Isabella Bank Corporation ISBA
- Market cap
- $285.3M
- P/E
- 14.1×
Follow ISBA
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 27.25 | 27.60 | 22.50 | 22.01 | 15.60 | 19.45 | 21.00 | 19.13 | 17.55 | 21.50 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| 29.90 | 29.95 | 28.25 | 24.80 | 24.50 | 29.00 | 26.25 | 26.00 | 26.23 | 58.83 |
High Price
|
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| — | — | — | — | 340 | 330 | 347 | 356 | 368 | 362 |
Employees
|
|||
| — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
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| — | — | 75 | 75 | 79 | 74 | 79 | 93 | 105 | 112 |
Revenue
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|||
| — | — | 79.12% | 76.29% | 82.41% | 89.97% | 93.31% | 76.79% | 67.34% | 70.10% |
Gross Margin
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| — | — | 15 | 14 | 12 | 23 | 27 | 22 | 16 | 24 |
EBT
|
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| — | — | 20.55% | 19.12% | 15.11% | 31.58% | 33.78% | 23.36% | 15.68% | 21.54% |
EBT Margin
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| — | — | 14 | 13 | 11 | 19 | 22 | 18 | 14 | 19 |
Net Income
|
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| — | — | 5 | 5 | 5 | 5 | 4 | 3 | 3 | 3 |
Depreciation
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| — | — | 9.51 | 9.53 | 9.87 | 9.41 | 10.53 | 12.44 | 14.01 | 15.19 |
Revenue/Sh
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| — | — | 1.78 | 1.65 | 1.37 | 2.48 | 2.95 | 2.42 | 1.86 | 2.56 |
Earnings/Sh
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| — | — | 2.79 | 2.95 | 2.76 | 3.25 | 3.56 | 3.22 | 2.63 | 3.64 |
Cash Flow/Sh
|
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| — | — | (0.24) | (0.08) | (0.14) | (0.11) | (0.42) | (0.54) | (0.28) | (0.47) |
Capex/Sh
|
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| — | — | 2.55 | 2.87 | 2.62 | 3.14 | 3.14 | 2.68 | 2.35 | 3.17 |
Free CF/Sh
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| — | — | 0.00 | 26.57 | 27.46 | 26.87 | 24.66 | 26.94 | 28.17 | 31.39 |
Book Value/Sh
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| — | — | 8 | 8 | 8 | 8 | 8 | 8 | 7 | 7 |
Shares
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| — | — | 14.28 | 14.28 | 14.28 | 10.28 | 7.63 | 8.89 | 13.90 | 19.53 |
PE Ratio
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| — | — | 0.00 | 0.00 | 1.99 | 2.71 | 2.14 | 1.73 | 1.86 | 3.29 |
PS Ratio
|
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| — | — | 0.00 | 0.00 | 0.72 | 0.95 | 0.91 | 0.80 | 0.92 | 1.59 |
PB Ratio
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| — | — | 0.00 | 0.00 | 0.87 | 2.63 | 2.74 | 2.61 | 2.70 | 3.72 |
EV/Sales
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| — | — | 0.00 | 0.00 | 3.28 | 7.89 | 9.20 | 12.13 | 16.11 | 17.87 |
EV/FCF
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| — | — | 22 | 23 | 22 | 26 | 27 | 24 | 20 | 27 |
Op' Cash Flow
|
|||
| — | — | (2) | (1) | (1) | (1) | (3) | (4) | (2) | (3) |
Capex
|
|||
| — | — | 20 | 23 | 21 | 25 | 24 | 20 | 18 | 23 |
FCF
|
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| — | — | — | (81) | (84) | (305) | (430) | (354) | (312) | (271) |
Working Cap'
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| — | — | — | 276 | 159 | 99 | 87 | 116 | 113 | 143 |
Total Debt
|
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| — | — | — | 215 | (88) | (6) | 48 | 82 | 88 | 116 |
Net Debt
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| — | — | 0 | 210 | 219 | 211 | 186 | 202 | 210 | 231 |
Sh' Equity
|
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| — | — | 0.00% | 1.44% | 0.58% | 0.98% | 1.09% | 0.89% | 0.67% | 0.88% |
ROA
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| — | — | 0.00% | 2.12% | 5.68% | 7.12% | 7.16% | 4.79% | 3.43% | 4.33% |
ROIC
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| — | — | 0.00% | 0.00% | 5.08% | 9.08% | 11.20% | 9.35% | 6.73% | 8.56% |
ROE
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Isabella Bank Corporation peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| OVLY Oak Valley Bancorp (CA) | $285.8M | 12.0× | Compare |
| ATLO Ames National Corporation | $281.8M | 12.3× | Compare |
| FRAF Franklin Financial Services Corp. | $280.1M | 11.4× | Compare |
| FNRN First Northern Community Bancorp | $280.0M | 12.5× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FUNC First United Corporation | $279.5M | 11.2× | Compare |
| WNEB Western New England Bancorp | $278.0M | 16.6× | Compare |
| BPRN Princeton Bancorp, Inc. | $294.3M | 11.4× | Compare |
| GBFH GBank Financial Holdings Inc. | $274.2M | 14.8× | Compare |
Isabella Bank Corporation (ISBA) key facts
- Isabella Bank Corporation (ISBA) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Isabella Bank Corporation’s revenue for fiscal 2025 (year ended December 2025) was $112.0 million, up 7.12% from fiscal 2024.
- Net income was $18.9 million, or $2.56 per share (basic), a net margin of 16.9%.
- As of September 25, 2026, ISBA traded at $38.45, a market capitalization of $285.3 million.
- At that price the stock trades at 14.1× trailing-twelve-month earnings and 2.4× sales.
- Return on equity was 8.56% and debt-to-equity 0.12.
Isabella Bank Corporation (ISBA) Latest News
23 Jul
Isabella Bank Corporation missed Q2 earnings and revenue estimates. Q2 earnings and revenue miss signals weaker performance likely to pressure near-term stock price and sentiment.
2 Jul
Isabella Bank Corporation joins the Russell 2000 Index. Russell 2000 inclusion increases institutional ownership and liquidity for Isabella Bank Corporation.
17 Jun
Isabella Bank Corporation to acquire Michigan peer bank for $54.6 million. Acquisition deal marks major strategic expansion that will alter operations and market position.
16 Jun
Isabella Bank Corporation (ISBA) strikes deal to acquire an in-state Michigan rival bank. Acquisition of in-state rival expands market share and scale for ISBA.
15 Jun
Isabella Bank Corporation acquires Grand River for $54.6 million. Acquisition expands Isabella Bank's scale and market reach as a major strategic move.
12 Jun
Isabella Bank Corporation announced it will acquire Grand River Commerce, Inc. Acquisition is a major strategic move that can significantly alter company trajectory and investor sentiment.
23 Apr
Isabella Bank Corporation reported strong first quarter 2026 earnings. Strong Q1 earnings indicate robust financial performance, likely boosting stock price and investor sentiment significantly.
Isabella Bank Corporation (ISBA) reported Q1 earnings of $0.62 per share, missing estimates of $0.71, with revenue at $20.1 million versus expected $21.5 million. Missing Q1 earnings and revenue estimates highlights weaker financial results, moderately affecting investor sentiment and short-term stock performance.
11 Feb
Isabella Bank Corporation (ISBA) is highlighted as an undervalued asset in the U.S. market for February 2026, with analysts noting its strong fundamentals and growth potential. The bank's strategic initiatives, including digital transformation and community engagement, position it favorably against competitors. Investors are encouraged to consider ISBA as a long-term investment opportunity, given its resilience and adaptability in a changing economic landscape. Strategic initiatives and growth potential could significantly alter the company's trajectory and investor sentiment.
Isabella Bank Corporation (ISBA) is experiencing a surge in earnings estimates, indicating potential upside for its stock. Analysts have raised their earnings projections for the company, reflecting confidence in its financial performance and growth prospects. This positive sentiment is expected to attract investor interest, potentially driving the stock price higher in the near future. Rising earnings estimates suggest significant positive momentum for the company's financial performance and investor sentiment.
