Primis Financial Corp. FRST
- Market cap
- $386.6M
- P/E
- 7.3×
Follow FRST
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 11.60 | 15.12 | 12.87 | 13.12 | 7.58 | 11.60 | 11.66 | 7.01 | 9.52 | 7.59 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 16.78 | 18.48 | 18.24 | 16.85 | 16.41 | 16.54 | 16.15 | 12.99 | 13.69 | 13.94 |
High Price
|
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| 162 | 393 | 348 | 350 | 382 | 418 | 565 | 528 | 592 | 593 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
Revenue/Emp
|
|||
| 52 | 89 | 129 | 132 | 132 | 124 | 142 | 238 | 254 | 313 |
Revenue
|
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| 83.32% | 82.41% | 78.44% | 72.01% | 80.25% | 84.68% | 84.76% | 60.52% | 57.99% | 71.54% |
Gross Margin
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| 15 | 16 | 43 | 38 | 19 | 40 | 17 | (11) | (29) | 73 |
EBT
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| 29.76% | 17.50% | 33.54% | 28.85% | 14.14% | 31.84% | 12.24% | (4.70%) | (11.37%) | 23.20% |
EBT Margin
|
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| 10 | 2 | 34 | 32 | 15 | 31 | 14 | (10) | (25) | 58 |
Net Income
|
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| 2 | 5 | 8 | 6 | 4 | 6 | 8 | 20 | 9 | 10 |
Depreciation
|
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| 4.23 | 4.84 | 5.38 | 5.49 | 5.46 | 5.09 | 5.77 | 9.65 | 10.29 | 12.68 |
Revenue/Sh
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| 0.84 | 0.13 | 1.40 | 1.38 | 0.96 | 1.28 | 0.72 | 0.40 | (0.31) | 2.49 |
Earnings/Sh
|
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| 1.47 | 1.34 | 1.73 | 1.54 | 1.19 | 1.13 | 0.51 | 1.17 | 0.79 | 0.44 |
Cash Flow/Sh
|
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| 0.13 | (0.01) | 0.10 | (0.04) | 0.07 | (0.02) | 0.00 | (0.08) | 0.11 | 0.02 |
Capex/Sh
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| 1.61 | 1.32 | 1.82 | 1.50 | 1.25 | 1.11 | 0.51 | 1.09 | 0.90 | 0.46 |
Free CF/Sh
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| 10.31 | 17.55 | 14.50 | 15.69 | 16.11 | 16.78 | 15.84 | 16.14 | 14.78 | 17.14 |
Book Value/Sh
|
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| 12 | 18 | 24 | 24 | 24 | 24 | 25 | 25 | 25 | 25 |
Shares
|
|||
| 19.20 | 178.33 | 9.44 | 11.85 | 12.60 | 11.75 | 19.85 | 36.86 | 0.00 | 5.92 |
PE Ratio
|
|||
| 3.86 | 3.32 | 2.46 | 2.98 | 2.22 | 2.96 | 2.04 | 1.31 | 1.13 | 1.10 |
PS Ratio
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| 1.58 | 0.91 | 0.91 | 1.04 | 0.75 | 0.90 | 0.74 | 0.79 | 0.79 | 0.81 |
PB Ratio
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| 3.14 | 3.67 | 2.68 | 4.09 | 2.36 | 0.26 | 4.46 | 1.52 | 1.26 | 0.95 |
EV/Sales
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| 8.26 | 13.42 | 7.90 | 14.94 | 10.30 | 1.19 | 50.49 | 13.40 | 11.69 | 16.30 |
EV/FCF
|
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| 18 | 25 | 41 | 37 | 29 | 28 | 12 | 29 | 20 | 11 |
Op' Cash Flow
|
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| 2 | 0 | 2 | (1) | 2 | 0 | 0 | (2) | 3 | 1 |
Capex
|
|||
| 20 | 24 | 44 | 36 | 30 | 27 | 13 | 27 | 22 | 11 |
FCF
|
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| (39) | (138) | (85) | 78 | 172 | 66 | 289 | 9 | (47) | 109 |
Working Cap'
|
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| 95 | 57 | 57 | 178 | 215 | 195 | 420 | 126 | 96 | 96 |
Total Debt
|
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| (47) | 31 | 28 | 146 | 19 | (335) | 342 | 48 | 31 | (47) |
Net Debt
|
|||
| 126 | 323 | 348 | 377 | 391 | 410 | 389 | 398 | 365 | 423 |
Sh' Equity
|
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| 0.95% | 0.13% | 1.27% | 1.22% | 0.79% | 0.96% | 0.41% | (0.21%) | (0.43%) | 1.59% |
