WSFS Financial Corporation

WSFS Financial Banks Regional

WSFS Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, down 3.20% from fiscal 2024. In the quarter to June 2026, revenue grew 1.64%, EPS grew 28.4%, free cash flow fell 141.6% and total debt rose 1.17%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years.

76.42 0.17 +0.22%
Market cap
$3.9B
P/E
12.8×
Fwd P/E
11.6×
Dividend yield
0.97%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total sells 5.64
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — 3 — — — 1 1 — 1 —
Insider Ownership 2.45%

Capital & Financial Ratios $m

Market Cap 3,900.00
Revenue 1,372.74
Net Income 320.34
Free Cash Flow 243.13
Net Debt (2,263.62)
Current Ratio 0.84
Debt/Equity 0.11
P/E ratio 12.78
Fwd P/E 11.60
P/S ratio 2.88
P/B ratio 1.46
Past 5Y EPS Growth 17.53% (at or above 15%: strong)
This Y EPS Growth 26.87% (at or above 15%: strong)
Next Y EPS Growth 5.98%
Next Y revenue growth (15.86%) (below 0%: weak)
Next 5Y EPS Growth 14.14%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 45.45%
10-year low 10-year high
P/S against its own 10 years 40.14%
10-year low 10-year high
P/B against its own 10 years 67.56%
10-year low 10-year high

Dividends

Payout Ratio 0.12
Annual Dividend Rate 0.74
Annual Dividend Yield 0.97%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.77
0.17
0.20
0.20
2025 0.66
0.15
0.17
0.17
0.17
2024 0.60
0.15
0.15
0.15
0.15
2023 0.75
0.15
0.15
0.15
0.15
0.15
2022 0.56
0.13
0.13
0.15
0.15
2021 0.51
0.12
0.13
0.13
0.13
2020 0.48
0.12
0.12
0.12
0.12
2019 0.47
0.11
0.12
0.12
0.12
2018 0.42
0.09
0.11
0.11
0.11
2017 0.30
0.07
0.07
0.07
0.09
2016 0.25
0.06
0.06
0.06
0.07
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 1,093 1,155 1,699 2,571
Receivables — — — —
Inventory — — — —
Other — — — —
13,791 14,285 14,923 15,973
2023 2024 2025 Q'26
Payables 16,474 17,030 17,642 19,004
ST’ Debt — — — —
Other — — — —
16,521 17,068 17,662 19,020

Compound Annual Growth %

10y 5y 3y
Sales 17.42% 13.70% 12.15%
Cash Flow 11.48% 70.78% (22.94%)
Earnings 18.30% 20.15% 8.92%
Book Value 16.74% 8.80% 7.40%

Revenue $m

Mar Jun Sep Dec Year
’26 339 347 — — —
’25 332 341 345 342 1,360
’24 337 357 364 347 1,405
’23 290 309 324 344 1,266
’22 205 232 249 278 964
’21 169 162 152 159 642
’20 175 190 173 178 715
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 86 (13) — — —
’25 9 37 122 53 220
’24 113 45 3 59 220
’23 30 92 165 (51) 237
’22 58 181 168 74 481
’21 70 19 200 (164) 126
’20 62 18 (32) (34) 15
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 86 (15) — — —
’25 6 35 120 52 214
’24 109 42 0 (214) (64)
’23 29 91 164 (368) (83)
’22 57 179 165 73 473
’21 69 18 199 (166) 119
’20 60 18 (32) (37) 8
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 1.64 1.63 — — —
’25 1.12 1.27 1.37 1.34 5.09
’24 1.09 1.16 1.08 1.09 4.41
’23 1.01 1.12 1.22 1.05 4.40
’22 0.06 0.94 1.16 1.37 3.49
’21 1.36 2.01 1.14 1.18 5.69
’20 0.21 (0.14) 1.01 1.20 2.27
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 26.40 42.45 33.75 37.19 17.84 40.64 37.03 29.59 40.20 42.44