5 Feb
Isabella Bank Corporation reported its fourth quarter and annual earnings for 2025, highlighting key financial metrics and performance indicators. The report reflects the bank's operational efficiency and growth strategies, showcasing a positive trajectory in earnings and overall financial health. Management provided insights into future plans and market conditions, emphasizing their commitment to enhancing shareholder value. The earnings report indicates significant financial performance improvements and strategic initiatives that could influence investor sentiment and market positioning.
Isabella Bank Corporation (ISBA) reported its Q4 earnings, which fell short of analysts' expectations. The bank's performance was impacted by various factors, leading to a decline in net income compared to the previous quarter. This miss has raised concerns among investors regarding the bank's future profitability and operational efficiency. Earnings miss may affect investor sentiment and financial performance, but overall impact is expected to be limited.
5 Jan
Isabella Bank Corporation has appointed Ritzert as its new Chief Financial Officer. Ritzert brings extensive experience in financial management and strategic planning, aiming to enhance the bank's financial operations and support its growth objectives. The appointment is expected to strengthen the bank's leadership team and improve its financial performance. The new CFO's experience may moderately influence the bank's financial performance and strategic direction.
Isabella Bank Corporation (ISBA) is highlighted as a potential investment opportunity in January 2026, identified as an 'undiscovered gem' in the U.S. market. The article emphasizes the bank's strong fundamentals, growth potential, and favorable market conditions that could enhance its performance. Investors are encouraged to consider ISBA for its promising outlook amidst a competitive landscape. The identification of ISBA as a potential investment opportunity suggests a moderately noticeable influence on its market performance.
15 Dec
Isabella Bank Corporation (ISBA) is highlighted as one of the best momentum stocks to buy as of December 15. The bank has shown strong performance indicators, making it an attractive option for investors looking for growth opportunities in the current market environment. Analysts suggest that ISBA's recent financial results and strategic initiatives position it well for continued success. Strong performance indicators and strategic initiatives may moderately influence financial performance and market sentiment.
10 Dec
Isabella Bank Corporation (ISBA) experienced a notable surge of 5.4% in its stock price, raising questions about the potential for further gains. Analysts are evaluating the factors contributing to this increase, including market sentiment and company performance indicators. Investors are keenly observing whether this upward trend will continue, as it may signal positive developments for the bank's future. The stock surge indicates moderate investor interest, but it is not expected to fundamentally alter the company's trajectory.
5 Dec
Isabella Bank Corporation (ISBA) is highlighted as a promising small-cap investment in the U.S. market, alongside two other companies. The article emphasizes ISBA's strong fundamentals, growth potential, and favorable market conditions that could enhance its performance. Investors are encouraged to consider ISBA as an undervalued asset with significant upside potential in the current economic landscape. ISBA's growth potential and favorable market conditions may moderately influence its financial performance and competitive positioning.
27 Nov
Earnings estimates for Isabella Bank Corporation (ISBA) are on the rise, indicating positive market sentiment and potential growth for the company. Analysts are increasingly optimistic about ISBA's financial performance, suggesting that it may be an opportune time for investors to consider buying shares. The upward revision in earnings estimates reflects confidence in the bank's operational strategies and market positioning. Rising earnings estimates indicate significant positive sentiment and potential growth for the company's future performance.
Isabella Bank Corporation (NASDAQ:ISBA) has announced a dividend payment of $0.28 per share. This dividend reflects the bank's ongoing commitment to returning value to its shareholders. The payment is expected to be made on a specified date to shareholders of record, reinforcing the bank's financial stability and growth prospects. The dividend payment indicates financial health but does not significantly alter the company's overall trajectory.
20 Nov
Isabella Bank Corporation has declared a dividend for the fourth quarter of 2025, reflecting its ongoing commitment to returning value to shareholders. The dividend amount and payment details were outlined, indicating the bank's stable financial position and operational performance. The dividend announcement suggests a stable financial performance, which may positively influence investor sentiment but is not expected to significantly alter the company's trajectory.
