Hingham Institution for Savings HIFS
- Market cap
- $648.0M
- P/E
- 11.9×
Follow HIFS
Target Price Range
Analyst price targets
Free account| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | 115.80 | 148.02 | 194.03 | 163.00 | 125.55 | 214.00 | 242.99 | 147.01 | 150.11 |
Analyst estimates 2025–2027 Powerpack |
Low Price
|
||
| — | 203.01 | 242.00 | 233.13 | 212.59 | 230.02 | 424.50 | 432.19 | 311.18 | 300.00 |
High Price
|
|||
| — | 103 | 101 | 96 | 90 | 87 | 76 | 92 | 91 | 92 |
Employees
|
|||
| — | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 2 | 2 |
Revenue/Emp
|
|||
| — | 74 | 82 | 92 | 116 | 116 | 126 | 118 | 191 | 217 |
Revenue
|
|||
| — | 81.79% | 79.07% | 69.29% | 65.41% | 81.69% | 93.62% | 72.20% | 33.90% | 30.29% |
Gross Margin
|
|||
| — | 40 | 44 | 43 | 54 | 70 | 93 | 54 | 35 | 37 |
EBT
|
|||
| — | 54.10% | 53.51% | 46.23% | 46.25% | 60.69% | 73.66% | 45.91% | 18.49% | 16.80% |
EBT Margin
|
|||
| — | 23 | 26 | 30 | 39 | 51 | 67 | 38 | 26 | 28 |
Net Income
|
|||
| — | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Depreciation
|
|||
| — | 34.49 | 38.66 | 43.34 | 54.25 | 54.07 | 58.76 | 55.16 | 88.59 | 99.85 |
Revenue/Sh
|
|||
| — | 10.99 | 12.08 | 14.25 | 18.24 | 23.76 | 31.50 | 17.49 | 12.26 | 12.95 |
Earnings/Sh
|
|||
| — | 11.80 | 12.87 | 16.82 | 15.54 | 21.33 | 27.56 | 26.04 | 9.18 | 5.46 |
Cash Flow/Sh
|
|||
| — | (0.05) | (0.12) | (0.53) | (0.30) | (0.55) | 0.57 | (1.18) | 0.10 | (0.06) |
Capex/Sh
|
|||
| — | 11.75 | 12.75 | 16.29 | 15.24 | 20.78 | 28.13 | 24.86 | 9.28 | 5.40 |
Free CF/Sh
|
|||
| — | 75.56 | 87.28 | 99.66 | 115.85 | 137.08 | 165.63 | 179.94 | 189.50 | 198.33 |
Book Value/Sh
|
|||
| — | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
Shares
|
|||
| — | 19.07 | 16.71 | 13.88 | 11.52 | 9.09 | 13.33 | 15.92 | 16.15 | 19.62 |
PE Ratio
|
|||
| — | 5.80 | 5.22 | 4.56 | 3.87 | 3.99 | 7.15 | 5.05 | 2.24 | 2.55 |
PS Ratio
|
|||
| — | 2.65 | 2.31 | 1.98 | 1.81 | 1.58 | 2.54 | 1.55 | 1.05 | 1.28 |
PB Ratio
|
|||
| — | 12.16 | 12.11 | 11.04 | 8.16 | 7.47 | 12.39 | 15.77 | 11.09 | 9.41 |
EV/Sales
|
|||
| — | 35.69 | 36.75 | 29.37 | 29.05 | 19.43 | 25.88 | 34.99 | 105.84 | 174.08 |
EV/FCF
|
|||
| — | 25 | 27 | 36 | 33 | 46 | 59 | 56 | 20 | 12 |
Op' Cash Flow
|
|||
| — | 0 | 0 | (1) | (1) | (1) | 1 | (3) | 0 | 0 |
Capex
|
|||
| — | 25 | 27 | 35 | 33 | 44 | 60 | 53 | 20 | 12 |
FCF
|
|||
| — | 250 | 343 | 447 | 419 | 368 | 617 | 1,163 | 1,566 | 1,386 |
Working Cap'
|
|||
| — | 475 | 579 | 607 | 505 | 408 | 665 | 1,276 | 1,693 | 1,497 |
Total Debt
|
|||
| — | 468 | 568 | 599 | 496 | 401 | 660 | 1,268 | 1,687 | 1,493 |
Net Debt
|
|||
| — | 161 | 186 | 213 | 247 | 293 | 355 | 386 | 408 | 432 |
Sh' Equity
|
|||
| — | 1.24% | 1.20% | 1.30% | 1.56% | 1.86% | 2.15% | 0.98% | 0.61% | 0.63% |
ROA
|
|||
| — | 3.95% | 3.66% | 3.29% | 4.50% | 6.31% | 5.71% | 2.05% | 1.05% | 1.19% |
ROIC
|
|||
| — | 15.67% | 14.84% | 15.25% | 16.93% | 18.80% | 20.83% | 10.13% | 6.65% | 6.72% |
ROE
|
|||
