ACNB Corporation ACNB
- Market cap
- $645.2M
- P/E
- 12.0×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 20.65 | 24.45 | 27.30 | 32.29 | 19.00 | 24.06 | 28.40 | 27.00 | 30.24 | 35.70 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 32.85 | 32.50 | 41.45 | 41.00 | 37.75 | 33.74 | 41.28 | 48.55 | 50.72 | 53.41 |
High Price
|
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| 303 | 358 | 361 | 374 | 396 | 397 | 397 | 413 | 416 | 537 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
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| 54 | 66 | 80 | 88 | 105 | 101 | 109 | 115 | 132 | 192 |
Revenue
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|||
| 92.68% | 91.76% | 90.80% | 88.44% | 88.40% | 93.15% | 96.67% | 92.77% | 81.96% | 79.08% |
Gross Margin
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| 15 | 16 | 27 | 29 | 23 | 35 | 45 | 40 | 40 | 46 |
EBT
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| 27.25% | 24.91% | 33.22% | 33.47% | 21.54% | 34.69% | 41.29% | 34.63% | 30.58% | 24.22% |
EBT Margin
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| 11 | 10 | 22 | 24 | 18 | 28 | 36 | 32 | 32 | 37 |
Net Income
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| 2 | 3 | 3 | 3 | 5 | 5 | 6 | 4 | 5 | 8 |
Depreciation
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| 8.88 | 10.08 | 11.43 | 12.42 | 12.20 | 11.58 | 12.62 | 13.53 | 15.55 | 18.70 |
Revenue/Sh
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| 1.80 | 1.50 | 3.09 | 3.36 | 2.13 | 3.19 | 4.15 | 3.72 | 3.75 | 3.61 |
Earnings/Sh
|
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| 2.00 | 2.60 | 4.20 | 3.64 | 2.95 | 4.83 | 4.55 | 4.77 | 4.68 | 5.23 |
Cash Flow/Sh
|
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| 0.10 | (0.22) | (0.16) | (0.16) | 0.04 | (0.13) | (0.08) | (0.14) | (0.11) | (0.10) |
Capex/Sh
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| 2.11 | 2.38 | 4.04 | 3.49 | 2.99 | 4.70 | 4.46 | 4.63 | 4.57 | 5.12 |
Free CF/Sh
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| 19.84 | 23.53 | 23.90 | 26.84 | 29.86 | 31.22 | 28.42 | 32.61 | 35.66 | 40.94 |
Book Value/Sh
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| 6 | 7 | 7 | 7 | 9 | 9 | 9 | 9 | 9 | 10 |
Shares
|
|||
| 17.47 | 19.70 | 12.70 | 11.26 | 11.74 | 9.78 | 9.28 | 12.48 | 10.62 | 13.62 |
PE Ratio
|
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| 3.54 | 2.95 | 3.43 | 3.04 | 2.05 | 2.70 | 3.05 | 3.43 | 2.56 | 2.59 |
PS Ratio
|
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| 1.59 | 1.26 | 1.64 | 1.41 | 0.84 | 1.00 | 1.36 | 1.42 | 1.12 | 1.18 |
PB Ratio
|
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| 4.57 | 3.87 | 3.96 | 2.50 | (1.23) | (3.99) | 1.70 | 4.56 | 4.14 | 3.58 |
EV/Sales
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| 19.26 | 16.36 | 11.22 | 8.90 | (5.02) | (9.84) | 4.81 | 13.30 | 14.08 | 13.05 |
EV/FCF
|
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| 12 | 17 | 30 | 26 | 25 | 42 | 39 | 41 | 40 | 54 |
Op' Cash Flow
|
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| 1 | (1) | (1) | (1) | 0 | (1) | (1) | (1) | (1) | (1) |
Capex
|
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| 13 | 16 | 28 | 25 | 26 | 41 | 38 | 39 | 39 | 53 |
FCF
|
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| (88) | (69) | (53) | (70) | (196) | (300) | (552) | (244) | (95) | (114) |
Working Cap'
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| 74 | 95 | 84 | 66 | 54 | 35 | 21 | 195 | 255 | 255 |
Total Debt
|
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| 55 | 60 | 43 | (48) | (346) | (675) | (147) | 129 | 208 | 190 |
Net Debt
|
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| 120 | 154 | 168 | 190 | 258 | 272 | 245 | 277 | 303 | 420 |
Sh' Equity
|
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| 0.92% | 0.70% | 1.34% | 1.41% | 0.86% | 1.04% | 1.35% | 1.28% | 1.32% | 1.32% |
ROA
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| 5.22% | 4.79% | 7.92% | 12.97% | 0.00% | 0.00% | 28.70% | 6.12% | 4.94% | 4.76% |
ROIC
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| 9.26% | 7.14% | 13.50% | 13.26% | 8.22% | 10.50% | 13.83% | 12.13% | 10.97% | 10.25% |
ROE
|
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ACNB Corporation peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| HIFS Hingham Institution for Savings | $648.0M | 11.9× | Compare |
| RRBI Red River Bancshares, Inc. | $659.1M | 14.5× | Compare |
| BHB Bar Harbor Bankshares, Inc. | $666.1M | 13.1× | Compare |
| CARE Carter Bankshares, Inc. | $666.5M | 5.2× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CCB Coastal Financial Corporation | $669.7M | 0.0× | Compare |
| MSBI Midland States Bancorp, Inc. | $687.5M | 21.3× | Compare |
| KRNY Kearny Financial | $603.8M | 16.4× | Compare |
| AROW Arrow Financial Corporation | $691.5M | 12.1× | Compare |
ACNB Corporation (ACNB) key facts
- ACNB Corporation (ACNB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- ACNB Corporation’s revenue for fiscal 2025 (year ended December 2025) was $191.8 million, up 45.1% from fiscal 2024.
