Community West Bancshares CWBC

26.77 0.41 1.56% as of 25 Sep
Market cap
$722.9M
P/E
14.4×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.24
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 5 — 1 6 — — 2 2 1 5 —
Sell — — — — — — — — — — — —
Insider Ownership 10.06%

Capital & Financial Ratios

Market Cap 722.94
Revenue 214.89
Net Income 36.23
Free Cash Flow 48.26
Net Debt (131.55)
Current Ratio 0.89
Debt/Equity 0.12
P/E ratio 14.39
P/S ratio 3.37
P/B ratio 1.19
Past 5Y EPS Growth (22.41%)
This Y EPS Growth (2.75%)
Next Y EPS Growth 52.87%
Next 5Y EPS Growth 86.89%
in millions of $

Dividends

Payout Ratio 0.21
Annual Dividend Rate 0.48
Annual Dividend Yield 2.77%
total individual payouts
2027 Powerpack
2026 0.48
0.12
0.12
0.12
2025 0.48
0.12
0.12
0.12
0.12
2024 0.56
0.12
0.08
0.12
0.12
0.12
2023 0.68
0.08
0.12
0.08
0.12
0.08
0.12
0.08
2022 0.66
0.07
0.12
0.08
0.12
0.08
0.12
0.08
2021 0.74
0.06
0.11
0.12
0.07
0.12
0.07
0.12
0.07
2020 0.53
0.11
0.06
0.11
0.05
0.11
0.05
0.05
2019 0.65
0.10
0.05
0.11
0.06
0.11
0.06
0.11
0.06
2018 0.50
0.07
0.04
0.07
0.05
0.08
0.05
0.09
0.05
2017 0.34
0.04
0.06
0.04
0.06
0.04
0.06
0.04
2016 0.38
0.06
0.03
0.06
0.04
0.06
0.04
0.06
0.04
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 54 120 119 207
Receivables — — — —
Inventory — — — —
Other — — — —
1,411 2,542 2,733 3,858
2023 2024 2025 Q'26
Payables 2,042 2,911 3,095 4,119
ST’ Debt — — — —
Other — — — —
2,157 3,089 3,211 4,351
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 14.38% 19.71% 30.62%
Cash Flow 10.16% 22.11% 24.90%
Earnings 13.29% 13.41% 12.73%
Book Value 11.39% 10.82% 32.86%

Revenue

Mar Jun Sep Dec Year
’26 51 64 — — —
’25 48 48 50 50 196
’24 27 45 46 48 167
’23 26 28 28 28 109
’22 20 21 22 24 88
’21 20 20 21 22 83
’20 23 18 19 20 80
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 11 20 — — —
’25 11 12 13 10 46
’24 4 5 8 5 22
’23 11 5 8 4 28
’22 (1) 6 8 10 24
’21 6 21 4 11 43
’20 6 (4) 5 10 17
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 8 18 — — —
’25 11 11 13 10 44
’24 4 5 5 4 17
’23 10 2 9 0 21
’22 (1) 6 8 9 23
’21 6 21 4 11 42
’20 6 (4) 5 9 16
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.60 0.10 — — —
’25 0.44 0.41 0.57 0.58 2.00
’24 0.31 (0.33) 0.18 0.36 0.45
’23 0.59 0.54 0.54 0.50 2.17
’22 0.51 0.56 0.55 0.65 2.27
’21 0.60 0.60 0.54 0.57 2.31
’20 0.52 0.18 0.35 0.57 1.62
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.7
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
9.45 17.62 15.66 18.10 10.59 14.89 14.16 12.59 15.50 15.57