Hingham Institution for Savings peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ACNB ACNB Corporation | $645.2M | 12.0× | Compare |
| RRBI Red River Bancshares, Inc. | $659.1M | 14.5× | Compare |
| BHB Bar Harbor Bankshares, Inc. | $666.1M | 13.1× | Compare |
| CARE Carter Bankshares, Inc. | $666.5M | 5.2× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CCB Coastal Financial Corporation | $669.7M | 0.0× | Compare |
| MSBI Midland States Bancorp, Inc. | $687.5M | 21.3× | Compare |
| AROW Arrow Financial Corporation | $691.5M | 12.1× | Compare |
| PFIS Peoples Financial Services Corp. | $693.7M | 12.3× | Compare |
Hingham Institution for Savings (HIFS) key facts
- Hingham Institution for Savings (HIFS) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Hingham Institution for Savings' revenue for fiscal 2024 (year ended December 2024) was $217.4 million, up 14.1% from fiscal 2023.
- Net income was $28.2 million, or $12.95 per share (basic), a net margin of 13.0%.
- As of September 25, 2026, HIFS traded at $299.18, a market capitalization of $648.0 million.
- At that price the stock trades at 11.9× trailing-twelve-month earnings and 2.8× sales.
- Hingham Institution for Savings pays an annual dividend of $2.50 per share, a yield of 1.56%, with a payout ratio of 13.8%.
- Return on equity was 6.72% and debt-to-equity 2.77.
Hingham Institution for Savings (HIFS) Latest News
17 Jul
Hingham Institution for Savings reported second quarter 2026 financial results. Routine quarterly results update financial metrics that can shift near-term investor views on performance.
17 Apr
Hingham Institution for Savings (HIFS) reported first quarter 2026 results. Quarterly earnings disclosure provides critical financial metrics that significantly influence investor sentiment and stock performance.
21 Jan
Hingham Institution for Savings (HIFS) is set to unveil a series of undiscovered investment opportunities in January 2026, focusing on unique assets that have not yet gained mainstream attention. This initiative aims to diversify HIFS's portfolio and enhance its market presence, potentially attracting new investors and increasing overall financial performance. The bank's strategy reflects a commitment to innovation and adaptability in a competitive financial landscape. The unveiling of new investment opportunities is likely to significantly impact HIFS's market positioning and investor sentiment.
16 Jan
Hingham Institution for Savings (HIFS) reported its Q4 earnings, showcasing a solid performance with increased net income and improved asset quality. The bank's loan portfolio grew, driven by strong demand for residential mortgages. Additionally, HIFS maintained a healthy capital position and demonstrated effective cost management strategies. The results reflect the institution's resilience in a competitive banking environment, positioning it well for future growth. Strong earnings growth and improved asset quality indicate significant positive momentum for future performance.
