Revenue/Emp
301 329 405 517 480 468 565 666 685 648
Revenue
97.35% 97.48% 96.84% 95.73% 97.03% 98.70% 98.38% 82.22% 73.30% 79.49%
Gross Margin
162 189 211 291 250 298 328 315 271 282
EBT
53.99% 57.32% 52.08% 56.31% 51.96% 63.60% 58.15% 47.39% 39.62% 43.44%
EBT Margin
101 104 152 208 177 213 235 221 201 209
Net Income
26 21 22 32 14 26 40 36 32 30
Depreciation
2.80 3.01 3.33 3.70 3.53 3.46 4.04 4.81 4.95 4.74
Revenue/Sh
0.94 0.95 1.25 1.48 1.30 1.57 1.67 1.59 1.44 1.52
Earnings/Sh
1.16 1.27 1.36 1.49 1.36 1.44 1.96 2.14 1.80 1.62
Cash Flow/Sh
(0.12) (0.01) (0.03) 0.00 (0.02) (0.03) 0.02 (0.03) (0.04) (0.03)
Capex/Sh
1.04 1.26 1.32 1.49 1.34 1.42 1.98 2.10 1.77 1.59
Free CF/Sh
9.24 9.77 15.21 14.27 14.76 15.40 13.95 15.02 15.80 16.78
Book Value/Sh
107 109 122 140 136 135 140 138 138 137
Shares
24.77 24.73 16.18 14.48 15.00 13.64 15.22 12.62 14.87 12.32
PE Ratio
8.22 7.80 6.07 5.83 5.52 6.18 6.25 4.17 4.33 3.92
PS Ratio
2.49 2.40 1.33 1.51 1.32 1.39 1.81 1.34 1.36 1.11
PB Ratio
7.74 7.39 5.71 5.52 1.41 2.46 5.90 3.77 4.76 4.09
EV/Sales
20.80 17.69 14.40 13.69 3.71 5.99 12.04 8.63 13.32 12.21
EV/FCF
125 138 165 208 185 195 274 296 250 221
Op' Cash Flow
(13) (1) (4) 0 (3) (4) 3 (5) (5) (4)
Capex
112 138 161 208 183 192 277 291 245 217
FCF
(2,387) (2,145) (1,366) (1,421) (1,888) (4,003) (4,148) (2,572) (3,508) (3,509)
Working Cap'
26 26 26 26 26 14 17 — 500 500
Total Debt
(144) (137) (146) (163) (1,976) (1,745) (196) (290) 295 111
Net Debt
991 1,069 1,851 1,994 2,008 2,082 1,949 2,078 2,186 2,295
Sh' Equity
1.28% 1.27% 1.53% 1.82% 1.37% 1.40% 1.45% 1.35% 1.28% 1.35%
ROA
12.27% 12.77% 8.33% 10.15% 486.72% 55.20% 11.92% 11.01% 6.80% 7.41%
ROIC
10.55% 10.10% 10.38% 10.78% 8.82% 10.35% 11.61% 10.92% 9.35% 9.28%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

CVB Financial Corporation peers in Banks Regional

All 325 Banks Regional stocks →

CVB Financial Corporation (CVBF) key facts

  • CVB Financial Corporation (CVBF) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • CVB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $648.5 million, down 5.28% from fiscal 2024.
  • Net income was $209.3 million, or $1.52 per share (basic), a net margin of 32.1%.
  • As of September 25, 2026, CVBF traded at $22.53, a market capitalization of $3.9 billion.
  • At that price the stock trades at 15.5× trailing-twelve-month earnings and 5.3× sales.
  • CVB Financial Corporation pays an annual dividend of $0.80 per share, a yield of 4.76%, with a payout ratio of 45.7%.
  • Return on equity was 9.28% and debt-to-equity 0.17.

Source: company filings (standardised) and stockrow calculations.

CVB Financial Corporation (CVBF) Latest News

News by impact score

Fine-tune

28 Aug

3

CVB Financial reported Q2 results with details on net interest income, loan growth, deposits and credit quality metrics for the regional bank. Q2 earnings metrics can moderately affect near-term investor sentiment and valuation for CVBF.

