Saturday 17 October 2026 Export VRM’s income statement to Excel — free account

Vroom, Inc.

In the quarter to June 2026, revenue fell 4.68%, EPS grew 99.4%, free cash flow grew 8.45% and total debt fell 6.09%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

8.93 0.09 +1.02%

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Market cap: $46.3M
P/E: 0.0×
Fwd P/E: −0.1×
Dividend yield: —
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.11

Total sells 0.11

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	1	—	—	—	—
Sell	—	—	—	—	2	—	1	1	—	—	—	—

Insider Ownership 2.38%

Capital & Financial Ratios $m

Market Cap 46.25

Revenue 174.83

Net Income (57.15)

Free Cash Flow 70.95

Net Debt 454.08

Current Ratio 0.00

Debt/Equity 5.30

P/E ratio 0.00

Fwd P/E (0.07)

P/S ratio 0.27

P/B ratio 0.47

Past 5Y EPS Growth —

This Y EPS Growth 11.80%

Next Y EPS Growth (7.87%)

Next Y revenue growth 582.25%

Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 58.91%

10-year low 10-year high

P/B against its own 10 years 53.12%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

	total	individual payouts
2025	Powerpack
2024	Powerpack
2023	Powerpack
2022	Powerpack
2021	Powerpack
2019	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	209	78	66	75
Receivables	867	836	821	820
Inventory	—	—	—	—
Other	—	—	—	—
	1,076	914	888	—

	2023	2024	2025	Q'26
Payables	—	—	—	—
ST’ Debt	—	—	—	—
Other	421	360	319	241
	421	360	319	241

Compound Annual Growth %

	10y	5y	3y
Sales	—	(33.33%)	(54.90%)
Cash Flow	—	0.00%	0.00%
Earnings	—	0.00%	0.00%
Book Value	—	(37.54%)	(37.39%)

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	42	44	—	—	—
’25	44	46	45	44	179
’24	51	52	50	49	202
’23	34	47	48	50	178
’22	924	475	341	209	1,949
’21	591	762	897	934	3,184
’20	376	253	323	406	1,358

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	18	19	—	—	—
’25	11	18	19	21	69
’24	23	(66)	(32)	(22)	(97)
’23	(85)	(147)	(194)	(108)	(534)
’22	(15)	(122)	114	(86)	(109)
’21	30	(181)	(174)	(243)	(569)
’20	(25)	25	(183)	(172)	(355)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	17	17	—	—	—
’25	9	16	17	20	62
’24	22	(67)	(33)	(24)	(101)
’23	(86)	(148)	(194)	(109)	(536)
’22	(22)	(131)	110	(90)	(133)
’21	26	(187)	(183)	(253)	(597)
’20	(27)	24	(185)	(179)	(367)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	(3.77)	(0.01)	—	—	—
’25	7.50	(1.65)	(5.15)	(2.19)	(1.54)
’24	(188.40)	(58.85)	(109.95)	(20.07)	(91.07)
’23	(216.00)	(192.00)	(236.00)	(402.55)	(1.05k)
’22	(904.00)	(332.00)	(148.00)	72.00	(1.31k)
’21	(228.00)	(192.00)	(288.00)	(380.00)	(1.09k)
’20	(1.94k)	(800.38)	(124.00)	(184.00)	(1.10k)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	—	—	2,560.00	809.50	66.00	46.40	4.25	5.07	Analyst estimates 2026–2028 Powerpack
	High	—	—	—	—	6,039.20	4,266.35	952.00	225.60	50.66	41.36
People
People	Employees	—	—	—	800	944	1,807	1,323	1,682	710	655
	Revenue/emp, $m	—	—	0.00	1.49	1.44	1.76	1.47	0.11	0.28	0.27
Income, $m
Income, $m	Revenue	—	—	855	1,192	1,358	3,184	1,949	178	202	179
	Gross margin, %	—	—	7.11	4.85	5.27	6.35	12.56	100.00	100.00	100.00
	EBT	—	—	(85)	(143)	(203)	(370)	(472)	(84)	(137)	(9)
	EBT margin, %	—	—	(9.93)	(11.98)	(14.93)	(11.62)	(24.20)	(47.32)	(68.07)	(4.84)
	Net income	—	0	(85)	(143)	(203)	(371)	(452)	(85)	(138)	(9)
	Depreciation	—	—	7	7	6	16	241	7	17	4
Per share, $
Per share, $	Revenue	—	—	39,973.32	55,433.53	7,402.94	9,335.25	5,652.27	102.40	111.33	34.50
	Earnings	—	—	(3,989.13)	(6,645.50)	(1,104.00)	(1,088.00)	(1,312.00)	(1,048.50)	(91.07)	(1.54)
	Cash flow	—	—	(3,033.22)	(10,029.58)	(1,937.04)	(1,667.22)	(316.31)	(306.19)	(53.52)	13.34
	Capex	—	—	597.57	(164.09)	(61.77)	(83.30)	(70.28)	(1.51)	(1.92)	(1.39)
	Free cash flow	—	—	(2,435.65)	(10,193.67)	(1,998.82)	(1,750.52)	(386.60)	(307.69)	(55.45)	11.95
	Book value	—	—	0.00	(26,690.79)	6,690.85	2,683.07	1,378.31	73.25	(17.07)	22.50
	Shares, m	—	—	0	0	0	0	0	2	2	5
Valuation, ×
Valuation, ×	P/E	—	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	P/S	—	—	0.07	0.07	0.44	0.09	0.01	0.48	0.05	0.58
	P/B	—	—	0.00	0.00	0.49	0.32	0.06	0.67	0.00	0.88
	EV/Sales	—	—	0.05	0.05	(0.10)	0.07	0.00	3.92	2.52	3.83
	EV/FCF	—	—	(0.25)	(0.25)	0.39	(0.35)	(0.03)	(1.31)	(5.07)	11.07
Cash, $m
Cash, $m	Operating cash flow	—	—	(65)	(216)	(355)	(569)	(109)	(534)	(97)	69
	Capex	—	—	13	(4)	(11)	(28)	(24)	(3)	(3)	(7)
	Free cash flow	—	—	(52)	(219)	(367)	(597)	(133)	(536)	(101)	62
Balance, $m
Balance, $m	Working capital	—	—	145	205	1,115	1,275	517	654	555	569
	Total debt	—	—	120	174	347	1,131	449	627	381	452
	Net debt	—	—	(44)	(46)	(743)	(84)	(23)	418	303	385
	Shareholders’ equity	—	—	—	(574)	1,227	915	475	128	(31)	117
Returns, %
Returns, %	ROA	—	—	0.00	(97.88)	(17.73)	(18.13)	(22.68)	(23.57)	(12.99)	(0.79)
	ROIC	—	—	0.00	0.00	(23.06)	(26.97)	(78.95)	(11.31)	(24.02)	(5.28)
	ROE	—	—	22.55	63.32	(62.09)	(34.63)	(65.00)	(120.95)	(341.43)	(18.59)