Hingham Institution for Savings (HIFS) reported its financial results for 2025, highlighting significant growth in net income and assets. The bank's total assets reached a record high, driven by increased deposits and loan origination. Management emphasized a strong commitment to community banking and customer service, which contributed to the positive performance. The report also outlined strategic initiatives aimed at expanding market presence and enhancing digital banking services. Overall, HIFS demonstrated resilience and adaptability in a competitive financial landscape. The reported growth in net income and assets indicates a significant positive shift in the bank's performance and strategic direction.
23 Dec
Hingham Institution for Savings (HIFS) is highlighted as an undiscovered gem in the U.S. banking sector for December 2025, showcasing its strong financial performance, innovative banking solutions, and commitment to community engagement. The article emphasizes HIFS's strategic growth initiatives and potential for increased market share, positioning it favorably against competitors. Investors are encouraged to consider HIFS as a promising opportunity in the evolving financial landscape. HIFS's strategic growth initiatives and strong financial performance are likely to significantly impact its future market positioning.
5 Dec
Hingham Institution for Savings (HIFS) has authorized a stock repurchase program, allowing the bank to buy back up to $10 million of its common stock. This initiative is part of HIFS's strategy to enhance shareholder value and reflects confidence in its financial position. The program is expected to be executed over the next 12 months, depending on market conditions and other factors. The stock repurchase program is likely to positively influence investor sentiment and financial performance but is not expected to drastically alter the company's trajectory.
24 Nov
Hingham Institution for Savings (HIFS) is highlighted as a promising investment opportunity in November 2025, showcasing its strong financial performance and innovative banking solutions. The article emphasizes HIFS's commitment to community engagement and sustainable practices, positioning it as a leader in the banking sector. Analysts predict continued growth driven by strategic initiatives and a focus on customer satisfaction, making HIFS a noteworthy contender in the financial market. HIFS's strategic initiatives and community focus are expected to significantly influence its market performance and investor sentiment.
Hingham Institution for Savings (HIFS) has declared a regular dividend of $0.25 per share and a special dividend of $0.75 per share. The regular dividend is payable on December 1, 2023, to shareholders of record as of November 17, 2023. The special dividend reflects the bank's strong financial performance and commitment to returning value to its shareholders. The declaration of dividends indicates solid financial health but is not expected to significantly alter the company's long-term trajectory.
13 Oct
Hingham Institution for Savings (HIFS) reported its Q3 earnings, showcasing a notable increase in net income and assets. The bank's strong performance is attributed to growth in loans and deposits, alongside effective cost management strategies. HIFS continues to expand its market presence while maintaining a solid capital position, indicating resilience in a competitive banking environment. The outlook remains positive as the institution adapts to changing market conditions. The significant increase in net income and assets indicates a strong performance that could influence future growth and investor sentiment.
10 Oct
Hingham Institution for Savings (HIFS) reported its financial results for the third quarter of 2025, highlighting a notable increase in net income and assets. The bank's strong performance was attributed to growth in loans and deposits, alongside improved operational efficiency. Management expressed optimism about future growth prospects and strategic initiatives aimed at enhancing customer service and expanding market presence. The results reflect HIFS's resilience in a competitive banking environment. The significant increase in net income and assets indicates a strong performance that could influence future growth and investor sentiment.
6 Oct
Hingham Institution for Savings (HIFS) is highlighted as an undervalued asset in the US market, showcasing strong fundamentals and growth potential. Analysts emphasize its solid financial performance, strategic positioning, and the ability to capitalize on emerging market trends. The article suggests that HIFS is poised for significant appreciation as investor interest grows, particularly in the context of evolving economic conditions and competitive dynamics within the banking sector. HIFS is positioned for significant appreciation due to strong fundamentals and strategic market positioning.
29 Aug
Hingham Institution for Savings (HIFS) is highlighted as a promising investment opportunity in the U.S. market, showcasing its strong financial performance and unique business model. The article emphasizes HIFS's growth potential, driven by its focus on community banking and innovative services. Analysts suggest that the institution's strategic positioning and commitment to customer service set it apart from competitors, making it a noteworthy contender for investors seeking undervalued assets. Overall, HIFS is presented as a hidden gem with significant upside potential in the current market landscape. HIFS's strategic positioning and growth potential could significantly alter its market trajectory and investor sentiment.
