CVB Financial Corporation CVBF
- Market cap
- $3.9B
- P/E
- 15.5×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 14.02 | 19.58 | 19.21 | 19.83 | 14.92 | 18.72 | 21.36 | 10.66 | 15.71 | 16.01 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 23.23 | 25.49 | 25.14 | 23.18 | 22.22 | 25.00 | 29.25 | 25.98 | 24.58 | 21.71 |
High Price
|
|||
| — | — | — | — | 1,052 | 1,015 | 1,072 | 1,107 | 1,089 | 1,079 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 |
Revenue/Emp
|
|||
| 301 | 329 | 405 | 517 | 480 | 468 | 565 | 666 | 685 | 648 |
Revenue
|
|||
| 97.35% | 97.48% | 96.84% | 95.73% | 97.03% | 98.70% | 98.38% | 82.22% | 73.30% | 79.49% |
Gross Margin
|
|||
| 162 | 189 | 211 | 291 | 250 | 298 | 328 | 315 | 271 | 282 |
EBT
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| 53.99% | 57.32% | 52.08% | 56.31% | 51.96% | 63.60% | 58.15% | 47.39% | 39.62% | 43.44% |
EBT Margin
|
|||
| 101 | 104 | 152 | 208 | 177 | 213 | 235 | 221 | 201 | 209 |
Net Income
|
|||
| 26 | 21 | 22 | 32 | 14 | 26 | 40 | 36 | 32 | 30 |
Depreciation
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|||
| 2.80 | 3.01 | 3.33 | 3.70 | 3.53 | 3.46 | 4.04 | 4.81 | 4.95 | 4.74 |
Revenue/Sh
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| 0.94 | 0.95 | 1.25 | 1.48 | 1.30 | 1.57 | 1.67 | 1.59 | 1.44 | 1.52 |
Earnings/Sh
|
|||
| 1.16 | 1.27 | 1.36 | 1.49 | 1.36 | 1.44 | 1.96 | 2.14 | 1.80 | 1.62 |
Cash Flow/Sh
|
|||
| (0.12) | (0.01) | (0.03) | 0.00 | (0.02) | (0.03) | 0.02 | (0.03) | (0.04) | (0.03) |
Capex/Sh
|
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| 1.04 | 1.26 | 1.32 | 1.49 | 1.34 | 1.42 | 1.98 | 2.10 | 1.77 | 1.59 |
Free CF/Sh
|
|||
| 9.24 | 9.77 | 15.21 | 14.27 | 14.76 | 15.40 | 13.95 | 15.02 | 15.80 | 16.78 |
Book Value/Sh
|
|||
| 107 | 109 | 122 | 140 | 136 | 135 | 140 | 138 | 138 | 137 |
Shares
|
|||
| 24.77 | 24.73 | 16.18 | 14.48 | 15.00 | 13.64 | 15.22 | 12.62 | 14.87 | 12.32 |
PE Ratio
|
|||
| 8.22 | 7.80 | 6.07 | 5.83 | 5.52 | 6.18 | 6.25 | 4.17 | 4.33 | 3.92 |
PS Ratio
|
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| 2.49 | 2.40 | 1.33 | 1.51 | 1.32 | 1.39 | 1.81 | 1.34 | 1.36 | 1.11 |
PB Ratio
|
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| 7.74 | 7.39 | 5.71 | 5.52 | 1.41 | 2.46 | 5.90 | 3.77 | 4.76 | 4.09 |
EV/Sales
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| 20.80 | 17.69 | 14.40 | 13.69 | 3.71 | 5.99 | 12.04 | 8.63 | 13.32 | 12.21 |
EV/FCF
|
|||
| 125 | 138 | 165 | 208 | 185 | 195 | 274 | 296 | 250 | 221 |
Op' Cash Flow
|
|||
| (13) | (1) | (4) | 0 | (3) | (4) | 3 | (5) | (5) | (4) |
Capex
|
|||
| 112 | 138 | 161 | 208 | 183 | 192 | 277 | 291 | 245 | 217 |
FCF
|
|||
| (2,387) | (2,145) | (1,366) | (1,421) | (1,888) | (4,003) | (4,148) | (2,572) | (3,508) | (3,509) |
Working Cap'
|
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| 26 | 26 | 26 | 26 | 26 | 14 | 17 | — | 500 | 500 |
Total Debt
|
|||
| (144) | (137) | (146) | (163) | (1,976) | (1,745) | (196) | (290) | 295 | 111 |
Net Debt
|
|||
| 991 | 1,069 | 1,851 | 1,994 | 2,008 | 2,082 | 1,949 | 2,078 | 2,186 | 2,295 |
Sh' Equity
|
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| 1.28% | 1.27% | 1.53% | 1.82% | 1.37% | 1.40% | 1.45% | 1.35% | 1.28% | 1.35% |
ROA
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| 12.27% | 12.77% | 8.33% | 10.15% | 486.72% | 55.20% | 11.92% | 11.01% | 6.80% | 7.41% |
ROIC
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| 10.55% | 10.10% | 10.38% | 10.78% | 8.82% | 10.35% | 11.61% | 10.92% | 9.35% | 9.28% |
ROE
|
|||
CVB Financial Corporation peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| WSFS WSFS Financial Corporation | $4.0B | 13.0× | Compare |
| INDB Independent Bank Corp. | $3.8B | 14.7× | Compare |
| CATY Cathay General Bancorp | $4.1B | 11.9× | Compare |
| FBP First BanCorp. | $4.1B | 11.3× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| UCB United Community Banks, Inc. | $4.1B | 11.2× | Compare |
| TCBI Texas Capital Bancshares, Inc. | $4.1B | 12.3× | Compare |
| WSBC WesBanco, Inc. | $3.7B | 11.2× | Compare |
| RNST Renasant Corporation | $3.7B | 12.0× | Compare |
CVB Financial Corporation (CVBF) key facts
- CVB Financial Corporation (CVBF) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- CVB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $648.5 million, down 5.28% from fiscal 2024.