- Net income was $37.1 million, or $3.61 per share (basic), a net margin of 19.3%.
- As of September 25, 2026, ACNB traded at $63.73, a market capitalization of $645.2 million.
- At that price the stock trades at 12.0× trailing-twelve-month earnings and 3.2× sales.
- ACNB Corporation pays an annual dividend of $1.12 per share, a yield of 3.36%, with a payout ratio of 24.1%.
- Return on equity was 10.3% and debt-to-equity 0.51.
ACNB Corporation (ACNB) Latest News
21 Sep
ACNB Corporation (ACNB) has surged about 33.6% year-to-date, outperforming the Finance sector's roughly 5.3% gain. The stock carries a Zacks Rank of #2 (Buy) as earnings estimates have increased, with ACNB's full-year consensus EPS seen 4.1% higher in the last quarter, signaling improving analyst sentiment. ACNB sits in the Banks - Southwest industry (20 stocks) and ranks about #88 in its industry group, where the sector average YTD gain is 6.7%, indicating ACNB's outperformance relative to its peers. By comparison, Interactive Brokers Group (IBKR) is up about 41% YTD and carries a Zacks Rank #1 (Strong Buy) with a 9.2% three-month EPS estimate increase. The article suggests ACNB and IBKR could continue their solid performance and promotes Zacks' 7 Best Stocks for the next 30 days, reflecting positive but uneven momentum within finance stocks. Rising earnings estimates and favorable relative performance could moderately influence near-term sentiment and returns.
23 Jul
ACNB Corporation posted record financial results for the second quarter of 2026. Record earnings indicate robust performance likely to strengthen investor sentiment and lift share price.
ACNB Corporation exceeded Q2 earnings and revenue estimates. Q2 earnings and revenue beat signals stronger financial results that can support near-term stock performance without fundamentally changing company trajectory.
29 Apr
ACNB Corporation declares regular and special cash dividends for Q2 2026 and authorizes a new share repurchase program. Special dividends and new share repurchase authorization signal strong financial health, return capital to shareholders, and likely boost stock price and investor confidence.
23 Apr
ACNB Corporation's Q1 earnings and revenues exceeded analyst estimates. Q1 earnings and revenue beats indicate strong financial performance, likely driving positive investor sentiment and stock price gains.
ACNB Corporation reported 2026 first quarter net income of $6.2 million, or $0.62 per diluted share, down from $7.1 million, or $0.71 per share, a year ago, primarily due to higher provision for credit losses amid economic pressures; total assets grew to $2.9 billion. Q1 earnings decline highlights financial pressures but remains within operational norms without major strategic shifts.
9 Feb
ACNB Corporation is highlighted as a top dividend stock due to its consistent dividend payments and strong financial performance. The company has a solid track record of increasing dividends, making it an attractive option for income-focused investors. Its commitment to shareholder returns and stable earnings growth positions ACNB favorably in the market, appealing to those seeking reliable dividend income. ACNB's strong dividend history and financial performance are likely to significantly influence investor sentiment and future market positioning.
2 Feb
ACNB Corporation is highlighted as an undervalued investment opportunity in the U.S. market for February 2026, with analysts noting its strong fundamentals and growth potential. The company has shown resilience in a challenging economic environment, making it an attractive option for investors seeking long-term gains. Key financial metrics indicate a solid performance, and strategic initiatives are expected to enhance its market position further. Overall, ACNB is positioned well for future growth amidst evolving market dynamics. ACNB's strong fundamentals and growth potential indicate significant impact on its future performance and market positioning.
