Bar Harbor Bankshares, Inc. BHB

38.96 (0.77) (1.94%) as of 25 Sep
Market cap
$666.1M
P/E
13.1×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.06
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 1 — — — — 1 1 — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 3.23%

Capital & Financial Ratios

Market Cap 666.12
Revenue 267.49
Net Income 49.37
Free Cash Flow 57.58
Net Debt 176.77
Current Ratio 0.96
Debt/Equity 0.51
P/E ratio 13.12
P/S ratio 2.44
P/B ratio 1.19
Past 5Y EPS Growth 14.40%
This Y EPS Growth 11.20%
Next Y EPS Growth 4.41%
Next 5Y EPS Growth 9.71%
in millions of $

Dividends

Payout Ratio 0.34
Annual Dividend Rate 1.08
Annual Dividend Yield 4.60%
total individual payouts
2027 Powerpack
2026 1.34
0.32
0.34
0.34
2025 1.26
0.30
0.32
0.32
0.32
2024 1.18
0.28
0.30
0.30
0.30
2023 1.10
0.26
0.28
0.28
0.28
2022 1.02
0.24
0.26
0.26
0.26
2021 0.94
0.22
0.24
0.24
0.24
2020 0.88
0.22
0.22
0.22
0.22
2019 0.86
0.20
0.22
0.22
0.22
2018 0.79
0.19
0.20
0.20
0.20
2017 0.75
0.19
0.19
0.19
0.19
2016 0.73
0.18
0.18
0.18
0.19
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 95 72 81 104
Receivables — — — —
Inventory — — — —
Other — — — —
3,068 3,192 3,658 3,697
2023 2024 2025 Q'26
Payables 3,141 3,268 3,821 3,854
ST’ Debt — — — —
Other — — — —
3,141 3,268 3,821 3,854
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 14.28% 7.61% 14.82%
Cash Flow 9.03% 18.47% (4.78%)
Earnings 9.31% 2.12% (5.36%)
Book Value 13.20% 5.52% 10.62%

Revenue

Mar Jun Sep Dec Year
’26 66 68 — — —
’25 56 53 66 68 244
’24 54 56 58 57 226
’23 50 52 54 54 209
’22 36 38 42 46 161
’21 38 37 40 38 153
’20 42 41 41 45 169
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 5 25 — — —
’25 9 5 17 17 48
’24 9 7 24 13 52
’23 17 (5) 19 16 47
’22 6 12 20 17 56
’21 15 (2) 18 28 59
’20 3 13 16 (11) 21
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 3 22 — — —
’25 8 3 57 (24) 44
’24 8 2 24 12 46
’23 16 (6) 17 14 41
’22 6 12 20 16 53
’21 14 (2) 18 28 57
’20 2 12 14 (14) 14
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.81 0.91 — — —
’25 0.66 0.40 0.54 0.70 2.31
’24 0.66 0.67 0.80 0.72 2.84
’23 0.86 0.71 0.73 0.65 2.95
’22 0.60 0.70 0.76 0.83 2.88
’21 0.63 0.60 0.73 0.65 2.61
’20 0.50 0.55 0.56 0.58 2.18
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
19.69 25.09 21.25 21.24 13.05 21.26 24.00 19.55 23.26 26.43

