Third Coast Bancshares, Inc. TCBX
- Market cap
- $713.0M
- P/E
- 9.2×
Follow TCBX
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | — | — | 24.51 | 16.35 | 12.31 | 18.00 | 25.17 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| — | — | — | — | — | 30.50 | 26.75 | 21.50 | 37.65 | 41.70 |
High Price
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|||
| — | — | — | — | 265 | 334 | 368 | 365 | 369 | 412 |
Employees
|
|||
| — | — | — | 0 | 0 | 0 | 0 | 1 | 1 | 1 |
Revenue/Emp
|
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| — | — | — | 51 | 85 | 105 | 161 | 275 | 339 | 368 |
Revenue
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|||
| — | — | — | 68.77% | 83.09% | 90.46% | 76.74% | 53.77% | 50.56% | 56.81% |
Gross Margin
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| — | — | — | 3 | 16 | 14 | 23 | 42 | 61 | 83 |
EBT
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| — | — | — | 6.32% | 18.38% | 13.73% | 14.37% | 15.15% | 18.10% | 22.50% |
EBT Margin
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| — | — | — | 2 | 12 | 11 | 19 | 33 | 48 | 66 |
Net Income
|
|||
| — | — | — | 1 | 0 | 0 | 0 | (2) | (7) | (18) |
Depreciation
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|||
| — | — | — | 13.29 | 13.63 | 13.40 | 11.97 | 20.23 | 24.82 | 26.56 |
Revenue/Sh
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|||
| — | — | — | 0.62 | 1.94 | 1.45 | 1.28 | 2.11 | 3.14 | 4.45 |
Earnings/Sh
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| — | — | — | 0.93 | (0.59) | 0.58 | 1.62 | 2.88 | 2.57 | 3.67 |
Cash Flow/Sh
|
|||
| — | — | — | (0.77) | (0.21) | (0.71) | (0.81) | (0.25) | (0.13) | (0.19) |
Capex/Sh
|
|||
| — | — | — | 0.16 | (0.79) | (0.13) | 0.81 | 2.62 | 2.44 | 3.48 |
Free CF/Sh
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| — | — | — | 14.69 | 19.32 | 37.97 | 28.35 | 30.33 | 33.74 | 38.37 |
Book Value/Sh
|
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| — | — | — | 4 | 6 | 8 | 13 | 14 | 14 | 14 |
Shares
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|||
| — | — | — | 11.52 | 11.52 | 15.27 | 14.05 | 9.28 | 10.78 | 8.54 |
PE Ratio
|
|||
| — | — | — | 1.79 | 1.79 | 1.94 | 1.50 | 0.97 | 1.37 | 1.43 |
PS Ratio
|
|||
| — | — | — | 0.99 | 0.99 | 0.68 | 0.63 | 0.65 | 1.01 | 0.99 |
PB Ratio
|
|||
| — | — | — | (0.95) | (0.95) | (0.69) | 0.24 | (0.03) | 0.53 | 1.31 |
EV/Sales
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| — | — | — | (73.99) | (73.99) | 70.07 | 3.58 | (0.22) | 5.40 | 10.02 |
EV/FCF
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| — | — | — | 4 | (4) | 5 | 22 | 39 | 35 | 51 |
Op' Cash Flow
|
|||
| — | — | — | (3) | (1) | (6) | (11) | (3) | (2) | (3) |
Capex
|
|||
| — | — | — | 1 | (5) | (1) | 11 | 36 | 33 | 48 |
FCF
|
|||
| — | — | — | 61 | 95 | 244 | 78 | 109 | (55) | (190) |
Working Cap'
|
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| — | — | — | 30 | 70 | 50 | 129 | — | — | — |
Total Debt
|
|||
| — | — | — | (66) | (134) | (277) | (203) | (412) | (422) | (181) |
Net Debt
|
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| — | — | — | 57 | 120 | 299 | 382 | 412 | 461 | 531 |
Sh' Equity
|
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| — | — | — | 0.17% | 0.87% | 0.52% | 0.55% | 0.70% | 0.92% | 1.20% |
ROA
|
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| — | — | — | 0.00% | 0.00% | 41.43% | 8.10% | 20,160.85% | 97.91% | 14.80% |
ROIC
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| — | — | — | 2.66% | 13.69% | 5.45% | 5.07% | 7.22% | 9.84% | 12.41% |
ROE
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Third Coast Bancshares, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CWBC Community West Bancshares | $722.9M | 14.4× | Compare |