Analyst estimates 2026–2028

Powerpack
Low Price
20.00 23.94 22.34 22.15 21.69 23.83 23.99 25.99 24.47 24.37
High Price
319 343 309 288 287 247 262 267 355 341
Employees
0 0 0 0 0 0 0 0 0 1
Revenue/Emp
56 68 75 80 80 83 88 109 167 196
Revenue
98.05% 98.33% 98.01% 96.79% 98.00% 98.43% 96.11% 81.73% 70.02% 74.76%
Gross Margin
22 24 28 30 27 38 35 34 11 53
EBT
39.28% 34.92% 37.46% 37.61% 34.16% 45.88% 39.91% 30.92% 6.59% 26.77%
EBT Margin
15 14 21 21 20 28 27 26 8 38
Net Income
8 9 7 5 4 8 8 8 6 2
Depreciation
4.97 5.47 5.44 5.94 6.37 6.77 7.52 9.33 9.77 10.33
Revenue/Sh
1.34 1.12 1.55 1.60 1.62 2.32 2.27 2.17 0.45 2.01
Earnings/Sh
1.15 2.02 2.18 1.62 1.36 3.50 2.02 2.35 1.30 2.43
Cash Flow/Sh
(0.08) (0.07) (0.06) (0.07) (0.12) (0.08) (0.03) (0.56) (0.29) (0.12)
Capex/Sh
1.07 1.95 2.13 1.55 1.24 3.42 1.99 1.79 1.01 2.31
Free CF/Sh
14.48 16.80 16.04 17.01 19.55 20.25 14.91 17.65 21.24 21.56
Book Value/Sh
11 12 14 13 13 12 12 12 17 19
Shares
14.71 17.46 12.17 13.54 9.19 8.95 9.28 10.24 36.55 11.19
PE Ratio
4.00 3.67 3.47 3.65 2.34 3.07 2.80 2.39 1.98 2.18
PS Ratio
1.37 1.20 1.18 1.27 0.76 1.03 1.41 1.26 0.91 1.04
PB Ratio
3.41 2.28 3.11 3.06 1.52 1.57 3.24 2.54 1.68 1.93
EV/Sales
15.78 6.37 7.97 11.67 7.84 3.11 12.23 13.25 16.31 8.60
EV/FCF
13 25 30 22 17 43 24 28 22 46
Op' Cash Flow
(1) (1) (1) (1) (1) (1) 0 (7) (5) (2)
Capex
12 24 29 21 16 42 23 21 17 44
FCF
(458) (429) (346) (344) (565) (937) (825) (746) (547) (478)
Working Cap'
5 5 5 5 5 39 70 70 70 70
Total Debt
(33) (95) (27) (47) (65) (124) 38 16 (51) (49)
Net Debt
164 210 220 228 245 248 175 207 363 410
Sh' Equity
1.12% 0.90% 1.33% 1.37% 1.13% 1.28% 1.09% 1.05% 0.26% 1.06%
ROA
11.43% 14.02% 9.10% 10.36% 9.47% 19.19% 10.31% 9.81% 4.13% 9.25%
ROIC
10.01% 7.51% 9.92% 9.58% 8.60% 11.52% 12.61% 13.38% 2.69% 9.88%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Community West Bancshares peers in Banks Regional

All 325 Banks Regional stocks →

Community West Bancshares (CWBC) key facts

  • Community West Bancshares (CWBC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Community West Bancshares' revenue for fiscal 2025 (year ended December 2025) was $196.2 million, up 17.6% from fiscal 2024.
  • As of September 25, 2026, CWBC traded at $26.77, a market capitalization of $722.9 million.
  • Community West Bancshares pays an annual dividend of $0.48 per share, a yield of 2.77%, with a payout ratio of 20.7%.
  • Return on equity was 9.88% and debt-to-equity 0.12.

Source: company filings (standardised) and stockrow calculations.

Community West Bancshares (CWBC) Latest News

News by impact score

Fine-tune

23 Jul

3

Community West Bancshares (CWBC) released Q2 earnings with analysis of key financial metrics. Quarterly earnings release and metric review can shift near-term investor views on financial health.

3

Community West Bancshares reported earnings results for the quarter ended June 30, 2026, and declared a quarterly dividend. Quarterly earnings and dividend announcements supply financial data that can shift near-term investor views on performance.

23 Apr

4

Community West Bancshares (CWBC) reported Q1 earnings and revenues that exceeded analyst estimates. Beating Q1 earnings and revenue estimates signals strong financial performance, likely enhancing investor sentiment and stock trajectory.

3

Community West Bancshares (CWBC) reported Q1 earnings, with key metrics compared directly to Wall Street estimates. Q1 earnings metrics versus estimates influence financial performance and investor sentiment moderately.

3

Community West Bancshares reported earnings results for the quarter ended March 31, 2026, and declared a quarterly dividend. Quarterly earnings and dividend announcements directly affect financial performance perceptions and short-term market sentiment.

15 Apr

3

Community West Bancshares (CWBC) is positioned to surpass earnings estimates again, driven by a history of consistent beats, robust loan growth, solid deposit base, and favorable interest rate environment. Expected earnings beat highlights strong financial performance and operational efficiency, moderately boosting investor confidence without transformative changes.

3

Wall Street expects earnings growth for Community West Bancshares (CWBC) ahead of Moody's (MCO) report next week. Expected earnings growth ahead of Moody's report moderately influences CWBC's financial performance and investor sentiment.

1 Apr

4

Community West Bancshares completed its merger with United Security Bancshares, creating a stronger community bank in Central California. Merger completion expands CWBC's footprint, assets, and competitive position in Central California banking.

16 Mar

4

Community West Bancshares (CWBC) received regulatory approvals to merge with United Security Bancshares. Regulatory approvals enable a major merger that could significantly expand CWBC's operations, market presence, and investor sentiment.

1 Feb

3

Community West Bancshares (CWBC) is set to pay a dividend of US$0.12, which is viewed positively by analysts. The company has shown consistent performance and growth, making the upcoming dividend an attractive aspect for investors. The dividend yield is appealing, and the company's financial health supports this distribution. Overall, the dividend announcement is expected to enhance investor sentiment and confidence in CWBC's future prospects. The upcoming dividend is likely to positively influence investor sentiment and financial performance, but its overall impact is expected to be limited.

29 Jan

4

Community West Bancshares (CWBC) is highlighted as a strong momentum pick due to its robust financial performance and strategic initiatives. The company has shown consistent growth, driven by effective management and a focus on expanding its market presence. Investors are encouraged to consider CWBC as a viable option for those seeking momentum in their portfolios. Strong financial performance and strategic initiatives are likely to significantly impact future growth and investor sentiment.

28 Jan

3

Community West Bancshares (CWBC) has been identified as one of the best value stocks to buy as of January 28th. The company is noted for its strong financial performance and potential for growth, making it an attractive investment option for value-focused investors. CWBC's recognition as a value stock suggests a moderately noticeable influence on its market performance and investor sentiment.

3

Community West Bancshares (CWBC) has been highlighted as one of the best income stocks to buy for January 28th, indicating strong potential for income generation and investment appeal. The company is recognized for its solid financial performance and attractive dividend yield, making it a favorable choice for income-focused investors. CWBC's recognition as a top income stock suggests a moderately noticeable influence on its market performance and investor sentiment.

26 Jan

3

Community West Bancshares has appointed Andriana D. Majarian as the Lead Independent Director, effective immediately. Majarian brings extensive experience in banking and finance, having served in various leadership roles. Her appointment is expected to enhance the board's governance and oversight capabilities. The appointment of a new Lead Independent Director may influence governance and oversight, impacting the company's strategic direction.

22 Jan

4

Community West Bancshares (CWBC) reported Q4 earnings and revenues that exceeded analysts' estimates, showcasing strong financial performance. The bank's results reflect effective management and growth strategies, contributing positively to investor sentiment and market confidence. Earnings surpassing estimates indicates significant financial health and potential for future growth.

4

Community West Bancshares reported its Q4 earnings, highlighting a notable increase in net income compared to the previous year. The bank's total assets and deposits also saw growth, reflecting a positive trend in its financial performance. Management expressed optimism about future growth opportunities and strategic initiatives aimed at enhancing shareholder value. The significant increase in net income and growth in assets indicate a strong performance that could positively influence investor sentiment and the company's trajectory.

4

Community West Bancshares (CWBC) is highlighted as one of the promising stocks in the US market, showcasing its potential for growth and investment opportunities. The article emphasizes the company's strong financial performance and strategic positioning within the banking sector, suggesting that it may be undervalued compared to its peers. Investors are encouraged to consider CWBC as a viable option for long-term gains, particularly in light of favorable market conditions and the company's robust operational framework. CWBC's strong financial performance and strategic positioning indicate significant potential for future growth and market impact.

3

Community West Bancshares (CWBC) reported its Q4 earnings, highlighting key metrics that were compared against estimates. The results showed variations in performance indicators, reflecting the bank's operational efficiency and market conditions. Analysts are assessing the implications of these earnings on CWBC's future trajectory and overall market sentiment. The earnings report indicates moderate changes in financial performance that could influence investor sentiment and operational strategies.

3

Community West Bancshares reported its earnings results for the quarter ended December 31, 2025, highlighting key financial metrics and announcing a quarterly dividend. The results reflect the bank's performance and strategic initiatives during the period, indicating a stable financial position. Earnings results and dividend announcements can moderately influence investor sentiment and financial performance.