31 Jul
Hingham Institution for Savings (HIFS) is highlighted as one of three promising stocks in the US market, showcasing its potential for growth and investment opportunities. The article emphasizes HIFS's strong financial performance, strategic positioning, and the overall favorable market conditions that could benefit the institution. Investors are encouraged to consider HIFS as a valuable addition to their portfolios, given its undiscovered potential in the financial sector. HIFS's strong financial performance and strategic positioning may moderately influence its market trajectory.
14 Jul
Hingham Institution for Savings (NASDAQ:HIFS) reported its Second Quarter 2025 results, showing significant growth with revenue of US$20.4 million, up 58% from the previous year, and net income of US$9.41 million, a 130% increase. The profit margin improved to 46% from 32% in 2Q 2024, contributing to an EPS of US$4.32, up from US$1.88. Despite these positive results, HIFS shares have declined by 2.4% over the past week. The company faces two warning signs, one of which is significant. The substantial increase in revenue and net income indicates a significant positive shift in financial performance, likely influencing future market sentiment.
11 Jul
Hingham Institution for Savings (HIFS) reported its second quarter 2025 financial results, highlighting a significant increase in net income and total assets. The bank's strong performance was attributed to growth in loans and deposits, alongside improved net interest margins. Management expressed optimism about future growth prospects and ongoing strategic initiatives aimed at enhancing operational efficiency. The results reflect HIFS's resilience in a competitive banking environment and its commitment to delivering value to shareholders. The significant increase in net income and assets indicates a strong performance that could influence investor sentiment and future growth strategies.
Hingham Institution for Savings (HIFS) reported a net income of $9.4 million for its second quarter, translating to earnings of $4.28 per share. Adjusted earnings, excluding non-recurring gains, were $3.39 per share. The bank's revenue for the period was $54.1 million, with net revenue after interest expenses at $20.8 million, surpassing analysts' expectations. The reported earnings and revenue exceeding forecasts indicate a moderately noticeable influence on HIFS's financial performance.
17 Jun
Hingham Institution for Savings (HIFS) is highlighted as a promising small-cap stock amidst U.S. market volatility. With a market capitalization of $484.13 million, HIFS offers various financial services and has total assets of $4.5 billion. The bank's revenue is primarily generated from financial services, totaling $67.59 million, with a cautious lending approach reflected in a net interest margin of 1% and a low allowance for bad loans at 0.05%. However, recent insider selling may raise concerns for potential investors. HIFS is part of a broader list of small-cap stocks with strong fundamentals, attracting investor interest despite market challenges. Recent insider selling could affect investor sentiment and stability.
10 May
Hingham Institution for Savings (HIFS) reported earnings for the first quarter of 2025, with earnings per share (EPS) at US$3.27, an increase from US$3.17 in the same quarter of 2024. This performance reflects the bank's continued growth and stability in a competitive financial landscape. The increase in EPS indicates moderate financial improvement, which may positively influence market sentiment but is not expected to drastically change the company's trajectory.
11 Apr
Hingham Institution for Savings reported a net income of $7.124 million for Q1 2025, up from $6.868 million in Q1 2024. Core net income surged 175.2% to $6.125 million, reflecting strong growth in retail and commercial deposits, which increased by 13.8% year-to-date. Total assets reached $4.523 billion, with net loans at $3.924 billion. The bank's net interest margin improved to 1.50%, driven by a decline in interest-bearing liabilities. The efficiency ratio decreased to 45.82%, indicating enhanced operational efficiency. The bank declared a cash dividend of $0.63 per share, marking its 125th consecutive quarterly dividend. Chairman Robert H. Gaughen Jr. expressed cautious optimism about future performance despite challenges from rising interest rates. Significant growth in core net income and deposits indicates a strong operational performance and strategic positioning.
