Cathay General Bancorp CATY

61.45 0.32 0.52% as of 25 Sep
Market cap
$4.1B
P/E
11.9×
Growth Flags show if company had growth for consecutive years

Insider Decisions

Total sells 8.31
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell 2 2 1 2 — — 2 1 2 1 3 1
Insider Ownership 4.48%

Capital & Financial Ratios

Market Cap 4,080.00
Revenue 1,408.21
Net Income 347.26
Free Cash Flow 534.24
Net Debt (1,207.96)
Current Ratio 1.04
Debt/Equity 0.04
P/E ratio 11.93
P/S ratio 2.92
P/B ratio 1.35
Past 5Y EPS Growth 2.60%
This Y EPS Growth 22.69%
Next Y EPS Growth 6.64%
Next 5Y EPS Growth 12.56%
in millions of $

Dividends

Payout Ratio 0.26
Annual Dividend Rate 1.36
Annual Dividend Yield 3.52%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.52
0.38
0.38
0.38
2025 1.36
0.34
0.34
0.34
0.34
2024 1.36
0.34
0.34
0.34
0.34
2023 1.36
0.34
0.34
0.34
0.34
2022 1.36
0.34
0.34
0.34
0.34
2021 1.27
0.31
0.31
0.31
0.34
2020 1.24
0.31
0.31
0.31
0.31
2019 1.24
0.31
0.31
0.31
0.31
2018 1.03
0.24
0.24
0.24
0.31
2017 0.87
0.21
0.21
0.21
0.24
2016 0.75
0.18
0.18
0.18
0.21
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 829 1,040 1,424 1,327
Receivables — — — —
Inventory — — — —
Other — — — —
20,313 20,355 21,462 21,821
2023 2024 2025 Q'26
Payables 19,325 19,686 20,894 21,062
ST’ Debt — — — —
Other — — — —
19,329 19,700 20,899 21,073
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 11.03% 13.25% 15.10%
Cash Flow 7.63% 2.87% (7.61%)
Earnings 6.94% 6.61% (4.40%)
Book Value 5.29% 3.88% 5.74%

Revenue

Mar Jun Sep Dec Year
’26 344 349 — — —
’25 331 338 355 361 1,385
’24 339 346 360 345 1,391
’23 300 323 331 356 1,311
’22 192 204 236 276 908
’21 173 178 181 189 721
’20 193 190 182 179 743
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 98 237 — — —
’25 99 64 151 55 369
’24 88 73 81 87 329
’23 121 91 107 66 385
’22 86 91 189 101 467
’21 92 75 71 97 334
’20 95 77 61 87 320
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 96 234 — — —
’25 96 63 150 55 364
’24 87 72 80 86 326
’23 121 90 106 64 381
’22 85 90 188 101 464
’21 91 74 70 96 331
’20 94 75 60 85 314
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.29 1.37 — — —
’25 0.98 1.10 1.13 1.33 4.54
’24 0.98 0.92 0.94 1.12 3.95
’23 1.32 1.28 1.13 1.13 4.86
’22 0.99 1.18 1.35 1.33 4.83
’21 0.92 0.97 0.93 0.98 3.80
’20 0.59 0.68 0.71 0.89 2.87
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
25.62 34.00 31.94 31.89 17.58 31.23 37.37 27.24 33.88 36.06