19 Jan

3

Community West Bancshares (CWBC) is highlighted as a growth stock favored by insiders for January 2026, indicating potential investment opportunities. The article outlines key factors contributing to CWBC's favorable position, including strong financial performance and strategic initiatives that may enhance its market presence. Investors are encouraged to consider CWBC as part of their growth stock portfolio, reflecting confidence in its future prospects. CWBC's insider support and strategic initiatives suggest a moderate influence on its financial performance and market positioning.

15 Jan

4

Insiders at Community West Bancshares have made significant investments in the company, signaling positive sentiment and confidence in its future performance. This activity is often viewed as a bullish indicator, suggesting that those with intimate knowledge of the company believe in its growth potential. Such investments can enhance investor confidence and potentially influence market perception positively. Insider investments typically indicate strong confidence in the company's future, which can significantly impact market sentiment and performance.

30 Dec

3

Community West Bancshares (CWBC) is highlighted as an intriguing stock priced below its estimated value for December 2025. The article discusses the bank's financial performance, growth potential, and market positioning, suggesting that it may be undervalued compared to its peers. Analysts point to favorable market conditions and strategic initiatives that could enhance CWBC's profitability and investor appeal in the coming years. CWBC's potential for growth and market positioning may moderately influence its financial performance and investor sentiment.

29 Dec

3

Community West Bancshares (CWBC) is highlighted as one of three stocks estimated to be priced below value in December 2025, suggesting potential for growth and investment opportunities. Analysts believe that CWBC's current valuation does not reflect its future earnings potential, making it an attractive option for investors looking for undervalued stocks in the banking sector. The identification of CWBC as undervalued indicates a moderately noticeable influence on its future market performance.

26 Dec

3

Community West Bancshares (CWBC) is highlighted as one of three stocks estimated to be undervalued in December 2025, suggesting potential for growth and investment opportunities. Analysts believe that CWBC's current market position does not reflect its intrinsic value, indicating a favorable outlook for investors looking for undervalued stocks in the financial sector. The identification of CWBC as undervalued suggests a moderately noticeable influence on its market performance and investor sentiment.

3

Community West Bancshares (CWBC) is identified as one of three companies trading below their intrinsic value, suggesting potential for growth and investment opportunities. Analysts highlight that CWBC's current market price does not reflect its underlying financial health and future prospects, indicating a possible undervaluation in the market. This assessment may attract investor interest as they seek undervalued stocks with strong fundamentals. The identification of CWBC as undervalued suggests a moderately noticeable influence on investor sentiment and potential financial performance.

25 Dec

3

Community West Bancshares (CWBC) is highlighted among three stocks estimated to be trading at discounts ranging from 23.1% to 41.2%. This valuation suggests potential investment opportunities as the market may not fully recognize the company's intrinsic value. Analysts are optimistic about CWBC's prospects, indicating that the stock could be undervalued compared to its peers. The stock's estimated discount indicates a moderately noticeable influence on its market performance and investor sentiment.

3

Community West Bancshares (CWBC) is highlighted among three stocks trading at discounts ranging from 21.2% to 35.3% below their intrinsic value. This valuation suggests potential investment opportunities for those looking to capitalize on undervalued stocks in the current market environment. The identification of CWBC as undervalued may influence investor sentiment and market performance, but the overall impact is expected to be limited.

24 Dec

3

Community West Bancshares (CWBC) is highlighted as potentially undervalued by up to 32.3%, alongside two other stocks. Analysts suggest that the current market price does not reflect the company's intrinsic value, indicating a possible investment opportunity for those looking to capitalize on undervalued assets. The analysis is based on financial metrics and market conditions that suggest CWBC's stock may be poised for growth. The identification of CWBC as undervalued suggests a moderately noticeable influence on its market performance.

23 Dec

4

Community West Bancshares (CWBC) is highlighted as one of three stocks potentially undervalued relative to their estimated worth by December 2025. Analysts suggest that CWBC's financial fundamentals and market position may lead to significant appreciation in value over the next few years, making it an attractive investment opportunity for those looking to capitalize on undervalued stocks. CWBC is identified as a potentially undervalued stock, indicating significant future growth prospects.

3

Community West Bancshares (CWBC) is highlighted among three stocks estimated to be trading below their fair value, with potential undervaluation reaching up to 46%. Analysts suggest that the current market price does not reflect the company's intrinsic value, indicating a possible investment opportunity for shareholders. The report emphasizes the importance of evaluating stocks based on their fundamentals rather than market sentiment. The identification of CWBC as undervalued suggests a moderately noticeable influence on its market performance.

stockrow.com/CWBC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com