ACNB Corporation (ACNB) vs West Coast Community Bancorp (WCCB)

ACNB Corporation and West Coast Community Bancorp are both Banks Regional companies. ACNB Corporation and West Coast Community Bancorp are of similar size ($666.0M and $656.7M). ACNB Corporation trades at the lower P/E: 12.1× against 12.3×. West Coast Community Bancorp grew revenue faster over the last twelve months: 16.0% against 14.8%. West Coast Community Bancorp has the higher net margin (29.8% vs 27.2%) and the lower return on invested capital (0.00% vs 7.93%). Both pay a dividend; ACNB Corporation yields more (1.81% vs 1.62%). Across the 15 metrics below, ACNB Corporation leads on 8 and West Coast Community Bancorp on 7.

Valuation

Metric ACNB WCCB Banks Regional median
P/E 12.08 12.27 12.02
P/S 3.24 3.64 2.36
P/B 1.57 n/m 1.23
Price to free cash flow 11.26 n/m 10.60
EV/EBITDA — n/m —
EV/Sales — 3.52 —
Earnings yield 8.28% 8.15% 8.21%
Free cash flow yield 8.88% 0.00% 9.23%

Profitability

Metric ACNB WCCB Banks Regional median
Gross margin 80.61% 100.00% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 27.16% 29.80% 18.82%
Free cash flow margin (0.74%) 0.00% 17.97%
Return on equity 13.38% 0.00% 10.28%
Return on assets 1.69% 0.00% 1.13%
Return on invested capital 7.93% 0.00% 8.45%

Growth

Metric ACNB WCCB Banks Regional median
Revenue growth (TTM) 14.83% 16.04% 6.37%
EPS growth (last fiscal year) (3.49%) 45.12% 18.85%
Revenue growth, 5-year CAGR 12.73% 25.23% 12.65%
Net income growth, 5-year CAGR 15.03% 23.50% 9.81%

Health

Metric ACNB WCCB Banks Regional median
Debt to equity 0.51 — 0.17
Current ratio 0.00 — 0.93
Net debt to EBITDA 0.00 — 0.00

Dividend

Metric ACNB WCCB Banks Regional median
Dividend yield 1.81% 1.62% 2.49%
Payout ratio 0.22 0.20 0.29

Size

Metric ACNB WCCB Banks Regional median
Market cap 666.03m 656.73m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack