Capital Bancorp, Inc. CBNK
- Market cap
- $586.1M
- P/E
- 10.5×
Follow CBNK
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | 10.33 | 10.21 | 6.98 | 13.53 | 20.94 | 15.32 | 15.00 | 24.69 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| — | — | 14.28 | 15.07 | 14.97 | 28.16 | 27.56 | 24.75 | 31.22 | 36.40 |
High Price
|
|||
| — | 195 | 204 | 230 | 247 | 269 | 329 | 299 | 407 | 459 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
Revenue/Emp
|
|||
| 70 | 72 | 85 | 108 | 147 | 174 | 180 | 208 | 245 | 310 |
Revenue
|
|||
| 90.70% | 89.20% | 86.82% | 85.31% | 91.06% | 96.23% | 94.42% | 79.98% | 76.07% | 79.08% |
Gross Margin
|
|||
| 16 | 14 | 18 | 23 | 35 | 54 | 54 | 46 | 42 | 75 |
EBT
|
|||
| 22.32% | 19.63% | 20.82% | 21.06% | 23.84% | 30.98% | 30.13% | 22.20% | 17.09% | 24.17% |
EBT Margin
|
|||
| 9 | 7 | 13 | 17 | 26 | 40 | 42 | 36 | 31 | 57 |
Net Income
|
|||
| 1 | 1 | 1 | 3 | 2 | 2 | 2 | 1 | 2 | 4 |
Depreciation
|
|||
| 6.36 | 6.38 | 7.04 | 7.85 | 10.69 | 12.60 | 12.84 | 14.87 | 16.78 | 18.70 |
Revenue/Sh
|
|||
| 0.86 | 0.63 | 1.05 | 1.23 | 1.87 | 2.90 | 2.98 | 2.56 | 2.12 | 3.45 |
Earnings/Sh
|
|||
| 0.69 | 3.09 | 2.34 | (1.98) | 0.40 | 9.57 | 3.66 | 3.39 | 2.39 | 4.20 |
Cash Flow/Sh
|
|||
| (0.06) | (0.13) | (0.14) | (0.02) | (0.02) | 0.00 | (0.11) | (0.15) | (0.15) | (0.14) |
Capex/Sh
|
|||
| 0.63 | 2.97 | 2.19 | (2.00) | 0.38 | 9.57 | 3.55 | 3.23 | 2.25 | 4.06 |
Free CF/Sh
|
|||
| 6.45 | 7.11 | 9.46 | 9.71 | 11.55 | 14.34 | 15.97 | 18.20 | 24.35 | 24.23 |
Book Value/Sh
|
|||
| 11 | 11 | 12 | 14 | 14 | 14 | 14 | 14 | 15 | 17 |
Shares
|
|||
| 2.19 | 2.19 | 10.77 | 12.01 | 7.45 | 9.07 | 7.80 | 9.75 | 13.38 | 8.17 |
PE Ratio
|
|||
| 0.00 | 0.00 | 1.62 | 1.90 | 1.30 | 2.08 | 1.81 | 1.68 | 1.70 | 1.51 |
PS Ratio
|
|||
| 2.10 | 2.10 | 1.21 | 1.53 | 1.21 | 1.83 | 1.45 | 1.37 | 1.17 | 1.16 |
PB Ratio
|
|||
| 0.00 | 0.00 | 1.42 | 1.27 | 0.55 | 1.22 | 2.02 | 1.66 | 1.00 | 0.85 |
EV/Sales
|
|||
| 2.79 | 2.79 | 4.55 | (4.99) | 15.65 | 1.61 | 7.31 | 7.61 | 7.46 | 3.91 |
EV/FCF
|
|||
| 8 | 35 | 28 | (27) | 5 | 132 | 51 | 47 | 35 | 70 |
Op' Cash Flow
|
|||
| (1) | (1) | (2) | 0 | 0 | 0 | (2) | (2) | (2) | (2) |
Capex
|
|||
| 7 | 33 | 27 | (28) | 5 | 132 | 50 | 45 | 33 | 67 |
FCF
|
|||
| 44 | 43 | 85 | 120 | 102 | 17 | 43 | 46 | 49 | 101 |
Working Cap'
|
|||
| 23 | 19 | 17 | 48 | 36 | 34 | 119 | 49 | 34 | 52 |
Total Debt
|
|||
| (15) | (33) | (17) | (67) | (111) | (149) | 39 | (5) | (171) | (204) |
Net Debt
|
|||
| 71 | 80 | 115 | 133 | 159 | 198 | 224 | 255 | 355 | 402 |
Sh' Equity
|
|||
| 1.15% | 0.74% | 1.20% | 1.33% | 1.56% | 2.03% | 2.00% | 1.65% | 1.14% | 1.68% |
ROA
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| 17.39% | 18.68% | 11.41% | 21.46% | 45.36% | 69.33% | 12.90% | 11.56% | 15.56% | 24.69% |
ROIC
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| 14.48% | 9.42% | 13.12% | 13.63% | 17.65% | 22.38% | 19.82% | 14.98% | 10.15% | 15.11% |
ROE
|
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Capital Bancorp, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FBIZ First Business Financial Services, Inc. | $587.5M | 10.8× | Compare |
| GCBC Greene County Bancorp, Inc. | $590.8M | 14.3× | Compare |
| BWB Bridgewater Bancshares, Inc. | $576.6M | 11.0× | Compare |
| SFST Southern First Bancshares, Inc. | $569.8M | 12.8× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| KRNY Kearny Financial | $603.8M | 16.4× | Compare |
| CIVB Civista Bancshares, Inc. | $568.8M | 10.0× | Compare |
| SUPV Grupo Supervielle S.A. | $568.4M | 0.0× | Compare |
| UNTY Unity Bancorp, Inc. | $555.0M | 9.6× | Compare |
Capital Bancorp, Inc. (CBNK) key facts
- Capital Bancorp, Inc. (CBNK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Capital Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $310.1 million, up 26.7% from fiscal 2024.
- As of September 25, 2026, CBNK traded at $36.05, a market capitalization of $586.1 million.
- Capital Bancorp, Inc. pays an annual dividend of $0.32 per share, a yield of 1.59%, with a payout ratio of 9.27%.
- Return on equity was 15.1% and debt-to-equity 0.12.
Capital Bancorp, Inc. (CBNK) Latest News
23 Sep
Capital Bancorp, Inc. (CBNK) is highlighted as a strong value stock by Zacks Investment Research. The piece notes CBNK carries a Zacks Rank of #2 (Buy) and a Value grade of A, signaling undervaluation relative to peers. The stock trades at a price-earnings ratio of 9.13, below the industry average of 9.97, with a forward P/E range of 8.01 to 12.04 over the past year (median 9.16). Price-to-sales sits at 1.81 versus an industry average of 2.31, and price-to-cash-flow is 11.64 compared with 12.32 for its peers. Over the last year, CBNK's P/CF has ranged from 10.12 to 16.26, anchored by a seemingly solid cash outlook. The article argues these metrics, along with improving earnings outlook, render CBNK a compelling value proposition in current markets, and it promotes downloading a free Zacks report for more coverage. Valuation metrics and a Buy rating indicate potential upside and could lift investor sentiment toward CBNK.
10 Sep
Capital Bancorp (CBNK) upgraded to Buy rating by analysts. Analyst Buy upgrade can moderately lift near-term investor sentiment and share price.
27 Jul
Capital Bancorp (CBNK) surpassed Q2 earnings estimates. Q2 earnings beat provides moderate positive signal for near-term stock performance and sentiment.
Capital Bancorp reported 2Q ROA of 1.52% and EPS of $0.87. Quarterly earnings metrics directly signal profitability trends that can shift short-term stock valuation.
27 Apr
Capital Bancorp, Inc. (CBNK) maintains strong growth trajectory amid accelerated investment initiatives. Sustained growth and accelerated investments represent major strategic expansion boosting future performance and investor sentiment.
Capital Bancorp, Inc. (CBNK) reported first-quarter earnings and revenue below analyst estimates. Missing Q1 earnings and revenue estimates highlights weaker financial results, likely affecting short-term stock performance and investor sentiment.
2 Feb
Capital Bancorp, Inc. (CBNK) is highlighted as an undervalued investment opportunity in the US market for February 2026, with analysts noting its strong fundamentals and growth potential. The company is positioned well within the banking sector, benefiting from favorable economic conditions and strategic initiatives aimed at expanding its market presence. Investors are encouraged to consider CBNK as a promising asset for long-term gains. Capital Bancorp's strong fundamentals and growth potential indicate a significant impact on its future performance.
28 Jan
Capital Bancorp, Inc. (CBNK) is being considered for addition to investment watchlists due to its recent performance and market positioning. Analysts are evaluating the company's growth potential and financial health, which may influence investor sentiment. The article highlights key factors that could impact CBNK's future trajectory in the banking sector. Moderate influence is expected due to the company's growth potential and market positioning.
26 Jan
Capital Bancorp, Inc. (CBNK) reported strong Q4 earnings and revenue that exceeded analysts' expectations, showcasing robust financial performance. The bank's growth was driven by increased loan demand and effective cost management strategies. This positive financial outcome reflects the company's solid operational execution and positions it favorably for future growth. Strong Q4 earnings and revenue growth indicate significant operational success and potential for future performance improvements.
Capital Bancorp, Inc. (CBNK) reported its Q4 earnings, showcasing a strong performance with notable increases in net income and total assets. The bank's strategic initiatives and focus on customer service contributed to its growth, while maintaining a solid capital position. The results reflect the company's resilience in a competitive banking environment, positioning it well for future opportunities. Strong earnings growth and strategic initiatives indicate significant potential for future performance.
Capital Bancorp, Inc. (CBNK) reported a fourth-quarter earnings per share (EPS) of $0.91, with a return on assets (ROA) of 1.71% and a return on equity (ROE) of 15.23%. For fiscal year 2025, the company anticipates record earnings, double-digit balance sheet growth, and maintains a consistent ROA of 1.71%. The forecast of record earnings and significant balance sheet growth indicates a strong potential for future performance and investor sentiment.
30 Dec
Capital Bancorp, Inc. has announced management changes aimed at aligning its leadership structure with its long-term growth strategy. These changes are intended to enhance operational efficiency and support the company's objectives for future expansion. Management changes that align with long-term growth strategies are likely to significantly impact the company's future performance and investor sentiment.
16 Dec
Investors in Capital Bancorp, Inc. (NASDAQ: CBNK) have seen a remarkable return of 137% over the past five years, reflecting the company's strong performance and growth in the banking sector. This increase highlights the effectiveness of Capital Bancorp's strategies and its ability to navigate market challenges successfully, positioning it favorably for future opportunities. The significant return on investment indicates strong financial performance and potential for continued growth, impacting investor sentiment positively.
4 Dec
Capital Bancorp, Inc. is expanding its Small Business Administration (SBA) team to accelerate growth in SBA lending. This strategic move aims to enhance the bank's capabilities in providing financial support to small businesses, reflecting a commitment to increasing its market presence in the SBA sector. The expansion of the SBA team is a significant strategic move that could enhance the bank's competitive positioning and financial performance in the small business lending market.
19 Nov
Capital Bancorp, Inc. has been recognized for the sixth time as one of the 'Best Banks to Work For' by American Banker. This accolade highlights the company's commitment to employee satisfaction and workplace culture, reflecting its efforts to create a positive environment for its staff. The recognition is based on employee feedback and various workplace metrics, showcasing Capital Bank's dedication to fostering a supportive and engaging workplace. Recognition as a top workplace can enhance employee morale and retention, positively influencing overall performance.
14 Nov
Capital Bancorp, Inc. has appointed Jacob Dalaya as its new Chief Financial Officer, effective immediately. Dalaya brings extensive experience in financial management and strategic planning, having previously held senior roles in various financial institutions. His appointment is expected to enhance the company's financial operations and support its growth strategy. The appointment of a new CFO may influence financial performance and strategic direction but is not expected to drastically change the company's trajectory.
5 Nov
Capital Bancorp, Inc. (CBNK) is set to pay a dividend, which has garnered positive attention from investors. The company has a strong track record of dividend payments, indicating financial stability and commitment to returning value to shareholders. Analysts highlight the potential for future growth and the sustainability of the dividend, making it an attractive option for income-focused investors. The upcoming dividend reflects the company's solid performance and strategic positioning in the market. The upcoming dividend is a significant indicator of the company's financial health and could positively influence investor sentiment.
29 Oct
Capital Bancorp, Inc. (CBNK) reported a 53% increase in earnings, highlighting strong financial performance and reinforcing positive narratives around its profit margins. The growth reflects effective management strategies and favorable market conditions, positioning the company favorably for future opportunities. The significant earnings jump indicates a strong financial trajectory and could enhance investor sentiment.
27 Oct
Capital Bancorp, Inc. reported its Q3 earnings, showcasing a notable increase in net income and improved financial metrics compared to the previous quarter. The bank's total assets and deposits also saw significant growth, reflecting strong operational performance. Management highlighted strategic initiatives aimed at enhancing customer experience and expanding market presence. Overall, the results indicate a positive trajectory for the company amidst a competitive banking landscape. The significant growth in net income and assets suggests a strong operational performance that could influence future market positioning.
Capital Bancorp, Inc. (CBNK) reported a third-quarter earnings per share (EPS) of $0.89, with a return on assets (ROA) of 1.77% and a return on equity (ROE) of 15.57%. The company continues to experience strong growth in loans and book value, indicating robust financial performance and stability. Strong growth in loans and book value suggests significant positive momentum for future performance.