Hingham Institution for Savings (HIFS) reported its Q1 earnings, showcasing a solid performance with increased net income and improved asset quality. The bank's focus on prudent lending practices and cost management contributed to its positive results. Additionally, HIFS highlighted its commitment to community engagement and sustainable growth, positioning itself favorably in the competitive banking landscape. Overall, the earnings report reflects a strong financial foundation and strategic direction for the institution. The earnings report indicates moderate improvements in financial performance that may influence investor sentiment and operational aspects.
26 Mar
Hingham Institution for Savings (HIFS) is highlighted as one of the promising small-cap stocks in the U.S. market, showcasing its potential for growth and investment opportunities. The article emphasizes the bank's strong fundamentals, including its solid balance sheet and consistent performance, positioning it as an attractive option for investors seeking undervalued assets. HIFS's focus on community banking and prudent management strategies further enhance its appeal in the current economic landscape. HIFS's strong fundamentals and growth potential may moderately influence its financial performance and market positioning.
8 Mar
Hingham Institution for Savings (HIFS) reported a full-year earnings per share (EPS) of US$12.95 for FY 2024, an increase from US$12.26 in FY 2023. This growth reflects the bank's strong financial performance and operational efficiency over the past year. The increase in EPS indicates a moderately noticeable influence on HIFS's financial performance and market sentiment.
4 Mar
Hingham Institution for Savings (HIFS) has a strong institutional backing, with 57% of its shares owned by institutional investors. This significant ownership indicates confidence in the bank's stability and growth potential, which may positively influence its market performance and investor sentiment. The high level of institutional ownership suggests strong confidence in HIFS's future performance and stability, likely impacting investor sentiment significantly.
27 Jan
Hingham Institution for Savings (HIFS) is positioned for growth due to its strong financial performance, innovative banking solutions, and strategic expansion plans. The institution has demonstrated resilience in a competitive market, leveraging technology to enhance customer experience and operational efficiency. Analysts highlight its potential for increased profitability and market share, driven by a focus on community banking and personalized services. The outlook remains positive as HIFS continues to adapt to changing market dynamics and customer needs. Significant strategic moves and innovations are expected to enhance HIFS's competitive position and market performance.
22 Jan
Hingham Institution for Savings (HIFS) is highlighted as a promising investment opportunity in January 2025, showcasing its strong financial performance and strategic initiatives. The article emphasizes HIFS's unique market position and potential for growth, making it an attractive option for investors seeking undiscovered gems in the U.S. banking sector. HIFS's strategic initiatives and strong financial performance are likely to significantly impact its future and market positioning.
19 Jan
Hingham Institution for Savings (HIFS) reported a full-year earnings per share (EPS) of US$12.95 for FY 2024, an increase from US$12.26 in FY 2023. This growth reflects the bank's strong financial performance and operational efficiency over the past year. The increase in EPS indicates a moderately noticeable improvement in financial performance, which may positively influence market sentiment.
17 Jan
Hingham Institution for Savings (HIFS) reported its Q4 earnings, highlighting a notable increase in net income and assets. The bank's performance was driven by strong loan growth and improved net interest margins. Additionally, HIFS announced plans for strategic investments to enhance its digital banking services, aiming to attract a broader customer base. The overall financial health of the institution appears robust, with a focus on maintaining a competitive edge in the evolving banking landscape. Strategic investments in digital banking services are expected to significantly enhance HIFS's competitive positioning and future performance.
Hingham Institution for Savings (HIFS) reported its financial results for 2024, highlighting significant growth in net income and total assets. The bank's strategic initiatives, including enhanced digital services and community engagement, contributed to its strong performance. HIFS also announced plans for further expansion and investment in technology to improve customer experience. Overall, the results reflect a positive outlook for the institution amidst a competitive banking landscape. The reported growth and strategic initiatives indicate a significant impact on HIFS's future performance and market positioning.
28 Nov
Hingham Institution for Savings (NASDAQ:HIFS) shareholders have earned a 74% return over the last year despite a drop in earnings per share. The article suggests that while the company's share price has performed well, there are concerns about the drop in earnings per share.