ACNB Corporation is highlighted among three dividend stocks offering yields up to 3.5%. The article emphasizes the appeal of these dividend yields in the current market environment, suggesting that investors may find value in such stocks for income generation. ACNB's performance and stability are noted as factors contributing to its attractiveness as a dividend-paying investment. ACNB's dividend yield may influence investor sentiment and financial performance, but the overall effect is expected to be limited.
30 Jan
ACNB Corporation is highlighted as one of three top dividend stocks for maximizing retirement income. The article emphasizes the importance of dividend-paying stocks for investors seeking stable income during retirement. ACNB's strong financial performance and commitment to returning value to shareholders through dividends make it an attractive option for income-focused investors. ACNB's inclusion as a top dividend stock indicates a moderately noticeable influence on its market performance and investor sentiment.
29 Jan
ACNB Corporation has declared a cash dividend for the first quarter of 2026, reflecting its ongoing commitment to returning value to shareholders. The dividend amount and payment date have been specified, indicating the company's stable financial position and operational performance. The dividend announcement suggests a stable financial performance, which may positively influence investor sentiment but does not fundamentally alter the company's trajectory.
23 Jan
ACNB Corporation is highlighted as a top dividend stock, attracting attention from investors seeking reliable income. The company's strong financial performance and commitment to returning value to shareholders through dividends are emphasized. Analysts suggest that ACNB's consistent dividend payments and growth potential make it an appealing option for those looking to invest in dividend stocks. The article raises the question of whether now is the right time to buy ACNB shares, considering market conditions and the company's outlook. ACNB's strong dividend performance and growth potential indicate significant influence on future market sentiment and investor interest.
22 Jan
ACNB Corporation reported its fourth quarter and record financial results for 2025, showcasing significant growth in revenue and net income. The company highlighted strong performance across its banking and insurance segments, driven by increased loan demand and effective cost management strategies. Additionally, ACNB announced plans for future investments aimed at enhancing customer service and expanding its market presence. The results reflect the company's resilience and strategic focus in a competitive landscape. The reported record financial results and strategic plans indicate a significant positive shift in the company's trajectory and market positioning.
ACNB Corporation reported its Q4 earnings, highlighting key financial metrics and performance indicators. The results showed a notable increase in net income compared to the previous quarter, driven by growth in loan and deposit volumes. Management provided insights into strategic initiatives aimed at enhancing operational efficiency and customer service. The outlook for the upcoming quarter remains cautiously optimistic, with expectations for continued growth despite potential market challenges. The earnings report indicates moderate growth and strategic initiatives that could influence financial performance.
18 Jan
Investing in ACNB Corporation (NASDAQ:ACNB) five years ago would have resulted in a 114% gain, highlighting the company's strong performance over this period. The stock's appreciation reflects positive market sentiment and effective management strategies that have contributed to its growth. Investors who recognized the potential of ACNB at that time have seen substantial returns, indicating the company's solid position in the market. The significant gain over five years suggests a moderately noticeable influence on ACNB's financial performance and market positioning.
8 Jan
Options trading activity for ACNB Corporation has surged, with a notable increase in call options, suggesting that traders may anticipate a significant price movement in the stock. This uptick in options volume has raised questions about potential underlying factors influencing investor sentiment and market expectations for ACNB's future performance. Increased options trading indicates heightened investor interest, which may moderately influence market sentiment and ACNB's stock performance.
18 Dec
Options trading activity for ACNB Corporation has surged, with a notable increase in call options, suggesting that traders may anticipate a significant price movement. This heightened interest in options could indicate that traders possess insights or expectations regarding ACNB's future performance that are not yet reflected in the stock price. Analysts are closely monitoring these developments to gauge potential implications for the company's market position. Increased options trading activity may signal expectations of future price movements, potentially affecting market sentiment and ACNB's performance.
12 Dec
ACNB Corporation's stock performance has been compared to its finance peers, revealing that it has outperformed many of them this year. The analysis highlights key financial metrics and market trends that contribute to ACNB's competitive positioning. Investors are encouraged to consider these factors when evaluating the stock's potential for future growth. ACNB's performance relative to peers indicates a moderately noticeable influence on its market position and investor sentiment.
9 Dec
ACNB Corporation is highlighted as one of the top five highest-rated dividend stocks according to MarketBeat. The article emphasizes the company's strong dividend yield and consistent performance, making it an attractive option for income-focused investors. ACNB's financial stability and commitment to returning value to shareholders are key factors contributing to its high rating. The analysis includes comparisons with other dividend stocks, showcasing ACNB's competitive position in the market. ACNB's recognition as a top dividend stock may positively influence investor sentiment and financial performance.
