West Coast Community Bancorp

WCCB Financial Banks Regional

West Coast Community Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $172.2 million, up 39.2% from fiscal 2024.

Revenue
+4.43%
EPS
−4.88%

Quarter to June 2026, against a year earlier

62.55 0.15 +0.24%
Market cap
$656.7M
P/E
12.3×
Fwd P/E
11.3×
Dividend yield
1.62%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 7.62%

Capital & Financial Ratios $m

Size
Market Cap 656.73
Revenue ttm 177.77
Net income ttm 0.00
Free cash flow ttm —
Net debt Q —
Valuation
P/E 12.27
Forward P/E 11.30
Price / sales 3.64
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.00
Financial health
Current ratio Q —
Debt / equity Q —
Interest coverage Q —
Growth
Revenue growth Q +4.43% (above 0%: growing)
Operating income growth Q +4.43% (above 0%: growing)
EPS, this year +13.50%
EPS, next year A +2.52%
Revenue, next year A −13.40% (below 0%: weak)
EPS, past 5 yrs +18.19% (at or above 15%: strong)
EPS, next 5 yrs A +7.06%

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 80.23%
10-year low 10-year high
P/S against its own 10 years 86.51%
10-year low 10-year high

Dividends

Yield
1.62%
Annual rate
1.01
Payout ratio
20.0%
Growth, 2025–26
+134.9%/yr
  1. 0.43 ’25
  2. 1.01 ’26 +135
paid change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 2026
Cash — — — —
Receivables — — — —
Inventory — — — —
Other — — — —
— — — —
2023 2024 2025 2026
Payables — — — —
ST’ Debt — — — —
Other — — — —
— — — —

Compound Annual Growth %

10y 5y 3y
Sales 22.28% 25.23% 30.99%
Cash Flow — — —
Earnings 24.96% 23.50% 17.68%
Book Value — — —

Earnings Trends EPS, adjusted, against the consensus

EPS $

Mar Jun Sep Dec Year
’26 1.43 1.16 — — —
’25 1.10 1.22 1.14 1.31 4.76
’24 1.10 0.97 0.96 0.36 3.28
’23 1.05 0.98 1.08 1.05 4.16
’22 0.63 0.74 1.04 1.18 3.62
’21 0.68 0.62 0.65 0.55 2.50
’20 0.51 0.45 0.63 0.48 2.06
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 45 44 — — —
’25 41 42 44 45 172
’24 27 27 27 43 124
’23 23 24 26 26 98
’22 16 18 20 22 77
’21 16 17 18 17 68
’20 13 12 15 16 56
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Year
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Year
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 26 30 34 41 56 68 77 98 124 172 178 +23.3% 149 159 168 (0.8%)
Gross margin, % 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 0.0 pt
EBT 26 30 34 41 56 68 77 98 124 172 178 +23.3%
EBT margin, % 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 0.0 pt
Net income — — — — — — — — — — 0 —
Per share, $
Per share, $ Revenue 4.95 5.58 6.32 6.76 6.60 7.98 8.96 11.71 13.87 16.26 17.14 +14.1%
Earnings 1.23 1.27 2.13 2.05 2.07 2.51 3.63 4.18 3.32 4.81 5.09 +16.3%
Cash flow 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 n/m
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 n/m
Free cash flow 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 n/m
Book value 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 n/m
Shares, m 5 5 5 6 8 9 9 8 9 11 10 +8.1%
Valuation, ×
Valuation, × P/E 13.25 17.30 9.77 11.34 8.88 9.39 6.90 7.16 12.11 9.15 12.27 10.5
P/S 3.31 3.96 3.30 4.95 2.79 2.95 2.78 2.56 3.55 2.69 3.64 3.3
P/B 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0
EV/Sales 3.31 3.96 3.30 4.95 2.79 2.95 2.78 2.56 3.55 2.69 3.52 3.3
EV/FCF 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0
Cash, $m
Cash, $m Operating cash flow — — — — — — — — — — — —
Capex — — — — — — — — — — — —
Free cash flow — — — — — — — — — — — —
Balance, $m
Balance, $m Working capital — — — — — — — — — — — —
Net debt — — — — — — — — — — — —
Shareholders’ equity — — — — — — — — — — — —
Returns, %
Returns, % ROA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0 pt
ROIC 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0 pt
ROE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0 pt
People
People Employees — — — — — — — — — — — —
Revenue/emp, $m 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 26 Oct 2026

West Coast Community Bancorp vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
BCAL California BanCorp $690.8M 11.7× 12.2× −3.68% (below 0%: shrinking) +2.33% (above 0%: growing) +6.82% (above 0%: growing) 79.50% 0.00% Compare
ACNB ACNB Corporation $666.0M 12.1× 11.3× +6.05% (above 0%: growing) +8.39% (above 0%: growing) −101.87% (below 0%: shrinking) 81.15% 0.00% Compare
CCB Coastal Financial Corporation $661.2M — (loss-making) 1,443× +37.72% (above 0%: growing) 0.00% −104.10% (below 0%: shrinking) 85.92% 0.00% Compare
HIFS Hingham Institution for Savings $659.4M 10.0× — +33.46% (above 0%: growing) +168.29% (above 0%: growing) −29.97% (below 0%: shrinking) 59.45% 0.00% Compare
MSBI Midland States Bancorp, Inc. $657.4M 14.0× 9.6× −1.90% (below 0%: shrinking) +295.83% (above 0%: growing) −51.81% (below 0%: shrinking) 73.94% 0.00% Compare
WCCB West Coast Community Bancorp $656.7M 12.3× 11.3× +4.43% (above 0%: growing) −4.88% (below 0%: shrinking) — 100.00% 0.00%
TCBX Third Coast Bancshares, Inc. $653.2M 8.5× 10.3× +17.59% (above 0%: growing) −6.48% (below 0%: shrinking) −64.01% (below 0%: shrinking) 58.27% 0.00% Compare
CARE Carter Bankshares, Inc. $629.2M 4.8× 5.1× +3.92% (above 0%: growing) +45.83% (above 0%: growing) −100.05% (below 0%: shrinking) 68.91% 0.00% Compare
FBIZ First Business Financial Services, Inc. $623.6M 11.0× 11.4× +2.14% (above 0%: growing) +14.71% (above 0%: growing) −71.53% (below 0%: shrinking) 63.38% 0.00% Compare
Median of peers $658.4M 11.0× 11.3× +4.99% +11.55% −67.77% 71.43% 0.00%

All 327 Banks Regional stocks →

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stockrow.com/WCCB · Data as of Oct 26, 2026 · For information only; not investment advice. · © 2026 stockrow.com