23 Jul

3

CVB Financial Corp (CVBF) reported strong asset growth in its Q2 2026 earnings call amid ongoing operations. Strong asset growth in Q2 2026 earnings signals positive financial performance with moderate influence on market sentiment and company trajectory.

3 transcript

CVB Financial Q2 earnings call highlighted key financial metrics, operational updates, and performance outlook. Q2 earnings details reveal financial performance and outlook that can moderately influence stock trajectory.

3 transcript

CVB Financial Corp. held its Q2 2026 earnings call covering financial results, performance metrics and future outlook. Quarterly earnings data and guidance typically influence near-term stock valuation and sentiment without guaranteeing structural change.

22 Jul

3

CVB Financial Corporation reported Q2 earnings surpassing analyst estimates. Q2 earnings beat indicates stronger financial results likely to support near-term stock performance.

3

CVB Financial Corp. reported earnings for the second quarter of 2026. Quarterly earnings results supply financial metrics that influence near-term investor views without necessarily shifting long-term company direction.

20 Jul

3

CVB Financial (CVBF) is scheduled to release earnings tomorrow. The report outlines expectations, key metrics, and factors likely to influence results and investor reaction. Preview of an earnings release can moderately sway short-term trading and sentiment but rarely alters long-term fundamentals.

8 Jul

3

CVB Financial reported Q4 earnings, placed in direct comparison with peer regional bank stocks on performance metrics. Q4 earnings comparison provides moderate insight into CVBF positioning versus regional peers without indicating major strategic shifts.

7 Jul

3

CVB Financial reported Q4 earnings with performance metrics positioned against other regional banks, covering financial results, profitability and competitive standing. Q4 earnings figures and peer comparisons can shift near-term investor views on CVBF but rarely alter long-term strategy or operations.

15 Jun

3

CVB Financial Corp. authorized a plan to repurchase up to 15 million shares. 15 million share repurchase authorization can provide moderate support to stock price and signal management confidence in valuation.

27 Apr

4

CVB Financial Corp. (NASDAQ:CVBF) released earnings last week, prompting analysts to lift their price target to US$23.80. Earnings release and analyst price target increase to $23.80 signal significant positive impact on CVBF's market performance and investor sentiment.

24 Apr

4

CVB Financial Corporation expands Bay Area presence through Heritage merger, reshaping its growth strategy. Heritage merger represents a major strategic expansion into Bay Area, significantly altering CVB Financial's growth trajectory and market positioning.

4

CVB Financial Corp (CVBF) highlighted strong loan growth and strategic initiatives in its Q1 2026 earnings call. Strong loan growth and strategic initiatives signal major positive shifts in financial performance and market positioning.

23 Apr

4

CVB Financial Corporation (CVBF) released Q1 earnings call highlights covering financial performance, loan growth, deposit trends, and outlook. Q1 earnings highlights detail financial results, guidance, and strategic updates that significantly shape CVBF's trajectory and investor sentiment.

4 transcript

CVB Financial Corporation (CVBF) released the transcript of its Q1 2026 earnings call, detailing quarterly financial performance, management insights, and future outlook. Quarterly earnings transcript reveals financial results, guidance, and strategic updates that significantly shape investor expectations and stock trajectory.

3

CVB Financial Corp. summarized its Q1 2026 earnings call, highlighting financial performance, loan growth, deposit trends, net interest margin, and forward guidance amid economic conditions. Quarterly earnings call summary details financial metrics and outlook with moderate influence on investor sentiment and stock trajectory.

22 Apr

4

CVB Financial Corporation (CVBF) Q1 earnings key metrics compared to estimates. Q1 earnings metrics versus estimates significantly influence CVBF's financial performance and investor sentiment.

4

CVB Financial Corp (CVBF) Q1 earnings key metrics compared to analyst estimates, highlighting performance in revenue, EPS, net interest income, and other financial indicators. Q1 earnings metrics versus estimates significantly shape investor sentiment, stock valuation, and short-to-medium term market performance for CVBF.

