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Saturday 17 October 2026 Export WSBF’s income statement to Excel — free account

Waterstone Financial, Inc.

WSBF Financial Banks Regional

Waterstone Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $201.3 million, down 0.58% from fiscal 2024. In the quarter to June 2026, revenue grew 1.53%, EPS grew 14.0% and free cash flow grew 124.3%, each against the same quarter a year earlier. Dividend growth for three consecutive years.

19.89 0.02 +0.10%
Market cap
$357.2M
P/E
11.5×
Fwd P/E
11.0×
Dividend yield
3.32%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Waterstone Financial, Inc. (WSBF) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Waterstone Financial, Inc. (WSBF) trades at a P/E ratio of 11.5×. Over the past ten years it has ranged from 4.8× (June 2021) to 33.9× (January 2015); the current reading is higher than 25% of that period. That is in line with the Banks Regional industry median of 12.0× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 11.1× (16.53%)
FY2024 13.3× (56.49%)
FY2023 30.6× 53.72%
FY2022 19.9× 171.25%
FY2021 7.3× 31.75%
FY2020 5.6× (59.62%)
FY2019 13.8× (7.85%)
FY2018 15.0× (17.98%)
FY2017 18.2× (7.80%)
FY2016 19.8× (21.41%)

Quarterly newest first

Period P/E ratio Change
Jun 2026 12.0× 10.99%
Mar 2026 10.8× (2.80%)
Dec 2025 11.1× (5.30%)
Sep 2025 11.7× (3.18%)
42 more quarters

Against its own ten years

Low 4.8× High 33.9×
Ten-year median 16.1×
Current reading's percentile 28

P/E ratio against peers

Company P/E ratio
AVBH Avidbank Holdings Inc. compare n/m
MVBF Mvb Financial Corp. compare 9.6×
FSBW FS Bancorp, Inc. compare 10.1×
FDBC Fidelity D&D Bancorp Inc. compare 11.0×
TSBK Timberland Bancorp, Inc. compare 11.4×
WSBF Waterstone Financial, Inc. 11.5×
NWFL Norwood Financial Corp. compare 11.7×
BCML Bay Commercial Bank compare 26.0×
BRBS Blue Ridge Bankshares, Inc. compare 37.9×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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