8 Dec
ACNB Corporation is highlighted as a top-ranked dividend stock, emphasizing strategies for maximizing retirement portfolios through dividend investments. The article outlines the benefits of investing in dividend-paying stocks, particularly in the context of long-term financial planning and stability. It suggests that ACNB's strong dividend performance can attract investors seeking reliable income streams during retirement. ACNB's recognition as a top-ranked dividend stock may moderately influence investor sentiment and financial performance.
2 Dec
ACNB Corporation is highlighted as a top-ranked dividend stock, emphasizing strategies to maximize retirement portfolios through dividend investments. The article outlines the importance of selecting high-quality dividend stocks for long-term financial stability and growth, suggesting that ACNB's performance aligns with these investment strategies. ACNB's recognition as a top-ranked dividend stock may moderately influence investor sentiment and financial performance.
4 Nov
Options trading activity for ACNB Corporation has surged, raising questions about potential insider knowledge or upcoming events that could impact the stock. Analysts are observing unusual patterns in options volume, suggesting that traders may anticipate significant price movements. This heightened interest could indicate expectations of volatility or strategic developments within the company, prompting further scrutiny from investors and market watchers. Increased options trading activity may signal anticipated changes that could moderately influence ACNB's market performance.
31 Oct
ACNB Corporation has been upgraded to a Strong Buy rating, indicating a positive outlook for the stock. Analysts believe this upgrade reflects confidence in the company's future performance and potential for growth. Investors may view this as a signal to consider buying shares, anticipating an upward trend in stock value. The upgrade to Strong Buy suggests significant positive sentiment and potential for improved market performance.
28 Oct
ACNB Corporation has announced an increase in its dividend for shareholders compared to the previous year. This decision reflects the company's strong financial performance and commitment to returning value to its investors. The new dividend rate is expected to enhance shareholder confidence and attract potential investors. The increase in dividends indicates positive financial health, which may moderately influence investor sentiment and market performance.
27 Oct
ACNB Corporation is highlighted among three top-ranked dividend stocks that can enhance retirement income. The article emphasizes the importance of dividend-paying stocks for investors seeking stable income streams during retirement. It outlines the financial health and performance of ACNB, showcasing its potential for consistent dividend payouts, which can be attractive for income-focused investors. The piece encourages consideration of these stocks as part of a diversified retirement portfolio. ACNB's inclusion as a top-ranked dividend stock suggests a moderately noticeable influence on its financial performance and market sentiment.
24 Oct
ACNB Corporation reported a one-off loss of $11.7 million, raising concerns about its defensive banking strategy. This unexpected financial setback has led analysts to question the company's stability and future performance, potentially impacting investor confidence and market perception. The significant loss raises doubts about the company's financial health and could alter investor sentiment and strategic direction.
23 Oct
ACNB Corporation reported its Q3 earnings, highlighting a notable increase in net income compared to the previous year. The company attributed this growth to improved operational efficiency and a rise in interest income. Additionally, ACNB's total assets and deposits showed positive trends, reflecting strong customer engagement and market positioning. The management expressed optimism about future performance, citing strategic initiatives aimed at enhancing service offerings and expanding market reach. The significant increase in net income and positive asset trends indicate a strong potential for future growth and improved market performance.
ACNB Corporation reported its financial results for the third quarter of 2025, highlighting key metrics such as revenue growth, net income, and earnings per share. The company experienced an increase in total assets and deposits, reflecting strong customer engagement and market positioning. Management provided insights into strategic initiatives aimed at enhancing operational efficiency and expanding service offerings. Overall, the results indicate a positive trajectory for ACNB, with a focus on sustainable growth and shareholder value. The financial results indicate moderate growth and operational improvements that may influence investor sentiment and performance.
22 Oct
ACNB Corporation has declared a cash dividend of $0.24 per share for the fourth quarter of 2023, payable on December 15, 2023, to shareholders of record as of December 1, 2023. This dividend reflects the company's commitment to returning value to its shareholders and is consistent with its previous dividend payments. The dividend announcement indicates a stable financial position but does not significantly alter the company's growth trajectory.
17 Oct
ACNB Corporation is highlighted as a potential dividend stock for October 2025, emphasizing its strong financial performance and commitment to returning value to shareholders through consistent dividend payments. The article outlines the company's growth strategies and market positioning, suggesting that ACNB is well-equipped to navigate future economic challenges while maintaining its dividend policy. ACNB's strong financial performance and commitment to dividends indicate a moderately noticeable influence on its future market position.