Analyst estimates 2026–2028

Powerpack
Low Price
33.25 33.41 30.95 27.58 25.55 32.94 33.11 32.42 38.47 35.00
High Price
172 423 445 460 531 489 486 462 458 530
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
70 142 155 164 169 153 161 209 226 244
Revenue
82.66% 83.17% 76.47% 72.28% 84.07% 90.05% 92.03% 73.00% 66.81% 69.24%
Gross Margin
21 43 40 27 42 49 55 57 53 46
EBT
29.80% 30.01% 26.06% 16.31% 24.64% 31.77% 34.03% 27.30% 23.32% 18.83%
EBT Margin
15 26 33 23 33 39 44 45 44 37
Net Income
5 9 8 8 9 9 8 7 6 5
Depreciation
7.70 9.36 10.03 10.58 11.09 10.23 10.72 13.82 14.80 15.35
Revenue/Sh
1.65 1.71 2.13 1.46 2.18 2.63 2.90 2.96 2.86 2.32
Earnings/Sh
1.85 2.66 2.44 1.94 1.36 3.95 3.72 3.13 3.44 3.04
Cash Flow/Sh
(0.47) (0.21) (0.31) (0.59) (0.44) (0.11) (0.17) (0.40) (0.39) (0.28)
Capex/Sh
1.38 2.45 2.13 1.34 0.91 3.84 3.55 2.73 3.04 2.76
Free CF/Sh
17.28 23.36 23.93 25.51 26.70 28.34 26.16 28.53 30.08 33.51
Book Value/Sh
9 15 15 16 15 15 15 15 15 16
Shares
19.13 15.79 10.53 17.51 10.32 11.04 10.79 9.96 10.73 13.38
PE Ratio
4.11 2.89 2.24 2.40 2.04 2.83 2.92 2.13 2.07 2.02
PS Ratio
1.83 1.16 0.94 1.00 0.85 1.02 1.20 1.03 1.02 0.93
PB Ratio
11.67 8.09 6.26 5.28 2.69 2.36 4.79 3.26 3.03 2.80
EV/Sales
65.23 30.89 29.53 41.60 32.67 6.29 14.47 16.55 14.76 15.55
EV/FCF
17 40 38 30 21 59 56 47 52 48
Op' Cash Flow
(4) (3) (5) (9) (7) (2) (3) (6) (6) (4)
Capex
12 37 33 21 14 57 53 41 46 44
FCF
77 212 92 (13) (112) (283) (74) (73) (76) (163)
Working Cap'
537 830 724 531 336 179 394 332 291 270
Total Debt
528 739 625 474 110 (72) 302 237 218 189
Net Debt
157 355 371 396 407 424 393 432 458 533
Sh' Equity
0.90% 0.98% 0.92% 0.62% 0.90% 1.06% 1.14% 1.14% 1.08% 0.84%
ROA
1.90% 2.44% 2.54% 1.93% 5.03% 8.63% 4.93% 5.34% 4.86% 3.98%
ROIC
9.61% 10.17% 9.08% 5.90% 8.28% 9.46% 10.65% 10.87% 9.78% 7.45%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Bar Harbor Bankshares, Inc. (BHB) key facts

  • Bar Harbor Bankshares, Inc. (BHB) is a Banks Regional company in the Financial sector, listed on NYSE American.
  • Bar Harbor Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $244.0 million, up 8.14% from fiscal 2024.
  • Net income was $36.9 million, or $2.32 per share (basic), a net margin of 15.1%.
  • As of September 25, 2026, BHB traded at $38.96, a market capitalization of $666.1 million.
  • At that price the stock trades at 13.1× trailing-twelve-month earnings and 2.4× sales.
  • Bar Harbor Bankshares, Inc. pays an annual dividend of $1.08 per share, a yield of 4.60%, with a payout ratio of 33.7%.
  • Return on equity was 7.45% and debt-to-equity 0.51.

Source: company filings (standardised) and stockrow calculations.

Bar Harbor Bankshares, Inc. (BHB) Latest News

News by impact score

Fine-tune

21 Jul

3

Bar Harbor Bankshares reported second quarter 2026 results and declared a dividend. Quarterly results and dividend declarations typically move near-term share price.

21 Apr

4

Bar Harbor Bankshares reported first quarter 2026 results, declared an increased dividend, and announced a share repurchase plan. Increased dividend and share repurchase plan demonstrate strong financial health and commitment to enhancing shareholder value.

3

Bar Harbor Bankshares (BHB) Q1 earnings topped analyst estimates. Q1 earnings beat signals stronger financial performance with moderate positive influence on market sentiment and trajectory.

9 Apr

3

Bar Harbor Bankshares (BHB) earnings expected to grow, prompting buy consideration amid positive outlook. Expected earnings growth signals moderate positive influence on financial performance and investor sentiment.

9 Feb

4

Bar Harbor Bankshares, Inc. (BHB) is highlighted as a high-growth dividend stock, appealing to investors seeking both income and capital appreciation. The bank has demonstrated consistent growth in earnings and dividends, positioning itself favorably in the financial sector. Analysts suggest that BHB's strategic initiatives and strong market presence could lead to continued success, making it an attractive option for dividend-focused investors. BHB's growth strategy and consistent dividend performance are likely to significantly influence its future market position and investor sentiment.

26 Jan

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as one of three top-ranked dividend stocks that can enhance retirement income. The article emphasizes the importance of dividend-paying stocks for investors seeking stable income streams, particularly in uncertain market conditions. BHB's strong financial performance and commitment to returning value to shareholders through dividends make it an attractive option for income-focused investors. BHB's strong dividend performance may positively influence investor sentiment and financial stability, but broader market factors will also play a significant role.

23 Jan

4

Bar Harbor Bankshares, Inc. (BHB) is highlighted as a strong investment choice due to its solid financial performance, strategic growth initiatives, and favorable market conditions. The bank's focus on community engagement and customer service, along with its robust asset quality, positions it well for future success. Analysts suggest that BHB's commitment to innovation and expansion could enhance its competitive edge in the banking sector, making it an attractive option for investors seeking stability and growth. Significant growth initiatives and strong financial performance are likely to positively influence Bar Harbor Bankshares' future trajectory.

22 Jan

4

Bar Harbor Bankshares, Inc. (BHB) reported Q4 earnings and revenues that exceeded analysts' estimates, showcasing strong financial performance. The bank's results reflect effective management and growth strategies, contributing positively to investor sentiment. This performance may enhance the company's competitive positioning in the market. Strong earnings and revenue growth can significantly influence investor sentiment and the company's market trajectory.

3

Bar Harbor Bankshares, Inc. (BHB) reported its Q4 earnings, showcasing a notable performance with increased revenues and net income compared to the previous year. The bank's strong financial results reflect effective management strategies and growth in its lending portfolio. Additionally, the company highlighted its commitment to community engagement and sustainable practices, which may enhance its reputation and customer loyalty moving forward. The earnings report indicates moderate growth and stability, which may positively influence investor sentiment but is not expected to drastically change the company's trajectory.

3

Bar Harbor Bankshares, Inc. (BHB) reported its financial results for the fourth quarter of 2025, highlighting key performance metrics and overall growth. The bank also declared a dividend, reflecting its commitment to returning value to shareholders. The results indicate a positive trajectory for the company, with improvements in various financial indicators compared to previous quarters. The reported financial results and dividend declaration suggest a moderately noticeable influence on the company's performance and market sentiment.

13 Jan

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as one of three dividend stocks with yields up to 4%, making it an attractive option for income-focused investors. The article emphasizes the importance of dividend yields in portfolio diversification and income generation, particularly in a fluctuating market. BHB's financial stability and consistent dividend payments are noted as key factors for consideration by potential investors. BHB's dividend yield and financial stability may moderately influence investor sentiment and market performance.

15 Dec

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as a top-ranked dividend stock for maximizing retirement portfolios. The article emphasizes the importance of dividend stocks in providing steady income and long-term growth potential. BHB's strong financial performance and commitment to returning value to shareholders through dividends make it an attractive option for investors seeking stability and income in their retirement investments. BHB's strong dividend performance may moderately influence investor sentiment and financial stability.

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as one of three dividend stocks yielding up to 4%, appealing to investors seeking steady income. The article emphasizes the importance of dividends in providing reliable returns, especially in uncertain market conditions. BHB's consistent dividend payments are noted as a key factor for income-focused investors, positioning the bank as a stable option in the current financial landscape. BHB's dividend yield may attract income-focused investors, influencing market sentiment but not fundamentally altering its trajectory.

1 Dec

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as one of three top dividend stocks for maximizing retirement income. The article emphasizes the importance of dividend-paying stocks in providing a reliable income stream for retirees. BHB's strong financial performance and commitment to returning value to shareholders through dividends make it an attractive option for income-focused investors. The bank's consistent dividend history and growth potential are also noted as key factors for consideration. BHB's strong dividend performance may moderately influence investor sentiment and financial stability.

14 Nov

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as one of the top dividend stocks to consider for investment. The bank has demonstrated consistent dividend payments, making it an attractive option for income-focused investors. Its strong financial performance and commitment to returning value to shareholders further bolster its appeal in the current market environment. BHB's consistent dividend payments and financial performance may moderately influence investor sentiment and financial stability.

4 Nov

3

Bar Harbor Bankshares, Inc. (BHB) has seen increased activity in its options market, suggesting that investors are anticipating a significant price movement in the stock. The heightened trading volume in call options indicates bullish sentiment, with traders betting on a potential spike in the stock's value. Analysts are closely monitoring these developments as they may signal upcoming volatility or changes in market perception regarding the bank's performance. Increased options activity may influence market sentiment and stock performance but is not expected to fundamentally alter the company's trajectory.

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as one of three top dividend stocks for maximizing retirement income. The article emphasizes the company's strong dividend yield and consistent performance, making it an attractive option for income-focused investors. Alongside other notable dividend stocks, BHB is positioned as a reliable choice for those seeking to enhance their retirement portfolios through steady income generation. BHB's strong dividend yield may moderately influence investor sentiment and financial performance.

29 Oct

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as one of three top dividend stocks for maximizing retirement income. The article emphasizes the importance of dividend-paying stocks in providing a reliable income stream for retirees. BHB's strong financial performance and commitment to returning value to shareholders through dividends make it an attractive option for income-focused investors. BHB's focus on dividends and financial performance may moderately influence investor sentiment and financial stability.

23 Oct

4

Bar Harbor Bankshares, Inc. (BHB) has reported an earnings growth forecast that surpasses market expectations, despite experiencing a decline in profit margins. The company's ability to maintain growth amidst challenging conditions highlights its resilience and potential for future performance. The earnings growth forecast indicates a significant potential for future performance and investor sentiment despite margin challenges.