- Net income was $209.3 million, or $1.52 per share (basic), a net margin of 32.1%.
- As of September 25, 2026, CVBF traded at $22.53, a market capitalization of $3.9 billion.
- At that price the stock trades at 15.5× trailing-twelve-month earnings and 5.3× sales.
- CVB Financial Corporation pays an annual dividend of $0.80 per share, a yield of 4.76%, with a payout ratio of 45.7%.
- Return on equity was 9.28% and debt-to-equity 0.17.
CVB Financial Corporation (CVBF) Latest News
28 Aug
CVB Financial reported Q2 results with details on net interest income, loan growth, deposits and credit quality metrics for the regional bank. Q2 earnings metrics can moderately affect near-term investor sentiment and valuation for CVBF.
23 Jul
CVB Financial Corp (CVBF) reported strong asset growth in its Q2 2026 earnings call amid ongoing operations. Strong asset growth in Q2 2026 earnings signals positive financial performance with moderate influence on market sentiment and company trajectory.
CVB Financial Q2 earnings call highlighted key financial metrics, operational updates, and performance outlook. Q2 earnings details reveal financial performance and outlook that can moderately influence stock trajectory.
CVB Financial Corp. held its Q2 2026 earnings call covering financial results, performance metrics and future outlook. Quarterly earnings data and guidance typically influence near-term stock valuation and sentiment without guaranteeing structural change.
22 Jul
CVB Financial Corporation reported Q2 earnings surpassing analyst estimates. Q2 earnings beat indicates stronger financial results likely to support near-term stock performance.
CVB Financial Corp. reported earnings for the second quarter of 2026. Quarterly earnings results supply financial metrics that influence near-term investor views without necessarily shifting long-term company direction.
20 Jul
CVB Financial (CVBF) is scheduled to release earnings tomorrow. The report outlines expectations, key metrics, and factors likely to influence results and investor reaction. Preview of an earnings release can moderately sway short-term trading and sentiment but rarely alters long-term fundamentals.
8 Jul
CVB Financial reported Q4 earnings, placed in direct comparison with peer regional bank stocks on performance metrics. Q4 earnings comparison provides moderate insight into CVBF positioning versus regional peers without indicating major strategic shifts.
7 Jul
CVB Financial reported Q4 earnings with performance metrics positioned against other regional banks, covering financial results, profitability and competitive standing. Q4 earnings figures and peer comparisons can shift near-term investor views on CVBF but rarely alter long-term strategy or operations.
15 Jun
CVB Financial Corp. authorized a plan to repurchase up to 15 million shares. 15 million share repurchase authorization can provide moderate support to stock price and signal management confidence in valuation.
27 Apr
CVB Financial Corp. (NASDAQ:CVBF) released earnings last week, prompting analysts to lift their price target to US$23.80. Earnings release and analyst price target increase to $23.80 signal significant positive impact on CVBF's market performance and investor sentiment.
24 Apr
CVB Financial Corporation expands Bay Area presence through Heritage merger, reshaping its growth strategy. Heritage merger represents a major strategic expansion into Bay Area, significantly altering CVB Financial's growth trajectory and market positioning.
CVB Financial Corp (CVBF) highlighted strong loan growth and strategic initiatives in its Q1 2026 earnings call. Strong loan growth and strategic initiatives signal major positive shifts in financial performance and market positioning.
23 Apr
CVB Financial Corporation (CVBF) released Q1 earnings call highlights covering financial performance, loan growth, deposit trends, and outlook. Q1 earnings highlights detail financial results, guidance, and strategic updates that significantly shape CVBF's trajectory and investor sentiment.