Analyst estimates 2026–2028

Powerpack
High 47.64 52.50 57.70 46.05 45.48 56.08 56.30 51.77 62.75 59.67
People
People Employees 1,116 1,159 1,177 1,782 1,838 1,839 2,160 2,229 2,309 2,335
Revenue/emp, $m 0.29 0.33 0.39 0.40 0.39 0.35 0.45 0.57 0.61 0.58
Income, $m
Income, $m Revenue 322 379 456 709 715 642 964 1,266 1,405 1,360
Gross margin, % 92.90 91.18 89.79 89.26 93.23 96.46 95.75 80.15 74.50 78.41
EBT 97 108 171 194 145 358 301 365 347 381
EBT margin, % 30.21 28.60 37.50 27.41 20.26 55.73 31.19 28.84 24.72 27.99
Net income 64 50 135 148 113 272 223 269 263 287
Depreciation 30 31 27 4 (22) 0 32 21 15 14
Per share, $
Per share, $ Revenue 10.62 12.07 14.43 14.39 14.16 13.50 15.19 20.72 23.59 24.16
Earnings 2.06 1.84 4.19 3.00 2.27 5.69 3.49 4.40 4.41 5.09
Cash flow 2.65 4.14 4.29 1.82 0.30 2.64 7.58 3.88 3.69 3.91
Capex (0.33) (0.25) (0.17) (0.29) (0.14) (0.13) (0.12) (5.23) (4.77) (0.11)
Free cash flow 2.32 3.90 4.13 1.54 0.16 2.51 7.46 (1.35) (1.07) 3.80
Book value 22.70 23.05 26.00 37.52 35.43 40.75 34.70 40.42 43.32 48.48
Shares, m 30 31 32 49 51 48 63 61 60 56
Valuation, ×
Valuation, × P/E 22.49 30.85 9.07 15.12 19.68 8.81 12.75 10.36 12.02 10.83
P/S 4.38 3.98 2.63 3.06 3.17 3.71 2.96 2.20 2.25 2.29
P/B 2.05 2.08 1.46 1.17 1.27 1.23 1.30 1.13 1.23 1.14
EV/Sales 5.36 4.47 2.45 2.67 1.33 1.70 2.85 2.04 1.70 1.26
EV/FCF 24.53 13.85 8.58 24.97 118.33 9.11 5.80 (31.26) (37.39) 8.02
Cash, $m
Cash, $m Operating cash flow 80 130 136 90 15 126 481 237 220 220
Capex (10) (8) (5) (14) (7) (6) (8) (320) (284) (6)
Free cash flow 70 122 130 76 8 119 473 (83) (64) 214
Balance, $m
Balance, $m Working capital 469 274 (268) (667) (1,166) (3,761) (3,494) (2,729) (2,783) (2,739)
Total debt 1,137 910 542 294 341 239 727 895 384 303
Net debt 316 186 (79) (277) (1,314) (1,293) (110) (198) (771) (1,396)
Shareholders’ equity 687 724 821 1,849 1,789 1,937 2,202 2,470 2,579 2,728
Returns, %
Returns, % ROA 1.04 0.73 1.89 1.53 0.86 1.80 1.25 1.33 1.27 1.36
ROIC 6.05 7.45 14.39 8.37 19.12 34.87 9.65 10.04 12.08 17.89
ROE 10.11 7.12 17.44 11.15 6.31 14.57 10.75 11.52 10.44 10.83
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

WSFS Financial Corporation vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
FBP First BanCorp. $4.2B 11.4× 10.8× +4.63% (above 0%: growing) +26.00% (above 0%: growing) −5.21% (below 0%: shrinking) 81.89% 0.00% Compare
UCB United Community Banks, Inc. $4.1B 11.1× 11.3× +0.18% (above 0%: growing) +50.79% (above 0%: growing) +43.32% (above 0%: growing) 72.97% 0.00% Compare
BMA Macro Bank Inc. $4.1B 14.0× 15.4× +4.42% (above 0%: growing) +17.44% (above 0%: growing) +198.80% (above 0%: growing) 77.07% 0.00% Compare
CATY Cathay General Bancorp $4.0B 11.6× 10.6× +3.12% (above 0%: growing) +24.32% (above 0%: growing) +272.48% (above 0%: growing) 63.72% 0.00% Compare
TCBI Texas Capital Bancshares, Inc. $3.9B 11.7× 13.4× +4.34% (above 0%: growing) +16.35% (above 0%: growing) +62.74% (above 0%: growing) 65.14% 0.00% Compare
WSFS WSFS Financial Corporation $3.9B 12.8× 11.6× +1.64% (above 0%: growing) +28.35% (above 0%: growing) −141.58% (below 0%: shrinking) 81.45% 0.00%
CVBF CVB Financial Corporation $3.8B 15.1× 14.9× +37.86% (above 0%: growing) −19.44% (below 0%: shrinking) +641.25% (above 0%: growing) 81.88% 0.00% Compare
INDB Independent Bank Corp. $3.7B 14.4× 10.9× +31.36% (above 0%: growing) +41.67% (above 0%: growing) −34.59% (below 0%: shrinking) 76.37% 0.00% Compare
RNST Renasant Corporation $3.6B 11.9× 10.9× −0.15% (below 0%: shrinking) +9,400.00% (above 0%: growing) +505.64% (above 0%: growing) 69.95% 0.00% Compare
Median of peers $4.0B 11.8× 11.1× +4.38% +25.16% +130.77% 74.67% 0.00%

All 323 Banks Regional stocks →

WSFS Financial Corporation (WSFS) key facts

  • Concern: WSFS Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, down 3.20% from fiscal 2024.
  • WSFS Financial Corporation (WSFS) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, WSFS traded at $76.42, a market capitalization of $3.9 billion.
  • WSFS Financial Corporation pays an annual dividend of $0.74 per share, a yield of 0.97%, with a payout ratio of 12.4%.
  • Return on equity was 10.8% and debt-to-equity 0.11.
  • Its Piotroski F-score is 7 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

WSFS Financial Corporation (WSFS) Latest News

stockrow.com/WSFS · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com