Capital Bancorp, Inc. (CBNK) reported its Q3 earnings, which fell short of analysts' expectations. The company's performance was impacted by various factors, leading to a decline in net income compared to the previous quarter. Despite the earnings miss, management remains optimistic about future growth and strategic initiatives aimed at improving financial performance. Investors reacted negatively to the news, reflecting concerns over the bank's ability to meet market expectations moving forward. Earnings miss indicates potential challenges in financial performance but does not fundamentally alter the company's long-term trajectory.
21 Sep
Capital Bancorp, Inc. (CBNK) has attracted significant interest from institutional investors, holding a 42% ownership stake in the company. This level of institutional investment indicates confidence in CBNK's potential for growth and stability in the financial sector, suggesting that the company may be well-positioned for future success. The substantial institutional ownership suggests a significant shift in investor sentiment and potential strategic advantages for the company.
11 Aug
Capital Bancorp, Inc. (CBNK) reported its second quarter earnings for 2025, which fell short of analysts' expectations. The company's financial performance was impacted by various factors, leading to concerns about its future growth and market position. Investors reacted negatively to the news, reflecting a lack of confidence in the company's ability to meet future targets. Earnings miss indicates potential challenges in financial performance and market sentiment.
28 Jul
Capital Bancorp, Inc. (CBNK) reported its Q2 earnings, showcasing a notable increase in net income and improved financial metrics compared to the previous year. The bank's total assets and deposits also rose, reflecting strong growth in its core banking operations. Management highlighted strategic initiatives aimed at enhancing customer experience and expanding market presence. Overall, the results indicate a positive trajectory for the company amidst a competitive landscape. Significant growth in net income and assets suggests a strong strategic position and potential for future performance improvements.
Capital Bancorp, Inc. (CBNK) reported a return on assets (ROA) of 1.60% and earnings per share (EPS) of $0.78 for the second quarter. The company experienced growth across loans, deposits, and card services, alongside improving credit conditions, which contributed to strong profitability. Strong profitability and growth in key financial metrics indicate significant positive momentum for the company's future performance.
Capital Bancorp, Inc. (CBNK) reported its Q2 earnings, missing both earnings and revenue estimates. The company's performance fell short of analysts' expectations, raising concerns about its financial health and future growth prospects. Investors reacted negatively to the news, reflecting uncertainty about the bank's ability to meet market demands and maintain profitability. Missing earnings and revenue estimates indicates potential challenges in financial performance and market positioning.
17 Jul
As the U.S. stock market nears all-time highs, growth companies with high insider ownership are gaining attention. Capital Bancorp, Inc. is highlighted with 32.1% insider ownership and a projected earnings growth of 23% per annum. The bank holding company, with a market cap of $571.80 million, reported a nearly doubled net income of $13.93 million for Q1 2025 and anticipates revenue growth of 18% annually. Insider activity shows more buying than selling, and the stock trades below its estimated fair value, indicating potential for strong future performance. Capital Bancorp's strong earnings growth forecast and insider ownership suggest significant confidence in its future performance.
13 Jun
Capital Bancorp, Inc. (CBNK) is highlighted as a growth stock with high insider ownership, reporting a 32.2% insider ownership and a forecasted earnings growth of 23.3% annually. The company, with a market cap of approximately $534.20 million, has shown significant earnings improvements, with net income rising to $13.93 million in Q1 2025. Despite recent shareholder dilution, insider buying has been more frequent than selling. Analysts suggest potential undervaluation of Capital Bancorp shares in the market. Significant earnings growth and insider buying indicate a positive trajectory for Capital Bancorp's future performance.
10 Jun
Investing in Capital Bancorp, Inc. (NASDAQ: CBNK) five years ago would have resulted in a remarkable 211% gain for investors. The company's strong performance reflects its effective strategies and growth in the banking sector, positioning it favorably in the market. Analysts highlight the bank's solid fundamentals and potential for continued success, making it an attractive option for investors looking for growth opportunities. The significant gain over five years indicates strong performance and potential for future growth, impacting investor sentiment positively.
19 May
Capital Bancorp, Inc. has launched a new digital banking platform in collaboration with Q2, aiming to enhance customer experience and drive innovation. This initiative reflects the bank's commitment to modernizing its services and meeting the evolving needs of its customers, positioning itself for growth in the competitive banking landscape. The launch of a new digital banking platform is a significant strategic move that could enhance customer engagement and competitive positioning.