Analyst estimates 2026–2028

Powerpack
Low Price
38.73 45.54 45.59 40.06 38.38 46.43 48.88 45.72 55.29 51.95
High Price
1,129 1,271 1,277 1,219 1,205 1,156 1,178 1,246 1,266 1,268
Employees
0 0 1 1 1 1 1 1 1 1
Revenue/Emp
532 612 720 814 743 721 908 1,311 1,391 1,385
Revenue
84.75% 86.87% 83.04% 76.12% 80.03% 90.47% 87.05% 61.81% 52.47% 59.07%
Gross Margin
242 298 338 349 254 382 473 404 318 390
EBT
45.49% 48.71% 46.92% 42.92% 34.16% 52.95% 52.04% 30.80% 22.83% 28.18%
EBT Margin
175 176 272 279 229 298 361 354 286 315
Net Income
43 15 51 59 83 69 64 93 64 33
Depreciation
6.73 7.63 8.87 10.18 9.34 9.21 12.22 18.06 19.30 20.01
Revenue/Sh
2.21 2.19 3.35 3.49 2.88 3.81 4.85 4.88 3.97 4.55
Earnings/Sh
2.96 3.10 4.15 5.44 4.02 4.27 6.29 5.30 4.57 5.33
Cash Flow/Sh
(0.04) 0.03 (0.08) (0.09) (0.07) (0.05) (0.04) (0.05) (0.05) (0.07)
Capex/Sh
2.92 3.13 4.07 5.35 3.95 4.22 6.25 5.25 4.52 5.26
Free CF/Sh
23.10 24.59 26.15 28.68 30.38 31.25 33.28 37.71 39.49 42.28
Book Value/Sh
79 80 81 80 80 78 74 73 72 69
Shares
17.27 19.47 9.98 10.90 11.22 11.28 8.23 9.13 11.99 10.59
PE Ratio
5.67 5.59 3.78 3.74 3.45 4.67 3.28 2.47 2.47 2.42
PS Ratio
1.65 1.73 1.28 1.33 1.06 1.38 1.20 1.18 1.21 1.14
PB Ratio
4.36 5.74 3.97 4.02 1.93 1.49 2.69 2.36 1.86 1.48
EV/Sales
10.06 13.99 8.66 7.64 4.56 3.26 5.26 8.10 7.95 5.62
EV/FCF
234 249 337 435 320 334 467 385 329 369
Op' Cash Flow
(4) 2 (7) (7) (6) (4) (3) (3) (4) (5)
Capex
231 251 330 428 314 331 464 381 326 364
FCF
282 547 821 881 846 650 840 984 655 564
Working Cap'
487 642 737 818 293 162 627 675 197 137
Total Debt
(698) 94 136 224 (1,128) (2,287) (536) (154) (843) (1,288)
Net Debt
1,829 1,973 2,122 2,294 2,418 2,446 2,474 2,737 2,846 2,925
Sh' Equity
1.26% 1.17% 1.68% 1.60% 1.23% 1.49% 1.68% 1.57% 1.24% 1.33%
ROA
13.39% 9.14% 9.40% 8.67% 12.31% 150.82% 15.37% 9.78% 9.91% 14.89%
ROIC
9.79% 9.26% 13.28% 12.64% 9.71% 12.26% 14.66% 13.59% 10.25% 10.92%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Cathay General Bancorp (CATY) key facts

  • Cathay General Bancorp (CATY) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Cathay General Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, roughly unchanged from fiscal 2024.
  • Net income was $315.1 million, or $4.55 per share (basic), a net margin of 22.8%.
  • As of September 25, 2026, CATY traded at $61.45, a market capitalization of $4.1 billion.
  • At that price the stock trades at 11.9× trailing-twelve-month earnings and 2.9× sales.
  • Cathay General Bancorp pays an annual dividend of $1.36 per share, a yield of 3.52%, with a payout ratio of 25.9%.
  • Return on equity was 10.9% and debt-to-equity 0.04.

Source: company filings (standardised) and stockrow calculations.

Cathay General Bancorp (CATY) Latest News

News by impact score

Fine-tune

9 Sep

3

Cathay General Bancorp posted Q2 earnings results as part of the regional banks sector reporting. Q2 earnings data can moderately shape near-term views on financial results and stock movement.

4 Sep

3

CATY faces three risks that make it a poor choice compared to an alternative stock. Negative risk analysis on CATY can shift near-term investor sentiment and valuation.

23 Jul

3 transcript

Cathay General Bancorp presented Q2 2026 earnings results and operational updates during its earnings call. Quarterly earnings data typically influence short-term stock sentiment and valuation metrics without altering long-term strategy.

3

Cathay General Bancorp reported strong financial performance in its Q2 2026 earnings call. Strong quarterly results can moderately affect investor sentiment and near-term stock movement.

22 Jul

3

Cathay General Bancorp held its Q2 earnings call and highlighted key financial results along with operational updates. Q2 earnings updates typically deliver moderate influence on near-term investor sentiment and valuation.

3

Cathay General Bancorp reported Q2 earnings and revenues exceeding analyst estimates. Q2 earnings and revenue beat signals positive near-term performance without shifting long-term trajectory.

3

Cathay General Bancorp exceeded Q2 CY2026 expectations. Quarterly earnings beat offers moderate positive signal for near-term performance.

3

Cathay General Bancorp announced second quarter 2026 results. Quarterly earnings reports affect stock valuation and market expectations for the bank.

1 May

4

Cathay General Bancorp (CATY) stock outperforms S&P 500, enters buy zone after earnings surge 32%. 32% earnings growth boosts stock performance and investor buy signals significantly.

30 Apr

4

Cathay General Bancorp (CATY) faces a shifting narrative as valuation assumptions evolve, prompting reassessment of its investment story and future prospects. Evolving valuation assumptions represent a significant shift in market dynamics and investor sentiment for CATY's trajectory.

23 Apr

4

Cathay General Bancorp adopts new share repurchase program. New share repurchase program represents major capital return strategy boosting EPS and investor confidence.

4

Cathay General Bancorp (CATY) reported strong net income and outlined strategic initiatives in its Q1 2026 earnings call highlights. Strong net income and strategic initiatives indicate significant positive influence on financial performance and investor sentiment.

3

Cathay General Bancorp's Q1 results show loan growth lagging amid easing deposit costs, with ongoing emphasis on maintaining credit quality. Lagging loan growth tempers easing deposit costs, creating moderate influence on financial performance balanced by credit quality focus.