4

CVB Financial Corp. reported earnings for the first quarter 2026. Quarterly earnings reports significantly impact CVBF's financial performance and stock trajectory.

4 transcript

CVB Financial Corporation (CVBF) released its Q2 2025 earnings call transcript, detailing quarterly financial results, performance highlights, and management's outlook. Q2 2025 earnings transcript discloses financial metrics, guidance, and strategic insights that could significantly sway CVBF's stock trajectory and investor sentiment.

17 Apr

4

CVB Financial Corp. announces completion of its merger with Heritage Commerce Corp. Merger completion significantly expands CVB Financial's asset base, branch network, and market presence in California banking.

1 Apr

4

CVB Financial Corp. announces receipt of regulatory approvals for its pending merger with Heritage Commerce Corp. Regulatory approvals clear a major hurdle for the merger, enabling potential expansion of operations, customer base, and market position.

26 Mar

4

Shareholders of CVB Financial Corp. and Heritage Commerce Corp. have approved the proposed merger. Shareholder approval advances a major strategic merger that could expand CVBF's operations, customer base, and market presence.

6 Feb

4

CVB Financial Corporation (CVBF) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders through consistent dividend payments. The article emphasizes the company's solid fundamentals and growth potential, making it an attractive option for income-focused investors. CVBF's strong financial performance and commitment to dividends indicate significant potential for future market impact.

5 Feb

3

CVB Financial Corporation (CVBF) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders through consistent dividend payments. The company is noted for its stability and growth potential, making it an attractive option for income-focused investors. Analysts emphasize the importance of dividend stocks in the current market environment, where reliable income streams are increasingly sought after. CVBF's recognition as a top dividend stock indicates a moderately noticeable influence on its market performance and investor sentiment.

3

CVB Financial Corporation (CVBF) is highlighted as one of the top dividend stocks to consider for investment. The company has a strong track record of consistent dividend payments, making it an attractive option for income-focused investors. With a solid financial foundation and a commitment to returning value to shareholders, CVBF is positioned well in the current market environment. Investors looking for reliable dividend income may find CVBF a compelling addition to their portfolios. CVBF's consistent dividend payments indicate a stable financial performance, but broader market factors may limit the overall impact on its trajectory.

4 Feb

3

Citizens Business Bank, a subsidiary of CVB Financial Corporation, has been recognized by Forbes as one of the Best Banks in America for 2026. This accolade highlights the bank's commitment to customer service and financial performance, reinforcing its reputation in the banking sector. Recognition by Forbes can enhance brand reputation and customer trust, potentially influencing financial performance.

3 Feb

4

CVB Financial Corporation (CVBF) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders. The company has consistently increased its dividend payouts, making it an attractive option for income-focused investors. Analysts suggest that CVBF's solid fundamentals and growth potential position it well in the current market environment, particularly for those seeking reliable dividend income. CVBF's consistent dividend growth and strong financial performance indicate a significant impact on its future market positioning and investor sentiment.

3

CVB Financial Corporation (CVBF) is highlighted among three dividend stocks offering yields up to 4%. The article emphasizes the company's strong financial position and consistent dividend payments, making it an attractive option for income-focused investors. CVBF's commitment to shareholder returns and stable performance in the banking sector are noted as key factors for consideration. CVBF's stable dividend yield and financial strength may moderately influence investor sentiment and market performance.

28 Jan

3 transcript

CVB Financial Corporation held its Q4 earnings call, addressing key questions from analysts regarding the company's financial performance, strategic initiatives, and market outlook. The discussion highlighted the bank's resilience in a challenging economic environment and its plans for growth in the upcoming year. Analysts sought clarity on loan growth, interest margins, and potential regulatory impacts, reflecting investor interest in the bank's future trajectory. The earnings call provided insights into financial performance and strategic direction, which may moderately influence investor sentiment and operational aspects.

stockrow.com/CVBF · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com