| BCAL California BanCorp | $694.1M | 11.6× | Compare |
| PFIS Peoples Financial Services Corp. | $693.7M | 12.3× | Compare |
| AROW Arrow Financial Corporation | $691.5M | 12.1× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| WASH Washington Trust Bancorp, Inc. | $738.6M | 13.4× | Compare |
| MSBI Midland States Bancorp, Inc. | $687.5M | 21.3× | Compare |
| VBNK VersaBank | $755.7M | 30.8× | Compare |
| CCB Coastal Financial Corporation | $669.7M | 0.0× | Compare |
Third Coast Bancshares, Inc. (TCBX) key facts
- Third Coast Bancshares, Inc. (TCBX) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
- Third Coast Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $367.7 million, up 8.47% from fiscal 2024.
- As of September 25, 2026, TCBX traded at $43.25, a market capitalization of $713.0 million.
- Return on equity was 12.4% and debt-to-equity 0.00.
Third Coast Bancshares, Inc. (TCBX) Latest News
23 Jul
Third Coast Bancshares Q2 earnings call covered financial results, loan growth, net interest margin trends, credit quality metrics and management outlook on deposit costs and expansion plans. Quarterly earnings details and guidance can shift near-term valuation but rarely alter long-term bank trajectory.
Third Coast Bancshares reported Q2 2026 earnings results via its earnings call, covering financial performance and operational updates for the period. Q2 2026 earnings details provide financial metrics that shape near-term investor assessment of TCBX operations.
22 Jul
Third Coast Bancshares, Inc. reported its financial results for the second quarter of 2026. Quarterly earnings releases drive immediate stock price movements and revise earnings expectations.
13 Jul
Third Coast Bancshares, Inc. (TCBX) announced the sale of Third Coast Commercial Capital, Inc. assets. Asset sale marks major strategic divestiture likely to alter financials and operations.
2 Jul
Third Coast Bancshares, Inc. (TCBX) announces 2026 share repurchase program. Share repurchase program supports stock price and signals management confidence without altering core operations.
24 Apr
Third Coast Bancshares Inc (TCBX) reported robust Q1 2026 growth in earnings call highlights, driven by strong performance amid ongoing merger activities. Robust earnings growth and merger advancements represent major strategic shifts enhancing TCBX's financial trajectory and investor outlook.
23 Apr
Third Coast Bancshares, Inc. (TCBX) released Q1 2026 earnings call transcript detailing quarterly financial results, management discussion, and forward outlook. Q1 earnings transcripts provide critical financial metrics and guidance that significantly influence TCBX stock performance and investor sentiment.
Third Coast Bancshares, Inc. (TCBX) released Q1 2026 earnings call summary detailing quarterly financial results, operational updates, and forward guidance. Q1 2026 earnings call summary provides key financial metrics and strategic insights that significantly shape TCBX's market performance and investor outlook.
Third Coast Bancshares, Inc. (TCBX) released highlights from its Q1 earnings call, covering financial performance, strategic updates, and outlook. Q1 earnings highlights affect financial performance and investor sentiment but remain routine quarterly updates.
22 Apr
Third Coast Bancshares, Inc. (TCBX) beat Q1 earnings and revenue estimates, reporting stronger-than-expected financial results. Beating Q1 earnings and revenue estimates demonstrates strong financial performance, likely enhancing investor sentiment and stock trajectory.
Third Coast Bancshares, Inc. (TCBX) reported first quarter 2026 financial results. Quarterly earnings reports like Q1 2026 results typically drive significant shifts in investor sentiment and stock performance for banks.
21 Apr
Third Coast Bancshares, Inc. (TCBX) released Q4 2025 earnings call transcript detailing financial results, management discussion, and forward guidance. Q4 earnings transcripts disclose quarterly financials, strategic updates, and outlook significantly influencing TCBX investor sentiment and stock trajectory.
11 Feb
Third Coast Bancshares, Inc. (TCBX) has been upgraded to a Strong Buy rating due to its strong financial performance, strategic growth initiatives, and favorable market conditions. Analysts highlight the bank's robust loan growth, improved asset quality, and effective cost management as key factors contributing to this positive outlook. The upgrade reflects confidence in TCBX's ability to capitalize on emerging opportunities and enhance shareholder value in the coming quarters. The upgrade to Strong Buy indicates significant confidence in the company's future performance and strategic direction.
Third Coast Bancshares, Inc. (TCBX) has been identified as one of the best value stocks to buy as of February 11th. The company is noted for its strong financial fundamentals and attractive valuation metrics, making it a compelling investment opportunity in the current market environment. The identification of TCBX as a value stock suggests a moderately noticeable influence on its market performance and investor sentiment.
6 Feb
Third Coast Bancshares, Inc. (TCBX) has reached a new high in its stock performance, prompting discussions about its future potential for growth. Analysts are evaluating whether the current momentum can be sustained and if there is still room for further increases in value. Market sentiment appears optimistic, but investors are advised to consider various factors that could influence the company's trajectory moving forward. Current stock performance indicates moderate influence on future financial performance and market sentiment.
2 Feb
Third Coast Bancshares, Inc. has successfully completed its merger with Keystone Bancshares, Inc., a strategic move aimed at enhancing its market presence and operational capabilities. The merger is expected to create a stronger financial institution with improved resources and a broader customer base, positioning Third Coast for future growth in the competitive banking landscape. The merger is a significant strategic move that is likely to enhance Third Coast's market position and operational capabilities.
23 Jan
Stonegate has updated its coverage on Third Coast Bancshares, Inc. (TCBX) for Q4 2025, providing insights into the company's financial performance and market positioning. The report highlights key metrics and projections that could influence investor sentiment and strategic decisions moving forward. The coverage update is expected to moderately influence TCBX's financial performance and market perception.
22 Jan
Third Coast Bancshares, Inc. (TCBX) reported record net income for Q4 2025, showcasing strong financial performance and growth. The earnings call highlighted key achievements and strategic initiatives that contributed to this success, positioning the company favorably for future opportunities in the banking sector. Record net income and strategic initiatives indicate significant potential for future growth and market performance.
Third Coast Bancshares, Inc. reported its Q4 earnings, highlighting strong financial performance with increased net income and improved asset quality. The company emphasized its strategic initiatives aimed at expanding market presence and enhancing customer service. Management expressed optimism about future growth prospects, citing favorable economic conditions and a robust lending pipeline. Additionally, the bank plans to invest in technology to streamline operations and improve efficiency. Significant strategic initiatives and positive financial performance are likely to influence future growth and investor sentiment.
Third Coast Bancshares, Inc. (TCBX) is highlighted as an undervalued stock in the U.S. market for January 2026, with analysts noting its strong fundamentals and growth potential. The bank has shown resilience in a challenging economic environment, making it an attractive investment opportunity. Key metrics indicate a solid financial position, and strategic initiatives are expected to enhance its market presence. Investors are encouraged to consider TCBX as a promising addition to their portfolios, given its potential for significant returns. Strong fundamentals and growth potential indicate significant impact on future performance.
21 Jan
Third Coast Bancshares, Inc. (TCBX) reported Q4 earnings and revenues that exceeded analysts' estimates, showcasing strong financial performance. The bank's results reflect effective management and growth strategies, contributing to positive investor sentiment. This performance positions TCBX favorably in the competitive banking landscape. Strong earnings and revenue growth are likely to significantly enhance investor confidence and the company's market position.
Third Coast Bancshares, Inc. reported its financial results for the fourth quarter and full year of 2025, highlighting key metrics such as revenue growth, net income, and asset quality. The bank experienced an increase in total assets and deposits, alongside improved loan performance. Management emphasized strategic initiatives aimed at enhancing operational efficiency and expanding market presence. The results reflect a positive trajectory for the company amidst a competitive banking landscape. The financial results indicate significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.
12 Jan
Strategists are highlighting the potential of small-cap bank stocks, including Third Coast Bancshares, Inc. (TCBX), as they may benefit from rising interest rates and a favorable economic environment. Analysts suggest that these banks could outperform larger counterparts due to their agility and local market focus. The discussion emphasizes the importance of evaluating individual bank fundamentals and growth prospects, particularly in the context of ongoing economic recovery and potential regulatory changes. Small-cap banks, including TCBX, are positioned to benefit significantly from rising interest rates and favorable economic conditions, which could alter their market trajectory.
19 Dec
Third Coast Bancshares, Inc. (TCBX) is highlighted as a promising investment opportunity in December 2025, showcasing its growth potential and strategic initiatives that position it favorably in the market. The article emphasizes the bank's strong financial performance, innovative services, and commitment to community engagement, suggesting that these factors could lead to significant returns for investors. Analysts predict that TCBX's focus on expanding its customer base and enhancing digital banking capabilities will further solidify its market presence, making it an undiscovered gem in the financial sector. Significant strategic initiatives and growth potential are expected to alter the company's trajectory and investor sentiment.
18 Dec
Third Coast Bancshares, Inc. (TCBX) has reached a 52-week high, raising questions about the sustainability of its upward momentum. Analysts are evaluating the factors contributing to this peak, including market conditions and the company's financial health. Investors are keen to understand whether this trend can continue or if it will face challenges ahead. The recent high indicates positive market sentiment, but sustainability remains uncertain amid potential market fluctuations.
1 Dec
Third Coast Bancshares, Inc. (TCBX) is being evaluated for its potential inclusion on investor watchlists due to its recent performance and market position. Analysts are considering various factors such as financial metrics, growth prospects, and competitive landscape to determine if TCBX is a worthy investment opportunity. The bank's strategic initiatives and market trends are also under scrutiny as investors seek to identify promising stocks. Moderate influence is expected due to the bank's strategic initiatives and market positioning.
Third Coast Bancshares, Inc. (TCBX) is highlighted among stocks rated as 'Strong Buy' due to favorable market conditions and potential for growth. Analysts suggest that TCBX's performance may benefit from strategic initiatives and positive economic indicators, positioning it well for future gains. Analysts expect moderate influence on TCBX's financial performance due to favorable market conditions.
4 Nov
Insiders at Third Coast Bancshares, Inc. have made bullish bets totaling US$876.2k, indicating confidence in the company's future performance. This significant investment by insiders may reflect their positive outlook on the company's prospects and potential growth. Insider buying can signal confidence in the company's future, potentially influencing market sentiment and performance.
29 Oct
Third Coast Bancshares, Inc. (TCBX) has been upgraded to a Strong Buy rating by analysts, reflecting positive sentiment regarding the company's growth potential and financial stability. This upgrade is based on recent performance metrics and market conditions that suggest a favorable outlook for TCBX. Investors are encouraged to consider this upgrade as a signal of confidence in the bank's future prospects. The upgrade to Strong Buy indicates significant positive sentiment that could influence investor behavior and market performance.
Third Coast Bancshares, Inc. (TCBX) has been highlighted as a strong buy stock for October 29, alongside other companies. This designation suggests positive market sentiment and potential for growth in the near term, indicating investor confidence in TCBX's performance. The strong buy designation indicates a moderately noticeable influence on TCBX's market performance and investor sentiment.