3 Nov
Isabella Bank Corporation (ISBA) is highlighted as one of three undiscovered investment opportunities in the U.S. market, showcasing strong potential for growth. The article emphasizes the bank's solid financial performance, strategic initiatives, and favorable market conditions that could enhance its competitive positioning. Investors are encouraged to consider ISBA as a viable option for long-term gains, given its promising outlook and the overall positive sentiment surrounding the banking sector. Isabella Bank Corporation's growth potential is supported by solid financial performance and strategic initiatives, but the overall impact is expected to be somewhat limited.
28 Oct
Isabella Bank Corporation (ISBA) has reported margin expansion, reinforcing its reputation as a quality community bank. The bank's financial performance indicates a strong operational foundation, with improved profitability metrics that align with its strategic goals. This positive trend is expected to enhance investor confidence and support the bank's growth initiatives in the competitive banking landscape. Margin expansion is a significant indicator of improved financial health and operational efficiency, likely influencing future performance positively.
27 Oct
Isabella Bank Corporation (ISBA) reported better-than-expected earnings and revenue for the third quarter, surpassing analysts' estimates. The bank's strong performance reflects effective management and growth strategies, contributing to increased investor confidence. This positive financial outcome is expected to bolster the bank's market position and attract further investment. Strong earnings and revenue growth can significantly enhance investor sentiment and market positioning.
Isabella Bank Corporation reported its third quarter 2025 financial results, highlighting a notable increase in net income and improved asset quality. The bank's total assets grew, driven by strong loan demand and effective cost management. Additionally, the bank announced a dividend increase, reflecting its commitment to returning value to shareholders. Management expressed optimism about future growth prospects, citing strategic initiatives and a favorable economic environment. The reported financial improvements and strategic initiatives indicate a significant positive shift in the bank's performance and outlook.
22 Oct
LCNB Corporation reported better-than-expected earnings and revenue for the third quarter, surpassing analysts' estimates. The company's strong performance was driven by increased net interest income and improved loan growth. LCNB's management expressed optimism about future growth prospects, citing strategic initiatives and a favorable economic environment. The results reflect the bank's solid operational execution and commitment to enhancing shareholder value. Strong quarterly performance may positively influence LCNB's financial standing and market sentiment.
13 Oct
Isabella Bank Corporation, along with two other notable dividend stocks, is highlighted as a strong investment option for income-focused investors. The article emphasizes the bank's consistent dividend payments and solid financial performance, making it an attractive choice in the current market environment. Investors are encouraged to consider these stocks for their potential to provide reliable returns. Isabella Bank's consistent dividend payments and financial performance may moderately influence investor sentiment and market positioning.
9 Oct
Isabella Bank Corporation has appointed Brian Tessin, a seasoned financial executive, to its Board of Directors. Tessin brings extensive experience in the financial sector, having held various leadership roles in banking and finance. His appointment is expected to enhance the bank's strategic direction and governance. The addition of a seasoned executive may influence the bank's strategic direction and governance, but the overall effect is expected to be somewhat limited.
22 Sep
Isabella Bank Corporation (ISBA) is highlighted as one of three hidden stock gems in the U.S. market with strong potential for growth. The article emphasizes the bank's solid financial performance, strategic initiatives, and favorable market conditions that position it well for future success. Investors are encouraged to consider ISBA as a promising opportunity amidst a competitive landscape. Isabella Bank Corporation's strategic initiatives and financial performance are likely to significantly impact its future trajectory and investor sentiment.
12 Sep
Isabella Bank Corporation (ISBA) is highlighted among three dividend stocks yielding up to 3.9%, making it an attractive option for income-focused investors. The article emphasizes the importance of dividend yields in portfolio diversification and income generation, particularly in a fluctuating market. ISBA's consistent dividend payments are noted as a key factor for potential investors looking for stability and returns. The focus on dividend yields suggests a moderate influence on investor sentiment and financial performance.
8 Sep
Isabella Bank Corporation (NASDAQ:ISBA) has announced a dividend payment of $0.28 per share, which will be distributed to shareholders. The dividend reflects the bank's ongoing commitment to returning value to its investors and is part of its financial strategy. The dividend payment indicates financial stability and may positively influence investor sentiment, but it is not expected to significantly alter the company's overall trajectory.