ROA
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| 12.54% | 4.41% | 7.19% | 4.54% | 2.86% | 33.02% | 1.48% | (1.57%) | (4.56%) | 12.08% |
ROIC
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| 8.38% | 1.08% | 10.04% | 9.14% | 5.99% | 7.77% | 3.54% | (1.99%) | (4.25%) | 15.60% |
ROE
|
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Primis Financial Corp. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| PCB PCB Bancorp | $386.8M | 9.6× | Compare |
| FNLC First Bancorp, Inc (ME) | $385.9M | 10.1× | Compare |
| MVBF Mvb Financial Corp. | $388.6M | 9.9× | Compare |
| CZFS Citizens Financial Services Inc. | $394.4M | 9.4× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CHMG Chemung Financial Corp | $395.8M | 11.8× | Compare |
| PKBK Parke Bancorp, Inc. | $397.3M | 8.7× | Compare |
| ISTR Investar Holding Corporation | $405.0M | 16.7× | Compare |
| NWFL Norwood Financial Corp. | $367.0M | 11.6× | Compare |
Primis Financial Corp. (FRST) key facts
- Primis Financial Corp. (FRST) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Primis Financial Corp.’s revenue for fiscal 2025 (year ended December 2025) was $312.8 million, up 23.1% from fiscal 2024.
- As of September 25, 2026, FRST traded at $15.69, a market capitalization of $386.6 million.
- Primis Financial Corp. pays an annual dividend of $0.40 per share, a yield of 3.25%, with a payout ratio of 71.4%.
- Return on equity was 15.6% and debt-to-equity 0.16.
Primis Financial Corp. (FRST) Latest News
24 Jul
Primis Financial Corp reported robust earnings growth in Q2 2026 earnings call highlights. Robust earnings growth indicates strong financial results that can significantly improve future performance and investor sentiment.
Primis Financial Corp. (FRST) held its Q2 earnings call covering financial results, operational metrics, and forward outlook. Q2 earnings metrics can moderately shift near-term investor views and valuation.
Primis Financial Corp. released Q2 2026 earnings call details covering quarterly results, revenue trends, loan growth, expense management, and forward outlook for the bank. Quarterly earnings updates typically shift near-term sentiment and valuation without redefining long-term strategy.
23 Jul
Primis Financial Corp. (FRST) reported Q2 earnings with key metrics compared to analyst estimates. Q2 earnings metric comparisons can moderately shift near-term investor sentiment on performance.
Primis Financial Corp. (FRST) reported Q2 earnings below analyst estimates. Missing quarterly earnings estimates typically triggers negative stock reaction and reduced near-term investor sentiment.
Primis Financial Corp. reports strong second quarter 2026 results. Strong quarterly results typically lift near-term stock sentiment and valuation for Primis Financial Corp.
16 Jul
Primis Financial Corp. (FRST) earnings are projected to grow ahead of next week's release. Upcoming earnings growth expectations can moderately shift investor sentiment and near-term stock movement for Primis Financial.
27 Apr
Primis Financial Corp. (FRST) Q1 earnings call highlights key financial results, loan growth, deposit increases, net interest margin improvements, and forward guidance amid economic conditions. Q1 earnings highlights detail financial metrics, growth strategies, and guidance that could significantly shape investor sentiment and market performance.
25 Apr
Primis Financial Corp. (FRST) reported strong loan and deposit growth in Q1 2026 earnings call, alongside key financial highlights. Strong loan and deposit growth directly boosts core banking metrics and enhances future market performance.