3

Cathay General Bancorp released Q1 earnings call highlights detailing financial performance, loan growth, deposit trends, net interest margins, and outlook amid economic conditions. Q1 earnings highlights disclose financial results and guidance influencing short-to-medium term stock performance and investor sentiment.

22 Apr

4

Cathay General Bancorp (CATY) reported Q1 earnings and revenues that surpassed analyst estimates. Surpassing Q1 earnings and revenue estimates boosts investor sentiment and signals strong financial performance for future market trajectory.

4

Cathay General Bancorp announced first quarter 2026 results. Quarterly earnings announcements significantly affect financial performance metrics, investor sentiment, and stock price trajectory.

3

Cathay General Bancorp released Q1 2026 earnings call summary highlighting financial results, operational updates, and forward guidance. Quarterly earnings summaries influence financial performance and investor sentiment but are balanced by ongoing market factors.

3

Cathay General Bancorp (NASDAQ:CATY) surprised markets with stronger-than-expected Q1 CY2026 sales. Q1 CY2026 sales surprise moderately influences CATY's financial performance and investor sentiment without fundamentally altering long-term trajectory.

3

Cathay General Bancorp (CATY) Q1 earnings and revenues surpassed estimates. Q1 earnings beat positively affects financial performance and market sentiment with moderate influence.

20 Apr

4

Cathay General Bancorp (CATY) faces Q1 earnings release with analysts forecasting revenue, net interest income, loan growth, deposit trends, credit quality, and expense management amid economic pressures. Q1 earnings preview highlights key financial metrics that could significantly sway CATY's stock trajectory and investor sentiment.

17 Apr

3

Cathay General Bancorp (CATY) stands out as a strong investment pick due to robust financial metrics, growth potential, and attractive valuation. Favorable investment recommendation highlights solid fundamentals likely to moderately enhance market sentiment and performance.

12 Apr

3

Cathay General Bancorp (CATY) share price surges recently, prompting valuation assessment to determine if gains are justified amid strong performance. Valuation analysis after share price rally moderately influences investor sentiment and future performance outlook.

13 Feb

3

Cathay General Bancorp has declared a quarterly dividend of $0.38 per share, reflecting the company's ongoing commitment to returning value to shareholders. The dividend is payable on a specified date to shareholders of record, indicating a stable financial position and confidence in future earnings. The dividend declaration suggests a stable financial performance, but it is a routine action that does not significantly alter the company's trajectory.

9 Feb

3

Cathay General Bancorp (CATY) is highlighted for its investment strategy focusing on dividend yields, particularly through Dime Community Bancshares (DCOM). The article outlines the financial performance and dividend potential of DCOM, suggesting that CATY's approach may enhance its yield strategy and overall market positioning. Investors are encouraged to consider the implications of such investments on future returns. Investing in Dime Community Bancshares could moderately influence Cathay General Bancorp's financial performance and market sentiment.

30 Jan

3

Cathay General Bancorp is undergoing a CFO transition, with the current CFO stepping down and a new candidate being considered. This change is expected to impact the company's financial strategies and investor confidence. The transition comes at a time when the bank is focusing on growth and adapting to market conditions, making the leadership change particularly significant for stakeholders. Leadership changes can moderately influence financial performance and investor sentiment.

29 Jan

3 transcript

Cathay General Bancorp's Q4 earnings call featured five notable analyst questions that highlighted key areas of interest for the company. Analysts inquired about the bank's strategies for growth, risk management, and responses to market conditions. The discussion also touched on loan performance and the impact of economic factors on the bank's operations. Overall, the call provided insights into the company's future direction and operational challenges. Analyst questions during the earnings call indicated areas of operational focus that could moderately influence the company's performance.

26 Jan

3

Cathay General Bancorp reported revenue growth in Q4, but this was overshadowed by margin pressure and concerning credit trends. The bank faced challenges in maintaining profitability due to rising costs and potential credit quality issues, raising concerns about future performance and market positioning. Margin pressure and credit trends are expected to moderately influence financial performance and investor sentiment.

23 Jan

4

Cathay General Bancorp released Q4 2025 earnings call summary detailing financial results, performance metrics, and forward guidance. Quarterly earnings summaries disclose key financials and outlook that significantly sway stock performance and investor confidence.

4 transcript

Cathay General Bancorp (CATY) reported strong income growth in its Q4 2025 earnings call, highlighting an increase in loans and overall financial performance. The bank's strategic initiatives and market positioning contributed to positive results, reflecting resilience in a competitive landscape. Strong income growth and loan increases indicate significant positive momentum for future performance.

3

Cathay General Bancorp announced the retirement of its Chief Financial Officer, T. H. Lee, effective immediately. The company has appointed David A. Lee as the new CFO, who has been with Cathay for over 20 years and previously served as the Senior Vice President and Controller. The transition aims to ensure continuity in financial leadership and strategic direction. Leadership changes can moderately influence financial performance and investor sentiment.

stockrow.com/CATY · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com