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
XYF X Financial Sponsored ADR	$116.8M	2.3×	—	−53.85% (below 0%: shrinking)	−89.20% (below 0%: shrinking)	+194.87% (above 0%: growing)	57.63%	19.62%	Compare
SUIG Sui Group Holdings Limited	$104.5M	— (loss-making)	— (loss-making)	−61.71% (below 0%: shrinking)	n/m	−651.07% (below 0%: shrinking)	100.00%	(5,439.12%)	Compare
LX LexinFintech Holdings Ltd. Sponsored ADR	$90.7M	0.7×	3.1×	−6.21% (below 0%: shrinking)	−78.57% (below 0%: shrinking)	+2,545.55% (above 0%: growing)	15.55%	(3.30%)	Compare
YRD Yirendai Ltd.	$67.7M	— (loss-making)	2.1×	−43.13% (below 0%: shrinking)	n/m	−332.34% (below 0%: shrinking)	78.70%	(39.50%)	Compare
WEI Weidai Ltd. Sponsored ADR	$67.6M	— (loss-making)	—	−36.85% (below 0%: shrinking)	n/m	—	0.00%	0.00%	Compare
ANTA Antalpha Platform Holding Company	$55.9M	3.8×	— (loss-making)	−28.24% (below 0%: shrinking)	n/m	0.00%	56.88%	(205.39%)	Compare
VRM Vroom, Inc.	$46.3M	— (loss-making)	— (loss-making)	−4.68% (below 0%: shrinking)	n/m	+8.45% (above 0%: growing)	100.00%	49.68%
JFIN Jiayin Group Inc. Sponsored ADR	$30.9M	1.7×	— (loss-making)	−58.75% (below 0%: shrinking)	n/m	+213.65% (above 0%: growing)	25.45%	(33.47%)	Compare
OMCC Old Market Capital Corporation	$24.4M	— (loss-making)	26.3×	+6.80% (above 0%: growing)	n/m	−34.36% (below 0%: shrinking)	86.04%	(30.48%)	Compare
Median of peers	$67.7M	2.0×	3.1×	−39.99%	—	0.00%	57.26%	(31.97%)

All 55 Credit Services stocks →

Vroom, Inc. (VRM) key facts

Vroom, Inc. (VRM) is a Credit Services company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, VRM traded at $8.93, a market capitalization of $46.3 million.
Return on equity was −18.6% and debt-to-equity 5.30.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.