24 Apr
Primis Financial Corp. (FRST) Q1 2026 earnings call transcript released, detailing quarterly financial results, management discussion, and forward-looking statements. Q1 earnings call transcripts disclose critical financial metrics, strategic initiatives, and guidance that significantly impact FRST's market performance and investor sentiment.
Primis Financial Corp. (FRST) Q1 2026 earnings call summary covers quarterly financial results, operational updates, strategic initiatives, and forward-looking guidance. Quarterly earnings summaries provide moderately noticeable insights into financial health and guidance that influence market sentiment without fundamentally altering long-term trajectory.
23 Apr
Primis Financial Corp. (FRST) beat Q1 earnings and revenue estimates, reporting stronger-than-expected results. Beating earnings and revenue estimates signals robust financial performance likely to enhance investor sentiment and stock trajectory.
Primis Financial Corp. (FRST) reported strong financial results for the first quarter of 2026. Strong Q1 results signal robust financial performance, likely enhancing investor sentiment and future market trajectory.
16 Apr
Primis Financial Corp. (FRST) earnings are expected to grow, raising the question of whether to buy the stock. Expected earnings growth signals potential financial improvement and moderate boost to investor sentiment.
30 Jan
Primis Financial Corp. (FRST) reported strong earnings in Q4 2025, highlighting strategic initiatives that contributed to its financial performance. The company emphasized growth in key areas and outlined plans for future expansion, which are expected to enhance its market position. Management expressed confidence in sustaining momentum and delivering value to shareholders. Strong earnings and strategic initiatives indicate significant potential for future growth and market performance.
Primis Financial Corp. reported its Q4 earnings, highlighting key financial metrics and strategic initiatives. The company showcased growth in loan origination and improvements in net interest margin. Management discussed plans for expanding digital banking services and enhancing customer experience. The earnings call emphasized a commitment to operational efficiency and risk management, aiming to position the company favorably in a competitive landscape. Strategic initiatives and growth in key financial metrics indicate a significant impact on future performance.
Primis Financial Corp. (FRST) reported its latest earnings, highlighting key financial metrics and strategic initiatives. The company discussed its performance in the current market environment, addressing challenges and opportunities. Management provided insights into future growth plans and operational adjustments aimed at enhancing profitability and shareholder value. Overall, the earnings call reflected a commitment to navigating market dynamics effectively. The earnings call revealed strategic initiatives that may moderately influence financial performance and competitive positioning.
29 Jan
Primis Financial Corp. (FRST) reported its Q4 earnings, showcasing a notable increase in net income compared to the previous year. The company's total assets and deposits also saw significant growth, reflecting a strong performance in its banking operations. Management highlighted strategic initiatives aimed at enhancing customer experience and expanding market reach. The outlook for the upcoming quarters remains positive, with expectations for continued growth driven by improved operational efficiencies and a focus on core banking services. The significant increase in net income and growth in total assets indicate a strong performance that could positively influence investor sentiment and the company's trajectory.
Primis Financial Corp. (FRST) reported its Q4 earnings, which fell short of analysts' expectations. The company's performance was impacted by various factors, leading to a decline in net income compared to the previous quarter. Despite efforts to improve operational efficiency, the results raised concerns among investors regarding future growth prospects. The stock reacted negatively to the earnings report, reflecting market sentiment about the company's ability to meet financial targets moving forward. Earnings lagging estimates may moderately influence investor sentiment and financial performance.
Primis Financial Corp. reported its earnings per share for the fourth quarter of 2025, highlighting significant financial performance metrics and strategic initiatives undertaken during the period. The results reflect the company's ongoing efforts to enhance profitability and market position amidst evolving economic conditions. Earnings performance may influence investor sentiment and financial outlook but is balanced by other market factors.
14 Jan
Investing in Primis Financial Corp. (NASDAQ:FRST) a year ago would have resulted in a 28% gain, highlighting the company's strong performance over the past year. The stock's appreciation reflects positive market sentiment and effective management strategies that have contributed to its growth. Investors are encouraged to consider the company's future potential based on its recent performance and market positioning. The 28% gain indicates a moderately noticeable influence on investor sentiment and financial performance.