CVB Financial Corporation (CVBF) released the transcript of its Q1 2026 earnings call, detailing quarterly financial performance, management insights, and future outlook. Quarterly earnings transcript reveals financial results, guidance, and strategic updates that significantly shape investor expectations and stock trajectory.
CVB Financial Corp. summarized its Q1 2026 earnings call, highlighting financial performance, loan growth, deposit trends, net interest margin, and forward guidance amid economic conditions. Quarterly earnings call summary details financial metrics and outlook with moderate influence on investor sentiment and stock trajectory.
22 Apr
CVB Financial Corporation (CVBF) Q1 earnings key metrics compared to estimates. Q1 earnings metrics versus estimates significantly influence CVBF's financial performance and investor sentiment.
CVB Financial Corp (CVBF) Q1 earnings key metrics compared to analyst estimates, highlighting performance in revenue, EPS, net interest income, and other financial indicators. Q1 earnings metrics versus estimates significantly shape investor sentiment, stock valuation, and short-to-medium term market performance for CVBF.
CVB Financial Corp. reported earnings for the first quarter 2026. Quarterly earnings reports significantly impact CVBF's financial performance and stock trajectory.
CVB Financial Corporation (CVBF) released its Q2 2025 earnings call transcript, detailing quarterly financial results, performance highlights, and management's outlook. Q2 2025 earnings transcript discloses financial metrics, guidance, and strategic insights that could significantly sway CVBF's stock trajectory and investor sentiment.
17 Apr
CVB Financial Corp. announces completion of its merger with Heritage Commerce Corp. Merger completion significantly expands CVB Financial's asset base, branch network, and market presence in California banking.
1 Apr
CVB Financial Corp. announces receipt of regulatory approvals for its pending merger with Heritage Commerce Corp. Regulatory approvals clear a major hurdle for the merger, enabling potential expansion of operations, customer base, and market position.
26 Mar
Shareholders of CVB Financial Corp. and Heritage Commerce Corp. have approved the proposed merger. Shareholder approval advances a major strategic merger that could expand CVBF's operations, customer base, and market presence.
6 Feb
CVB Financial Corporation (CVBF) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders through consistent dividend payments. The article emphasizes the company's solid fundamentals and growth potential, making it an attractive option for income-focused investors. CVBF's strong financial performance and commitment to dividends indicate significant potential for future market impact.
5 Feb
CVB Financial Corporation (CVBF) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders through consistent dividend payments. The company is noted for its stability and growth potential, making it an attractive option for income-focused investors. Analysts emphasize the importance of dividend stocks in the current market environment, where reliable income streams are increasingly sought after. CVBF's recognition as a top dividend stock indicates a moderately noticeable influence on its market performance and investor sentiment.
CVB Financial Corporation (CVBF) is highlighted as one of the top dividend stocks to consider for investment. The company has a strong track record of consistent dividend payments, making it an attractive option for income-focused investors. With a solid financial foundation and a commitment to returning value to shareholders, CVBF is positioned well in the current market environment. Investors looking for reliable dividend income may find CVBF a compelling addition to their portfolios. CVBF's consistent dividend payments indicate a stable financial performance, but broader market factors may limit the overall impact on its trajectory.
4 Feb
Citizens Business Bank, a subsidiary of CVB Financial Corporation, has been recognized by Forbes as one of the Best Banks in America for 2026. This accolade highlights the bank's commitment to customer service and financial performance, reinforcing its reputation in the banking sector. Recognition by Forbes can enhance brand reputation and customer trust, potentially influencing financial performance.
3 Feb
CVB Financial Corporation (CVBF) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders. The company has consistently increased its dividend payouts, making it an attractive option for income-focused investors. Analysts suggest that CVBF's solid fundamentals and growth potential position it well in the current market environment, particularly for those seeking reliable dividend income. CVBF's consistent dividend growth and strong financial performance indicate a significant impact on its future market positioning and investor sentiment.
CVB Financial Corporation (CVBF) is highlighted among three dividend stocks offering yields up to 4%. The article emphasizes the company's strong financial position and consistent dividend payments, making it an attractive option for income-focused investors. CVBF's commitment to shareholder returns and stable performance in the banking sector are noted as key factors for consideration. CVBF's stable dividend yield and financial strength may moderately influence investor sentiment and market performance.
28 Jan
CVB Financial Corporation held its Q4 earnings call, addressing key questions from analysts regarding the company's financial performance, strategic initiatives, and market outlook. The discussion highlighted the bank's resilience in a challenging economic environment and its plans for growth in the upcoming year. Analysts sought clarity on loan growth, interest margins, and potential regulatory impacts, reflecting investor interest in the bank's future trajectory. The earnings call provided insights into financial performance and strategic direction, which may moderately influence investor sentiment and operational aspects.