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as one of three top-ranked dividend stocks that can enhance retirement income. The article emphasizes the importance of dividend-paying stocks in providing a steady income stream for retirees, particularly in a fluctuating market. BHB's strong financial performance and commitment to returning value to shareholders through dividends make it an attractive option for investors seeking stability and income. BHB's strong dividend performance may positively influence investor sentiment and financial stability, but broader market factors will also play a significant role.

21 Oct

4

Bar Harbor Bankshares, Inc. (BHB) reported third-quarter earnings that exceeded analysts' expectations, showcasing strong revenue growth. The bank's performance reflects effective management strategies and a solid financial position, contributing positively to investor sentiment. Strong earnings and revenue growth indicate significant positive momentum for the company's future performance.

4

Bar Harbor Bankshares, Inc. (BHB) reported its financial results for the third quarter of 2025, highlighting a solid performance with increased revenues and net income compared to the previous year. The bank also declared a dividend, reflecting its commitment to returning value to shareholders. Management expressed optimism about future growth prospects and ongoing strategic initiatives aimed at enhancing operational efficiency and customer service. The reported financial results and dividend declaration indicate significant positive momentum and strategic focus that could enhance investor sentiment and future performance.

3

Bar Harbor Bankshares, Inc. (BHB) reported its Q3 earnings, showcasing a solid performance with increased revenues and net income compared to the previous year. The bank's growth was attributed to strong loan demand and improved asset quality. Management expressed optimism about future growth prospects, citing strategic initiatives and a favorable economic environment. Overall, the results reflect a positive trajectory for the bank amidst a competitive landscape. The earnings report indicates moderate growth and positive trends, which may influence financial performance but are balanced by market conditions.

15 Oct

4

Bar Harbor Bankshares, Inc. (BHB) is highlighted as a high-growth dividend stock, appealing to investors seeking both income and capital appreciation. The bank has demonstrated strong financial performance, with consistent dividend payments and growth in earnings. Analysts suggest that BHB's strategic initiatives and market positioning could lead to further growth, making it an attractive option for dividend-focused investors. The company's commitment to enhancing shareholder value through dividends and growth strategies is emphasized, positioning it favorably in the competitive banking sector. BHB's strategic initiatives and strong financial performance are likely to significantly impact its future growth and market positioning.

14 Oct

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as an undervalued small-cap stock with recent insider buying activity, indicating confidence from executives in the company's future. The article emphasizes the potential for growth in the context of broader market trends and the importance of insider transactions as a positive signal for investors. BHB's performance is analyzed alongside other small-cap stocks across various regions, suggesting a favorable investment opportunity amidst current market conditions. Insider buying suggests confidence in the company's future, which may moderately influence investor sentiment and performance.

2 Oct

3

Bar Harbor Bankshares, Inc. (BHB) is highlighted as a potential dividend stock for October 2025, emphasizing its strong financial performance and consistent dividend payments. The article outlines the bank's strategic initiatives and market positioning, suggesting that it remains a solid choice for income-focused investors. Analysts predict continued growth and stability, making BHB an attractive option in the current economic landscape. BHB's consistent dividend payments and strategic initiatives indicate a moderately noticeable influence on its financial performance.

29 Sep

4

Bar Harbor Bankshares, Inc. (BHB) has been upgraded to a Strong Buy rating by analysts, reflecting positive sentiment about the company's future performance. This upgrade is based on strong financial metrics and growth potential, indicating confidence in BHB's ability to deliver solid returns. Investors are encouraged to consider this upgrade as a signal of the bank's robust position in the market. The upgrade to Strong Buy suggests significant positive sentiment and potential for improved market performance.

4

Bar Harbor Bankshares, Inc. (BHB) is highlighted as an attractive dividend stock due to its strong financial performance, consistent dividend payments, and a solid growth strategy. The bank has demonstrated resilience in its operations, maintaining a healthy balance sheet and a commitment to returning value to shareholders. Analysts suggest that BHB's dividend yield is appealing, especially in the current market environment, making it a favorable option for income-focused investors. Strong financial performance and consistent dividends indicate significant potential for future growth and investor interest.

23 Sep

4

Bar Harbor Bankshares, Inc. (BHB) has been identified as a strong buy stock for September 23rd, indicating positive market sentiment and potential for growth. Analysts suggest that BHB's financial health and strategic positioning make it an attractive investment opportunity at this time. The identification of BHB as a strong buy suggests significant positive market sentiment and potential for future growth.

4

Bar Harbor Bankshares, Inc. (BHB) has been highlighted as one of the best income stocks to consider for investment on September 23rd. The bank's strong financial performance, consistent dividend payments, and solid growth prospects make it an attractive option for income-focused investors. Analysts emphasize the importance of BHB's strategic initiatives and market positioning in driving future returns. Bar Harbor Bankshares is positioned for significant growth due to its strong financials and strategic initiatives.

stockrow.com/BHB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com