18 Dec
Primis Financial Corp. has announced the reauthorization of its stock repurchase program, allowing the company to buy back shares from the market. This decision reflects the company's commitment to enhancing shareholder value and optimizing its capital structure. The program is expected to be executed based on market conditions and other factors, signaling confidence in the company's financial health and future prospects. The reauthorization of the stock repurchase program may positively influence investor sentiment and financial performance, but its overall effect is expected to be limited.
8 Dec
Primis Financial Corp. has announced a sale-leaseback transaction involving its headquarters in Reston, Virginia. The deal is valued at approximately $20 million and is expected to enhance the company's liquidity and financial flexibility. Primis will continue to occupy the property under a long-term lease agreement, allowing for uninterrupted operations while providing immediate capital. This strategic move aims to support the company's growth initiatives and improve its balance sheet. The sale-leaseback transaction is a significant strategic move that is expected to enhance liquidity and support growth initiatives.
4 Dec
Primis Financial Corp. (FRST) experienced a notable surge of 5.1% in its stock price, raising questions about the potential for further gains. Analysts are evaluating the factors contributing to this increase, including market sentiment and company performance indicators. Investors are keenly observing whether this upward trend will continue, as it may signal positive developments for the company in the near future. The stock surge indicates moderate investor interest, which may influence market sentiment and financial performance.
24 Oct
Primis Financial Corp. (FRST) reported strong earnings growth in Q3 2025, highlighting significant improvements in financial performance and operational efficiency. The company showcased robust revenue increases and effective cost management strategies, contributing to a positive outlook for future growth. Key metrics indicated a solid trajectory, with management expressing confidence in sustaining this momentum moving forward. Strong earnings growth and operational improvements are likely to significantly impact future performance and investor sentiment.
Primis Financial Corp. (FRST) reported positive earnings, marking a significant turnaround; however, the company faced a decline in revenue, raising concerns about its future growth prospects. This mixed performance challenges bullish narratives surrounding the stock, as investors weigh the implications of the revenue drop against the positive earnings report. The revenue decline may affect financial performance and investor sentiment, but the positive earnings indicate some resilience.
Primis Financial Corp. (FRST) reported its latest earnings, highlighting key financial metrics and strategic initiatives. The company discussed its performance in the current market environment, addressing challenges and opportunities. Management provided insights into future growth plans and operational adjustments aimed at enhancing profitability. Overall, the earnings call reflected a commitment to navigating market dynamics effectively while focusing on long-term objectives. The earnings call revealed moderate insights into financial performance and strategic direction that could influence investor sentiment.
23 Oct
Primis Financial Corp. reported its Q3 earnings, highlighting a significant increase in net income compared to the previous year. The company attributed this growth to improved loan origination and a reduction in non-performing assets. Additionally, Primis Financial's total assets and deposits saw a notable rise, reflecting strong customer demand and effective management strategies. The earnings report indicates a positive outlook for the company, with management expressing confidence in sustaining growth in the upcoming quarters. The significant increase in net income and growth in assets suggest a strong strategic position that could alter the company's trajectory.
Primis Financial Corp. reported its earnings per share for the third quarter of 2025, highlighting significant financial performance metrics and strategic initiatives. The results indicate a positive trend in revenue growth and operational efficiency, reflecting the company's ongoing commitment to enhancing shareholder value. Management provided insights into future expectations and market conditions, emphasizing their focus on innovation and customer service. The earnings report indicates significant financial performance improvements that could influence investor sentiment and market positioning.
Primis Financial Corp. (FRST) reported its Q3 earnings, which fell short of analysts' expectations. The company's performance was impacted by various factors, leading to a decline in revenue and net income compared to the previous quarter. Investors reacted negatively to the news, reflecting concerns about the company's future growth prospects and overall market conditions. Earnings miss indicates potential challenges in financial performance and market sentiment.