stockrowC&F Financial Corporation (CFFI) vs Waterstone Financial, Inc. (WSBF)
- C&F Financial Corporation CFFI 106.01 −2.16%
- Waterstone Financial, Inc. WSBF 19.85 −1.05%
C&F Financial Corporation and Waterstone Financial, Inc. are both Banks Regional companies. C&F Financial Corporation and Waterstone Financial, Inc. are of similar size ($360.6M and $352.3M). Waterstone Financial, Inc. trades at the lower P/E: 11.5× against 11.7×. C&F Financial Corporation grew revenue faster over the last twelve months: 8.41% against 4.47%. C&F Financial Corporation has the higher net margin (15.4% vs 14.6%) and the higher return on invested capital (10.5% vs 7.61%). Both pay a dividend; Waterstone Financial, Inc. yields more (3.31% vs 1.75%). Across the 18 metrics below, Waterstone Financial, Inc. leads on 10 and C&F Financial Corporation on 8.
Valuation
Profitability
| Metric | CFFI | WSBF | Banks Regional median |
|---|---|---|---|
| Gross margin | 76.71% | 72.71% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 15.36% | 14.58% | 18.82% |
| Free cash flow margin | 21.40% | 20.71% | 17.97% |
| Return on equity | 11.58% | 8.69% | 10.28% |
| Return on assets | 1.10% | 1.33% | 1.13% |
| Return on invested capital | 10.49% | 7.61% | 8.45% |
Growth
Health
Dividend
Size
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